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Rewards Cards: Put Those Points to Work
  + stars: | 2023-09-07 | by ( Julie Weed | ) www.nytimes.com   time to read: +1 min
Sign-up bonuses, lounge access, cash rebates, free hotel rooms and plenty of fine print: The dizzying promotions and Byzantine rules on earning and redeeming points with rewards credit cards can make your head spin. Rewards cards offer three types of value. There is typically a sign-up bonus, up to 120,000 points or miles after spending a minimum amount within a certain period. Make partnerships work for youA co-branded card, like the Alaska Airlines Visa Signature (fee $95), helps you achieve status faster with that airline. Hotel chains offer similar co-branded cards.
Persons: Autopay Organizations: Alaska Airlines Visa, Hyatt Visa, Marriott Locations: Alaska
Capital One has revealed its newest airport lounge, an 8,500-square-foot outpost at Washington-Dulles International Airport (IAD). Read Insider's guide to the best credit cards with free airport lounge access. The Capital One Lounge at Dulles (IAD) is the issuer's highly anticipated second location, expanding the issuer's reach to the Washington D.C. metropolitan area. It's the first credit card-affiliated lounge at Dulles, and the space will likely prove popular for travelers departing from the airport. Premium perks including airport lounge access and statement creditsCheck mark icon A check mark.
Persons: Eero Saarinen, Dulles, H, Will Patton, Chris Dong, it's, Chase Sapphire, Amex, Chase Organizations: Dulles International, Travelers, Capital, Service, Fort Worth International, Dulles, Washington D.C, Capital One, One, Premier, Rhino Brewing Co, Michelin, Acorn, Dulles Airport, Venture, Business, LaGuardia, Reagan Washington National Airport Locations: Washington, Wall, Silicon, Dallas, DFW, Dulles, Virginia, Central Virginia, Denver, Las
So I'll admit I got The Platinum Card® from American Express for the clout. Getting an Amex didn't change my finances or my life, and I knew it wouldn'tI held my Amex Platinum card as I did with my driver's license when I was 16. Financial therapist Aja Evans says my Amex credit card is one way of coping with self-esteem issues, but it's a bandage. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. Products in this post: The Platinum Card® from American Express, American Express® Gold Card
Persons: Achilles, I've, wouldn't, I'm, Aja Evans, Evans, it's, Uber, Wiley, Julie Mehretu, Peacock, Uber Cash Organizations: Service, American Express, Yorker, Express, Hilton, Marriott, Saks, Entertainment, Disney, ESPN, The New York Times, Street, Walmart, TSA, Global, Saks Fifth, Shipping, American, Products Locations: Wall, Silicon, Hulu
And you might even find that the best credit card for you isn’t even branded as a Disney credit card. The best credit cards for Disney World and Disneyland ticketsWhile there’s no one-size-fits-all credit card for Disney trips, there are a handful of good options. Ink Business Cash® Credit Card : Best for purchasing Disney gift cards. Fortunately, the 5% discount can be used for third-party gift cards sold at Target (not including Target gift cards). Disney Premier Card: Best for Disney park savingsThe Disney Premier card offers special discounts on merchandise for its card members.
Persons: you’re, Hopper, you’ll, Chase, that’s, we’ve, Mickey, Minnie, You’ll Organizations: CNN, American Express, Disney, Disney World, Mastercard, Capital, Target, American Airlines AAdvantage, United Airlines MileagePlus, Air Canada, Hyatt, Hyatt . Capital, Venture, Staples, BJ’s Wholesale, Sam’s, Ink, Wholesale, Citi, Disney Premier Locations: California, Paris, Tokyo, Shanghai, Hyatt ., DisneyPlus.com
You can earn up to 200,000 Marriott points, but to unlock the most points you'll need to stay six nights at Marriott Bonvoy properties. Marriott Credit Card Offers: Earn up to 200,000 PointsTwo of these cards (the Marriott Bonvoy Brilliant® American Express® Card and Marriott Bonvoy Bevy™ American Express® Card) are from American Express, and two (the Marriott Bonvoy Boundless Card and Marriott Bonvoy Bold® Credit Card) are issued by Chase. Details Rewards Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy.
Persons: Marriott, we've, We're, Chase, Regis, it's, you'll, You'll, you'd, Cardholders Organizations: Marriott, Orlando . Marriott, Service, American Express, American Express Marriott, Chase Marriott, Villas, Marriott Bonvoy, Marriott Vacation, Residence, Vacation, Westin Vacation, The Ritz, Carlton Club, Regis Residence Club, Express, Ritz, Carlton, TSA, Global, TSA PreCheck, New Hampshire Insurance Company, AIG Company, Reading Chevron, Chevron, Business, Cardholders, Chase, Sapphire, United Airlines, Hyatt, American Locations: Grande Lakes, Orlando, Marriott, Wall, Silicon, Marriott Bonvoy, St, Regis, U.S, Chevron, airfare
With these Delta credit card offers, you can earn up to 100,000 Delta miles, which don't expire. Delta Credit Card OffersAmex Delta credit cards give you the ability to use Delta miles in a way that non-cardholders can't. However, Insider estimates that Delta miles are worth 1.1 cents each, on average, when booking award flights. That's much higher than the previous card bonus, which was 50,000 bonus miles and 10,000 MQMs after meeting minimum spending requirements. Amex Business Delta Reserve Card ReviewDo You Qualify for These Delta Card Bonuses?
Persons: cardholders, Insider's, you've, We're, Miles, You'll, you'll, it's Organizations: Delta, Getty, Service, American Express, Delta SkyMiles Gold American, Card, U.S . Supermarkets, U.S, PayPal, Reading Chevron, American, TSA, Delta Sky, Global, TSA PreCheck, Delta Sky Club, SkyMiles Reserve American, ®, SkyMiles ®, Delta SkyMiles ®, Delta Sky Clubs, Chevron, American Express Card, Delta Reserve, Gold Business American, Business American, Delta American Express, SkyMiles Reserve Business, SkyMiles, Delta SkyMiles, Express Locations: Wall, Silicon, delta.com, U.S, Delta
The 6 best credit cards to use for Costco purchases in 2023
  + stars: | 2023-07-19 | by ( Juan Ruiz | ) edition.cnn.com   time to read: +13 min
Let’s take a look at what types of credit cards Costco accepts and the best credit cards for Costco purchases, whether you’re looking for financing, cash back or travel rewards. The best credit cards for Costco in 2023How did we choose our best credit cards when shopping at Costco in 2023? Best for Costco loyalists: Costco Anywhere Visa Card by CitiUse this credit card to earn bonus cash back on gasoline purchases, both at Costco and other gas stations. Best for travel rewards: Capital One Venture Rewards Credit CardEarn travel rewards on your Costco purchases with the Capital One Venture card. These premium Chase cards include the Chase Sapphire Preferred® Card, Chase Sapphire Reserve® Card, or Ink Business Preferred® Credit Card.
Persons: it’s, It’s, cardholders, Read, Cash Organizations: CNN, American Express, Costco, Getty, Mastercard, American, Google, Samsung, Citi, EV, Read CNN, Wells, Costco Wholesale Clubs, Capital One Venture, One Venture, Venture, Capital, Chase, Sapphire, Ink Business, Ink, Cash, Citi Travel, Card, Citi Prestige ® Locations: drugstores
All Clear members will have their identity verified by the TSA in the future, the agency says. For $189 a year, Clear members can cut airport security lines with "touchless" ID verification. Clear, a privately-owned security program available in most major airports, allows members to cut security lines with its "touchless" ID verification system. While it may seem like a minor change, increasing ID checks for Clear members could upend the company's already fragile competitive edge. Clear did not immediately respond to follow-up questions about when the new digital identity standards will roll out in airports.
Organizations: TSA, Washington Post, Clear, DHS, Technology
She decided to get TSA PreCheck before a trip to California this summer. Here's how the TSA PreCheck process went for me as a first-time user. Like a plebeian, he had to go through the regular security line at the Portland airport, while I used the PreCheck line. For me, TSA PreCheck is worth itI paid $78 and about an hour of my time for TSA PreCheck, which is good for five years. Even as a casual summer traveler, I think TSA PreCheck is worth it for me, and I'll most likely renew it when it expires.
Persons: Jules Rogers, I'd, Marshall, Organizations: TSA, Morning, TSA PreCheck Locations: California, Portland, San Diego
Amex Platinum; InsiderIf you have The Platinum Card® from American Express , you can get complimentary Gold elite status with both Hilton and Marriott**. Without the Amex Platinum Card, you'd generally need to spend at least 25 nights in Marriott hotels to earn Gold status in the Bonvoy program, or a whopping 40 nights in Hilton hotels to earn Hilton Honors Gold status. Here's how Marriott and Hilton Gold elite status with the Amex Platinum card works. Marriott Gold Elite Status BenefitsHere's what you can get with Marriott Bonvoy Gold status from your Amex Platinum Card. Hilton Gold status comes with a handful of extremely valuable perks, of which I'm definitely a fan.
Persons: Hilton, We're, Uber, Peacock, Uber Cash, you'll, You'll, I'm, — Hilton Organizations: Marriott Bonvoy, Hilton, American Express, Marriott, Service, American, Express, Saks, Entertainment, Disney, ESPN, The New York Times, Street, Walmart, Credit, TSA, Global, Saks Fifth, Reading Chevron, Hilton Gold, Marriott Gold, Hilton Honors American, Hilton Honors, Card, Hilton loyalists Locations: Wall, Silicon, Marriott, Hilton, Hulu
Here’s a look at the Capital One Venture vs. Chase Sapphire Preferred. Capital One Venture vs. Chase Sapphire PreferredFirst, let’s take a look at all the key details of these two cards side-by-side:Capital One Venture Rewards Credit Card Chase Sapphire Preferred Card Welcome bonus 75,000 bonus miles after spending $4,000 on the card in the first three months. The Capital One Venture and the Chase Sapphire Preferred are two popular rewards credit cards that offer a variety of benefits to cardholders. Getty ImagesThe Chase Sapphire Preferred has better travel and purchase protections than the Capital One Venture. Capital One Venture Rewards Credit Chase Sapphire Preferred Card Extended warranty Yes.
Persons: Chase, We’ll, you’re, Chase doesn’t, United MileagePlus, Wyndham Organizations: CNN, American Express, Chase, Capital, One Venture, Venture, Chase Sapphire Preferred, Chase Sapphire, Rewards, Hertz, Sapphire, TSA Precheck, Preferred, Rapid, Hyatt, Sapphire Preferred, Air France, KLM, Blue, Air Canada Aeroplan, British Airways Executive Club, Emirates Skywards, Singapore Airlines, Turkish Airlines Miles, Aeromexico Club Premier Air Canada Aeroplan Air France, British Airways Executive Club Cathay, Asia Miles Emirates, Etihad, Finnair, Qantas Frequent Flyer Singapore Airlines KrisFlyer TAP Air Portugal Turkish Airlines Miles, Smiles, Airlines Aer Lingus AerClub Air Canada Aeroplan Air France, KLM Flying Blue British Airways Executive Club Emirates, JetBlue, United, Virgin Atlantic Flying, Travel, Auto, Chase Capital Locations: Air, Hawaii, United, Iberia
The downside is that the annual fee will increase, and you'll have to pay to add authorized users. Cardholders and up to 10 authorized users (currently free to add) receive American Airlines Admirals Club access for themselves and up to two guests (or immediate family) when they fly American Airlines or its partners. For a $450 annual fee, that's a fabulous deal, considering Admirals Club membership currently starts at $650 (which will increase to $850 shortly). Full Admirals Club membership gets you (and authorized users) access to American Airlines lounges Check mark icon A check mark. But this, along with an improved earning rate on American Airlines purchases, is a huge upgrade for cardholders.
Persons: Read, We're, it's, That's, cardmembers, cardholders, Citi's, What's, you'll Organizations: Citi AAdvantage, Admirals Club, American Airlines, Citi, Mastercard, Service, American, Chase, Chevron, Target, Walmart, Capital, Airlines, AA, Business, Admirals Clubs, American Express, Avis Locations: Wall, Silicon, Miami, Washington ,
You can earn rewards with a travel credit card and by sticking to a favorite airline and hotel vendor. Get a travel credit cardThere are loads of discussion about credit card hacking and selecting the best credit card for travel rewards. If travel is a focus for you, then I recommend considering a credit card that offers travel rewards. I personally use my travel rewards credit card for my day-to-day spending all year round. Note that credit card lenders may use many different variations of credit score models when considering your application.
Persons: I've, , you've, we've Organizations: Service, Target, Walmart, Chase, Chevron, Reading Chevron, Southwest Airlines Locations: Wall, Silicon, Paris, Delta, Bahamas
Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). A travel rewards credit card will help get me back on trackBut I was determined, and giving in felt like letting myself down. Though I considered them all, none felt like the right move, until I started thinking about opening up a travel rewards credit card. Note that credit card lenders may use many different variations of credit score models when considering your application. Like many travel credit cards, my card has a high interest rate, so I always pay it off in full.
Persons: I've, haven't Organizations: Service, Target, Walmart, Chase, Chevron, Reading Chevron Locations: Wall, Silicon
Compare Sapphire Preferred and Ink Business Preferred Chase Sapphire Preferred® CardInk Business Preferred® Credit Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Here's a detailed look at the biggest differences between the Chase Sapphire Preferred® Card and the Ink Business Preferred® Credit Card. The other major difference is that the Ink Business Preferred® Credit Card offers cell phone protection against theft or damage. Chase Sapphire Preferred Compared to Ink Business PreferredThough similar — each charges a $95 annual fee that is not waived the first year — the Sapphire Preferred and Ink Business Preferred® Credit Card have different welcome bonus requirements and bonus spending categories. If you're thinking of getting both cards, apply for the Ink Business Preferred® Credit Card first.
Persons: Chase, We're, Chase Sapphire, Eric Rosen Eric Rosen, you'll, Condé Organizations: Chase, Sapphire, Chevron, Target, Walmart, Reading Chevron, Chase Sapphire, Travel Shipping, Ink, Apple, Lingus AerClub Air Canada Aeroplan Air France, KLM Flying Blue British Airways Executive Club Emirates, JetBlue, Singapore Airlines, Southwest Airlines Rapid, United, Virgin Atlantic Flying, Hyatt Travel, Card, Business, Chase Travel, National Geographic, Bloomberg Locations: Iberia, Los Angeles, Australia, Kenya, Laos
The Capital One Venture X Rewards Credit Card made quite a splash when it launched in 2021. Getty ImagesWhile you’re moving monthly bills to your Capital One Venture X card, don’t forget your cell phone bill. Getty ImagesThe Capital One Venture X card offers a $100 application fee credit towards Global Entry or TSA Precheck. As a Capital One Venture X card holder, you can claim a free PRIOR subscription by navigating to your accounts benefit tab. Join Gravity HausAs a Capital One Venture X card holder, you’ll receive a $300 discount on an annual Gravity Haus membership every 12 months.
Persons: you’ll, it’s, Hertz, you’re, Hilton Organizations: CNN, American Express, Venture, Capital, Hertz, Global, TSA, Getty, Reebok, Bloomingdale’s, GameStop, IHG, Booking.com, Entertainment, The, Francisco’s Legion, Royal Academy of Arts, Gravity, Gravity Haus Locations: New York, London
Jesse Collier got approved for Global Entry in 4 days. Global Entry is a program offered by US Customs and Border Protection (CBP) that allows for swift entry through airport customs for pre-screened travelers. Currently, US citizens, lawful residents, and nationals from a handful of countries, such as Mexico and the United Kingdom, are eligible for Global Entry. You should receive your Global Entry card in the mail in about two weeks. Getting approved for Global Entry may seem daunting, but if you travel often, especially internationally, your future self will thank you.
Persons: Jesse Collier, Collier, you've, you'll Organizations: Global, Morning, Department of Homeland Security, US Customs, Border Protection, TSA, Customs, Twitter Locations: Mexico, United Kingdom
Sophia Celentano went viral on TikTok after she shared how she commutes by plane to her internship. She said the unusual commute allows her to save money on expensive east coast rent. I'm usually at my gate by around 5:15 a.m., which is exactly when boarding starts. My morning flight often lands about 15 minutes early. I get to the office usually around 8:30 or 8:45 a.m., and that's when I start my full 9-to-5 workday.
Persons: Sophia Celentano, Celentano, Ogilvy, I'd, I'm, it's, I've, Uber, Organizations: TSA, Newark Penn Station, New Locations: Charleston, Richmond , Virginia, Newark, New York City, New Jersey, Virginia
Jesse Collier tried Global Entry, CLEAR, and TSA PreCheck. The three most common options for an expedited airport visit include CLEAR, TSA PreCheck, and Global Entry. If you have TSA Precheck on top of CLEAR, you will cut the TSA Precheck line, but if you don't, you'll be in the regular line. If you have TSA Precheck on top of CLEAR, you will cut the TSA Precheck line, but if you don't, you'll be in the regular line. Airport travel is always going to be a stressor for many, but TSA Precheck, Global Entry, and CLEAR make things a little easier.
Persons: Jesse Collier, Collier, you'll, it's, I'm, slog, I've Organizations: TSA, San Jose Airport, LAX, U.S ., U.S . Customs, Customs, Immigration, TSA PreCheck, Global Locations: United States, there's
The information for the following product(s) has been collected independently by Business Insider: Amex EveryDay® Preferred Credit Card, Amex EveryDay® Credit Card, Chase Freedom®. I used this strategy to downgrade from the Amex EveryDay® Preferred Credit Card with a $95 annual fee to the Amex EveryDay® Credit Card with no annual fee. with a $95 annual fee to the Amex EveryDay® Credit Card with no annual fee. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. AdvertisementFor example, my Amex EveryDay® Credit Card used to be an Amex EveryDay® Preferred Credit Card with a $95 annual fee.
Persons: , Uber, Wiley, Julie Mehretu, Peacock, Uber Cash, We're, you've Organizations: Business, American Express, Service, Chase, Express, Hilton, Marriott, Saks, Entertainment, Disney, ESPN, The New York Times, Street, Walmart, TSA, Global, Saks Fifth, Shipping, American, Chase Sapphire Reserve Locations: Hulu
Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). Chase is offering improved welcome bonuses on the IHG One Rewards Premier Credit Card and IHG One Rewards Traveler Credit Card for a limited time. We've seen lots of travel rewards credit cards launch elevated offers in recent months, and now two IHG credit cards from Chase are offering higher-than-normal bonuses for a limited time. Insider's Featured Credit Cards for Travel Chase Sapphire Preferred® CardCapital One Venture Rewards Credit Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. IHG Credit Card OffersThe IHG right card for you depends on your spending habits, how often you stay with IHG, and whether or not you're willing to pay an annual fee for upgraded benefits.
Persons: Chase, Read, , Chase IHG cardholders, We're, you'd, IHG, it's, cardholders, Cash, you'll Organizations: IHG, Resorts, Service, Chase, Chevron, Target, Walmart, Capital, Hotels, InterContinental ®, Crowne Plaza, FDIC, Reading Chevron, Credit Card, Card, Diamond, United Travel Bank, TSA, Rewards, United, Brands, InterContinental Hotels, Resorts Kimpton, Senses, Plaza, Mastercard Locations: Chevron
TSA PreCheck is ideal for domestic travel, and Global Entry is best for international travel. If you're wondering whether services like TSA PreCheck, Clear, or Global Entry are worth it, Insider asked three frequent travelers for their advice and experience using expedited airport services. For both TSA PreCheck and Clear, travelers can apply online but both require an in-person appointment to complete the application. Consider Global Entry for frequent international travelIf you take several international trips a year, Global Entry is great for getting through immigration screenings faster, and the service currently costs $100 for five years. Like TSA PreCheck and Clear, the Global Entry application requires an in-person interview, which can often have a long wait.
Persons: , John Jennings, I'm, Shriya, Boppana, Morgan Angelique Owens, Owens, Jennings, I've Organizations: TSA, Service, Louis Trust, Family, TSA PreCheck, Accenture, Global, Dulles International Locations: Dulles, Virginia, Paris
The Drift Palm SpringsCapital One will launch a new hotel booking program for Venture and Spark Miles cardholders later this year. Hotels in the Capital One Lifestyle Collection will offer benefits that include early check-in, late checkout, room upgrades, and a $50 hotel experience credit. This program will complement Capital One's existing Premier Collection luxury hotel program for Capital One Venture X Rewards Credit Card and Capital One Venture X Business Card cardholders. More recently, the bank unveiled its Premier Collection, a luxury hotel booking program for Capital One Venture X Rewards Credit Card and Capital One Venture X Business Card cardholders. Intro Offer Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.
Persons: Miles cardholders, Read, , it's, We're, Miles Organizations: Venture, Hotels, Capital One, Service, cardholders, One, Capital, Business, Business Chevron, Chevron, Finance, Partner, Reading Chevron, Resorts
When possible, use a credit card instead of a debit card — you'll benefit from zero-liability protection. Credit card fraud is still a problem for one simple reason: It continues to work. Use your credit card — not your debit cardChase Sapphire Preferred® Card Apply now lock icon An icon in the shape of lock. Note that credit card lenders may use many different variations of credit score models when considering your application. Read more: The 5 biggest credit card scams going around right now — and how to protect yourselfFor example, the Capital One Venture Rewards Credit Card offers the ability to use virtual numbers online.
Persons: , It's, Jeff Bezos, We're, you'll, Read, Wells Fargo, Banks Organizations: Service, Information Services, Chase Travel, Chase, Sapphire, Hotel, FDIC, Electronic, Card, American Express, Citi
The biggest perk is saving time, with expedited security and — in the case of Global Entry — customs lines at dozens of U.S. airports (and even a few abroad for Global Entry). TSA PreCheck Cost: The application process costs $78, and your TSA PreCheck enrollment status remains valid for five years. Global Entry Cost: The Global Entry application process includes a $100 non-refundable fee (whether you’re approved or not) and is also valid for five years. The best credit cards for Global Entry and TSA PreCheckWhen evaluating the best credit cards that cover the cost of Global Entry and TSA PreCheck, the card’s annual fee was a major factor. Why did we pick these as our best credit cards for Global Entry and TSA PreCheck?
Persons: , it’s, you’ll, It’s, IHG, You’ll, you’re, cardholders, Andrew Kunesh Organizations: CNN, American Express, TSA, U.S . Department of Homeland, TSA PreCheck, United, U.S, Delta, Silver, Diamond Medallion, IHG, InterContinental, Holiday, One Venture, Capital, Fort, Dulles, Capital One Venture, Getty, Venture, Sapphire, Amex, Chase Sapphire, PreCheck Locations: U.S, Canada, Delta, Dallas, Fort Worth, DFW, Washington, Denver
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