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Search resuls for: "Stephanie Dhue"


4 mentions found


☆ You've been laid off — now what? Here are 3 steps to take if you lose your job
  + stars: | 2022-11-11 | by ( Sharon Epperson Stephanie Dhue | Sharon Epperson | In Sharoneppersoncnbc | ) www.cnbc.com   time to read: +2 min
While the laws around workforce reductions vary by location and employer size, there are steps anyone can take to help cope with being let go. Negotiate your severance offerBill Varie | The Image Bank | Getty ImagesEmployers are not required by federal law to offer severance, but if they do, those contracts can often be negotiated. Companies offer severance to keep good will with former employees, keep workers from disclosing company secrets and to avoid potential lawsuits. Severance agreements typically come with a waiver of liability that has to be signed before any payment is made. While it varies based on the age of the worker and state laws, employees typically are given a few weeks before they have to sign.
☆ Politics and your portfolio: Midterm elections create uncertainty for markets
  + stars: | 2022-10-31 | by ( Stephanie Dhue | ) www.cnbc.com   time to read: +3 min
Voters file down the hall as early voting begins for the midterm elections at the Citizens Service Center in Columbus, Georgia, on Oct. 17, 2022. So with the midterm elections now a week away but the outcome still not in focus, does it make sense to make those adjustments now? Financial advisors say it's best to adjust your portfolio based on your financial goals and not on the outcome of any event. The market has a 'very distinct' midterms patternHistorically, stocks tend to do better after midterm elections. In 17 of the 19 midterm elections held since 1946, stocks performed better in the six months after the election than they did in the six months prior.
☆ A court just ruled that CFPB's funding is unconstitutional, and that could be 'catastrophic' for mortgage markets
  + stars: | 2022-10-28 | by ( Stephanie Dhue | ) www.cnbc.com   time to read: +6 min
Mortgage rules at riskIf the agency's legal authority is undermined, it could have a profound affect on home lending markets — an industry that's prone to disruption when laws are murky, especially as interest rates rise. That extended the potential damages to the Wall Street banks as well as mortgage investors Fannie Mae and Freddie Mac. Appeal likelyIf the Fifth Circuit decision is upheld, it could call into question those long-standing mortgage rules. "The loss of the CFPB mortgage regulations and the effect on the market would catastrophic," said Andreano. "Potential changes in how the CFPB are funded aren't likely to have an immediate effect on the mortgage market."
☆ Damages in Florida from Hurricane Ian could total $47 billion. Here's how to protect your personal finances from natural disasters
  + stars: | 2022-10-03 | by ( Stephanie Dhue Sharon Epperson | Stephanie Dhue | Sharon Epperson | ) www.cnbc.com   time to read: +1 min
Prepare for insurance claimsIf you're going to file an insurance claim, inventory the damage before you start cleaning up. Keep a written record of the name of everyone you talk to about your claim, including the date of the conversation and summary of what was said. Coverage for floods requires a separate policy, either from the federally based National Flood Insurance Program or a private insurer. There is a 30-day waiting period before flood coverage is effective. Flood insurance for autos is an option under the comprehensive portion of a policy.
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