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☆ Shopify is launching an ad product that takes a page from Meta's playbook
▼ + stars: | 2024-02-08 | by ( Lauren Johnson | ) www.businessinsider.com time to read: +3 min

Shopify quietly announced a program last week where it will buy Google and Meta ads on behalf of its merchants. This new program, called Shop Campaigns, is the first time Shopify is providing full marketing services for its merchants. However, Shopify Audiences is only available to Shopify's large enterprise merchants to help supplement their existing ad campaigns. Shopify claims that Shop Campaigns have helped brands like Thrive Cosmetics and Caraway acquire more than 1 million customers. He compared Shopify Campaign to Meta's now defunct Audience Network, where Meta placed ads on publishers' websites outside of Meta.

Persons: Shopify, Baranauskas, —, Glen Coates, James Borow, spender, Meta, They're, Borow, Mike Ryan Organizations: Google, Meta, Business, Audience Network, Facebook Locations: adtech, Meta, Shopify

Left-hander James Paxton and the Los Angeles Dodgers have agreed to an $11 million, one-year contract, a person familiar with the negotiations told The Associated Press. Paxton can earn up to $13 million if he is healthy during the early part of the season and starts at least 20 games. Paxton can earn $1 million in performance bonuses for starts: $250,000 each for 16 and 18, and $500,000 for 20. A 35-year-old left-hander, Paxton was 7-5 with a 4.50 ERA last year in his only season with the Boston Red Sox. He signed a $10 million, two-year contract with Boston and returned to make seven minor league appearances late in the 2022 season.

Persons: James Paxton, Paxton, Yoshinobu Yamamoto, Tyler Glasnow, Walker Buehler, Tommy John, Bobby Miller, Emmet Sheehan, spender, Shohei Ohtani, Yamamoto, Teoscar Hernández, didn't, ___ Organizations: Los Angeles Dodgers, Associated Press, Dodgers, Boston Red Sox, Seattle, Boston, New York Yankees Locations: Los Angeles, Boston

TOKYO (AP) — Japan signed a deal with the United States on Thursday to purchase up to 400 Tomahawk cruise missiles as part of its ongoing military buildup in response to increased regional threats. In November, the U.S. approved a $2.35 billion sale of two types of Tomahawks — 200 Block IV missiles and 200 upgraded Block V versions. Political Cartoons View All 253 ImagesJapan and the United States agreed to expedite the deployment “in response to the increasingly severe security environment,” Kihara said. The government quickly approved a shipment of Japanese-made Patriot missiles to the United States to complement the U.S. inventory. “There is a new Japan emerging, a more competent Japan,” he said.

Persons: Fumio, spender, Minoru Kihara, Japan Rahm Emanuel, ” Kihara, Emanuel, Japan's, ” Organizations: TOKYO, —, China . Defense, U.S, Kihara, United, Japan’s, “ Locations: — Japan, United States, Japan, China, North Korea, Australia, Britain, Tokyo, South Korea, U.S

☆ India isn't the fastest spender on defense in the region by any means, Indian think tank says
▼ + stars: | 2024-01-18 | by ( ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailIndia isn't the fastest spender on defense in the region by any means, Indian think tank saysSuman Bery, vice chairperson of Niti Aayog, says "worldwide, people are appreciating that the era of the peace dividend is over."

Persons: spender, Suman Bery, Niti Aayog Organizations: India

☆ Amazon is laying off 'several hundred' employees across Prime Video and Amazon MGM Studios — read the memo
▼ + stars: | 2024-01-10 | by ( Lucia Moses | Kylie Kirschner | ) www.businessinsider.com time to read: +5 min

The company is laying off "several hundred" employees across Prime Video and Amazon MGM studios. "As a result of these decisions, we will be eliminating several hundred roles across the Prime Video and Amazon MGM Studios organization." In April 2023, Amazon Studios (now Amazon MGM Studios) and Prime Video teams cut about 100 people — a tiny fraction of Amazon's 27,000 layoffs last year. As a result of these decisions, we will be eliminating several hundred roles across the Prime Video and Amazon MGM Studios organization. Prime Video is one of the most popular benefits for Prime members, and one of most widely used entertainment destinations in the world.

Persons: Mike Hopkins, Hopkins, Amazon's, Jen Salke, Freevee, We've, we've, Amazonians who've, Mike Organizations: Service, Prime, MGM, Amazon MGM Studios, Business, Hollywood Reporter, Bloomberg, Hollywood, Amazon Studios Locations: Americas, Hollywood

☆ Saudi Arabia's sovereign wealth fund overtakes Singapore's GIC to top spending table
▼ + stars: | 2024-01-03 | by ( Lee Ying Shan | ) www.cnbc.com time to read: +1 min

Saudi Arabia's Public Investment Fund (PIF) was the top spender among global sovereign wealth funds last year, accounting for about a quarter of the $124 billion splashed by state-owned investors, according to a preliminary report by research consultancy Global SWF. The Saudi fund boosted its deal activities from a total of $20.7 billion in 2022 to $31.6 billion in 2023, the research said, even as most other counterparts tapered down their spending. Overall, global sovereign wealth funds deployed 20% fewer funds compared with 2022, despite most major stock markets seeing a rally last year. "This may signal an overly cautious approach, as there is no shortage of capital to put to work among these institutions," the report, which tracks activities across the world's sovereign funds, noted. The Saudi fund has sought frequent deals and joint ventures in its pursuit toward Vision 2030 — a plan originally launched in 2016 which aims to increase economic diversification away from oil.

Persons: spender, Saudi's, Saudi Crown Prince Mohammed bin Salman Organizations: Saudi, Public Investment Fund, Saudi Crown, Nintendo, Materials Locations: Saudi, Japan, Brazil

Bitcoin coins are seen at a stand during the Bitcoin Conference 2023, in Miami Beach, Florida, U.S., May 19, 2023. Crypto companies spent $18.96 million in the first three quarters of 2023 on lobbying, compared with $16.1 million during the same period in 2022. That was despite last year's spectacular meltdown of crypto exchange FTX, which had been a top-ten spender. Coinbase (COIN.O), the largest U.S. crypto exchange, led the pack again, spending $2.16 million, followed by Foris DAX, which operates Crypto.com, the Blockchain Association and Binance Holdings. Although those bills have yet to advance further, crypto lobbyists are not letting up.

Persons: Marco Bello, spender, FTX, Foris DAX, Kristin Smith, Sam Bankman, Fried, Coinbase, Binance, Crypto.com, Hannah Lang, Michelle Price, Matthew Lewis Organizations: REUTERS, Rights, Blockchain Association, Binance Holdings, U.S . Securities, Exchange Commission, SEC, Thomson Locations: Miami Beach , Florida, U.S, Washington, Manhattan, Binance

☆ China's Nov services activity accelerates on boost from new orders - Caixin PMI
▼ + stars: | 2023-12-05 | by ( ) www.reuters.com time to read: +2 min

The findings present a mixed picture of the vast services sector as an official survey last week showed the sector unexpectedly contracted for the first time since December last year, prompting calls for more stimulus measures. "Both services supply and demand expanded, as the market continued to heal," said Wang Zhe, economist at Caixin Insight Group. Analysts say the different survey sizes and composition of surveyed companies might explain the discrepancy between the Caixin and official PMI readings. Caixin/S&P's composite PMI, which includes both manufacturing and services activity, grew to 51.6 from 50.0 in October, marking the strongest reading since August. According to the Caixin services survey, employment fell for the first time since the start of 2023 as some firms maintained a cautious approach to hiring.

Persons: Wang Zhe, Wang, Louise Loo, spender, Loo, Ellen Zhang, Ryan Woo, Shri Navaratnam Organizations: P Global, Caixin Insight, PMI, Oxford, Thomson Locations: BEIJING, October's, China

☆ Hey Elon – what's up with all the scammy ads for Louis Vuitton bags on X?
▼ + stars: | 2023-12-01 | by ( Jyoti Mann | ) www.businessinsider.com time to read: +3 min

Some X users say they're seeing lots of ads for likely fake Louis Vuitton handbags on the platform. After Elon Musk told major advertisers to "go fuck yourself" and "don't advertise" at The New York Times' DealBook summit Wednesday, some X users saying they're seeing lots of ads for Louis Vuitton bags that are probably fakes. "X prohibits the sale of or promoting the sale of counterfeit goods on the platform," according to its counterfeit policy . "Twitter had resorted to letting people place ads for their fake Louis Vuitton bags. According to a X business blog post , Louis Vuitton ran an ad campaign for its collaboration with Japanese artist Yayoi Kusama in January, but it's unclear if it's an ad partner or big spender.

Persons: Louis Vuitton, Elon, —, Elon Musk, hasn't, It's, Taylor Fisher, Linda Yaccarino, Monique Pintarelli Organizations: Service, The New York Times, Louis, Twitter, Business, X, ust Locations: Americas

☆ 29-year-old only spends $50 a month on non-essentials: 'A limit on your finances doesn't have to mean a limit on your happiness'
▼ + stars: | 2023-11-29 | by ( Annie Probert | ) www.cnbc.com time to read: +3 min

"Your overall wealth really starts with behavior and your budget," Howard says. But 29-year-old Alexis Howard has been doing it for over 10 months, ever since she challenged herself to limit her non-essential spending to $50 each month. Essentials like rent, utilities, groceries and medical costs aren't included in Howard's $50 limit. "What I've really tried to stress on this challenge is that just because you have a tight budget doesn't mean you can't engage with your loved ones, doesn't mean you can't go to free events, doesn't mean you can't substitute quality time with people that matter to you," she says. But she's still spending considerably less than she would in a normal month living in the Bay Area, where she estimates her non-essential spending used to total around $400 to $500.

Persons: Howard, spender, Alexis Howard, Lyft, Howard's, she's, It's, there's, I've Organizations: CNBC Locations: Bay, San Francisco

☆ 'You can't trust your instincts,' says financial psychologist—here's how to avoid emotional spending
▼ + stars: | 2023-11-27 | by ( Annie Probert | ) www.cnbc.com time to read: +2 min

When it comes to emotional spending, "the deck is stacked against us," says financial psychologist and certified financial planner Brad Klontz. Roughly 75% of both millennials and Gen Z admit to emotional spending, possibly because they're less likely to think about their retirement funds when clicking "buy." "But as you're pulling the trigger, you're pretty excited about this thing you're buying." While emotional spending is a common habit, it's not one you want to turn into a bigger problem. Nearly 40% of emotional spenders say they've gone into debt because of it, and Klontz warns of the stress that emotional spending can put on your finances and relationships.

Persons: Brad Klontz, Gen Z, they're, That's, Klontz, spender Organizations: CNBC

☆ Couple with $30,000 in credit card debt bought a timeshare—'You don't understand the implications,' says self-made millionaire
▼ + stars: | 2023-11-19 | by ( Kamaron Mcnair | In Kamaronmcnair | ) www.cnbc.com time to read: +3 min

Ron and Cristina, however, have around $30,000 in credit card debt, the couple recently told self-made millionaire Ramit Sethi on the Netflix star's "I Will Teach You to be Rich" podcast. "The two of you were so calm about this credit card debt, and it's because you don't understand the implications of this debt," Sethi told them. He is loath to spend money on things like dinner at a restaurant or the occasional vacation Cristina wants to plan. "Money is never simply a series of numbers on a page — it's contextualized within your culture, your upbringing, your risk tolerance, even your basic understanding of money," Sethi said. In talking with Sethi, Ron realized a lot of his hesitancy to spend money comes from his upbringing, since his father was afraid to spend money.

Persons: Ron, Cristina, Ramit Sethi, Rich, Sethi, spender, doesn't, haven't Organizations: Federal Reserve, Netflix Locations: Philippines

☆ From a homeless shelter to saving six figures and buying her first home: A 34-year-old opens up about her struggles with money and the 5 adjustments that changed her finances
▼ + stars: | 2023-11-18 | by ( Laila Maidan | ) www.businessinsider.com time to read: +10 min

Ojekunle's debit card, which was linked to her parents' bank account, was declined after she attempted to pay for a few items at the grocery store. "That's like life-changing money," Ojekunle said. Becoming a big saverA big part of financial stability is psychological, and financial trauma is real, she noted. As she got into the habit of saving, she began transferring money directly to the account. According to a screenshot of her bank account viewed by Insider, she was also able to save over six figures before purchasing her home.

Persons: Niké Ojekunle, Ojekunle, I'm, Barnes, Noble, Rich Dad Poor Dad, spender, TikTok, lockdowns, I've Organizations: Business, Nissan, Apparel, Hyundai, Adidas, Food, Costco Locations: Los Angeles, Florida

☆ 28-year-old health-care worker earning $210,000 a year shares her biggest money mistake
▼ + stars: | 2023-11-10 | by ( Kamaron Mcnair | In Kamaronmcnair | ) www.cnbc.com time to read: +2 min

When it comes to money, Chabely Rodriguez can say she's made it in many ways. The 28-year-old certified anesthesiologist assistant earned more than $210,000 last year and is on track to bring in even more this year. She's able to live comfortably and debt-free in Tampa, Florida, while traveling in her free time, investing for her future and saving for emergencies. Once she started working, Rodriguez learned some of her coworkers were successful in negotiating larger salaries or bigger signing bonuses. "Don't rush into the decision, salaries are competitive, and you're worth the money," Rodriguez says she tells her viewers.

Persons: Chabely Rodriguez, She's, Rodriguez, spender, didn't Organizations: CAA Locations: Tampa , Florida, anesthesiology

☆ A 28 year old who went from having 'no assets' to buying his first home and saving enough to quit his six-figure job explains the 'money dials' philosophy he uses to rein in his spending
▼ + stars: | 2023-11-08 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +6 min

He worked his way up to making six figures, he said, but his income didn't necessarily make him wealthy. Using the 'money dials' spending philosophy to save $25,000 in one yearWhen Luebben got serious about saving, he started tracking his expenses to understand exactly where his money was going. He learned about a budgeting philosophy called money dials , coined by personal finance expert Ramit Sethi, and decided to implement it. Money dials are essentially spending categories like travel, health, food, and experiences that you can either turn up or down. Sethi encourages everyone to take the time to understand what money dials are the most important to them.

Persons: Brian Luebben, Luebben, Ramit Sethi, Sethi, spender, He'd, Brian Luebben Luebben, Academy didn't, He's, haven't Organizations: Academy, Action Academy Community Locations: Smyrna , Georgia, Georgia

Details of how Japan is paring back military procurement due to currency fluctuations have not been previously reported. China, which has not ruled out using military force to bring Taiwan under its control, has expressed concern about Japan's military spending plans, accusing it of displaying a "Cold War mentality." In December, defence ministry officials discussed an order for 34 twin-rotor Chinook transport helicopters at roughly 15 billion yen per aircraft, two of the sources said. She declined to comment on whether the defence ministry had dropped an order for the seaplane. A ministry spokesperson confirmed the companies delivered a letter on Oct 25 to Defence Minister Minoru Kihara urging the government to proceed with the defence procurement as planned.

Persons: Tomohiro, Fumio Kishida, Christopher Johnstone, Johnstone, Biden, Kishida, outlays, spender, Nancy Pelosi's, Yoji Koda, Lockheed Martin, Minoru Kihara, Kevin Maher, Nobuhiro Kubo, Takaya Yamaguchi, Tim Kelly, Yoshifumi Takemoto, Katerina Ang Organizations: Defense Force, East Fuji Maneuver, REUTERS Acquire, Rights, Reuters, Bank of Japan, Center for Strategic, International Studies, National Security, East, Japan's Ministry of Defence, Embassy, Pentagon, Russian, Kawasaki Heavy Industries, Boeing Co, Kawasaki, Industries, Maritime Self Defense Force, Raytheon, Lockheed, Japan Business Federation, NMV Consulting, U.S . State Department's Office, Japan Affairs, Thomson Locations: Japan, Gotemba, Shizuoka, Taiwan, Tokyo, Washington, Beijing, East Asia, U.S, East China, Ukraine, China, U.S .

☆ Weak yen forces Japan to shrink historic military spending plan
▼ + stars: | 2023-11-03 | by ( ) www.cnbc.com time to read: +6 min

Since the plan was unveiled in December, the yen has lost 10% of its value against the dollar, forcing Tokyo to reduce its ambitious defense procurement plan, which was then-calculated to cost $320 billion, the sources said. Details of how Japan is paring back military procurement due to currency fluctuations have not been previously reported. China, which has not ruled out using military force to bring Taiwan under its control, has expressed concern about Japan's military spending plans, accusing it of displaying a "Cold War mentality." Chinooks and seaplanesWith the cuts in its spending power, Japan decided to prioritize spending on advanced U.S.-made frontline weapons such as missiles that could halt advancing Chinese forces, the eight people said. About half that increase was due to the weak yen, said one of the government sources, who was directly involved in those discussions.

Persons: Fumio Kishida, Kiyoshi Ota, Christopher Johnstone, Johnstone, Biden, Kishida, spender, Nancy Pelosi's, Yoji Koda Organizations: Japan's, Defense Force, Getty, Reuters, Bank of Japan, Center for Strategic, International Studies, National Security, East, Japan's Ministry of Defense, Embassy, Pentagon, Russian, Kawasaki Heavy Industries, Boeing Co, Kawasaki, ShinMaywa Industries, Industry, Maritime Self Defense Force Locations: Tokyo, AFP, Japan, Taiwan, Washington, Beijing, East Asia, U.S, East China, Ukraine, China

☆ Charlie Munger riffs on bitcoin, the woes of stock picking, and this simple habit behind his billionaire status in a new interview. Here are the 8 best quotes.
▼ + stars: | 2023-11-03 | by ( Matthew Fox | ) www.businessinsider.com time to read: +4 min

The 99-year old Vice Chairman of Berkshire Hathaway riffed on bitcoin and revealed the simple habit behind his billionaire status. AdvertisementAdvertisementCharlie Munger, the 99-year old vice chairman of Berkshire Hathaway, sat down with The Wall Street Journal for a new interview this week. Munger, who has an estimated net worth of nearly $3 billion, riffed on everything from bitcoin to the woes of stock picking, and revealed the simple habit behind his billionaire status. Munger is an investor worth listening to given his storied career work alongside Warren Buffett, and the incredible success of Berkshire Hathaway. On stock picking"I think fewer and fewer people are really needed in stock picking.

Persons: Charlie Munger, Berkshire Hathaway riffed, —, Berkshire Hathaway, Munger, Warren Buffett, Buffett, that's, I'm, …, They've Organizations: Berkshire, Service, Wall Street, Venture, Microsoft Locations: United States, England

☆ CNBC Daily Open: Are things about to get more difficult?
▼ + stars: | 2023-10-30 | by ( Shreyashi Sanyal | ) www.cnbc.com time to read: +2 min

This report is from today's CNBC Daily Open, our new, international markets newsletter. CNBC Daily Open brings investors up to speed on everything they need to know, no matter where they are. Hey, Big SpenderInflation in September rose but consumer spending came in even stronger than economists expected, numbers from the Commerce Department showed on Friday. HSBC's bumper profitHSBC reported quarterly profit after tax of $6.26 billion, up a whopping 235% compared to the $2.66 billion from a year ago quarter. Profit before tax, for the three months ended September, rose by $4.5 billion to $7.7 billion, due to a higher interest rate environment.

Persons: Spender, Dow Jones, Jerome Powell, there's Organizations: CNBC, Dow Jones, Nasdaq, Nikkei, Commerce, Federal Reserve, HSBC, Nvidia, Baidu Locations: Minneapolis , Minnesota, America, Asia, Pacific, South Korea

I asked a financial therapist how to get past my money anxiety. That's why I decided to meet with financial therapist Dr. Erika Rasure , to figure out how I can handle anxieties I have around making crucial money decisions. "Two common money scripts are 'I don't deserve money' and 'there is never enough money.' "Identify the fear, figure out what triggers it, and then choose an action that you're comfortable with," Dr. Rasure said. "Being flexible and creative, along with being authentic and vulnerable, can keep lines of communication open and reduce the likelihood that resentment will build up," Dr. Rasure said.

Persons: —, Erika Rasure, Rasure, spender, I've, doesn't, We've Organizations: Service

☆ Sam Bankman-Fried's lieutenant Nishad Singh said he was embarrassed by 'flashy' FTX spending
▼ + stars: | 2023-10-16 | by ( Jacob Shamsian | Katie Balevic | ) www.businessinsider.com time to read: +8 min

Singh testified at Bankman-Fried's trial that his concerns were almost always rebuffed. In Manhattan federal court Monday, Singh testified about how he frequently questioned and pushed back against Bankman-Fried's spending sprees and investment decisions — and was almost always rebuffed. "I would hear that my opinions were already factored in, and I didn't need to continue sharing them," Singh testified. Singh testified that he came to know Bankman-Fried through a friendship with the FTX founder's younger brother, Gabe Bankman-Fried. Infighting over expensesThe pair often disagreed on money, Singh testified.

Persons: Nishad Singh, Sam Bankman, Singh, —, Fried, Bill Clinton, Tony Blair, spender, Caroline Ellison, Gary Wang, Gabe Bankman, FTX, SBF, I've, Sam, Tom Brady, Gisele Bündchen, Steph Curry, Kevin O'Leary, Larry David, Jon Kopaloff, Fatih Aktas, Getty Images Singh, Michael Kives, Hillary Clinton, Katy Perry, Orlando Bloom, Ted Sarandos, Jeff Bezos, Kate Hudson, Leonardo DiCaprio, Corey Gamble, Kendall Jenner, Singh wasn't, Kris Organizations: Service, Bankman, Alameda, US Securities and Exchange Commission, University of California, Facebook, Engineering, Sequoia Capital, Yuga, Miami, Major League Baseball, of Legends, Getty Images, Anadolu Agency, K5 Global Locations: Bankman, FTX, Manhattan, Berkeley, Alameda, Bahamas, Kazakhstan, Albany

Emily Irwin, who works for Wells Fargo Bank, advises lottery winners on how to spend their money. She told Insider that people don't realize that winners are given very little support or guidance. First off, the lottery won't tell you whether to take the money as a lump sum or an annuity. To do this, start by assembling a trusted team of advisors, as the lottery won't provide one for you. Similarly, lottery winners shouldn't suddenly find themselves in the Olympics without proper training.

Persons: Emily Irwin, Wells, I've, overspend, you've, shouldn't, We've Organizations: Wells, Wells Fargo Bank, Wells Fargo Bank's Southern Division, Lottery Locations: Wells Fargo, Wells Fargo Bank's, United States

☆ As Russia's war in Ukraine drags on, Kyiv's neighbors are loading up on new high-tech military gear
▼ + stars: | 2023-09-27 | by ( Constantine Atlamazoglou | ) www.businessinsider.com time to read: +8 min

AdvertisementAdvertisementRussia's invasion of Ukraine has upended European security, driving countries there to plan once again for the possibility of a major land war. Those European countries have transferred billions of dollars' worth of military hardware to Ukraine, and now they are seeking to rebuild their own stocks. Poland and Romania both border Ukraine and have been affected by the war. US Army/Markus RauchenbergerBased on disclosed weapon transfers, Poland is Europe's second biggest contributor of military aid to Ukraine, sending Kyiv large quantities of Soviet-era arms. AdvertisementAdvertisementPoland also announced in September a $2 billion purchase of several hundred Naval Strike Missiles from Norway.

Persons: —, Markus Rauchenberger, HIMARS, Mariusz Blaszczak, Attila Husejnow, Abrams, DANIEL MIHAILESCU, spender, Constantine Atlamazoglou Organizations: Service, US Army, Baltic Fleet, Polish, Getty, Patriot, Lower Tier Air and Missile Defense Sensors, US, US State Department, Apaches, NATO, Polish Air Force, Washington, Getty Images, Naval, Missiles, Reuters, Fletcher School of Law, LinkedIn, Twitter Locations: Ukraine, Europe, Eastern Europe, Poland, Romania, Warsaw, Bucharest, Norway, NSMs, Kaliningrad, Poland's, Belarus, South Korea, Seoul, Romanian, AFP, Getty Images Romania, Eastern, Slovakia, Czech Republic

☆ The US economy could end up like China's as massive debt weighs on growth, market expert says
▼ + stars: | 2023-09-25 | by ( Filip De Mott | ) www.businessinsider.com time to read: +3 min

The US economy could face a "long, slow grind" as huge debts take their toll, Ruchir Sharma wrote. There has been $8 trillion in new federal spending since 2021, he said in the Financial Times. "Many nations have come to regret massive stimulus campaigns, as the resulting debts weighed on growth." Big spender China was credited with 'saving the world' after 2008, but it has seen growth slow since then," Sharma said. When the stimulus and other temporary boosts wear off, the American economy could settle into a long, slow grind."

Persons: Ruchir Sharma, Biden, Big spender China, Sharma Organizations: Financial Times, Service, The Rockefeller International, Federal Reserve, China, Reserve Locations: Wall, Silicon, American, China

Now I'm married to the love of my life, and we're happy, but due to my love of lattes and my generous spirit with friends, my wife doesn't trust me with our credit card, and she won't let me use it. Sincerely,Cut-OffDear Cut-Off,AdvertisementAdvertisementI'm afraid your wife withholding your credit card is already dramatic, which means it's too late to get ahead of "a big drama." For example, you might say, "When you don't allow me access to our credit card, I feel demeaned and controlled, and I worry I'm repeating old patterns." Keeping an open mind doesn't mean you agree not to use the credit card anymore. If she becomes defensive and accusatory and fights for her right to continue withholding your credit card, it's time to pull out your arsenal of facts.

Persons: I'm, it's, spender, I've

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