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Crystal Cox/Business InsiderCredit card rewards come in all types, from cash back, airline miles, hotel points, and transferable points. Among people well versed in rewards credit cards, there's a bit of common knowledge: Not all rewards points are created equal. However, if you transferred your Chase Ultimate Rewards points to United, you could potentially book the same flight for half as many points. But when you have the Chase Sapphire Preferred® Card or Ink Business Preferred® Credit Card, you get a 25% bonus in value. Best credit cards for earning transferable pointsThe best transferable-point credit card for you depends on what credit card rewards program is most appealing.

Here are a few of the financing options available through popular jewelers:Blue Nile: Financing is available via Blue Nile's credit card. Ritani: Ritani offers financing via a Synchrony bank credit card. Tiffany & Co.: The brand's credit card offers a 0% intro APR for 12 months, or a 7.99% APR for 24 months. Why I used a credit card with an intro APR offerWhen I bought the ring, I opened a card that had a 0% introductory APR for the first 15 months. Plus, if you have a premium card from Chase, like the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, or Ink Business Preferred® Credit Card, you can move points from the Chase Freedom Unlimited® to the premium Chase card.

Each calendar year after spending $60,000 on eligible purchases, Card Members are eligible to select an Earned Choice Award benefit. 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy. Cardholders receive automatic Hilton Gold status, which opens the door to perks like free breakfast (food and beverage credit at US hotels), bonus points, and room upgrades. Gold status comes with a few perks, including a 10% points bonus on stays, early check-in and late checkout, up to nine elite rollover nights, and a welcome amenity. With Gold status, you'll get perks like a 10% points bonus on paid stays, late checkout when available, and access to preferred rooms.

Below, you'll find some of our favorite rewards credit cards without foreign transaction fees, with an emphasis on travel rewards cards that offer bonus points and miles for airfare, hotels, and more. Note that credit card lenders may use many different variations of credit score models when considering your application. Note that credit card lenders may use many different variations of credit score models when considering your application. Note that credit card lenders may use many different variations of credit score models when considering your application. Virtually all of the best travel rewards credit cards waive foreign transaction fees by this point, so for this guide, we focused on narrowing it down to the best options in a variety of categories.

Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel. Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® Points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). *More Rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. The Amex Travel Portal allows you to book flights, hotels, car rentals, cruises, and more with your Membership Rewards points. Other ways to use American Express pointsThere are a few other, little-known options for redeeming your American Express rewards, including:

But if you're just looking to earn rewards on your spending, the Sapphire Preferred is likely a better bet. While we've compared the beefier Chase Sapphire Reserve to the Platinum Card before, let's switch gears to take a look at the more accessible Sapphire Preferred in the context of the ultra-premium Amex Platinum. Compare the Sapphire Preferred and Platinum Card Chase Sapphire Preferred® CardThe Platinum Card® from American Express Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. The Platinum Card offers a much longer list of benefits and perks than the Chase Sapphire Preferred. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.

☆ Chase Sapphire Reserve card review: One of the best premium travel cards now offers an 80,000-point bonus (worth at least $1,200 in travel), plus top-notch benefits like airport lounge access
▼ + stars: | 2022-08-03 | by ( David E. Slotnick | Senior Reporter | Read More | ) www.businessinsider.com time to read: +43 min

Chase also offers an easy option for redeeming points on the Chase Sapphire Reserve and the Chase Sapphire Preferred® Card. You get a 50% bonus in value with the Chase Sapphire Reserve — so, 1.5 cents per point — and a 25% bonus if you have the Chase Sapphire Preferred® Card. This includes the Ink Business Preferred® Credit Card, Ink Business Unlimited® Credit Card, Ink Business Cash® Credit Card, Chase Freedom Unlimited®, and Chase Freedom Flex℠. Airport lounge access including new Chase Sapphire loungesHaving access to airport lounges is one of my favorite perks of the Sapphire Reserve. Also, note that you cannot open a Chase Sapphire Reserve if you currently hold any flavor of Chase Sapphire card.

More Information Earn 100,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. Here's a guide to help you compare the Platinum Card and Sapphire Reserve and decide which card is best for you. The Chase Sapphire Reserve® and the Platinum Card both have high annual fees, but they have several significant differences. No matter which card you choose, both the Chase Sapphire Reserve® and The Platinum Card® from American Express are excellent cards that come with a ton of value.

To maximize and diversify your rewards, it's best to earn miles whenever you fly, and to earn credit card points on your everyday spending. Because of the way frequent flyer programs work, you can usually get a lot more value from transferable credit card points than from airline miles. Transferable credit card points are potentially more valuableTransferable points give you the most redemption options, from cash back to travel. A better way to use your bank-based credit card points is to book travel through your credit card company's travel portal. Why you should earn both credit card points and airline milesUltimately, it's best to collect both transferable credit card points and frequent flyer miles for the sake of flexibility.

The Chase Sapphire Preferred remains a great card for travel rewards beginners and experts alike. Chase; InsiderThe Chase Sapphire Preferred Card is one of the most popular credit cards on the marketIt offers a high sign-up bonus, generous rewards, and solid benefits for a reasonable annual fee. The credit card rewards space has gotten more and more competitive over the past few years, but here's why the Chase Sapphire Preferred is still a powerhouse. You'll earn bonus points in terrific bonus categoriesThe Sapphire Preferred got a refresh last year, adding new benefits and bonus categories. If you're having trouble deciding between the two Sapphire cards, read our comparison of the Sapphire Preferred and Sapphire Reserve to help narrow down the best pick for you.

☆ Amex Platinum vs Amex Business Platinum: Both offer outstanding welcome bonuses and perks and have the same annual fee — here's how to decide which card is best for you
▼ + stars: | 2022-03-22 | by ( David E. Slotnick | Jasmin Baron | Senior Reporter | ) www.businessinsider.com time to read: +36 min

Keep reading to see how the Platinum Card and the Amex Business Platinum Card differ, and to decide if either is right for you. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. Amex Business Platinum Card: The Amex Business Platinum Card offers a bonus of 120,000 Membership Rewards® points after spending $15,000 on eligible purchases with your card within the first 3 months of card membership. Annual feesBoth versions of the Platinum card have the same annual fee, ever since the Amex Business Platinum Card's fee increased to $695. Finally, the Platinum Card and the Amex Business Platinum Card come with a Priority Pass membership**.

Read more: The Amex Platinum card just increased its annual fee to $695 — but fancy new perks and a 100,000-point offer could take the sting out of itHowever, if you're an active-duty US military member, Amex will actually waive the annual fee for the Platinum Card along with all other Amex cards. The best Amex Platinum card benefitsThe Platinum Card can be incredibly valuable even for non-service members who have to pay the whole fee. Access to these lounges is limited to holders of the Platinum Card, The Business Platinum Card® from American Express , or Amex Centurion cards. Membership Rewards pointsThe Platinum Card earns Membership Rewards points, which are the currency in Amex's loyalty program. Other card benefitsThe Platinum Card comes with a few other benefits that help offset the annual fee.

The prices through credit card travel portals are often on par with booking directly through hotels. Depending on the issuer and type of credit card you carry, you might have access to special online booking portals where reservations include these sorts of freebies, too. Although you won't earn hotel points or credit toward elite status by booking through this portal, the $100 credit will likely make up for it. More Information Earn 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership. Note that credit card lenders may use many different variations of credit score models when considering your application.

☆ The 8 best 'personal' private jets that only require one pilot to fly
▼ + stars: | 2020-06-21 | by ( Taylor Rains | Thomas Pallini | ) www.businessinsider.com time to read: +11 min

Personal private jets are intended to be flown by one pilot and are ideal for business, leisure, or both. aviation-images.com/Universal Images Group via GettyCessna has long been the leader in single-pilot jet aircraft, with multiple models in its popular Citation line-up built with solo operations in mind. The light jet aircraft have dominated the skies since the 1970s with Cessna continuing production of new models nearly five decades later. Three variants of the product line are in existence, the HondaJet, HondaJet Elite, the HondaJet Elite S, and the HondaJet Elite II. David Slotnick/Business InsiderThe Pilatus PC-24 capitalizes on the success of the highly versatile PC-12 turboprop, another single-pilot aircraft, but adds on the speed of a jet aircraft.

can be worth the high annual fees thanks to annual statement credits for airline incidental fees, Uber rides, and more. In some cases, it can be worth paying a high annual fee for a rewards card. But not every credit card annual fee is easy to justify — especially if you can't use all the benefits. There are plenty of cards with perks worth significantly more than the annual fee, but the key is to take a hard look at the benefits at evaluate how many of them you'll actually use. If you're not sure an annual fee is worth it, you do have several great rewards credit card options with no annual fees.

You may be specially targeted for a 100,000-point welcome bonus on the Platinum Card® from American Express, which is among the most coveted deals in the travel and credit-card-rewards world (the bonus is available after spending $5,000 in your first three months). One hundred thousand Amex points are subjectively worth $2,000, but the card has a ton of other valuable benefits, too. The Amex Platinum offers aren't always available, but reports indicate that over the past few days, the 100,000-point offers have returned to the tool. If you see the 100,000-point offer, and you're interested in the Platinum Card, you should apply right then. However, the Platinum Card's benefits make it worth keeping indefinitely for anyone who travels, as long as you take advantage of it.

100,000 Amex Membership Rewards points can get you to virtually any destination in the world. According to travel website The Points Guy's valuations, Amex points are worth 2 cents apiece. British Airways, Delta, Alitalia, Air Canada, ANA, Etihad, and JetBlue all give you options to reach Brazil using your Amex points. You can book a flight to London or your hotel nights using American Express points. Amex points are among the most valuable of any credit card today.

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). There are a ton of rewards credit cards available, but if you're just getting started with collecting points and miles, you should open the Chase Sapphire Preferred® Card as your first card. For example, the starter card I kept seeing discussed was the Chase Sapphire Preferred® Card. When you're working to earn credit card rewards, it's important to practice financial discipline when targeting credit card rewards — paying your balances off in full each month, making payments on time, and not spending more than you can afford to pay is the best course of action. Read on to learn why the Chase Sapphire Preferred® Cardis our choice of rewards credit card for people who are looking to get started with credit card rewards, whether you're just out of college, or you're closer to retirement than graduation.

The Amex Platinum Card is the more premium of the two cards — it has a $695 annual fee compared to a $250 annual fee for the Amex Gold Card. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. Amex Platinum versus the Amex Gold: Bonus categoriesThe Amex Platinum cardThe Amex Platinum Card earns a massive 5 points per dollar spent on airfare, as long as you book directly with the airline or through Amex Travel, and on prepaid hotel stays booked through Amex Travel. The Amex Platinum cardThe Amex Platinum Card has one of the highest annual fees you'll find in a mainstream rewards card — $695. Other card benefitsThe Amex Platinum cardAdded benefits is where the Amex Platinum Card really shines.

Persons: Uber, Wiley, Julie Mehretu, Peacock, Uber Cash, you'll, that's, Chris Steak Organizations: American Express, American, Delta, Marriott, you.Amex, Saks Fifth, X, Resorts, Hilton, Express, Saks, Entertainment, Disney, ESPN, The New York Times, Street, Walmart, TSA, Global, Shipping, U.S, Milk Bar, Amex, Card, Target, Virgin Atlantic, All Nippon Airways, Aer Lingus, Air, Air France, KLM, Alitalia, ANA, Cathay, British Airways, Etihad, Hawaiian Airlines, JetBlue, Singapore Airlines, Virgin, Sky, Space, Fine Hotels, TSA PreCheck, Amazon Locations: Hulu, U.S, Japan, AeroMexico, Air Canada, Cathay Pacific, Delta, El Al, Emirates, Iberia, Hawaiian

Chase is offering the first-ever transfer bonus for its credit cards Ultimate Rewards program: Get a 30% bonus when transferring points to British Airways' frequent flyer program, Executive Club. Occasionally, those credit card programs will offer transfer bonuses, giving you more airline miles when you transfer your credit card points over. While Chase has one of the most useful rewards programs out there, it's never offered a transfer bonus before — until now. Normally, Chase Ultimate Rewards points transfer to each of its nine airline partners at a 1:1 ratio in 1,000-point increments. If you're looking to stock up on Ultimate Rewards points, the Chase Sapphire Preferred® Card is currently offering its highest-ever sign-up bonus: 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening (Ultimate Rewards points).

In addition to a big welcome bonus, multiple annual travel credits, automatic Hilton Diamond status, and plenty of other benefits, the card offers a free reward reward night certificate every year. I got the card in October, and just redeemed my first year's free reward certificate. One of the immediate perks that offers some value back for that annual fee: an annual free reward night certificate. I got the Hilton Honors Aspire Card in October and just used my first free reward night certificate — the process was easier than I expected. David Slotnick/Business InsiderThe value of the free night reward obviously depends on which hotel you redeem it at.

☆ I attended an exclusive dinner and discussion for Amex Platinum cardholders with one of the best chefs in the world — here’s what the once-in-a-lifetime experience was like
▼ + stars: | 2019-03-01 | by ( David Slotnick | Senior Reporter | Read More | ) www.businessinsider.com time to read: +6 min

One of the perks that comes with The Platinum Card® from American Express is access to exclusive events and dining reservations via the By Invitation Only program. In 2017, Amex doubled down on this by relaunching its famed Platinum Card. Facing fierce competition in the premium space from JP Morgan's Chase Sapphire Reserve rewards credit card, American Express boosted its travel and experience platforms. "Now in 2018, we see that our Platinum card members are passionate about travel, entertainment, superior service, and have evolved in how they undertake that." I've written before about how the Amex Platinum Card offers a ton of value, easily enough to outweigh its annual fee.

For our most up-to-date luggage recommendations, check out our guides to the best luggage and best carry-on bag. The new Fortis Pro Smart hardside spinner begins with a lightweight polycarbonate shell, which eBags describes as "unbreakable." In that respect, the eBags Fortis Pro is a force to behold. Simply unzip it, and you can expand the Fortis bag by about an inch and a half. The eBags Fortis Pro is a solid product, and representative of the deliberation with which eBags designs its products.

Persons: eBags, scuffs, There's, — Organizations: Business, Fortis Pro Smart, eBags Fortis Pro, Fortis Pro, Fortis, TSA

The Professional Weekender is designed for business travelers looking for a one-bag solution for those 1-2 day trips. The bag has a large main clothing compartment, which can be overstuffed if you need to fit more than usual. You can also remove the compartment altogether to give the clothing compartment more room to expand. While the bag is a travel backpack, there are two grab handles — one at the top, and one at the side that you can use to carry it briefcase-style. Just unzip the laptop compartment, and open the bag flat.

Persons: eBags, —, zippers —, they're, they've, haven't Organizations: Business, Hudson News, TSA, US Transportation Security Administration, Travel

Using credit-card points and frequent-flyer miles can be confusing. While frequent-flyer miles are less flexible than certain credit-card points, there are still great options to use them. Because of the way frequent-flyer programs work, you can usually get a lot more value from a lot fewer frequent-flyer miles than you can with credit-card points. Booking travel through your credit card using pointsOne of the easiest ways to use your bank-based credit-card points is to book travel through your credit-card company's travel portal. Bottom lineIn general, the most lucrative way to use transferable credit-card points is to convert them to frequent-flyer miles and use them to book flights.

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