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☆ World’s Five Leading Chipmakers Have Now Promised U.S. Investment
▼ + stars: | 2024-08-06 | by ( Ana Swanson | Madeleine Ngo | ) www.nytimes.com time to read: +1 min

The Biden administration said on Tuesday that it would award up to $450 million in grants to a South Korean chipmaker, SK Hynix, to help build its new chip facility in Indiana, in what officials described as a milestone in rebuilding the U.S. semiconductor manufacturing industry. With the announcement, the United States now has commitments from all five of the world’s leading-edge semiconductor manufacturers to construct chip plants in the United States with financial assistance from the administration, Commerce Secretary Gina M. Raimondo said in a call with reporters on Monday. The Biden administration previously announced that it had reached agreements with Intel, Taiwan Semiconductor Manufacturing Company, Samsung and Micron to help fund investments in the United States. “These are the only companies in the world capable of producing leading-edge chips at scale,” she said. SK Hynix announced in April that it had committed to investing $3.87 billion in a facility in West Lafayette, Ind.

Persons: Biden, Gina M, Raimondo Organizations: SK Hynix, Intel, Taiwan Semiconductor Manufacturing Company, Samsung, Micron, ” SK Hynix Locations: Korean, Indiana, United States, West Lafayette, Ind

Di Bari is one of thousands of residents attempting to rebuild her home and business amid a flurry of instability. Courtesy Qiana and Michele Di BariToday, many Lahaina residents who lost their homes are still displaced as they scramble from one temporary shelter to another. “The true thing about Lahaina people is you cannot take Lahaina people out of Lahaina,” Nahoo’ikaika said. A man walks past wildfire wreckage in Lahaina, Hawaii, on Aug. 9, 2023. A rainbow is seen from Put Kukui mountain over burned cars and buildings in Lahaina, Hawaii, on Aug. 13, 2023.

Persons: restauranteur Qiana Di, Michele, Di, Qiana Di, Pepe, Michele Di Bari, ”, Jamie Nahoo’ikaika, Sale Pepe, Jaret, Levi, King Kamehameha III, Di Bari, Baris, Nahoo’ikaika, James Tokioka, Tiffany Kidder Winn, Lisa Grove, —, Josh Green, Kalama McEwen, he's, McEwen, Mengshin Lin, Cindy Canham, you’ve, Canham, Whaler’s, Jimmy Carter, she'll Organizations: Di Bari, NBC, FEMA, NBC News, Tourism, Maui, Hawaii Department of Business, Economic, Rural Health Association, The Washington, Getty Locations: Lahaina, Hawaii, restauranteur Qiana Di Bari, Maui, Italian, Di Bari, Paradise , California, Qiana Di Bari, New York, “, Lahaina , Hawaii, Hawaiʻi, ”, Texas, Kihei

Across nine generations, Archie Kalepa’s family has seen the waterfront in Lahaina, a town on the island of Maui, undergo repeated transformation. Once the home of the Hawaiian Kingdom’s royalty, Lahaina’s shores over the centuries became a stop for whalers plundering the seas, for missionaries spreading the Christian gospel, for plantation owners who opened canneries to prepare their bounty of pineapples for export. More recently, tourists packed high-end galleries and shoreline restaurants that offered sunset meals of ahi tuna and taro. Relics of each of those layers of history were turned to ash a year ago, when an Aug. 8 inferno roared through Lahaina, killing at least 102 people. That would mean doing what for many has seemed unthinkable until now: transforming the famous waterfront by peeling back history, removing some of the gift shops, restaurants and beachwear boutiques that, before the fire, perched above the shoreline.

Persons: Archie Kalepa’s, Kalepa Locations: Lahaina, Maui

☆ I found out my boyfriend had 3 other girlfriends. Then I became friends with the other women.
▼ + stars: | 2024-08-02 | by ( Kelly Burch | ) www.businessinsider.com time to read: +4 min

Then, it all fell apart when I learned he had three other girlfriends, all of whom thought they were exclusive with him. First, I told the three other women my ex had been seeing at the same time as me. We supported each other as we started to healHowever, I've got to say that my ex knew how to pick women. I'm not in a serious relationship, but I'm working on rebuilding my confidence and practicing self-compassion and love. Luckily, I have two new friends who can understand exactly what I'm going through.

Persons: Samantha Tsang, STDs, he'd, haven't, I've, they've, I'm Organizations: Service, Business

☆ These 7 comedians built a business playing 'Dungeons & Dragons.' Now they're taking that magic to Madison Square Garden.
▼ + stars: | 2024-08-01 | by ( Cheryl Teh | ) www.businessinsider.com time to read: +10 min

And Mulligan's now nerdworld famous, not only for being one of the creative minds behind the Dropout business engine. Dimension 20There was a time, however, when the idea of recording yourself playing "Dungeons & Dragons" was a tough sell. In 2018, Mulligan pitched the idea to his then-CollegeHumor team to film a group of his friends playing "Dungeons & Dragons." Related stories"We're going to come out where the Knicks play, and we're going to play 'Dungeons and Dragons,'" Mulligan said. And his love for that city is very reflected in every chapter of 'Unsleeping City,'" Mulligan told me.

Persons: —, Brennan Lee Mulligan, Mulligan, who'd, — Emily Axford, Ally Beardsley, Zac Oyama, Brian Murphy, Siobhan Thompson, Lou Wilson, Oyama, it's, Ricky Matsui —, Ricky, I'm, Ricky we're, Sam Reich —, Reich, that's, might've, He's Organizations: Service, Business, Madison, Wembley Arena, Garden, Knicks, BI, Palestine Children's Relief, Intrepid Locations: London, Los Angeles, Madison, New York, CollegeHumor, Unsleeping

Capital One Platinum Secured Credit Card RewardsMany secured cards don't offer rewards, and the Capital One Platinum Secured Credit Card is one of them. Capital One Platinum Secured Credit Card Benefits and FeaturesThe Capital One Platinum Secured Credit Card is fairly bare bones when it comes to additional perks, but it does offer a few handy benefits. Capital One Platinum Secured Card ComparisonCapital One Platinum Secured Card vs. Capital One Quicksilver Secured Cash Rewards CardAnother secured credit card from Capital One actually offers rewards: the Capital One Quicksilver Secured Cash Rewards Credit Card. Discover it Secured CardAnother secured card worth considering over the Capital One Platinum Secured Credit Card is the Discover it® Secured Credit Card. Capital One Platinum Secured Credit Card Frequently Asked QuestionsIs the Capital One Platinum a secured credit card?

Persons: it's, you'll, You'll Organizations: CreditWise, Capital, U.S, Card, Credit Card, Quicksilver Locations: Capital, Chevron

And if you're a college student with limited credit history, you should consider the Capital One Quicksilver Student Cash Rewards Credit Card or Capital One SavorOne Student Cash Rewards Credit Card. Capital One Quicksilver Cash Rewards Secured Credit Card RewardsHow to earn rewardsThe rewards rate on the Capital One Quicksilver Secured Cash Rewards Credit Card is straightforward, with no complicated bonus categories to track and no limits to what you can earn. Capital One Quicksilver Secured Card Benefits and FeaturesAs with most secured credit cards, the Capital One Quicksilver Secured Cash Rewards Credit Card isn't packed with perks. Capital One Quicksilver Secured Card ComparisonCapital One Quicksilver Secured Card vs. Capital One Quicksilver Secured Card Frequently Asked QuestionsWhat credit score do I need to be approved for the Capital One Quicksilver Secured?

Persons: it’s, Quicksilver, you'll, Cardholders, You'll, you've, who've Organizations: Business Insider, U.S . Bank, Quicksilver, Capital, CreditWise, U.S, Bank Cash, Visa, . Bank, EV, U.S . Bank Cash, Chevron Locations: Capital, U.S, Chevron

☆ Park Fire near Chico, California, destroys over 100 buildings as wildfire ravages Jasper in Canada
▼ + stars: | 2024-07-27 | by ( Dalia Faheid | ) edition.cnn.com time to read: +9 min

Cool temperatures are expected to calm fire behavior, which will help the 154 firefighters in Jasper fight the blaze, Jasper National Park said on Facebook Friday night. Two wildfires converged in the Jasper National Park area, becoming what authorities are referring to as the Jasper Wildfire Complex. Together, the fires have swallowed an estimated 89,000 acres, the Jasper National Park said. An evacuation order remains in effect for Jasper and Jasper National Park, with the vast majority of evacuees being visitors, officials said. Along with about 5,000 residents who live in the town, 2.48 million people visited Jasper National Park last year.

Persons: CNN —, Gavin Newsom, Billy, Ronnie Dean Stout, “, ” Stout, Justin Trudeau, Jasper, Sherry Alpers, Noah Berger, Tim Ferguson, KOVR, “ We’ve, we’ve, ” Ferguson, Lauri Schwein, ” Ron Lassonde, KCRA, ”, Kory Honea, you’ve, Norm Rosene, “ It’s, Dan Collins, Amber Bracken, we’ll, ” Karyn Decore, Richard Ireland Organizations: CNN, Western, Cal Fire, DA, •, Malheur National, Jasper National, Facebook, Rockies, National Weather Service, Fire, Camp Fire, KCRA, Animal, Triple, Cal, The Canadian Press, AP, Jasper, CTV News, CBC Locations: Los Angeles, Western United States, Canadian, Butte, Tehama, Sacramento , California, • California, Oregon, Malheur, Malheur National Forest, Jasper, Alberta, California, U.S, Chico , California, Chico, Butte County, Paradise, “, ”, Jasper , Alberta, Canada, Ireland

☆ A doll, old letters and house keys: How displaced Palestinians are holding onto identity
▼ + stars: | 2024-07-27 | by ( Billy Stockwell | Sana Noor Haq | ) edition.cnn.com time to read: +14 min

“I cried for my area, my house, and everything around me,” Al-Hasanat told CNN in June. Several Palestinians told CNN they could take only their most significant personal items on long and hazardous journeys of displacement. Israeli strikes destroyed several of the university’s buildings in the early days of the war, Palestinian news agency WAFA reported. Students told CNN days spent on campus have been replaced by repeated displacement and bloodshed. Courtesy Raghad Ezzat HamoudaWith no end to the war in sight, other Palestinians told CNN they have held onto their house keys as a reminder of home.

Persons: Ahmed Al, Hasanat, Al, ” Al, “ Ayten, Dad, ’, ‘, ’ ”, Khan Younis, Ahmad Salem, “, ” Ahmed Al, Fadi Adwan, WAFA, ”, Haya Ismail, Refaat Alareer, Ismail, Dina, Dr, ” Ismail, Fadi, Rochelle Davis, –, Adwan, Ezzat Hamouda, Hamouda, Tamam –, Raghad Ezzat, Scott Webster, Israel, Davis, Samah, Ayten Organizations: CNN, United Nations, Bloomberg, Getty Images Israel, Hamas, Ministry of Health, Islamic, of Gaza, UN, Ministry of Education, Higher, Students, Georgetown University, “, Palestine, IDF, Government Media Office, Museum of, Palestinian, University of Sydney, Amnesty, Getty, Shifa, UNICEF, Government Media, Palestinian Ministry of Health, West Bank Locations: Gaza, Al, Mughraqa, Palestine, Israel, Palestinian, Rafah, Gaza City, Deir Al, Beit Lahia, Ramallah

Since Harris kicked off her presidential campaign, there’s been a string of good news for the US economy. Harris will have Biden’s mostly strong economy to run on. By June 2021, Biden’s sixth month in office, the nation’s inflation rate jumped to more than 5%. After the Federal Reserve hiked interest rate hikes to a 23-year high to stamp out inflation, the economy — eventually — started to run at a slower pace. The Biden administration canceled $168 billion in student loan debt for 4.8 million Americans.

Persons: Joe Biden, Biden, Kamala Harris, Harris, there’s, Biden’s, —, hasn’t, Evan Vucci, Eros Hoagland, Getty, Lina Khan, Jonathan Kanter, Stocks Organizations: CNN, White House, House, Federal, Trump, Biden, Federal Reserve, Gross, Commerce Department, of Labor Statistics, Infrastructure Investment, Jobs, AFL, National Labor Relations Board, United Auto Workers, Union, AP Relief, American, ARPA, Medicare, University of North, Hill, Apple, Google, Federal Trade Commission, Department, FTC, Activision, Big Tech, Justice Department, Fed Locations: Ukraine, Van Buren Township , Michigan, University of North Carolina, America, Valley, Silicon Valley

☆ These 10 U.S. states are America's best-prepared for climate change and extreme weather
▼ + stars: | 2024-07-26 | by ( Scott Cohn | ) www.cnbc.com time to read: +12 min

Some states are particularly vulnerable to climate risks, but these ten states are most ready for what Mother Nature has in store. 2024 Infrastructure Score: 276 out of 425 points (Top States Grade: A+) Climate Extremes Index: 14.9% Properties at risk: 96% Renewable energy: 24% 8. 2024 Infrastructure Score: 189 out of 425 points (Top States Grade: C-) Climate Extremes Index: 22.12% Properties at risk: 34% Renewable Energy: 77% 2. While a large percentage of Idaho properties are susceptible to climate risk, the danger of flooding is relatively minimal. 2024 Infrastructure Score: 195 out of 425 points (Top States Grade: C) Climate Extremes Index: 16.54% Properties at Risk: 90% Renewable Energy: 78% 1.

Persons: Jeremy Porter, Pete Buttigieg, Maria Lehman, Nature, Marli Miller, Justin Sullivan, Wolfgang Kaehler, Matt McClain, Randy Olson, Forester John Erixson, Kirby Lee, Jared Polis, Mario Tama, Rushmore, Idaho Neil Lincoln, Brownlee, Robert Gauthier, William, Marcia Lee, David Becker Organizations: First Street Foundation, Infrastructure Law, Transportation, CNBC, American Society of Civil Engineers, First, Atmospheric Administration, U.S . Department of Energy, Oregon Solar, UCG, Getty, Oregon Department of Energy, Washington, Cedar, Bio Energy Washington, Lightrocket, Washington Department of Commerce, Clean Energy Fund, New, Washington Post, Energy, Nebraska, Nebraska Forest, Colorado, University of Colorado, California, Energy Department, Dakota, Idaho Power, Los Angeles Times, Idaho Locations: Louisiana, States, Oregon, Valley , Oregon, Arizona, Phoenix , Arizona, Maricopa County, Phoenix, King, King County , Washington, United States, New Mexico, Mora , NM, Nebraska, Loup, Taylor , Nebraska, Boulder , Colorado, Palm Springs , California, California, Texas, South Dakota, Cavan, Iowa, Idaho, Nevada, Las Vegas

☆ 3 reasons to invest in America's crumbling infrastructure instead of flashy AI winners, and the 2 cheapest sectors right now: BofA
▼ + stars: | 2024-07-25 | by ( Christine Ji | ) www.businessinsider.com time to read: +6 min

Traditional infrastructure might not seem as sexy as the newer AI data centers, but Bank of America believes traditional infrastructure has stronger growth prospects than AI infrastructure. The heavy focus on technology and AI has resulted in investors overlooking traditional infrastructure investment. Invest in industrials and materialsIn particular, Bank of America identified the industrials and materials sectors as the best investment opportunity within traditional infrastructure. The industrials sector trades at a relative forward PE of 0.98, and materials trades at 0.92. AdvertisementSome specific industries within those sectors are especially undervalued, such as construction materials and metals & mining.

Persons: —, there's, Savita Subramanian, it's, Reshoring Organizations: Service, Big Tech, American Society of Civil Engineers, Business, Bank of, Bank of America Government, Bank of America, Bank, Invest, Industrial Locations: North America, industrials

The information for the following product(s) has been collected independently by Business Insider: U.S. Bank Cash+® Visa® Secured Card, U.S. Bank Cash+® Visa Signature® Card. U.S. Bank Cash Plus Secured Card Annual Fee and Other CostsThe U.S. Bank Cash+® Visa® Secured Card is a $0-annual-fee card. U.S. Bank Cash+ Visa Secured Card ComparisonU.S. Bank Cash+ Visa Secured Card vs. U.S. Bank Secured Visa CardThe U.S. Bank Secured Visa® Card has fewer frills than the U.S. Bank Cash+® Visa® Secured Card; you won't earn any rewards on your spending, and as far as extra benefits go, you get free access to your credit score and that's about it. Read our U.S. Bank Secured Visa Card reviewU.S. Bank Cash+ Visa Secured Card vs. U.S. Bank Cash+ Visa Secured Card Frequently Asked QuestionsIs the U.S. Bank Cash Plus Visa Secured Card worth it?

Persons: You'll, That's, You've, It's, you've, you'll, —, it's Organizations: Business Insider, U.S . Bank, Bank, U.S, Rewards, EV, Bank Cash, Visa, Department, Sporting, Travel, Gas, . Bank, Card, U.S . Bank Cash, Finance Locations: U.S

Discover it Secured OverviewThe Discover it® Secured Credit Card is a good option for those with little to no credit history, like new US residents or students. All three credit bureaus receive payment reports from Discover, and on-time payments with the Discover it® Secured Credit Card will help build a positive credit history. The Discover it® Secured Credit Card offers a unique feature that you'll only find on Discover credit cards. Discover it Secured Card Benefits and FeaturesFor a secured credit card, the Discover it® Secured Credit Card has a decent list of benefits. Compare the Discover it Secured CardBefore you decide on the Discover it® Secured Credit Card, it might be helpful to see how it compares to some other secured credit cards.

Persons: you'll, you’ve, you've Organizations: Gas, Discover, Card, PayPal, Shipping, Quicksilver, Capital, Chevron

Discover it® Cash Back OverviewIf you prefer earning cash back without paying an annual fee, the Discover it® Cash Back is one of the best cash back credit cards out there. Discover it® Cash Back Benefits and FeaturesThe Discover it Cash Back is a fairly straightforward card. Like the Discover it® Cash Back, it has no annual fee and Discover will match your cash back earned after your first account year. Like the Discover it® Cash Back, the Citi Custom Cash℠ Card has no annual fee. Discover it® Cash Back Frequently Asked QuestionsWhat credit score do I need to be approved for the Discover it® Cash Back?

Persons: you’ve, You'll, That's, you've, you'll, Chase, There's Organizations: Business, Citi, Walmart, Discover, American Cancer Society, Children's Miracle Network, Diabetes Research Foundation, World Wildlife Fund, Cash Locations: Discover

The $0-annual-fee U.S. Bank Secured Visa® Card is a no-frills secured credit card with a very high APR. Very few benefits Insider’s Take The $0-annual-fee U.S. Bank Secured Visa® Card is a no-frills secured credit card with a very high APR. The U.S. Bank Secured Visa Card Doesn't Have a Rewards ProgramThe U.S. Bank Secured Visa® Card does not earn rewards. Discover will automatically match all the cash back you’ve earned at the end of your first year N/A Benefits Free credit score check Choose your payment due date Zero fraud liability No foreign transaction fees Refundable security deposit No foreign transaction fees Automatic consideration for credit line increases Refundable security deposit Review Discover it Secured Credit Card review Capital One Quicksilver Secured card reviewU.S. Bank Secured Visa Card Frequently Asked Questions (FAQ)Is the U.S. Bank Secured Visa Card worth it? The U.S. Bank Secured Visa® Card is not one of the better secured credit cards on the market.

Persons: who's, you'll, you’ve, you've Organizations: Bank, Visa, . Bank, U.S . Bank, Quicksilver, Capital, U.S, Credit Card U.S, Card, Discover Locations: U.S, Chevron

☆ Read Biden’s Letter Withdrawing From the Race
▼ + stars: | 2024-07-21 | by ( ) www.nytimes.com time to read: +2 min

Today, America has the strongest economy in the world. Together, we overcame a once in a century pandemic and the worst economic crisis since the Great Depression. For now, let me express my deepest gratitude to all those who have worked so hard to see me reelected. And let me express my heartfelt appreciation to the American people for the faith and trust you have placed in me. I believe today what I always have: that there is nothing America can't do - when we do it together.

Persons: JOSEPH R, BIDEN, We've, Kamala Harris, Bular Organizations: JR, Supreme Locations: America, American, United States of America

☆ Read Biden's message to the nation as he quit the 2024 race
▼ + stars: | 2024-07-21 | by ( Katie Balevic | ) www.businessinsider.com time to read: +2 min

Read a copy of the historic letter below:My Fellow Americans,Over the past three and a half years, we have made great progress as a Nation. We've made historic investments in rebuilding our Nation, in lowering prescription drug costs for seniors, and in expanding affordable health care to a record number of Americans. For now, let me express my deepest gratittude to all those who have worked so hard to see me reelected. And let me express my heartfelt appreciation to the American people for th efaith and trust you have placed in me. I believe today what I always have: that there is nothing American can't do – when we do it together.

Persons: We've, Kamala Harris, Joe Biden Organizations: Supreme Locations: America, American, United States of America

You can also use our guide to the best low credit score mortgage lenders to see which lenders accept borrowers with lower scores. Minimum credit score by mortgage typeConforming mortgage: 620 or higherConforming mortgages, which are the most common type of mortgage, are only available to borrowers with credit scores of 620 or higher. Get copies of your credit reportUnderstanding your credit history is key to understanding what's affecting your credit score. Review your credit report again to see what is impacting your credit score, then take steps to improve it. Getting a mortgage with bad credit frequently asked questionsCan you get a mortgage with a 500 credit score?

Persons: it's, US Department of Veterans Affairs doesn't, you've, It's, you'll, You'll Organizations: US Department of Veterans Affairs, Rocket Mortgage, Freedom, Carrington Mortgage, HUD, Federal Housing Administration, Chevron Locations: CreditRepair.com, Chevron

☆ My ex and I broke up a month before our wedding day because planning was so stressful. I'm never doing it again.
▼ + stars: | 2024-07-20 | by ( April Zimmerman | ) www.businessinsider.com time to read: +5 min

One is from a styled photo shoot my friend invited me to model for just three months after my engagement ended. The other shows the bride who bought the dress from me four years later, wearing it on her wedding day. But when I fell in love in my late 20s, and got engaged two years later, those dreams faded during our wedding planning process. Ultimately, our relationship ended a month before the wedding — influenced by the stress and family tensions, though not solely because of them. I was doing a lot for other peopleBefore I started planning my own wedding, I was swept up in the often-glamorized process.

Persons: —, fiancé, I've, it's Organizations: Service, Business Locations: Napa, Puerto Rico, New Jersey, Old San Juan, New Zealand

☆ Election Live Updates: Republicans Leave Convention Unified Around Trump
▼ + stars: | 2024-07-19 | by ( Jim Rutenberg | Adam Nagourney | ) www.nytimes.com time to read: +74 min

And there was great, great sorrow. They’re going to be OK. They’re going to be doing very well. Now he’s going to get on the plane in a little while and he’s going to go back home to his wife. Great, great student at Yale. So many — just so many heroes, so many great, great people.

Persons: Dana, Bob, ”, Lee, you’ll, it’s, didn’t, Nobody, “, I’m, Corey Comperatore, David Dutch, James Copenhaver, We’re, Corey, Helen ., David, James, Dan Newlin, Dan, Trump, —, Aileen Cannon, I’ve, Don, Kimberly, Ivanka, Jared, Eric, Lara, Tiffany, Michael, Barron, he’s, “ Dana won’t, That’s Lee Greenwood, … Eric, Crazy Nancy Pelosi, They’ve, Jason, Jason Aldean, Vance, Usha, He’s, He’ll, MAGA, ” MAGA, I’ll, you’re, nobody’s, We’ve, Somebody’s, they’re, It’s, can’t, We’ll, don’t, “ I’m, we’ll, Biden, They’re, that’s, you’ve, I’d, gee, You’d, That’s what’s, Donald Trump, That’s, There’s, Tom Homan, Brandon Judd, They’ll, Obama, They’d, “ You’ve, we’re, we’ve, Hannibal Lecter, Dwight D, Eisenhower, Jocelyn Nungaray, Rachel Morin, Rachel, Laken Riley, horrifically, Viktor Orban, what’s, Bush, it’ll, Kim Jung Un, Sam Brown, Sam, You’ve, Abdul, Don’t, You’re, Ronald Reagan, America’s, Franklin Graham, Franklin, Billy Graham, he’d, soldiered Organizations: of Pennsylvania, Secret Service, Service, Democrat, Republican Party, Republican, Democrats, America, Yale, ISIS, Space Force, Energy, Apple, Trump, Republican Senate, White, Republicans, United Auto Workers, Social Security, Border Patrol, ICE, ”, Lambs, University of Georgia, “, U.S, Senate, Washington, D.C, Yankee, Win Locations: America, United States, Butler Township, of, Pennsylvania, Florida, Ohio, Milwaukee, Wisconsin, Asia, Europe, Taiwan, Korea, Philippines, China, Russia, Ukraine, Israel, Iran, Germany, Mexico, Nevada, United States of America, There’s, South America, Africa, Middle East, Venezuela, Caracas, El Salvador, Houston, Los Angeles, Maryland, Hungary, “ Russia, Georgia, Crimea, Syria, Iraq, North Korea, Afghanistan, Bagram, Cuba, Miami, U.S.A, Wisconsin , Wisconsin, Washington, Japan, Delaware, Valley Forge, Yorktown, Gettysburg, Midway

A secured credit card is a type of credit card with a line of credit backed by a security deposit. Because it doesn't require a credit history or credit score, secured credit cards are an appealing option for building a credit history. In fact, most credit card companies won't perform credit checks for secured credit card applicants. After a certain amount of time and credit built on the secured credit card, companies may also allow you to convert your secured credit card to a traditional card, at which point your security deposit will also be returned. Unsecured Credit CardsSecured credit cards Unsecured credit cards Secured credit cards often don't require a credit check and will take applicants with low credit scores Credit card companies recommend a good to excellent (670-800+) credit score when applying for a card Credit limit determined by how much money is deposited Credit limit determined internally based on a number of factors Often charges higher APRs Offers APRs based on your application and credit scoresSecured Card TipsCan a secured credit card improve my credit score?

Persons: You'll, you've Organizations: Credit, Quicksilver, Chevron, Gas, Capital, Financial

Credit cards offer better purchase protection and less fraud liability compared to debit cards. Most credit cards earn at least 1% back on everyday purchases — and you can often earn much more. Tips for using credit cards to build creditYou can build credit with a credit card by following a few crucial steps. If you have a low credit score, you may consider a secured credit card for rebuilding credit. Frequently asked questions about paying with a credit cardShould I keep paying with a credit card to earn rewards if I already have credit card debt?

Persons: You've, Chase, takeout, it's, you've, they've, that's, You'll, Taylor Swift, It's Organizations: Business, Chase Travel, PayPal, Chase

☆ Many Americans think they’re insulated from climate change. Their finances indicate otherwise
▼ + stars: | 2024-07-16 | by ( Greg Iacurci | ) www.cnbc.com time to read: +5 min

Joseph Lamberti/Bloomberg via Getty ImagesMany Americans think they're insulated from the effects of global warming. But climate change is already having negative and broad impacts on household finances, according to experts. "There are a bazillion pathways" to adverse financial impact, he added. However, when it comes to financial impact, "I think you could argue the correct answer for [people] is, 'It's already hurting me,'" Krosnick said. How global warming and inflation intersectClimate change also exacerbates inflation, research shows — a dynamic dubbed "climate-flation."

Persons: Joseph Lamberti, Gernot Wagner, Jon Krosnick, Krosnick, Angela Weiss, Wagner, Mario Tama Organizations: Bloomberg, Getty Images, ICF, Columbia Business School, Finance, Stanford University, Resources, Research, Afp, Getty, Columbia Business, University of Illinois, University of Oregon, New York City, Workers, European Central Bank, Potsdam Institute, Climate Locations: Philadelphia, U.S, American, Miami, Bronx, New York, Urbana, Champaign, Canada, Baker , California, California, Phoenix

☆ Welsh First Minister Vaughan Gething steps down
▼ + stars: | 2024-07-16 | by ( ) www.cnbc.com time to read: +1 min

First Minister of Wales Vaughan Gething gives a speech during King Charles III and Queen Camilla visit to the Senedd in Cardiff, to mark its 25th anniversary on July 11, 2024 in Cardiff, Wales. Vaughan Gething said on Tuesday he would step down as first minister of Wales, after four ministers resigned from the devolved Welsh government in protest over his leadership. "Having been elected as leader of my party in March, I had hoped that over the summer a period of reflection, rebuilding and renewal could take place under my leadership," Gething said in a statement. Four Welsh ministers - Counsel General Mick Antoniw, housing minister Julie James, economy and energy secretary Jeremy Miles and culture minister Lesley Griffiths resigned earlier in the day. Gething has been criticized over the source of a political donation, the transparency of his disclosures to the COVID-19 inquiry from his time as health minister, and his decision to dismiss a minister after accusing her of leaking to the media.

Persons: Wales Vaughan Gething, King Charles III, Queen Camilla, Vaughan Gething, Gething, Mick Antoniw, Julie James, Jeremy Miles, Lesley Griffiths Locations: Cardiff, Cardiff , Wales, Wales

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