DIRS.INFO The most relevant business & tech news

If you're expecting a holiday bonus this year, you may already be looking forward to all the ways you can use this windfall of cash. If you haven't started building your emergency fund yet, it's generally advised to put your money in a high-yield savings account. So, it could be wise to use a portion of your holiday bonus to pay down some of that debt. This card even offers a welcome bonus: you can earn $200 cash rewards bonus after spending $1,000 in purchases in the first three months. Bottom lineReceiving a year-end holiday bonus can be exciting but it's important to devise a plan for making the most of it.

Marriott Bonvoy loyalty members currently have the opportunity to bid Marriott points on Super Bowl LVII packages through the Marriott Bonvoy Moments program. Even better, now through Dec. 20, Chase is offering a 40% bonus when transferring points to Marriott, so you'll actually get 1.4 Marriott points for every Chase point you transfer. Bottom lineSuper Bowl tickets are expensive, but if you have a hoard of Marriott Bonvoy points you may be able to win packages available through the Marriott Bonvoy Moments program. These Super Bowl packages are being sold to the highest bidders and include tickets to the game, hotel accommodations, and exclusive experiences. Unfortunately, if you don't have enough Marriott points to win one of the Super Bowl packages you may have a tough time using them to save money on hotel stays.

If you're wrapping up holiday shopping — or just starting at the last minute — you may be trying your best to avoid going into to debt when purchasing gifts. Taking on too much additional debt can cause multiple negative effects, like a dip in your credit score if your credit utilization is too high. The Wells Fargo Active Cash® Card is a solid choice for earning 2% cash rewards on every purchase, plus it comes with a $200 cash rewards bonus after spending $1,000 in the first three months. For balance transfers, the Active Cash Card has an introductory balance transfer fee of 3% ($5 minimum). To qualify for the intro 0% intro APR, balance transfers must be done within 120 days from account opening.

Below, Select shares insight on what you should consider to stay on track with your retirement savings as we close out 2022. So it's important to consider this carefully so you can avoid outliving your retirement savings — or even over-sacrificing when you're younger. Or perhaps you actually don't need to be as aggressive in your retirement savings next year. Wealthfront Learn More On Wealthfront's secure site Minimum deposit and balance Minimum deposit and balance requirements may vary depending on the investment vehicle selected. Betterment Learn More Minimum deposit and balance Minimum deposit and balance requirements may vary depending on the investment vehicle selected.

This week, we’ve got an Amazon Alexa device for your car, a stand mixer from Instant, new cast iron cookware from Made In and more. Made In expanded its Enameled Cast Iron Collection with its new 11-inch round Enameled Cast Iron Skillet. The skillet’s cast iron cooking surface retains heat well and distributes it evenly, making it particularly helpful for searing, sautéing and making stir-fry, Made In says. Stitch Fix is calling the program Travel Style Insurance. Those interested in the program can contact Stitch Fix via email (Travel-Style-Insurance@stitchfix.com) and provide proof of their lost luggage from a flight taken between Dec. 5 and Jan. 5.

Delta Sky Club locationsWithin the U.S., there are more than 50 Delta Sky Club locations in 35 airports, with a new outpost scheduled to open at Kansas City International Airport (MCI) in 2023. Outside the U.S., there is just one Delta Sky Club lounge at Tokyo Haneda International Airport (HND). Upcoming changes to Sky Club access policy Starting Jan. 1, 2023, Delta Sky Club memberships will only be available for purchase if you have Delta Silver Medallion elite status or higher. While existing Delta Sky Club memberships may be renewed — regardless of elite status — through the end of 2022, next year you'll need to have elite status with the airline in order to renew your Delta Sky Club membership. Cards that offer Delta lounge access With the recently announced changes, the value of the few cards that come with Delta Sky Club access has increased tremendously.

Chase Ultimate Rewards® points are one of the highest regarded rewards currencies in the world of points and miles. Cards that earn Ultimate Rewards pointsBefore jumping in, let's start with a rundown of credit cards that earn transferrable Chase Ultimate Rewards® points:Chase Sapphire Preferred® Card Learn More On Chase’s secure site Rewards $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining, 2X points on all other travel purchases, and 1X points on all other purchasesWelcome bonus Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®. Transferring Chase Ultimate Rewards points to Marriott with a 40% bonusAt the time, I hardly had any Marriott points to my name. Bottom lineMarriott Bonvoy probably isn't the first transfer partner for which folks collect Chase Ultimate Rewards points.

When the Fed increases the interest rate, or the federal funds rate, it alters the interest rate on interbank lending. Now, the Fed's target interest rate range is around 4%, up from near-zero interest rates during the pandemic. High-yield savings accounts differ from traditional savings accounts because they offer significantly higher interest rates. Meanwhile, the high-yield savings accounts with the highest APYs have rates that are 18 times higher than the average APY on traditional accounts. Select ranked LendingClub High-Yield Savings and UFB High Rate Savings as some of the best high-yield savings accounts.

Pantone recently announced its 2023 Color of the Year: Viva Magenta. SKIP AHEAD Viva Magenta home products | Viva Magenta kitchen products | Viva Magenta beauty products | Viva Magenta apparel and accessoriesAs many sought to do with the 2022 Color of the Year, Very Peri, you may be interested in incorporating Viva Magenta into your wardrobe or home. Viva Magenta home productsThis expert-recommended rowing machine from Hydrow has a Viva Magenta option available for pre-order that is set to ship in February 2023, according to the brand. Pets can get in on the Viva Magenta trend with this plush bed, available in a color close to the new Pantone Color of the Year. Viva Magenta apparel and accessoriesPantone offers a handful of products in Viva Magenta, including this long keychain.

Best credit cards for seniors and retireesSubscribe to the Select Newsletter! How to redeem rewards: Points can be redeemed for cash back or gift cards at a rate of 1 cent per point. How to redeem rewards: Points can be redeemed at a rate of 1 cent per point toward travel, statement credits, gift cards or merchandise through the Rewards Center. Other great perks: Perks include special benefits through Silvercar Car Rental and the Luxury Hotel Collection, 24-hour service via the Visa Signature® Concierge, lost luggage reimbursement and exclusive access to fine dining and entertainment experiences. Find the best credit card for you by reviewing offers in our credit card marketplace or get personalized offers via CardMatch™.

If you use third-party payment platforms, like PayPal, Venmo or Cash App, to collect payments for your side gig or business, the Internal Revenue Service (IRS) wants to remind you to report payments of at least $600. Before 2022, third-party transactions for business owners and side hustlers followed different thresholds: individuals needed to report gross payments exceeding $20,000 and report earnings if they had more than 200 such transactions, according to the IRS. According to the IRS, you should receive this form from each third-party payment platform you received transactions through. If you need to hire a professional, consider using a business credit card, like the Ink Business Unlimited® Credit Card or the American Express Blue Business Cash Card, so you can get rewarded for the business expense. The Ink Business card lets you earn 1.5% cash back on all business-related expenses and the Blue Business Cash card gives you 2% cash back on eligible business purchases.

☆ 19 best white elephant and Secret Santa gift ideas under $50
▼ + stars: | 2022-12-02 | by ( Mili Godio | Mili Godio Is An Associate Reporter For Select On Nbc News. | ) www.nbcnews.com time to read: +11 min

What is a white elephant gift exchange? A white elephant gift exchange — sometimes referred to as a Yankee swap — is a fun holiday activity in which everyone brings one wrapped gift and leaves with a different one. To help even the odds, most white elephant gift exchanges work best when all the gifts align in cost — typically within the $30-to-$75 range. What is a Secret Santa gift exchange? The best white elephant and Secret Santa gift ideasTo help you find the right gift for your white elephant and Secret Santa gift exchanges, we rounded up gift ideas based on our previous coverage and reader interest, all under $50.

Thankfully, there are a few ways to get around those extra fees, with more airlines offering passengers access to free Wi-Fi than ever before. Hawaiian Airlines is also planning to launch free in-flight Wi-Fi in 2023 thanks to its partnership with SpaceX's SkyLink. American Airlines also seems to be testing out free Wi-Fi on many of its aircraft that are equipped with Viasat — as part of an ongoing trial, passengers who opt to watch a sponsored video can access 30 minutes of Wi-Fi free of charge. Some international carriers offer free Wi-Fi, but with certain stipulations. Then, choose the airline's Wi-Fi network and login on the Wi-Fi homepage using your T-Mobile or Sprint phone number.

☆ Black Friday and Cyber Monday editors' picks: What our staff bought
▼ + stars: | 2022-11-30 | by ( Gabriella Depinho | Gabriella Depinho Is A Production Coordinator For Select On Nbc News. | ) www.nbcnews.com time to read: +12 min

Black Friday and Cyber Monday are two of the busiest shopping events of the year. Some of our staff purchased tried and true favorites that needed replacing, like beloved Lululemon running sneakers or perfume. I bought the Kalorik MAXX 10-in-1 because I have a large household and its 26-quart capacity can cook an entire rotisserie chicken. They’re lightweight yet supportive, and great for running outdoors or on the treadmill.” — Zoe Malin, associate updates editor“My brother and I bought this iPad for my mother's Christmas present. It also comes with a dishwasher-safe scraping tool for easy clean-up, says Cuisinart” — Mili Godio, associate reporter“I bought this cute toiletry bag that looks roomy.

SKIP AHEAD Best deals at Amazon | Best deals at Walmart | Best deals at Target | Best deals at Best Buy | Best Cyber Monday sales across categoriesTo help you make the most of the shopping holiday, Select compiled some of the best Cyber Monday deals and sales we think you’ll want to know about. Best Cyber Monday 2022 deals across retailersBelow, we’re sharing the best Cyber Monday deals based on our previous coverage and reporting. 4.7-star average rating from 73,237 reviews at TargetOral-B’s Pro 1000 electric toothbrush is one of the best models you can buy. 4.7-star average rating from 10,600 on AmazonThis cookware set comes with 8-inch and 10-inch nonstick fry pans. Best Cyber Monday 2022 sales across retailersHere are the best Cyber Monday sales we think you’ll want to know about.

☆ 55+ Cyber Monday deals under $100 to shop now
▼ + stars: | 2022-11-27 | by ( Mili Godio | Mili Godio Is An Associate Reporter For Select On Nbc News. | ) www.nbcnews.com time to read: +13 min

Many of these sales — most of which run through Cyber Monday — offer plenty of discounted items under $100. SKIP AHEAD Best Cyber Monday deals under $100 | Best Cyber Monday sales under $100To help you make the most of the shopping holiday, we compiled some of the best early Cyber Monday deals and sales under $100 that we think you’ll want to know about. Best Cyber Monday 2022 deals under $100Below, we’re sharing the best Cyber Monday deals under $100 based on our previous coverage and reporting. 4.7-star average rating from 10,573 reviews on AmazonThis All-Clad two-piece cookware set comes with 8-inch and 10-inch non-stick frying pans. Best early Cyber Monday 2022 sales under $100Here are the best early Cyber Monday sales under$100 that we think you’ll want to know about.

SKIP AHEAD Apple deals at Target | Tech deals at Target | Home and kitchen deals at Target | Beauty and wellness deals at Target | Cyber Monday sales at Target | Target Holiday Price Match GuaranteeTo help you keep up with Target's Cyber Monday sale, we rounded up a handful of the best deals available right now. Best Target Cyber Monday deals to shop nowBased on our previous coverage and Select reader interest, we rounded up some of the best deals from Target’s Cyber Monday sale, using Honey and CamelCamelCamel to ensure their discounts are at historical lows. Best Target Cyber Monday sales to shop nowHere are some of the best sales to shop during Target’s Cyber Monday sale that we think you'll want to know about. How to take advantage of Target's Cyber Monday saleTarget's Cyber Monday sale is available to shop online. Does Target price match Cyber Monday deals?

A checking account and a savings account are two basic, but very important, accounts for managing money. This is why high-yield savings accounts are generally recommended as a vehicle for keeping savings, including your emergency fund. Some checking accounts, like the Ally Interest Checking Account or the Capital One 360 Checking® accounts do offer slightly higher interest rates compared to traditional checking accounts, but the interest is still lower than what high-yield savings accounts offer. How much money should you keep in a high-yield savings account? Of course, you'll want to also consider your stage of life and your needs when determining how much money to keep in a high-yield savings account.

SKIP AHEAD Best deals at Amazon | Best deals at Walmart | Best deals at Target | Best deals at Best Buy | Best Black Friday salesTo help you make the most of the final Black Friday sales, we compiled some of the best deals and sales that we think you’ll want to know about. Best Black Friday 2022 deals across retailersBelow, we’re sharing the best Black Friday deals based on our previous coverage and reporting. 4.7-star average rating from 73,237 reviews at TargetOral-B’s Pro 1000 electric toothbrush is one of the best models you can buy. 4.7-star average rating from 10,600 on AmazonThis cookware set comes with 8-inch and 10-inch nonstick fry pans. Best Black Friday 2022 sales across retailersHere are the best Black Friday sales that we think you’ll want to know about.

☆ 130+ best Black Friday deals you can still shop: Amazon, Best Buy, Apple, Walmart and more
▼ + stars: | 2022-11-26 | by ( Zoe Malin | ) www.cnbc.com time to read: +15 min

Best Black Friday 2022 deals across retailersBelow, we're sharing the best Black Friday deals based on our previous coverage and reporting. 4.6-star average rating from 71,836 reviews on AmazonCrest 3D Whitestrips are one of the best teeth whitening products you can buy. 4.7-star average rating from 73,237 reviews at TargetOral-B's Pro 1000 electric toothbrush is one of the best models you can buy. 4.7-star average rating from 10,600 on AmazonThis cookware set comes with 8-inch and 10-inch nonstick fry pans. Best Black Friday 2022 sales across retailersHere are the best Black Friday sales that we think you'll want to know about.

In the past two months, student loan forgiveness has been the target of two high-profile lawsuits. Meanwhile, the Biden administration responded by extending the student loan payment pause yet again. What's happening to student loan forgiveness? Since the status of student loan forgiveness remains in the air, the Biden administration has extended the student loan payment pause until the Supreme Court makes a ruling. Select ranked SoFi Student Loan Refinancing and Earnest Student Loan Refinancing as some of the best companies for refinancing student loans.

☆ 33+ best Black Friday deals under $100 to shop now
▼ + stars: | 2022-11-25 | by ( Mili Godio | ) www.nbcnews.com time to read: +10 min

SKIP AHEAD Best Black Friday deals under $100 | Best Black Friday sales under $100To help you make the most of the shopping holiday, we compiled some of the best Black Friday deals and sales under $100 that we think you’ll want to know about. Best Black Friday 2022 deals under $100Below, we’re sharing the best Black Friday deals under $100 based on our previous coverage and reporting. Best Black Friday 2022 sales under $100Here are the best Black Friday sales under$100 that we think you’ll want to know about. Remember that sales include multiple deals, and not every product listed in a sale is going to be the best deal around. Black Friday takes place every year the day after Thanksgiving, with Black Friday 2022 falling on Nov. 25.

SKIP AHEAD Best deals at Amazon | Best deals at Walmart | Best deals at Target | Best deals at Best Buy | Best Black Friday salesTo help you make the most of the shopping holiday ahead, we compiled some of the best Black Friday deals and sales that we think you’ll want to know about. Best Black Friday 2022 deals across retailersBelow, we’re sharing the best Black Friday deals based on our previous coverage and reporting. 4.7-star average rating from 73,237 reviews at TargetOral-B’s Pro 1000 electric toothbrush is one of the best models you can buy. 4.7-star average rating from 10,600 on AmazonThis cookware set comes with 8-inch and 10-inch nonstick fry pans. Best Black Friday 2022 sales across retailersHere are the best Black Friday sales that we think you’ll want to know about.

☆ Turkey isn’t the reason you’re sleepy – really
▼ + stars: | 2022-11-24 | by ( Sandee Lamotte | ) edition.cnn.com time to read: +3 min

The US Department of Agriculture recommends planning for one pound of turkey meat per person when preparing a holiday meal. “Tryptophan from turkey is unlikely to enter the brain and make enough serotonin to make us sleepy,” Malin said. “Turkey doesn’t really make us sleepy,” Knutson said. “Remember all the delicious side dishes surrounding the center piece of turkey, such as sweet potato pie, casseroles and yummy desserts,” he said. “Alcohol slows down your brain and relaxes your muscles so after a few drinks you’ll likely feel sleepy.”

Search resuls for: "Malin"

25 mentions found