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☆ What a Blue Zone heart doctor eats every week for brain health — including 1 supplement
▼ + stars: | 2024-09-23 | by ( Hilary Brueck | ) www.businessinsider.com time to read: +7 min

Not all of them make it to 100, but they do tend to enjoy relatively good health for longer than most people in the US. He has developed a two-part weekly plan for his own brain health based on his own research. AdvertisementThis doesn't mean that the average meat-eater's diet is a boon for brain health. Fatty fish, meat, and eggs are also rich in the nutrient choline. Plus, in addition to being good for bone health, there is some evidence that vitamin D is good for preserving brain function.

Persons: —, there's, Gary Fraser, Fraser, what's, it's, Anthony Fauci, you'd Organizations: Service, Business Locations: Linda , California, North America, Loma, California, Fraser

☆ Park your cash in these 3 places to get higher yields than money-market funds as interest rates fall, according to Goldman Sachs
▼ + stars: | 2024-09-22 | by ( Christine Ji | ) www.businessinsider.com time to read: +6 min

3 trades for falling interest ratesFor investors concerned about the yield on their cash, one solution might be ultrashort bond funds. In the last 12 months, ultrashort bond funds have materially outperformed taxable money market funds, returning an average of 6.36% compared to 5.09% for money markets, according to Morningstar. McCarthy recommends investing in a mix of ultrashort securities such as investment-grade corporates, asset-backed securities, and government securities for diversification purposes. AdvertisementThe Nuveen Ultrashort Income ETF (NUSB) and the Goldman Sachs Access Ultrashort Bond ETF (GSST) are examples of ultrashort bond funds. Investors can gain exposure to premium income funds through the SPDR SSGA US Equity Premium Income ETF (SPIN) and JPMorgan Equity Premium Income ETF(JEPI).

Persons: —, Scott Diamond, Brendan McCarthy, Goldman Sachs, Morningstar, McCarthy, Diamond Organizations: Service, Federal Reserve, Equity, Business, Goldman Sachs Asset Management, Bond, Bond ETF, JPMorgan Ultrashort, Investors, JPMorgan Equity Locations: Treasurys

☆ AOC's attack on Teamsters leadership shows just how much unions are going to matter in the presidential election
▼ + stars: | 2024-09-22 | by ( John L. Dorman | ) www.businessinsider.com time to read: +6 min

Rep. Alexandria Ocasio-Cortez was none too pleased with the Teamsters' non-endorsement and expressed her dissatisfaction with the leadership of Sean O'Brien, the union's president. Advertisement"When the Teamsters are in trouble, who do they call when we need to make sure that Teamsters pensions are bailed out? Ocasio-Cortez's remarks reveal just how much unions will matter in this election — especially with organizing and turnout efforts. Vice President Kamala Harris has rallied hard for union support since she launched her presidential campaign. AdvertisementThe tug of war for union support reflects the high stakes for both candidates, particularly in the Upper Midwest, where organized labor has long been a robust political force.

Persons: —, Kamala Harris, Donald Trump, Biden, Alexandria Ocasio, Cortez, Sean O'Brien, Sean O'Brien's, CNN's Manu Raju, O'Brien, Harris, Trump, couldn't, O'Brien's, Tim Walz, Walz, Just, let's, Wisconsin —, James P, Hoffa, JEFF KOWALSKY, Getty Images Trump Organizations: Service, Teamsters, Business, New York Democratic, CNN, Congressional, Trump, Democratic, O'Brien's CNN, Minnesota Gov, New, Wisconsin, Getty Images, White Locations: Alexandria, Ocasio, Cortez, Michigan , Nevada, Pennsylvania, Harris, New York City, —, Michigan, Midwest, AFP, Upper Midwest, Michigan , Pennsylvania, Wisconsin

☆ How Elon Musk hopes his new supercomputers will boost his businesses
▼ + stars: | 2024-09-21 | by ( Magdalena Petrova | ) www.cnbc.com time to read: +3 min

Dojo will process and train AI models using the large amounts of video and data captured by Tesla cars. Subscriptions to Tesla's FSD features cost $99 a month and include automatic lane changes, automatic parking and automatic stopping for traffic lights and stop signs. Tesla hopes Dojo, which Musk says has been running tasks for Tesla since 2023, will change that. Musk has said that Tesla plans to spend $10 billion this year on AI. To learn more about Elon Musk's supercomputer plans, watch the video.

Persons: Elon Musk, Tesla, They've, let's, Steven Dickens, Cruise, Didi, Musk Organizations: Futurum, Baidu, Microsoft, Google, Memphis, Elon Locations: Buffalo , New York, Austin , Texas, China, Memphis , Tennessee

New York Magazine said in a statement Thursday that its Washington correspondent, Olivia Nuzzi, had failed to disclose a "personal relationship" with an unnamed campaign subject while she was reporting on the 2024 election. Stefani Reynolds / AFP via Getty Images file"Had the magazine been aware of this relationship, she would not have continued to cover the presidential campaign," the statement said. "She is currently on leave from the magazine, and the magazine is conducting a more thorough third-party review. While neither Nuzzi or New York Magazine named the reporting subject, both CNN and the New York Times have reported that it was Kennedy. The online version has been updated with a "note to readers" which links to New York Magazine's statement.

Persons: Robert F, Kennedy Jr, Olivia Nuzzi, Stefani Reynolds, Nuzzi, Kennedy, Stefanie Spear, Mr, He’s Organizations: New York Magazine, Getty, New York Times, NBC, CNN, NBC News, RFK Jr, Trump Locations: Washington, New York

☆ My mom died when she was 48. I'm 46, and I'm worried I won't see my kids grow up.
▼ + stars: | 2024-09-20 | by ( Jason Keil | ) www.businessinsider.com time to read: +5 min

I felt a tremendous sense of guilt when my mother unexpectedly died on Christmas Eve in 2004 at the young age of 48. I think some of it stems from the guilt I've felt over her death. "But it's not a given that if your mom or dad died young, you're definitely going to die young." "Guilt is there because our culture does not provide children, especially young ones, with the reason why their parents died," she explains. Soon, she says, I will begin to realize that just because my mother died young doesn't mean I will, too.

Persons: didn't, I've, I'm, Jumoke Omojola, Omojola, doesn't Organizations: Service, Business, Social, National Institutes of Health Locations: Illinois, Kansas City , Missouri

☆ Everything to know about Adam Pearson, Sebastian Stan's scene-stealing costar in the A24 thriller 'A Different Man'
▼ + stars: | 2024-09-20 | by ( Olivia Singh | ) www.businessinsider.com time to read: +5 min

Read previewA24's latest dark thriller "A Different Man" is a twisted exploration of the inner and outer self, featuring a standout performance from British actor Adam Pearson. As of 2024, Adam told People magazine that he's undergone 39 procedures to remove his excess tumors that continuously grow back. "I go into everything with a clear head and a full heart," Pearson told People in a recent interview. AdvertisementPearson's role in 'A Different Man' was written for himPearson as Oswald in "A Different Man." Schimberg also said that he wouldn't have considered making "A Different Man" if Pearson passed on the role.

Persons: —, Adam Pearson, Sebastian Stan, Edward, Guy, Oswald, Pearson, LOU BENOIST, Neil Pearson, Adam, Neil, he's, Jonathan Glazer's, Scarlett Johansson, Aaron Schimberg's, Matt Infante, Schimberg, I've, wouldn't, doesn't, Aaron, It's Organizations: Service, Business, Deauville American Film Festival, Getty, The Observer, University of Brighton, Pearson Twins Locations: British, Hollywood

☆ The hottest AI startups are raising back-to-back funding rounds. Suddenly, it's feeling very 2021 in Silicon Valley for a chosen few.
▼ + stars: | 2024-09-20 | by ( Ben Bergman | Melia Russell | ) www.businessinsider.com time to read: +11 min

Read previewIn February, Glean announced a $200 million funding round valuing the AI enterprise software startup at $2.2 billion. AdvertisementThe transaction is the latest in a string of dizzying back-to-back funding rounds at ever-higher valuations for a handful of AI startups that stand in stark contrast to the doldrums of the overall market for startups. Earlier this year, Sakana raised $30 million in a seed funding round led by Lux Capital. Slingshot AI, which has built an automated mental health counselor, also raised separate rounds of funding just months apart. Advertisement"VCs are increasingly faced with frequent requests from their hot AI companies to follow on or double down on investments," said Iris Sun, an investor at 500 Global.

Persons: —, Glean, Arvind Jain's inbox, Jain, Steve Brotman, Perplexity, SoftBank, Sakana, Gregg Hill, that's, Matt Murphy, Dario Amodei, Kimberly White, Murphy, I'd, I've, Jenny Chang, Rodriguez, Jai Das, Rajeev Dham, couldn't, Das, Sapphire, Uber, Iris Sun, Chandrasekar Organizations: Service, Business, DST Global, Alpha Partners, Bloomberg, Google, New Enterprise Associates, Khosla Ventures, Lux Capital, Parkway Venture Capital, Menlo Ventures, Getty, Sapphire Ventures, Investments Locations: Tokyo

☆ 'The Penguin' star Michael Zegen shot his shocking scene with Colin Farrell on the first day of filming: 'I was nervous, he was nervous, we were all on the same page'
▼ + stars: | 2024-09-20 | by ( Eammon Jacobs | Caralynn Matassa | Palmer Haasch | ) www.businessinsider.com time to read: +3 min

You can opt-out at any time by visiting our Preferences page or by clicking "unsubscribe" at the bottom of the email. Read previewWarning: Major spoilers ahead for "The Penguin" episode one, "After Hours." Actor Michael Zegen said that he shot his shocking scene in the premiere on the "first day" that "The Penguin" TV series started filming. Michael Zegen knew Alberto Falcone was going to die when he joined "The Penguin"Michael Zegen as Alberto Falcone in "The Penguin." The bottom line is I got to do this really cool 10-page scene with Colin Farrell, so I was happy.

Persons: —, Michael Zegen, Zegen, Alberto Falcone, Falcone, Oz Cobb, Colin Farrell, Carmine Falcone, John Turturro, Mark Strong, Cobb, Alberto, Maisel, Farrell, I'm, Robert Pattinson, Matt Reeves Organizations: Service, Business, HBO, Penguin Locations: Cobb, New York City

☆ What normalizing the yield curve means — and why investors should care
▼ + stars: | 2024-09-20 | by ( Zev Fima | ) www.cnbc.com time to read: +9 min

It also means lots of talk from the experts about "normalizing the yield curve" in the bond market — meaning getting back to a setup where bonds with longer maturities yield higher rates than those with shorter-term maturities. That's referred to as "yield curve inversion," which has historically signaled an upcoming recession. Currently, however, the yield curve looks more like a check mark than a gradually rising hill. An inverted Treasury yield curve messes with that dynamic. Everyone, from private citizens to multinational corporations benefits from a normalized yield curve because normal means less uncertainty, which means more predictability.

Persons: Jerome Powell, shouldn't, Stanley Black, Decker, Jim Cramer's, Jim Cramer, Jim, William McChesney Martin Jr, Anna Moneymaker Organizations: Federal Reserve, Fed, Treasury, CNBC, Federal, Getty Locations: U.S, Washington , DC

☆ Melinda French Gates says CEOs who cut sleep to maximize productivity are 'so dumb': 'Some of us didn't want to be around them'
▼ + stars: | 2024-09-19 | by ( Tom Huddleston Jr. | ) www.cnbc.com time to read: +2 min

Melinda French Gates believes it's "so dumb" to try and maximize productivity by getting only a few hours of sleep. French Gates said, referencing CEOs and tech entrepreneurs who promote, in her eyes, a form of performative sleep deprivation. He's since changed his tune, and now aims for at least six hours of sleep per night, he told CNBC last year. Amazon founder Jeff Bezos and Microsoft co-founder Bill Gates — French Gates' ex-husband — have shared similar stories. Now, he aims for a minimum of seven hours of sleep each night, he said.

Persons: Melinda French Gates, she's, Gates, who've, Indra Nooyi, Donald Trump, Marissa Meyer, Elon Musk, Tesla, I've, Musk, Jeff Bezos, Bill Gates, —, Bezos Organizations: PepsiCo, Former U.S, CNBC, Microsoft Locations: Former

☆ Tesla, Nvidia lead tech-heavy Nasdaq to one of best days of 2024 after Fed rate cut
▼ + stars: | 2024-09-19 | by ( Ari Levy | ) www.cnbc.com time to read: +3 min

Nvidia CEO Jensen Huang presents the Nvidia Blackwell platform at an event ahead of the COMPUTEX Forum, in Taipei, Taiwan, on June 2, 2024. Led by a 7.4% gain in shares of Tesla and a 4% jump in Nvidia , the Nasdaq rose 2.5% on Thursday, its fourth-sharpest rally of 2024. Nvidia, whose processors are powering the generative AI boom and services like OpenAI's ChatGPT, gained 4% on Thursday to $117.87. Su said AI is going to make its way into "all aspects of our lives," including education and drug development. Among the other top tech companies, Apple and Meta also closed with big gains, each rising almost 4%.

Persons: Jensen Huang, Nvidia Blackwell, it's, they're, Lisa Su, Jim Cramer, Su, Tesla Organizations: Nvidia, COMPUTEX, Investors, Federal Reserve, Tesla, Nasdaq, Federal, Market, Microsoft, Oracle, Devices, Broadcom, AMD, Apple, Meta Locations: Taipei, Taiwan

☆ The Fed finally cut interest rates. Here's what comes next.
▼ + stars: | 2024-09-19 | by ( Dan Defrancesco | ) www.businessinsider.com time to read: +3 min

The Federal Reserve didn't hold back when it cut interest rates for the first time in more than four years. In a press conference after the announcement, Powell said he believes the economy is moving in the right direction. iStock; BISo what does this rate cut mean for … everything? Our colleagues at Personal Finance Insider have covered the eventual impacts the rate cut will have on various financial products. Let's start with mortgage rates, since that's an area people naturally think of when it comes to interest rates.

Persons: —, Jerome Powell, Powell, you'll, Dan DeFrancesco, Hallam Bullock, Milan Sehmbi, Amanda Yen Organizations: Service, Federal, Business, Finance Locations: New York, London

☆ Market bull Tom Lee hesitant to jump into this post-Fed rally
▼ + stars: | 2024-09-19 | by ( Lisa Kailai Han | ) www.cnbc.com time to read: +1 min

Tom Lee is not sold on the stock market's rally after the Federal Reserve cut interest rates. The S & P 500 and Dow Jones Industrial Average popped to fresh records Thursday, a day after the Fed lowered rates by a half percentage point. Many investors expected the central bank to lower rates by just a quarter percentage point. Lee was correctly bullish heading into 2024 and has nailed several bold short-term calls on the market. Despite the mixed backdrop, Lee said small-cap and cyclical stocks, such as industrials and financials, stand to benefit from lower rates.

Persons: Tom Lee, Lee, CNBC's Organizations: Federal Reserve, Dow Jones, Fundstrat Global Advisors, U.S

☆ Investors should be hesitant to dive into stocks after the rate cut, with election uncertainty looming, Fundstrat's Tom Lee says
▼ + stars: | 2024-09-19 | by ( Kelly Cloonan | ) www.businessinsider.com time to read: +3 min

But after Wednesday's big 50 basis point cut, Lee says he sees uncertainty looming ahead of the election. AdvertisementProminent stock market bull Tom Lee has long called for a big rally after the Federal Reserve cuts interest rates. But after a big 50 basis point cut on Wednesday, Lee says he's feeling cautious ahead of the November election. That rally would happen regardless of a 25 or 50 basis point cut, he said, if the Fed suggested future cuts are likely. With election-related volatility ahead, Lee recommends investing in cyclical stocks in areas like industrials, financials, and small caps.

Persons: Tom Lee, Lee, —, SoFi's Liz Young Thomas Organizations: Federal Reserve, Service, Fundstrat Global Advisors, CNBC, Fed, Business

☆ AMD CEO talks competition with Nvidia: 'there’s no one size fits all in computing'
▼ + stars: | 2024-09-18 | by ( Julie Coleman | ) www.cnbc.com time to read: +1 min

When CNBC's Jim Cramer asked AMD CEO Lisa Su about competition with artificial intelligence powerhouse Nvidia , she said there was room for more than one major player in the red-hot semiconductor industry. "The way to think about it is, there's no one size fits all in computing," she said. Both AMD and Nvidia design semiconductor chips essential for the new generative AI technology everyone in the enterprise is clamoring for. To Su, the "technology ecosystem" works well when there's competition and partnership, saying there should be areas where rivals work together and where they compete. Su also discussed the future of AI, saying the world is just beginning to recognize what AI can do.

Persons: Jim Cramer, Lisa Su, Su, It's Organizations: Nvidia, AMD, Intel, Big Tech

☆ Cramer's Lightning Round: PG&E is a buy
▼ + stars: | 2024-09-18 | by ( Julie Coleman | ) www.cnbc.com time to read: 1 min

Stock Chart Icon Stock chart icon Iron Mountain's year-to-date stock performance. Stock Chart Icon Stock chart icon Wells Fargo's year-to-date stock performance. Wells Fargo : "Wells Fargo's a winner, though...I think it's going to go higher." Stock Chart Icon Stock chart icon Palantir's year-to-date stock performance. Stock Chart Icon Stock chart icon PG&E's year-to-date stock performance.

Persons: It's, let's, Wells Locations: Wells Fargo

☆ 'The White Lotus' star Natasha Rothwell was used to playing the funny sidekick. So she wrote herself a starring role.
▼ + stars: | 2024-09-18 | by ( Marissa Evans | ) www.businessinsider.com time to read: +11 min

The most painful scene for Natasha Rothwell to write in her new Hulu series "How to Die Alone" was the most personal one. And now, finally, Rothwell is in a starring role — one she wrote herself, that weaves hard-won lessons from her personal life into her character's story. Natasha Rothwell with Jennifer Coolidge in season one of "The White Lotus." I'm supposed to help a white protagonist get theirs and you know very little about me," Rothwell tells BI. I think that is one option for sure, but I think life is less rich and there's less joy that you have access to if you don't allow yourself to risk being vulnerable.

Persons: Natasha Rothwell, Mel, she's, It's, Rothwell, Issa Rae's, —, Kelli Prenny —, Jennifer Coolidge, Mario Perez, I'm, Marissa Evans, aloneness, it's, we're, Ian Watson, We've, Nancy Meyers, Nora Ephron, Kamala, unapologetically, you've, let's, I've, pleaser Organizations: Service, HBO, Peabody, Hulu Locations: Bronx, Japan, Thailand

☆ Gold flat as investors focus on Fed
▼ + stars: | 2024-09-18 | by ( ) www.cnbc.com time to read: +2 min

Gold prices were flat on Wednesday as investors weighed chances of an outsized interest rate cut by the Federal Reserve later in the day. Gold prices were flat on Wednesday as investors weighed chances of an outsized interest rate cut by the Federal Reserve later in the day. The Fed is expected to announce a cut to interest rates for the first time in more than four years at 1800 GMT. Markets are now pricing in a 65% chance of a 50-basis-point rate cut, compared with 34% a week earlier, according to the CME FedWatch tool. Zero-yield bullion tends to be a preferred investment in a lower interest rate environment and during geopolitical turmoil.

Persons: Jerome Powell, Matt Simpson, let's Organizations: Federal Reserve, Index Locations: ., Lebanon

☆ We spent $900,000 to build a glass house. Airbnb guests love it, and it's a dream to live at one with the outdoors.
▼ + stars: | 2024-09-17 | by ( Dan Latu | ) www.businessinsider.com time to read: +10 min

This New Zealand home inspired Hawthorne to build a glass house in San Diego and another one in North Carolina. The design for the glass house had been on my mindHawthorne took some inspiration from Phillip Johnson's Glass House in Connecticut. It is somewhat based off Philip Johnson's Glass House, which has been one of my favorite architectural projects of all time. I planted a maple tree on our dock, which has become a destinationThe maple tree is watered by a Wi-Fi-operated irrigation system. We're renting out the glass house, but I dream of growing old thereWe drove the Airstream back to San Diego and came back here full-time in early August.

Persons: —, Andrew Hawthorne, Maya, Hawthorne, Andrew Hawthorne I'm, Andrew, Maya Hawthorne, let's, Phillip Johnson's, Philip Johnson's, Gaston, That's, I'm, I'd, it's, Lake Gaston, It's, We've, Andrew Hawthorne . Organizations: Service, Business, San, Lake Gaston, YouTube Locations: North Carolina, New Zealand, Hawke's, Zealand, San Diego, Park City , Utah, Lake Gaston, Raleigh, Connecticut, Zillow, Lake, NICU

I recently bought a used car, and I ended up getting gap coverage and an extended warranty. Gap insurance is crucialGap insurance is a type of car insurance that covers the difference between what you owe on your car loan or lease and the car's actual cash value in the event that your vehicle is totaled or stolen. So, for me, paying $1,060 extra for gap coverage and also checking to make sure my auto insurance coverage is sufficient is well worth it. If you're looking for the best car insurance, look no further. MaxCare provides coverage for unexpected vehicle repairs after the manufacturer's warranty has expired, protecting you from high out-of-pocket repair costs.

Persons: —, MaxCare, I'm Organizations: Service, CarMax Locations: CarMax

Dreamers are voicing their disappointment with Nicky Jam after the reggaeton singer endorsed former President Donald Trump last week. "Fast forward to now where it seems Nicky Jam used me to promote his music + sellout our community. At the rally, Trump said: “Latin music superstar Nicky Jam, do you know Nicky? "Nearly half of DACA recipients are now married, and 50% of them have a child," Sollod said. "DACA is not just about the DACA recipients; it's about the ripple effect that would be caused if the program were to end."

Persons: Nicky Jam, Donald Trump, didn’t, Adrian Escárate, Trump, Escárate, Juan Escalante, “ Nicky Jam’s, Jam, Nicky, It's, ”, Maná, Astrid Silva, Jam's Trump, Silva, DACA, Bruna Sollod, Sollod Organizations: Spotify, DACA, National Immigration Law, Trump, Let's, Republican, United, NBC Locations: Las Vegas, Puerto Rican, Mexican, Spanish, Nevada, Texas, U.S

☆ Cramer's Lightning Round: Herbalife is 'too controversial, too crazy'
▼ + stars: | 2024-09-16 | by ( Julie Coleman | ) www.cnbc.com time to read: +1 min

Stock Chart Icon Stock chart icon NextEra Energy's year-to-date stock performance. Stock Chart Icon Stock chart icon Alight's year-to-date stock performance. Stock Chart Icon Stock chart icon Herbalife's year-to-date stock performance. Stock Chart Icon Stock chart icon Microsoft's year-to-date stock performance. Stock Chart Icon Stock chart icon Hewlett Packard's year-to-date stock performance.

Persons: NextEra, Hewlett, Hewlett Packard, Jim Cramer's Organizations: NextEra, Microsoft

☆ This is the 'billion-dollar blind spot' of 401(k)-to-IRA rollovers, Vanguard finds
▼ + stars: | 2024-09-16 | by ( Greg Iacurci | ) www.cnbc.com time to read: +3 min

Rollovers from a workplace retirement plan to an IRA are common after reaching certain milestones like changing jobs or retiring. watch nowAbout two-thirds of rollover investors hold cash unintentionally: 68% don't realize how their assets are invested, compared to 35% who prefer a cash-like investment, according to Vanguard. The asset manager surveyed 556 investors who completed a rollover to a Vanguard IRA in 2023 and left those assets in a money market fund through June 2024. "IRA cash is a billion-dollar blind spot," Andy Reed, head of investor behavior research at Vanguard, said in the analysis. 'It always turns into cash'The retirement system itself likely contributes to this blind spot, retirement experts said.

Persons: Sergio Mendoza Hochmann, Andy Reed, Stocks, Philip Chao, Grace Cary, they're, Chao Organizations: Vanguard, Vanguard IRA, Finance, Security Locations: John , Maryland

☆ Save on taxes and bolster your portfolio before year-end with these moves
▼ + stars: | 2024-09-16 | by ( Darla Mercado | Cfp | ) www.cnbc.com time to read: +5 min

It's September – and that means it's prime time to think about maximizing after-tax returns as the year winds down. Of course, there may be a price to pay for that performance: Uncle Sam will want his share of taxes. Here are a few steps that could help you hold onto more of your portfolio's returns this year. Munis spin out income that's free of federal taxes, and they may be exempt from state levies if the investor resides in the issuing state. By directly giving low basis highly appreciated stock (instead of selling the position and donating cash proceeds), you avoid incurring the capital gains tax.

Persons: it's, Sam, Nathan Hoyt, Joel Dickson, Vanguard's, Dickson, James Shagawat, Roth, Shagawat, Malcolm Ethridge, –, Ethridge Organizations: Nvidia, Regent Peak Wealth, Investors, Roth IRA, Treasurys, Wealth Locations: Atlanta, AdvicePeriod, Paramus , New Jersey, New York , New Jersey, California, Rockville , Maryland

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