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Tens of thousands of people are scrambling for homeowners insurance in Louisiana at the peak of hurricane season after recent storms drove their carriers out of business. Massive claims from those storms drove large national insurance companies to scale back their coverage and remaining companies to jack up rates. The strategy seemed to work: Rates eventually stabilized, although Louisiana remained one of the most expensive states for homeowners insurance. That pushed the small insurance companies to their financial limits and squeezed reinsurers, who raised their rates. The state insurer’s rolls, which totaled 34,500 in August 2020, ballooned to about 110,000 last week.
Callaghan O'Hare for the Washington Post/Getty Images“There is a literal PTSD out there in the community,” explained Lake Charles Mayor Nic Hunter. “We have some homes that literally have not been touched since Hurricane Laura,” Hunter noted. “Though it has taken far too long, there is over a billion dollars in federal aid that has been allocated for hurricanes Laura and Delta. Lake Charles ‘on edge’Powerful winds blew out windows in the Capitol One Bank Tower during Hurricane Laura in 2020. “Certainly, as we approach hurricane season, locals are just a bit more on edge than they were prior to 2020,” Hunter acknowledged.
CNN —It’s time to break out your beads and get in your last bites of king cake – Mardi Gras time is here. Whatever your motivation, here’s everything you need to know about Mardi Gras to be conversant in the holiday’s history. Sean Gardner/Getty ImagesAccording to historians, festivities resembling Mardi Gras go back thousands of years to ancient Roman festivals celebrating the harvest season. One of those Roman traditions became the sweet staple of New Orleans’ Mardi Gras known as the king cake. Mardi Gras in the New WorldFollowing a long tradition, revelers pack Bourbon Street during Mardi Gras day back in 2016.
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