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"If Americans want lower interest rates, they're going to have to do it themselves," he said. "Going forward, mortgage rates will likely continue to fluctuate and it's impossible to say for certain where they'll end up," noted Jacob Channel, senior economist at LendingTree. Auto loansEven though auto loans are fixed, payments are getting bigger because car prices have been rising along with the interest rates on new loans, resulting in less affordable monthly payments. Student loansFederal student loan rates are also fixed, so most borrowers aren't immediately affected. Interest rates for the upcoming school year will be based on an auction of 10-Year Treasury notes later this month.
Persons: Brett House, aren't, Matt Schulz, Schulz, Jacob Channel, there's, Ivan Drury, Edmunds, Drury Organizations: Columbia Business School, Treasury, Fed Locations: Edmunds
Rent prices for one- and two-bedroom apartments grew in March for the first time in six months. The monthly cost for a one-bedroom apartment across the U.S. bumped up to $1,487, a 0.3% increase from February. The price of a typical two-bedroom apartment also jumped 0.5% to $1,847, according to a new report by Zumper, a real estate data site. For example, the rent price for a one-bedroom apartment in Baltimore, Maryland, is $1,390, down 0.7% from a year ago, per Zumper. "As we get closer and closer to summer, we start to see rent prices increase in more places."
Persons: Zumper, Crystal Chen, Jacob Channel, Susan M Organizations: Zumper, Finance, The Wharton School, University of Pennsylvania Locations: U.S, Baltimore , Maryland, Zumper . Arizona
Small drones have emerged as a serious problem on the modern battlefield, especially in Ukraine. Jake Epstein/Business InsiderThe Smart Shooter system is the kinetic follow to the electronic warfare component. In other words, the Smart Shooter is a much-needed asset that even a great marksman would likely find helpful. The Drone Buster and Smart Shooter don't necessarily need to be used together, but they work best if they are, Cameron said. The drones were unarmed, but they were meant to replicate a terrifying aspect of the evolving drone threat.
Persons: , Jake Epstein, Moseph Sauda, Sauda, Jacob Cameron, Smart, Cameron Organizations: Service, National Guardsmen, Aircraft System, University, US Army, Wisconsin National Guardsmen, Islamic, Business, Smart, Wisconsin National Guardsman, Wisconsin National, The Guardsmen, Guardsmen Locations: Ukraine, Fort Sill, Oklahoma, Islamic State, Wisconsin
As a college staff member, Heater gets deeply discounted tuition at the private Marianist Catholic college with approximately 8,000 undergraduate students. She compared universities in her area and their benefits and decided on University of Dayton, which offers tuition benefits for staff workers and their dependents. Washington said that workers and their dependents can also use a tuition exchange program, which allows them to transfer their tuition benefits within a pool of participating schools. For instance, once the tuition benefit exceeds the IRS' guidelines of $5,250 annually, the rest is generally considered taxable income. She said she thinks a lack of awareness about tuition benefits programs keeps them from being more popular.
Persons: Ariel Skelley, Troy Washington, Washington, Jacob Channel, Sherry Kirkland, Kirkland Organizations: Digitalvision, Getty, University of Dayton, Catholic, University of Dayton's, College and University Professional, for Human Resources, Wilmington University Locations: Ohio, Delaware
Maskot | Digitalvision | Getty Images'Homeownership has a lot more expenses than renting'"Homeownership has a lot more expenses than renting: taxes, insurance, maintenance, down payment. All these factors need to be considered," said Cherry, a member of CNBC's Financial Advisor Council. "Understand what it is to be a homeowner and how things work," said Elliott, also a member of CNBC's Financial Advisor Council. "The cost of homeownership versus renting has been made [it] daunting to become a homeowner. "At the end of the day, what good is being a homeowner when you can't provide basic necessities for yourself and your loved ones?"
Persons: Cherry, Kamila Elliott, Elliott, Susan M, Wachter, Preston D, Jacob Channel Organizations: Digitalvision, Getty, CNBC's, CFP, Wealth Partners, CNBC, Council, The Wharton School, University of Pennsylvania, Cherry Locations: Atlanta, U.S
Black women are outpacing Black men when it comes homebuying. Single female homebuyers are most common among Black women, representing 27% of Black homebuyers, according to the 2023 Snapshot of Race and Home Buying in America report by the National Association of Realtors. More from Personal Finance:Rental markets are cooling, but it 'doesn't mean they're falling'What renters need to know to make rent count for credit'Housing affordability is reshaping migration trends,' economist saysBut single Black women buyers still face plenty of challenges. "There are instances where Black people are buying homes, Black women are buying homes. That doesn't mean that it's easy for them and that doesn't mean that it's not being made unnecessarily difficult by certain societal hurdles that stand in the way, that should not exist," said Jacob Channel, a senior economist at LendingTree.
Persons: Realtor.com, Jacob Channel Organizations: National Association of Realtors, Finance Locations: America
Homeownership is out of reach for many Americans — especially for Black Americans. In the country's largest metropolitan areas, Black people own a disproportionately small share of homes relative to population size, according to a new report from LendingTree. In 2022, Black people made up an average of 14.99% of the population across the 50 largest metropolitan areas of the U.S., but owned an average of 10.15% of owner-occupied homes in such places, the report found. "Relatively speaking, Black people don't own that many homes," said Jacob Channel, a senior economist at LendingTree who authored the study. The study ranks the nation's 50 largest metropolitan statistical areas by the difference between the percentage of owner-occupied homes in a metro owned by those who identify as Black and the share of an area's population that identifies as Black.
Persons: Homeownership, Jacob Channel, LendingTree Organizations: Black, Finance, IRS, Survey Locations: LendingTree, U.S, Memphis , Tennessee
Best red carpet looks at the 2024 Grammys
  + stars: | 2024-02-05 | by ( Christy Choi | ) edition.cnn.com   time to read: +2 min
While we’ve seen floral and black gowns take center stage on this year’s red carpets, the Grammys are known for showcasing bolder, more theatrical fashion. And who could forget Kim Petras and Sam Smith’s bold red ensembles which matched those of their entourage. Jordan Strauss/Invision/APThankGod4Cody Kayla Oaddams/WireImage/Getty ImagesVictoria Monét looked statuesque in a structured copper mermaid dress by Versace and a Bulgari Serpenti necklace. “I feel a bit (of) Joan of Arc energy in it,” she said during the official red carpet pre-show. The singer completed the look with Tiffany & Co jewelry, including a stunning necklace featuring rubellites, diamonds and an orange sapphire.
Persons: Taylor Swift, , Gaurav Gupta, Kim Petras, Sam Smith’s, Caroline Polachek Matt Winkelmeyer, Calvin Harris Jordan Strauss, Jessica Betts, Niecy Nash Jordan Strauss, Kat Graham Matt Winkelmeyer, Miley Cyrus Frazer Harrison, Landon Barker Stewart Cook, Kayla Oaddams, Lauren Daigle Gilbert Flores, Billie Eilish Francis Specker, CBS Entertainment Paty Cantu Jordan Strauss, Paris Jackson Matt Winkelmeyer, Danity Kane, Dawn Richard, Gilbert Flores, Noah Kahan Jordan Strauss, Phoebe Bridgers, Lucy Dacus, Julien Baker of, Thom Browne, Jordan Strauss, Monét, Versace, Neilson Barnard, Jacob Collier Frazer Harrison, Joan of, Tiffany, Kevin Mazur Organizations: CNN, Getty, CBS, CBS Entertainment, Dua Locations: Los Angeles, Dua Lipa
It’s hard to believe that at 80 years old, after a groundbreaking career in music, there are still new achievements left for Joni Mitchell. But on Sunday night, she did something for the first time: performed on the Grammys. Joined by Brandi Carlile, Jacob Collier, Lucius, Blake Mills, Allison Russell and SistaStrings, the singer-songwriter played “Both Sides Now.”Carlile, one of Mitchell’s most high-profile champions, is largely responsible for bringing her hero back to the stage, and she introduced Mitchell, who earlier won the Grammy for best folk album for “Joni Mitchell at Newport.” Nine years ago, Mitchell had an aneurysm and largely vanished from the public eye; her legions of fans feared that her singing days were complete. But the writer and unmistakable soprano behind classics like “Big Yellow Taxi” and “A Case of You” was not finished. She made a surprise appearance at the 2022 Newport Folk Festival alongside Carlile, as well as musicians including Wynonna Judd and Marcus Mumford.
Persons: Joni Mitchell, Brandi Carlile, Jacob Collier, Lucius, Blake Mills, Allison Russell, SistaStrings, ” Carlile, Mitchell, “ Joni Mitchell, , Carlile, Wynonna Judd, Marcus Mumford Organizations: Newport Folk Locations: Newport
Oliver spies on Felix as he pleasures himself in a clawfoot tub. After Felix finishes and leaves the room, Oliver crawls into the tub and drinks the last bit of water from the bath as it swirls down the rusty drain. The scene's shocking nature has led to countless TikToks and jokes, including a cocktail recipe inspired by the moment. "The bathroom was described along with the whole walkthrough scene when Felix walks through showing Oliver the house," Davies told Business Insider. "It was a spare bedroom with tapestry on the walls and a cream color," Davies explained of their chosen room.
Persons: , Barry Keoghan's Oliver slurps, Felix, Jacob Elordi, Oliver, Jill, Jacob Elordi's Bathwater, Jacob Elordi's bathwater, I've, Suzie Davies, Davies, Fennell's, Oliver's, Fennell, Emerald Fennell, Jacob, Barry slurping, Barry Keoghan, Linus Madekwe's, Barry Organizations: Service, Business, Oxford University, Drayton House, MGM, Amazon MGM Locations: Drayton, Northamptonshire
Fg Trade | E+ | Getty ImagesRising inventory is helping push rent prices down. Many Gen Zers are still living with their parentsWhile some older Gen Zers were able to become homeowners during the Covid-19 pandemic, most did not. Gen Z includes those born between 1996 and 2012, according to Pew Research Center's definition, and the youngest members of that cohort are still teens and tweens. Of the Gen Z adults who currently rent, 27% say they can no longer afford the cost, the firm found. In the meantime, there are ways Gen Z adults can prepare, especially those at home saving on expenses.
Persons: Gen, Daryl Fairweather, Jacob Channel, It's, Zers, Intuit Credit Karma, Melissa Lambarena Organizations: Pew Research, Intuit Credit, Finance Locations: U.S
Here's what the real estate firm expects for the housing market over the next 12 months. AdvertisementSoftening lock-in effectIn the last two years, homeowners have been unwilling to sell their homes because of the lower mortgage rates they secured previously. AdvertisementNo housing market crashLow rates could spark some additional homebuying, but demand will ultimately stay muted and the market will "continue to move sluggishly," according to LendingTree. A separate November survey from LendingTree found that 41% of Americans at the time expected the housing market to crash in 2024. At the same time, LendingTree maintains that the housing market will stay "prohibitively expensive" for Americans, regardless of how rates move.
Persons: , Jacob Channel, LendingTree Organizations: Service, Business, Federal
A California man was sentenced to six months in federal prison on Monday for allegedly lying to federal authorities when they were investigating an airplane he intentionally crashed to make a YouTube video. The man, former Olympic snowboarder Trevor Daniel Jacob, filmed the YouTube video stunt to promote a wallet from a company that sponsored him, according to the plea agreement filed in the Central District of California. He pled guilty to destruction and concealment of a tangible object with intent to obstruct a federal investigation. Jacob took off on a solo flight on Nov. 24, 2021, in Santa Barbara County, California, and parachuted out of the plane with a video camera and selfie stick. Jacob allegedly agreed to inform the NTSB of the location, but lied multiple times when investigators asked over the next two months.
Persons: Trevor Daniel Jacob, Jacob Organizations: Olympic, YouTube, Central District of, Los Padres National Forest, National Transportation Safety Board, NTSB, U.S . Department of Transportation's, Federal Aviation Administration, U.S, Attorney's, CNBC PRO Locations: California, Central District, Central District of California, Santa Barbara County , California, Los, Santa Maria , California
Jacob Chansley, or the "QAnon shaman," became an infamous symbol of the January 6 attack on Congres. Chansley apologized and was recently released from prison after serving more than two years. NEW LOOK Sign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . Chansley is considering running for a US Congress seat in the 2024 election, representing his home state of Arizona.
Persons: Jacob Chansley, Chansley, , Debbie Lesko, Lesko, Blake Masters, Abe Hamadeh Organizations: Service, Arizona's, State's, District, The Arizona Republic, Republican Locations: Congres, Arizona, Phoenix
Online paperwork shows the 35-year-old Chansley filed a candidate statement of interest Thursday, indicating he wants to run as a Libertarian in next year’s election for Arizona’s 8th Congressional District seat. U.S. Rep. Debbie Lesko, a 64-year-old Republican representing the district since 2018, announced last month that she won’t seek re-election. Chansley pleaded guilty to a felony charge of obstructing an official proceeding in connection with the Capitol insurrection. Although he previously called himself the “QAnon Shaman,” Chansley has since disavowed the QAnon movement. He identified himself as Jacob Angeli-Chansley in the candidate statement of interest paperwork filed with the Arizona Secretary of State’s office.
Persons: — Jacob Chansley, Chansley, Debbie Lesko, won’t, Chansely, ” Chansley, Jacob Angeli, weren't Organizations: PHOENIX, U.S . Capitol, Arizona’s, Congressional, U.S . Rep, Capitol, Authorities, Arizona, Constitution Locations: U.S, Arizona
HONG KONG (AP) — Shoppers in China have been tightening their purse strings, raising questions over how faltering consumer confidence may affect Saturday's annual Singles’ Day online retail extravaganza. Singles Day, also known as “Double 11,” was popularized by e-commerce giant Alibaba. Shoppers spent $38 billion in 24 hours on Alibaba’s e-commerce platforms during Singles’ Day in 2019. “The hype and excitement around Singles’ Day is sort of over," said Shaun Rein, founder and managing director of Shanghai-based China Market Research Group. “I just feel that people don’t spend as much as before, possibly because they don’t have much to spend,” she said.
Persons: , Shi Gengchen, Shi, Shaun Rein, Rein, keener, Hu Min, Alibaba’s Tmall, ” Jacob Cooke, ” Cooke, Yu Bing Organizations: — Shoppers, Bain & Company, Shoppers, China Market Research, Consumers, WPIC Locations: HONG KONG, China, Chaoyang, COVID, Shanghai, Shijiazhuang, China's Hebei, China's, Beijing
Data released on Thursday showing a drop in consumer prices to their lowest since the COVID-19 pandemic has increased the doubts in China's economic rebound after some months of indicators showing growth stabilising. China's big online shopping platforms did not release final sales figures for 2022, when analysts said COVID-19 restrictions inhibited spending and consumer confidence. Some indicators point to a slowdown in Singles Day sales. Data provider Syntun estimated e-commerce platforms sold 311 billion yuan of products from Oct. 31 to Nov. 3, a 7.1% decrease year-on-year. For Tan Jiapeng, a 35-year-old office worker in Beijing, his only Singles Day purchase so far has been a Descente winter jacket, an "essential purchase" for the winter.
Persons: Florence Lo, Jason Yu, Kantar, COVID, Bain, Jacob Cooke, Nomura, Tan Jiapeng, Tan, Casey Hall, Sophie Yu, Marius Zaharia Organizations: REUTERS, Rights, HK, PDD Holdings, Company, Technologies, Thomson Locations: Rights BEIJING, China, Beijing
The world's biggest shopping event happens in China each year - and it's called Singles Day. WHEN DID THE IDEA OF SINGLES DAY ORIGINATE? The idea for Singles Day had originated at China's Nanjing University back in 1993 and was originally called "Bachelor's Day." Cyber Monday immediately follows Black Friday, which falls on the day after the U.S. Thanksgiving Day holiday, the busiest shopping day of the year in the United States. "The presale period of Tmall and particularly on -- in general, the Singles Day, confirms a softer trend versus a year ago," said Estee Lauder CEO Fabrizio Freda last week, adding that the company was more optimistic about the next part of the Singles Day events in November.
Persons: it's, Bain, Jacob Cooke, Pinduoduo, Cooke, Estee Lauder, Nike, JD.com, Fabrizio Freda, Nicolas Hieronimus, Hieronimus, Granth, Aditya Soni, Diane Craft Organizations: China's Nanjing University, Adobe Analytics, U.S, Reuters, Technologies, Cyber, HK, PDD Holdings, Adobe, Bain, HOPE, Nike, Procter & Gamble, Apple, L'Oreal, Thomson Locations: China, United States, Beijing, Greater China, Bengaluru
The world's biggest shopping event happens in China each year - and it's called Singles Day. WHEN DID THE IDEA OF SINGLES DAY ORIGINATE? The idea for Singles Day had originated at China's Nanjing University back in 1993 and was originally called "Bachelor's Day." Cyber Monday immediately follows Black Friday, which falls on the day after the U.S. Thanksgiving Day holiday, the busiest shopping day of the year in the United States. "The presale period of Tmall and particularly on -- in general, the Singles Day, confirms a softer trend versus a year ago," said Estee Lauder CEO Fabrizio Freda last week, adding that the company was more optimistic about the next part of the Singles Day events in November.
Persons: it's, Bain, Jacob Cooke, Pinduoduo, Cooke, Estee Lauder, Nike, JD.com, Fabrizio Freda, Nicolas Hieronimus, Hieronimus, Granth, Aditya Soni, Diane Craft Organizations: China's Nanjing University, Adobe Analytics, U.S, Reuters, Technologies, Cyber, HK, PDD Holdings, Adobe, Bain, HOPE, Nike, Procter & Gamble, Apple, L'Oreal, Thomson Locations: China, United States, Beijing, Greater China, Bengaluru
The Singles Day festival, also known as “Double 11,” was created by Alibaba in 2009 and has turned into a weeks-long shopping bonanza in China. To lure them, e-commerce platforms are offering rock bottom prices this Singles Day. “While the government is looking for solid consumption growth, consumer spending is hampered by both lower household income growth and weak consumer confidence,” said Louis Kuijs, chief Asia economist at S&P Global Ratings. This is a real downgrade in consumption,” the user said, adding she hadn’t yet spent any money during the current Singles Day. “Some promotions are fake,” said another user under the name “Nyanko.” “Merchants have raised prices before cutting them for Singles Day.
Persons: , Alibaba, Alibaba’s, JD.com’s, Pinduoduo’s, ” “, Alicia Yap, Zhejiang province Hu Xiaofei, Louis Kuijs, ” Kuijs, Jacob Cooke, , ” Cooke, Cooke, John Donahoe, Lululemon Organizations: Hong Kong CNN, Companies, Citi, , China’s, Technologies, Bain and Company, Pinduoduo, Nike, . Company, Starbucks Locations: China, Hong Kong, Beijing, Jinhua, Zhejiang province, Asia
Two years later, Congress put such a law in place, prohibiting people facing domestic violence restraining orders from having guns. Gun rights organizations are supporting Zackey Rahimi, the Texas man whose challenge to the law led to the Supreme Court case. A gun, though, is more than just a potential source of violence, Glenn said, recalling how her husband threatened her and her then-teenage son, David, repeatedly. Rahimi’s case reached the Supreme Court after prosecutors appealed a ruling that threw out his conviction for possessing guns while subject to a restraining order. The court's decision in the Rahimi case could have widespread ripple effects, including in the high-profile prosecution of Hunter Biden.
Persons: — Ruth Glenn, Glenn, Cedric, ” Glenn, Zackey Rahimi, Shira Feldman, Brady, , ” Feldman, David, it’s, Rahimi, Cory Wilson, Wilson, ” Wilson, Clarence Thomas, Hashim Mooppan, Trump, ” Mooppan, , Clark Neily, Jacob Charles, Hunter Biden, ” Charles, Cedric Glenn, “ We’re, we’re Organizations: WASHINGTON, Associated Press, Survivor Justice, Biden, Republicans, Democrats, for Disease Control, Gun Safety, Circuit, Justice Department, Georgetown Law, Cato Institute, Pepperdine University Locations: Denver, Glenn, Texas, Arlington , Texas, U.S, Bruen, Malibu , California
watch nowThe Federal Reserve left its target federal funds rate unchanged for the second consecutive time Wednesday. What the federal funds rate means for youThe federal funds rate, which is set by the central bank, is the interest rate at which banks borrow and lend to one another overnight. To a certain extent, many households have been shielded from the brunt of the Fed's rate hikes so far, House said. As the federal funds rate rose, the prime rate did as well, and credit card rates followed suit. If the 10-year yield stays near 5%, federal student loan interest rates could increase again when they reset in the spring, costing student borrowers even more in interest.
Persons: Brett House, that's, Sung Won Sohn, Sohn, bode, Greg McBride, Sam Khater, Freddie Mac's, Tiffany Hagler, Bankrate, Jacob Channel Organizations: Federal Reserve, Fed, Columbia Business School, Loyola Marymount University, SS Economics, Treasury, Geard, Bloomberg, Getty, Auto Locations: Larchmont , New York
Injuries add to Newcastle woes in Dortmund loss
  + stars: | 2023-10-25 | by ( ) www.reuters.com   time to read: +1 min
Defeat means Newcastle face a fight to progress from Group F although they are still well-placed with four points from three games, the same as Dortmund. But of even more concern to Howe were injuries to forwards Alexander Isak and Jacob Murphy. "Isak going off was a blow and Jacob came off with what looks like a serious injury," Howe said. Jacob looks serious, potentially a dislocation of his shoulder." Newcastle face Wolverhampton Wanderers away in the Premier League on Saturday.
Persons: Park, Newcastle United's Alexander Isak, Lee Smith, Newcastle United's, Eddie Howe's, Howe, Alexander Isak, Jacob Murphy, Sweden's Isak, Callum Wilson, Murphy, Isak, Jacob, We've, That's, Elliot Anderson, He's, Martyn Herman, Hugh Lawson Organizations: Soccer Football, Newcastle United, Borussia Dortmund, James, Newcastle, Champions League, Wolverhampton Wanderers, Premier League, Thomson Locations: Newcastle, Britain, NEWCASTLE, England, Dortmund
LOS ANGELES (AP) — Caleb Williams actually doesn't like to run with the ball, even though he's clearly exceptional at it. Political Cartoons View All 1202 ImagesWilliams shook it off and coolly led USC to scores on each of its three overtime possessions. After USC went up 28-20 on Williams’ second TD run early in the fourth quarter, Arizona tied it with 8:17 to play on a gutsy TD pass and a two-point conversion pass by Fifita. Williams rushed 18 yards for a TD in the first overtime, but Cowing caught a TD pass from Fifita on Arizona’s first OT snap. Austin Jones then rushed for an 11-yard TD for USC, but Williams couldn’t hit Brenden Rice for the win.
Persons: — Caleb Williams, he's, Williams, , ” Williams, Arizona's, you’ve, Mason Cobb, Lincoln, ” Riley, ” Noah Fifita, Jacob Cowing, Jedd Fisch, Fisch, We've, we’ve, , they’re, Tyler, USC’s, crouch, Cowing, ” Fifita, ” Cowing, Calen Bullock, Austin Jones, Brenden Rice, Tanner McLachlan, Jayden de Laura, Fifita, Jonah Coleman Organizations: ANGELES, Heisman, USC, Trojans, Coliseum, Lincoln Riley’s, Wildcats, Fifita, Arizona, Washington State, Notre Dame, AP Locations: Southern California, Arizona, D.J, Fifita, Orange County, South Bend, UP
Hong Kong CNN —Daniel Zhang, the outgoing chairman and CEO of Alibaba, has stepped down from his position running the company’s cloud division in a surprise move announced just months after he assumed the pivotal role. Daniel Zhang, the then CEO of Alibaba, speaks at a conference in Shanghai in November 2022. Han Haidan/China News Service/Getty ImagesEddie Yongming Wu will succeed Zhang as acting chairman and CEO of its cloud unit, Alibaba said Monday. Significant restructuringIn March, Alibaba announced it would split into six separate units, including cloud, e-commerce, logistics, media and entertainment. Analysts said Zhang’s departure from the cloud business came as a surprise, but should not affect a potential IPO of the unit.
Persons: Hong Kong CNN — Daniel Zhang, Zhang, , “ Mr Zhang, Daniel Zhang, Han Haidan, Eddie Yongming Wu, Alibaba, Joseph C Tsai, Wu, Joe Tsai, Steven Ferdman, Tsai, , , ” Tsai, Jacob Cooke Organizations: Hong Kong CNN, ” Citi, Alibaba, China News Service, Cloud Intelligence Group, Paley International, Paley Museum, CNN, Brooklyn Nets, New York Liberty, South China Morning, Alibaba Group, Analysts Locations: China, Hong Kong, Shanghai, New York, Alibaba
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