FHA mortgages and conforming mortgages have borrowing limits that vary by state and county.
If you need to borrow more than $726,200 in South Dakota, you'll want to consider getting a jumbo loan.
In South Dakota, the 2023 borrowing limit for FHA mortgages is $472,030.
In some states, certain counties may have higher borrowing limits than others because it is more expensive to live in that area.
South Dakota borrowing limits in 2023 for conforming and FHA mortgages by countyCounty Conforming mortgage limit (single-family home) FHA mortgage limit (single-family home) Aurora County $726,200 $472,030 Beadle County $726,200 $472,030 Bennett County $726,200 $472,030 Bon Homme County $726,200 $472,030 Brookings County $726,200 $472,030 Brown County $726,200 $472,030 Brule County $726,200 $472,030 Buffalo County $726,200 $472,030 Butte County $726,200 $472,030 Campbell County $726,200 $472,030 Charles Mix County $726,200 $472,030 Clark County $726,200 $472,030 Clay County $726,200 $472,030 Codington County $726,200 $472,030 Corson County $726,200 $472,030 Custer County $726,200 $472,030 Davison County $726,200 $472,030 Day County $726,200 $472,030 Deuel County $726,200 $472,030 Dewey County $726,200 $472,030 Douglas County $726,200 $472,030 Edmunds County $726,200 $472,030 Fall River County $726,200 $472,030 Faulk County $726,200 $472,030 Grant County $726,200 $472,030 Gregory County $726,200 $472,030 Haakon County $726,200 $472,030 Hamlin County $726,200 $472,030 Hand County $726,200 $472,030 Hanson County $726,200 $472,030 Harding County $726,200 $472,030 Hughes County $726,200 $472,030 Hutchinson County $726,200 $472,030 Hyde County $726,200 $472,030 Jackson County $726,200 $472,030 Jerauld County $726,200 $472,030 Jones County $726,200 $472,030 Kingsbury County $726,200 $472,030 Lake County $726,200 $472,030 Lawrence County $726,200 $472,030 Lincoln County $726,200 $472,030 Lyman County $726,200 $472,030 McCook County $726,200 $472,030 McPherson County $726,200 $472,030 Marshall County $726,200 $472,030 Meade County $726,200 $472,030 Mellette County $726,200 $472,030 Miner County $726,200 $472,030 Minnehaha County $726,200 $472,030 Moody County $726,200 $472,030 Oglala Lakota County $726,200 $472,030 Pennington County $726,200 $472,030 Perkins County $726,200 $472,030 Potter County $726,200 $472,030 Roberts County $726,200 $472,030 Sanborn County $726,200 $472,030 Spink County $726,200 $472,030 Stanley County $726,200 $472,030 Sully County $726,200 $472,030 Todd County $726,200 $472,030 Tripp County $726,200 $472,030 Turner County $726,200 $472,030 Union County $726,200 $472,030 Walworth County $726,200 $472,030 Yankton County $726,200 $472,030 Ziebach County $726,200 $472,030Note: In South Dakota, you'll need to get a jumbo loan if you want to borrow more than $726,200, regardless of which county you hope to reside in.