However, around 20% of them say they don't have the knowledge or tools to do so and nearly 30% don't feel that they're in control of their credit score.
Despite that, Gen Zers' average credit score isn't too shabby.
As a reminder, your FICO score can fall anywhere between 300 and 850.
"Managing your credit scores and credit reports is actually very easy and, almost, can be done without any overt effort on your part," John Ulzheimer, a credit expert who formerly worked for FICO and Experian, tells CNBC Make it.
Here are the two most important factors that impact your credit score and how understanding them can help you give your score a boost.
Persons:
Gen Zers, aren't, John Ulzheimer
Organizations:
CNBC, FICO