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The multiple exceeds 9 and approaches 12 in the hottest markets, rendering them "impossibly unaffordable," per a recent study. That's according to "The State of the Nation's Housing 2024" report published by Harvard University this week. Only 6.6 million — fewer than 15% — of the 45 million renter households in the US make enough to afford the median payment. Indeed, the Harvard study found that 23% of homeowner households were "stretched worryingly thin," and more than a quarter of renters were paying at least half their incomes toward housing and utilities in 2022. Many homeowners are seeing their incomes squeezed by steeper prices and interest payments, and many renters have given up on buying a home.
Persons: , Robert Gauthier Organizations: Service, Business, Harvard University, Survey, Consumer Finances, Harvard Locations: La Habra , California
Throughout my time working at CNBC, I've chatted with different entrepreneurs, from people who started successful side hustles to the founders of global unicorn companies. In my conversations with successful entrepreneurs, I've found that those who became successful and "made it" tend to echo the same advice. Advice #2: Lean into what makes you uniqueAnother piece of advice Mahlum gave is to lean into what makes you yourself. "I think the best advice that I can give to fellow entrepreneurs is to be different," he told CNBC. Advice #4: Just get startedIn all my conversations with entrepreneurs, by far, the one piece of advice I've heard the most, is to simply get started.
Persons: Shawn Tsao, I've, Jason McGowan, McGowan, they'd, Anne Mahlum, Solidcore Anne Mahlum, Mahlum, Edward Tirtanata, Tirtanata, Uber, Jack Organizations: CNBC, I've, Lean, Nike Locations: New York, Solidcore, Indonesian, Southeast Asia
CNN —Roberto Baggio, widely regarded as one of the greatest soccer players in history, suffered head injuries when a group of armed criminals entered his Altavilla Vicentina home in northern Italy on Thursday evening, according to local police. The break-in happened during the European Championship match between Italy and Spain, which Baggio was watching on TV with his family, according to local media reports. Baggio tried to defend his family and was hit on the head with a gun, reports said. The total value of what was stolen has not been reported, according to local media. The villa and grounds had security cameras and police have not made any arrests yet, according to local police.
Persons: CNN — Roberto Baggio, Baggio, , ” Baggio, ANSA, Luca Zaia, Roberto Baggio, Zaia, ” Baggio –, Organizations: CNN, Juventus, AC Milan, Inter Milan, Italian, Italy, Ballon Locations: Italy, Spain, Arzignano, Italy’s Veneto, Altavilla Vicentina
When Trujillo asked what he should focus his research on, Cousteau told him he should go study the river dolphins, which had not been investigated in depth. “This is a very aggressive environment, very difficult to survive,” Trujillo told CNN of the Amazon. Video Ad Feedback Saving the dolphins and manatees of the Amazon River 03:22 - Source: CNNThere are two types of freshwater dolphins found throughout the Amazon: the Amazon River dolphin – or “pink dolphins” due to their color – and the smaller tucuxi, Trujillo said. “They told me ‘we all believe that you are a dolphin that became a human to protect the dolphins,’” Trujillo said. Fernando Trujillo, right, pictured here in 1991 scouting for dolphins along the Amazon River.
Persons: Fernando Trujillo, Jacques Cousteau, Trujillo, Cousteau, , ” Trujillo, , ’ ” Trujillo, he’s, María Jimena Valderrama, CNN Trujillo Organizations: CNN, Initiative, Amazon, International Union for Conservation of Nature, Omacha, Geographic, Rolex Locations: Colombian, Bogotá, Puerto Nariño, South America, , Colombia, Trujillo
New York CNN —The OpenAI co-founder who left the high-flying artificial intelligence startup last month has announced his next venture: a company dedicated to building safe, powerful artificial intelligence that could become a rival to his old employer. Ilya Sutskever announced plans for the new company, aptly named Safe Superintelligence Inc., in a post on X Wednesday. Sutskever then worked on Google’s AI research team, before helping to found what would become the maker of ChatGPT. It’s also not clear exactly what the new company thinks of as “safety” in the context of highly powerful artificial intelligence technology. “By safe, we mean safe like nuclear safety as opposed to safe as in ‘trust and safety,’” Sutskever told Bloomberg in an interview published Tuesday.
Persons: Ilya Sutskever, Sutskever, Geoffrey Hinton, Sam Altman, Altman, Kara Swisher, , It’s, ” Sutskever, OpenAI, Jan Leike, Daniel Levy, Daniel Gross Organizations: New, New York CNN, Superintelligence Inc, SSI, Google, CNN, Bloomberg, Apple Locations: New York, OpenAI, , Palo Alto , California, Tel Aviv, Israel
download the appSign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. I completed a 3.5-year apprenticeship as a media designer and engineer, and I've been in the tech industry since I was 15. Leaving so quickly wouldn't have been possible without the support of our LA friends, who helped us in many ways. Courtesy of Lucas FrischmannI came up with this idea as I struggled to keep up with all my connections. AdvertisementIf you were laid off from a tech company and want to share your story, please email Manseen Logan at mlogan@businessinsider.com.
Persons: , Lucas Frischmann, It's, I've, Frischmann, it's, I'd, Manseen Logan Organizations: Service, Twitter, Meta, Business Locations: Los Angeles, Asia, Vietnam, Italy, Taiwan, Thailand, Japan, Indonesia, South Korea, Europe, Austria, Germany, Switzerland, Bangkok, Amalfi Coast, Bali , Indonesia, mlogan@businessinsider.com
I took on a seasonal job that allowed me to rapidly pay off my credit-card debt and start saving. In 2022, we ended up draining most of our emergency fund, and I quickly racked up close to $5,000 worth of credit-card debt. I picked up a seasonal jobOne of the best things I did last winter to streamline paying off my credit-card debt was getting a seasonal part-time job. All of this went toward my credit-card debt, along with any money I budgeted for extra debt payments from my main income. Paying down credit-card debt was just one thing I needed to do.
Persons: , I'm, I've, homeownership Organizations: Service, Amazon
CNN —Caitlin Clark’s double-double helped the Indiana Fever beat the Washington Mystics 88-81 on Wednesday in Indianapolis to win their third straight. Aliyah Boston and Kelsey Mitchell had a team-high 22 points each and both shot a supremely efficient 72.7% from the floor. It’s the first time since 2015 that the Fever have enjoyed a four-game home winning streak. “Whenever they went on a run, we always found a way to respond,” Clark told NBA TV of the team’s resilience. Clark and the Fever now go on a five-game road trip, which begins against the Atlanta Dream on Friday.
Persons: Caitlin Clark’s, it’s, Boston, Kelsey Mitchell, ” Clark, We’re, didn’t, ” Ariel Atkins, Clark Organizations: CNN, Indiana Fever, Washington Mystics, Iowa, NBA, Mystics, WNBA, Fever, Atlanta Locations: Indianapolis
Read previewLast month, two US Air Force fighter jets battled in the skies above California in an intense dogfight. AdvertisementCol. James Valpiani, Air Force Test Pilot School commandant, provides final points of instruction to Secretary of the Air Force Frank Kendall during his visit to Edwards Air Force, California, May 2. But throughout all of this, the AI pilot, named Hivemind, has been maturing quicker than expected. The X-62 Variable In-Flight Simulator Test Aircraft (VISTA) flies in the skies over Edwards Air Force Base, California, Aug. 26, 2022. Footage from the real-world test of a dogfight between an AI-controlled fighter and a manned fighter.
Persons: , James Valpiani, Frank, Kendall, Valpiani, Frank Kendall, It's, Ryan Tseng, Tseng, Air Force Frank Kendall, James West Tseng, Ryan Hefron, Hefron, Kyle Brasier, Giancarlo Casem Organizations: Service, US Air Force, Air Force, Defense, Research, Business, An Air Force, Air, Edwards Air Force Base, U.S . Air Force, Edwards Air Base, United States Air Force, Edwards Air Force, DOD, DARPA, Shield, Aircraft, USAF, Israel Defense Forces, DoD Locations: California, Calif, China, Gaza
Reggie Jackson played in Birmingham when he was in the minor leagues back in 1967. In his return to Rickwood Field, he shared his experience with racism and discrimination. Jackson played there just four years after four girls were killed in a bombing at the 16th Street Baptist Church. The Giants wore the uniform of the San Francisco Sea Lions, a Negro Leagues team that folded after its only season in 1946. Giants manager Bob Melvin played at Rickwood Field in parts of three seasons in the early 1980s as a minor-leaguer.
Persons: of Famer Reggie Jackson, Jim Crow, Jackson teared, , , Jackson, , Charlie Finley’s, ’ Finley, ‘ We’re, we’re, Willie Mays, Reggie Jackson, ackson,, ollie, ou’re, haron, ove, ou,, hite, ike, ethel B, artin, uther, J, eague, eason, elvin, layed, aid., harley, ride,, riffey J r., ure, ike W, ilgore J r. Organizations: of Famer, Hollywood, Major League, Negro Leagues, Birmingham Black Barons, ust Locations: Birmingham, osh
Now people are taking full-blown holidays while on the job as part of a trend that's been called "quiet vacationing." It's a stark reminder of how broken American work culture is, just in time for summer. Pretending to work when you're not or acting like you're putting in more hours than you do is not a new phenomenon. If you're quiet vacationing and your boss doesn't know, good for you, I guess. Regardless of how up front (or not) employees are, at the end of the day, American work culture is the bad guy here.
Persons: margarita, munches, they're, Rebecca Zucker, they'd, , it's, overworkers, Malissa Clark, Clark, downshift, Zucker, We're, we're, aren't, doesn't Organizations: Harris, Workers, University of Georgia, Business Locations: sipping, American
Democrats’ Dream of a Wealth Tax Is Alive. For Now.
  + stars: | 2024-06-20 | by ( Jim Tankersley | ) www.nytimes.com   time to read: +1 min
For years, liberal Democrats have agitated for the United States to tax wealth, not just income, as a way to ensure that rich Americans who derive wealth from real estate, stocks, bonds and other assets were paying more in taxes. On Thursday, that dream survived a Supreme Court scare, but just barely. The idea of a wealth tax was not directly before the court on Thursday. Justices were considering the constitutionality of a new tax imposed under former President Donald J. Trump that applies to certain income earned by businesses overseas. But in taking the case, the court could have pre-emptively ruled federal wealth taxation unconstitutional.
Persons: Donald J, Trump, , Amy Hanauer, Organizations: Taxation, Economic Locations: United States
CNN —South Korea will soon launch a new visa for foreign nationals who dream of training like a K-pop idol, in a bid to boost its tourism industry back to pre-pandemic levels. The “K-Culture Training Visa” will be open to foreigners who want to train in K-pop dancing, choreography and modeling, the finance ministry announced on Monday. K-pop is already the most-cited reason for visiting the country, according to the MCST, with particularly strong interest from overseas fans from Southeast Asia, Europe and the US. Tourists visit the statue of Sejong the Great of the Joseon Dynasty at Gwanghwamun Square in Seoul, South Korea on February 21, 2024. South Korea has also made it easier for digital nomads to stay and work in the country, implementing its “workation” visa at the start of this year.
Persons: , Lee Jung, jae, Sejong the, Kim Jae Organizations: CNN, Ministry of Culture, Tourism, Korean, Tourists, Getty Locations: South Korea, Seoul, Southeast Asia, Thailand, Philippines, Korean, Europe, Korea
"It was a small little dream that we had to open one cute, quaint, cozy coffee shop and café," owner Elisa Marshall told CNBC. AdvertisementIt was "a lot of sacrifice," Sormonte told CNBC, and "a lot of sweat and tears and love." Marshall told CNBC that they chose the name with the intent to create "the feeling of warmth and home." They struck a deal in 2020 with a private equity firm for "between $10 million and $20 million," CNBC reported. They also do catering and rent their café spaces for events — which together account for about 20% of Maman's yearly revenue, Marshall told CNBC.
Persons: , Elisa Marshall, Maman, Marshall, Benjamin Sormonte, Sormonte Organizations: Service, CNBC, Business, Marshall, New York Magazine Locations: York, Canada, Manhattan, New York, Marshall, Spain, Ibiza, Southern France, Toronto, Sormonte
Participants during the snowboarding activity with the Hoods to Woods Foundation at Big Snow American Dream in East Rutherford, New Jersey on June 13, 2024. "It keeps me out of the house," Gibson told CNBC from a lounge room in the Big Snow complex. Participants during the snowboarding activity with the Hoods to Woods Foundation at Big Snow American Dream in East Rutherford, New Jersey on June 13, 2024. The group also accepts donations of gear or gifts, while Big Snow has lent its facilities at no charge to the nonprofit for years. Through Hoods to Woods, Diaz, Paupaw and their volunteers have built many relationships with their participants.
Persons: Danielle DeVries, Gibson, Woods, Omar Diaz, Diaz, Brian Paupaw, Sebastian, Veronica Vogelman, Paupaw, Big Snow, Annette Diggs, Ciera Young, Zyshawn Gibson, Tah'gee Van Dunk, Abby Crisostomo, Crisostomo Organizations: Foundation, Big, CNBC EAST RUTHERFORD, Woods Foundation, CNBC, Snowsports Industries, National Ski Areas, Edge, Unlikely Riders Locations: East Rutherford , New Jersey, N.J, New York, New Jersey, United States, Paupaw, Woods, Washington, , Vermont
The almost famous drag king comedian Murray Hill struts through Melvyn’s Restaurant & Lounge, an old school steakhouse in Palm Springs, Calif.Melvyn’s is Mr. Hill’s kind of place. It has steak Diane on the menu, black-and-white head shots of celebrities on the walls and the aroma of crêpes suzette flambéing in the air. And Palm Springs is Mr. Hill’s kind of town — faded midcentury Hollywood glamour, with a modern dash of queer culture. Moving past diners wearing pastel polo shirts and golf shorts, Mr. Hill cuts a distinctive figure in his three-piece baby blue seersucker suit and white loafers. His glance falls on the section for steak toppings, which are listed under the heading “Enhancements.”
Persons: Murray Hill, Diane, suzette flambéing, Organizations: Melvyn’s Locations: Palm Springs, Calif, Vegas
Millennials are losing their cool
  + stars: | 2024-06-19 | by ( Emily Stewart | ) www.businessinsider.com   time to read: +16 min
Millennials may not be there yet on pants, or at least that's what I, as a millennial, tell myself. The internet is fueling the millennials vs. Gen Z discourse, but underlying it is something deeper: millennials raging against the dying of the light. "It's really beneficial for brands that at least the online discourse has millennials looking to Gen Z for trends. The nature of internet culture, much of which was created by millennials, puts a unique bent on the discourse and how creators and influencers address millennials. Gen Z, be nice to your friendly millennial next door, and vice versa.
Persons: we're, We're, Valeria Penttinen, Julie Erickson, , Erickson, Michael Miraflor, Hannah Grey, Justin Timberlake's, Claire Tassin, Jean Twenge, Gen X, Silents, they're, X, It's, Penttinen, millennials, Harley Block, Joel Steckel, I'm, that's, Devon Price, Price, Twenge, it's, Miraflor, Gwen Stefani, Martha Stewart, Alpha, Gen, They'll Organizations: Northern Illinois University, Morning, New York University, Starbucks, Loyola University Chicago's School, Professional Studies, Sports Illustrated Locations: Toronto, America
Her boss, a woman who had been advocating for her to be given a leadership role, left the team while Ms. Zhao was on a five-month maternity leave. After college, Ms. Zhao set aside her dream of becoming a civil servant to pursue a higher-paying job. (Nearly a third of Chinese women have college degrees now, up from fewer than 1 percent in 1990.) Six months after Ning was born, Ms. Tang returned to her office, leaving the baby in the care of a grandmother. Her husband and in-laws oppose the move, but Ms. Tang doesn’t want to be held back.
Persons: doesn’t, Xi Jinping, , ” Joyce Zhao, Joyce Zhao, Ming, Zhao, Ms, , Ming’s, ” Ms, , ” Guo Chunlei, Guo Chunlei, Guo, Tianyi, ” Tang Pingjuan, Tang Pingjuan, Tang, Ning, Tang doesn’t Locations: Beijing, China, Hangzhou, Guangzhou, Shenzhen
I think that Ralph Lauren is able to understand that ethos and bring it to life,” Lauren continued. "Team USA uniforms celebrate classic styles that are made to be loved and endure for generations," Ralph Lauren said in a statement of the label's new designs — like the single-breasted blazers athletes will wear to the opening ceremony on July 26. For this occasion, Ralph Lauren designed a racecar-style jacket with USA patch detailing, a a classic striped polo and crisp white jeans. Richard Phibbs/Courtesy Ralph LaurenGymnast Shilese Jones — one of Ralph Lauren's brand ambassadors at the 2024 Games — is pictured in the closing ceremony look. John Guerrero/Courtesy Ralph Lauren
Persons: Ralph Lauren, athleisure, , ” David Lauren, Ralph Lauren’s, , ” Lauren, Richard Phibbs, Ralph Lauren Four, Katie Ledecky, Steven Pan, Kamren Larsen, Ralph Lauren Denim, Jamal Hill, Daryl Homer, Shilese Jones, Ralph Lauren's, “ Ralph Lauren, ” Sarah Hirshland, ” Kiteboarder Daniela Moroz, John Guerrero Organizations: CNN, USA, Olympic, Team USA, , , Paralympic, Paris Games Locations: Paris, , America
His destination was the United States, where cricket had long struggled to gain any kind of mainstream visibility, and professional opportunities were typically sparse. Mr. Singh and the U.S. team defeated Pakistan during a Men’s T20 Cricket World Cup match on June 6, shocking the sport. The United States next plays on Wednesday against South Africa in Antigua, the first of three matches in the second stage. The team’s success has been the latest event to help boost cricket’s profile in the United States, where the sport has seen a surge in investment in recent years. Cricket still faces notable obstacles in trying to attain more widespread popularity, some of which have been highlighted by the tournament.
Persons: Harmeet Singh, Singh Organizations: Indian, , U.S, cricket team, U.S ., Pakistan, United, South, Cricket Locations: India, United States, America, South Africa, Antigua
While pregnant, I read up on parenting styles and came across an ultramodern movement called "gentle parenting." Gentle parenting worked when my child was littleGentle parenting was relatively easy during early motherhood. Even when I followed the gentle parenting scripts laid out by gurus, everything felt like an ongoing tug of war. Ultimately, I came to the conclusion that gentle parenting is way too gentle. In all honesty, drifting away from gentle parenting made me realize that parenting is more about trusting your gut than following scripts and best practices.
Persons: I've, , — peacefulness, couldn't, That's Organizations: Service, Business Locations:
The retirement Catch-22
  + stars: | 2024-06-18 | by ( Ann C. Logue | ) www.businessinsider.com   time to read: +10 min
The current Social Security retirement age is 67, but most Americans depart the workforce earlier than that. Instead of making it easier for Americans to save for retirement and work as long (or as short) as they want, Fink is setting up a catch-22: The economy needs aging Americans to work longer, but many companies simply don't want them. One of Button's studies looked at "bridge jobs , " part-time jobs in administration or retail that many people use to ease into retirement and cushion their finances. The same year, Scripps Medical Clinic in San Diego was ordered to pay $6.9 million for setting a mandatory retirement age for physicians of 70, regardless of the doctors' interest or abilities. And some older workers have heard all the corporate buzzwords and blather before, so they don't buy into management's sloganeering, rendering them "difficult."
Persons: Larry Fink, behemoth BlackRock, Fink, Daniel Ross, Ross, he's, Emily Dickens, SHRM's, We've, Stacie Haller, Patrick Button, Button, ResumeBuilder.com, Gen, we've, Mother Jones, Lilly Organizations: Social Security, Lawyers, Society, Human Resources Management, US Chamber of Commerce, Tulane University, IBM, Employment, Commission, Scripps Medical Clinic, Employers Locations: Down, Texas, Austin, San Diego
In order to avoid economic catastrophe, he argued, people should save more money and work longer. The current Social Security retirement age is 67, but most Americans depart the workforce earlier than that. For one, many older people cannot work because of a disability or because they need to care for someone else with a disability. And some older workers have heard all the corporate buzzwords and blather before, so they don't buy into management's sloganeering, rendering them "difficult." He's asking people who have not yet retired to work longer than their elders did and to save even more money, without changing the systematic barriers to either.
Persons: Larry Fink, behemoth BlackRock, Fink, Daniel Ross, Ross, he's, Emily Dickens, SHRM's, We've, Stacie Haller, Patrick Button, Button, ResumeBuilder.com, Gen, we've, Mother Jones, Lilly Organizations: Social Security, Lawyers, Society, Human Resources Management, US Chamber of Commerce, Tulane University, IBM, Employment, Commission, Scripps Medical Clinic, Employers Locations: Down, Texas, Austin, San Diego
CNN —The Republican primary race between Virginia Rep. Bob Good, the House Freedom Caucus chair who angered allies of former President Donald Trump and former Speaker Kevin McCarthy, and state Sen. John McGuire was too early to call Tuesday night. The congressman from Virginia’s 5th Congressional District has faced a fierce effort to knock him out from a broad swath of the GOP in what became the most expensive House Republican primary of the cycle. Vindman’s role in Trump’s impeachment likely made a difference in his campaign. After spending most of his career in Illinois, Bondar moved to Texas in 2020, living outside Dallas – where he voted in this March’s Republican primary. State voting records show Bondar’s early in-person ballot in his primary race is the first time he has voted in Oklahoma.
Persons: Bob Good, Donald Trump, Kevin McCarthy, Sen, John McGuire, McCarthy, Good, Ron DeSantis, McGuire, we’re, , Trump’s, Eugene Vindman, Abigail Spanberger, Alexander Vindman, Volodymyr Zelensky, Trump, Hunter Biden, Joe Biden, , National Security Council –, Vindman’s, Cole, Tom Cole, Paul Bondar, Bondar, impeaching Trump, , ” Trump, Dallas –, Paul Bonder, Cheyenne Stanley, he’d Organizations: CNN, Republican, Virginia Rep, Congressional, GOP, Florida Gov, Democratic, Eugene, Virginia’s, Congressional District, Trump, Ukrainian, National Security Council, CIA, Oklahoma, Cole Americans, Security, PAC, University of Oklahoma, University of Texas, State, Longhorn Locations: Virginia’s, Oklahoma, Illinois, Texas, Dallas, Caddo
Elisa Marshall and Benjamin Sormonte didn't want to be overly ambitious when launching a business in New York in 2014. Some items feature "a fun twist," Marshall says: The salted chocolate cookie sandwich with white chocolate ganache resembles a fancier, French version of an Oreo. Sormonte and Marshall didn't know how much launching a cafe in New York would cost, and ended up spending $250,000. The praise brought in waves of customers, and Maman brought in roughly $2 million in revenue during its first full year. And it was great," Marshall says, adding: "Next thing you know, we're the hottest cookie in New York."
Persons: Elisa Marshall, Benjamin Sormonte didn't, Marshall, Oprah Winfrey, Sormonte, — Marshall, childhoods, Armand Arnal —, Sormonte's, Marshall didn't, Maman Organizations: CNBC, Michelin Locations: New York, SoHo, Toronto, France, Montreal, Ibiza, Spain, New, Tribeca
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