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☆ Columbia Savings and Loan Association Review: Black-owned Bank With CDs and Conservative Investment Accounts
▼ + stars: | 2023-02-13 | by ( Laura Grace Tarpley | Sophia Acevedo | Personal Finance Reviews Editor | ) www.businessinsider.com time to read: +11 min

Columbia Savings and Loan Association bank accounts Columbia Savings and Loan Association Certificate of DepositColumbia Savings and Loan Association IRA Certificate of Deposit Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. How Columbia Savings and Loan Association WorksColumbia Savings and Loan Association is designated as a minority-led financial institution (MDI) by the FDIC. Columbia Savings and Loan Association vs. Liberty Bank and TrustLiberty Bank and Trust has more types of banking products than Columbia Savings and Loan, including traditional and Roth IRAs. Columbia Savings and Loan Association: Frequently Asked QuestionsWhere is Columbia Savings and Loan Association? Columbia Savings and Loan Association has CDs and IRA CDs.

The ban is expected to apply to some investments tied to chip production, two of the sources said. China hawks in Washington blame American investors for transferring capital and valuable know-how to Chinese tech companies that could help advance Beijing's military capabilities. The White House declined to comment and the Chinese embassy in Washington did not immediately respond to a request for comment. That could include the long-awaited outbound investment order. Efforts to incorporate an outbound investment screening plan in legislation failed last year in Congress.

If you're worried about market volatility, financial planner Alex Alba recommends moving your money out of the stock market. Put one to five years worth of expenses in a CD or high-yield savings account instead. The remaining amount can be split up in these three places, if you're worried about a recession that could cause big swings in the stock market. High-yield savings accountAlba's next recommendation is to move some of your retirement nest egg into a high-yield savings account. However, money kept in high-yield savings accounts isn't going to decrease in value the same way that money in the stock market might during volatile periods.

☆ 5 questions to ask before buying your first electric car
▼ + stars: | 2023-01-20 | by ( Alexa St. John | ) www.businessinsider.com time to read: +7 min

Today's electric car buyers have a lot of questions. Potential EV drivers have plenty of questions, and there's plenty you need to know before buying an electric car. Regardless, here are some tips on what to ask your dealer or sales advisor if you're considering buying an EV. It's important for car-buyers considering an EV to ask about how it fits into an average driver's lifestyle. But given how much this market depends on improvements in battery tech, dealers should still be ready to talk about what separates their EV's battery from competitors.

How LGFCU accounts compare Local Government Federal Credit Union Share SavingsLocal Government Federal Credit Union Checking AccountLocal Government Federal Credit Union Money Market AccountLocal Government Federal Credit Union Share Term Certificates Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. How Local Government Federal Credit Union worksLocal Government Federal Credit Union is a financial institution that serves North Carolina's local government employees and volunteers. The credit union doesn't have branches, but it's partnered with State Employees Credit Union. Local Government Federal Credit Union vs. Truliant Federal Credit UnionTruliant Federal Credit Union is a CDFI that serves local communities in North Carolina, South Carolina, and Virginia. Local Government Federal Credit Union offers higher interest rates, but Truliant Federal Credit Union doesn't charge monthly services.

The lawmakers are co-sponsors of the National Development Strategy and Coordination Act. That's why we've joined forces to jumpstart a national project to restore American manufacturing leadership. This committee would be charged with developing a National Development Strategy, recommending investments to improve national security, strengthen domestic manufacturing, create good-paying jobs and develop new technologies. Second, our proposal — the National Development Strategy and Coordination Act — would give this committee the authority to direct the Department of Treasury's Federal Financing Bank to achieve its goals. This would bring overdue strategic coordination to our federal loan system and inject much-needed long-term capital into critical industries.

☆ Yellen sees key role for Treasury's racial equity council despite Republican criticism
▼ + stars: | 2022-12-06 | by ( Andrea Shalal | ) www.reuters.com time to read: +2 min

WASHINGTON, Dec 5 (Reuters) - U.S. Treasury Secretary Janet Yellen on Monday said a new racial equity advisory committee, which has drawn the ire of Republican lawmakers, would play a big role in helping the department address acute economic disparities faced by communities of color. Yellen told the inaugural meeting of the 25 members of the Treasury Advisory Committee on Racial Equity that the Biden administration remained focused on ensuring that disadvantaged communities were no longer left behind in the U.S. economy. "The Treasury Advisory Committee on Racial Equity will play a major role in our effort," she said. Yellen in 2021 named Janis Bowdler, a Latina activist and former head of the philanthropic arm of JPMorgan Chase & Co (JPM.N), as the department's first-ever counselor for racial equity. A spokesperson for Brady said the lawmakers had not yet received a reply from Yellen or the Treasury.

How Washington State Employees Credit Union worksWashington State Employees Credit Union is a community development financial institution (CDFI) with 22 branches throughout Washington. Washington State Employees Credit Union trustworthiness and BBB ratingWashington State Employees Credit Union hasn't been involved in any recent public controversies. Washington State Employees Credit Union vs. Kitsap Credit UnionKitsap Credit Union is another CDFI in Washington. Kitsap Credit Union has a high-yield checking account while Washington State Employees Credit Union has a cash-back checking account. Washington State Employees Credit Union vs. Gesa Credit UnionGesa Credit Union has 30 branches in Washington and is also certified as a CDFI.

We selected Capital One 360, Synovus Bank, Regions Bank, Delta Community Credit Union, and Credit Union of Atlanta as the best banks and credit unions in Georgia. These financial institutions have savings account rates that are lower than the average savings account. Delta Community Credit Union members will need to open the Delta Community Credit Union Personal Savings Account. Robins Financial Credit Union (Federally insured by the NCUA): Robins Financial Credit Union has a free checking account, but our top credit union has lower minimum opening deposits. We reviewed the 10 biggest banks and credit unions in the state, plus any financial institutions featured in our Black-owned banks and credit unions guide and Hispanic American-owned banks and credit unions guide.

☆ U.S., Taiwan wrap up 'productive' trade meeting - USTR
▼ + stars: | 2022-11-09 | by ( ) www.reuters.com time to read: +1 min

WASHINGTON, Nov 9 (Reuters) - Taiwan and the United States concluded two days of "productive" trade talks in New York on Wednesday, the office of the U.S. Trade Representative said. The meetings were part of the U.S.-Taiwan Initiative on 21st-Century Trade, a program opposed by China, which views self-governing Taiwan as its own territory. The U.S. delegation included representatives from USTR, the National Economic Council, the Department of Commerce, the Department of Treasury, the Small Business Administration, and the Food and Drug Administration, USTR said. It includes negotiations on 11 areas of trade, including trade facilitation, good regulatory practices, anticorruption, agriculture, digital trade, labor, and the environment. Despite the lack of formal diplomatic ties, the United States has been keen to bolster support for Taiwan, especially as it faces increased political pressure from China to accept its sovereignty claims.

If approved, its gas could restart an idled liquefaction train with a 500 million cubic feet per day (cf/d) capacity at Trinidad's flagship Atlantic LNG project. The facility is a venture mainly including Shell (SHEL.L), BP and state-owned National Gas Company of Trinidad and Tobago (NGC). YEARS OF WORK AHEADTrinidad is Latin America's largest liquefied natural gas (LNG) exporter, with installed capacity to process 4.2 billion cf/d into LNG, petrochemicals and power. Even if Washington granted Trinidad's request, it could take years of investment and development to bring Venezuelan gas to Trinidad and boost LNG to Europe. That project follows an amended production sharing contract for the Manatee gas field in Trinidad, which extends to Venezuela's Loran field.

☆ Taiwan, U.S. to hold in person trade talks next week
▼ + stars: | 2022-11-04 | by ( ) www.cnbc.com time to read: +1 min

Flags of the United States and Taiwan displayed on phone screens are seen in this multiple exposure illustration photo taken in Poland on August 4, 2022. Taiwan and the United States will hold in-person trade talks next week in New York under a new joint initiative announced in June, the U.S. and Taiwanese governments said, a program opposed by China, which views the island as its own territory. Washington and Taipei unveiled the U.S.-Taiwan Initiative on 21st Century Trade in June, days after the Biden administration excluded Taiwan from its Asia-focused economic plan designed to counter China's growing influence. The U.S. Trade Representative's office said in a Thursday statement the "conceptual discussions" would take place Tuesday and Wednesday, with Assistant United States Trade Representative Terry McCartin as the lead trade official. The U.S. delegation will also include representatives from the National Economic Council, the Department of Commerce, the Department of Treasury, the Small Business Administration, and the Food and Drug Administration, it added.

☆ Biden just took a big swing at lowering gas prices ahead of the midterm elections
▼ + stars: | 2022-10-18 | by ( Juliana Kaplan | ) www.businessinsider.com time to read: +4 min

President Joe Biden is reportedly set to release 14 million more barrels of oil from the federal government's stockpile. That last batch of oil from the Strategic Petroleum Reserve could bring down creeping gas prices. According to Reuters, Biden is expected to release 14 million more barrels of oil from the Strategic Petroleum Reserve (SPR). Per Reuters, the latest release would fulfill the administration's pledge to release 180 million barrels from the reserves between May and October. What remains to be seen is if bringing down gas prices — a persistent concern among Americans, who still live in a heavily car-dependent society — might swing things towards Democrats.

When it comes to managing your money and planning to reach long-term financial goals, understanding the language is key. This glossary of terms focused on money management, saving, investing, retirement planning, loans, and other areas of personal finance can help you decipher the jargon you're likely to encounter along the way. Conforming mortgage: A mortgage that meets the requirements to be purchased by Fannie Mae or Freddie Mac. JJumbo loan: A mortgage that exceeds the borrowing limit for regular mortgages set by the Federal Housing Finance Agency. USDA mortgage: A mortgage offered by a private bank or lender that's guaranteed by the Department of Agriculture.

A community development financial institution (CDFI) serves disadvantaged communities. A community development financial institution, or CDFI, can be a credit union, bank, or non-profit organization that helps underserved communities. One Detroit Credit Union — One Detroit Credit Union is a Black-owned credit union in Michigan that offers rewards for its checking account if you set up direct deposits. — One Detroit Credit Union is a Black-owned credit union in that offers rewards for its checking account if you set up direct deposits. St. Louis Community Credit Union — St. Louis Community Credit Union is a Black-owned credit union in Missouri with low or no monthly service fees on accounts.

☆ Gary Peters hates global warming. But the Democratic senator just invested in a coal-fired power company.
▼ + stars: | 2021-02-03 | by ( Dave Levinthal | ) www.businessinsider.com time to read: +5 min

Michigan Democratic Sen. Gary Peters purchased up to $15,000 American Electric Power Company Inc. stock on January 15. American Electric Power Company generates 73% of its power from fossil fuels, including 45% from coal. Peters, who last month became chairman of the Democratic Senatorial Campaign Committee, made the stock purchase on January 15, his disclosure indicates. American Electric Power Company spokesperson Tammy Ridout declined to comment on Peters' stock purchase, saying," We don't comment on individual shareholders' investments." Peters' stock purchase of American Electric Power Company isn't his first energy company investment.

☆ US nuclear forces are controlled by this shockingly obsolete tech
▼ + stars: | 2016-05-26 | by ( Dave Mosher | ) www.businessinsider.com time to read: +3 min

A new government report paints a disquieting picture of the computer systems used to run the United States. But perhaps the most alarming information touches on the Department of Defense (DoD), which controls the nation's stockpile of 7,100 nuclear and thermonuclear warheads. The GAO found that the Strategic Automated Command and Control System (SACCS) — a computer system that "coordinates the operational functions of the United States' nuclear forces, such as intercontinental ballistic missiles, nuclear bombers, and tanker support aircrafts" — still runs on 8-inch floppy disks. Per the GAO report:[T]he system's primary function is to send and receive emergency action messages to nuclear forces. But US command and control systems aren't the only pieces of nuclear strike infrastructure that are dated: The nuclear weapons themselves are not getting any younger.

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