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☆ Former World Bank executive on how to close the global gender finance gap
▼ + stars: | 2024-05-28 | by ( Mackenzie Sigalos | ) www.cnbc.com time to read: +2 min

Against this backdrop, Mary Ellen Iskenderian of Women's World Banking decided to jump in to help. Women's World Banking has focused much of its research on Ukrainian refugees, in particular, since they have overwhelmingly been women and their dependents, given the country's conscription requirements. "There's a tremendous opportunity with blockchain, finance, and digital ID," Iskenderian said. The World Bank estimates that 850 million people globally don't have proof of legal identity — that is, no birth certificate, passport, driver's license, or national ID. World Bank survey data has found that in low-income countries, 44% of women do not have an ID, versus 28% of men.

Persons: Mary Ellen Iskenderian, We've, Iskenderian Organizations: Banking, Bank, CNBC Locations: Ukraine, Ukrainian, masse

☆ Chinese companies are looking overseas for growth. Morgan Stanley says this is the stock to play the trend
▼ + stars: | 2024-05-26 | by ( Evelyn Cheng | ) www.cnbc.com time to read: +3 min

A U.S.-listed Chinese company that makes most of its money overseas could soar more than 75%, according to Morgan Stanley's newly updated forecasts. "This is because the stock has traded off recently, making short term valuation much more compelling," the Morgan Stanley analysts said, noting Tuya's quarterly results last week. Tuya shares closed Friday at $1.99, down more than 13% for the year so far. "Key play on Chinese companies going overseas, with a global leading position," the analysts said. Tuya is just one of many China-based companies going overseas as their business capabilities improve and growth at home slows.

Persons: Morgan Stanley's, Yang Liu, Morgan Stanley, Tuya, Goldman Sachs, BNY Mellon Organizations: Management, Asia Pacific, Google, BNY, New Enterprise Associates Locations: U.S, Asia, China, Europe, India, Hong Kong

☆ I changed my name to Kricket. I didn't feel like Ashley represented me, and it's a nod to my maiden name.
▼ + stars: | 2024-05-25 | by ( Jane Ridley | ) www.businessinsider.com time to read: +4 min

Read previewThis as-told-to essay is based on a conversation with Kricket Bushnell. This story is available exclusively to Business Insider subscribers. But I didn't want to be Kricket Krick. So, I applied to legally change my name Kricket Bushnell — Bushnell was my future husband's last name — a few weeks before our wedding. AdvertisementDo you have an interesting story about your name that you'd like to share with Business Insider?

Persons: —, Kricket Bushnell, Nancy Krick's, Ashley, Ashley Michelle, Kricket, Bushnell, Michael Krick, Nancy Krick, Mom, Dad wasn't, I'd, Kricket Bushnell — Bushnell Organizations: Service, Business

☆ UBS says it's time to move out of cash. Here's where it sees opportunity
▼ + stars: | 2024-05-21 | by ( Michelle Fox | ) www.cnbc.com time to read: +3 min

The era of hiding out in cash is coming to an end, according to UBS. While investors have been earning yields of more than 5% on instruments like money market funds and certificates of deposit, those rates aren't expected to stick around much longer. "We believe investors should limit their overall cash balances as falling interest rates this year and beyond will diminish returns on cash," Solita Marcelli, chief investment officer Americas for UBS Global Wealth Management, wrote in a note Monday. Investors flooded into money market funds as the Federal Reserve began raising interest rates in 2022. UBS also moved out on the curve on TIPS earlier this month after initially buying 5-year inflation-protected securities in August.

Persons: Marcelli, Leslie Falconio, Falconio Organizations: UBS, UBS Global Wealth Management, Investors, Federal Reserve, Investment Company Institute, AAA, AAA CMBS Locations: UBS Americas

☆ House G.O.P. Moves to Crack Down on Noncitizen Voting, Sowing False Narrative
▼ + stars: | 2024-05-21 | by ( Luke Broadwater | ) www.nytimes.com time to read: +1 min

Republicans are using their majority in Congress to reinforce former President Donald J. Trump’s false claims of widespread illegal voting by noncitizens, sowing the seeds of an effort to delegitimize the outcome of the 2024 election if Mr. Trump loses by pushing legislation that purports to crack down on a problem that barely exists. House Republicans have introduced a series of bills to take aim at voting by noncitizens, which is already a felony in federal elections, where those who study the issue say it almost never occurs. This week, they are planning to push through a bill that would roll back a District of Columbia law allowing noncitizens to vote in local elections, which they contend is needed to prevent Democrats from expanding the practice to other jurisdictions. And Republicans are advancing another measure that would require states to obtain proof of citizenship, such as a birth certificate or passport, when registering a person to vote. The legislation has virtually no chance of becoming law, but it serves to amplify one of Mr. Trump’s favorite pre-emptive claims of election fraud.

Persons: Donald J, Trump, noncitizens, Trump’s Organizations: Republicans, noncitizens, Columbia Locations: United States

☆ I taught college for almost a decade, and I want parents to stop forcing their kids into college. There are other options.
▼ + stars: | 2024-05-21 | by ( Rachel Garlinghouse | ) www.businessinsider.com time to read: +5 min

The overwhelming and overriding culprit of my students' college failures was their parents. They were terrified of letting their parents know that money had been "wasted" or that they didn't meet their parents' own college dreams for their kids. Look into community collegeSo many students told me their parents turned their noses up at the idea of their child attending a community college, and my question is: Why? AdvertisementI attended a community college and eventually became a college teacher. Community college is cheaper, sometimes more conveniently located, and offers a less abrupt and extreme step between high school and a university.

Persons: — Organizations: Service, Students, Business, Community

☆ Here’s Why Republicans Are Focusing on Voting by Noncitizens
▼ + stars: | 2024-05-21 | by ( Minho Kim | ) www.nytimes.com time to read: +1 min

House Republicans are pushing legislation to crack down on voting by noncitizens, part of an effort to sow doubts about the election outcome and take aim at immigrants who they say have no business participating in elections in the United States. They are planning to push through a bill this week that would roll back a Washington, D.C., law allowing noncitizen residents of the nation’s capital to vote in local elections. And they are pushing legislation that would require states to obtain proof of citizenship, such as a birth certificate or passport, in person when registering an individual to vote and require states to remove noncitizens from voter rolls. Neither is likely to pass the Democratic-led Senate or be signed by President Biden, but both are ways for Republicans to call attention to their false claims of widespread illegal voting by noncitizens. Former President Donald J. Trump has long claimed in the face of evidence to the contrary that presidential and congressional elections are susceptible to widespread voter fraud and illegal voting by undocumented immigrants who have skewed the outcomes in favor of Democrats — a charge that House Republicans have echoed.

Persons: noncitizens, Biden, Donald J, Trump, — Organizations: Republicans, D.C, Democratic, noncitizens Locations: United States, Washington

☆ Opinion | The Truth Hurts — Especially When Bill Maher Dishes It Out
▼ + stars: | 2024-05-18 | by ( Maureen Dowd | ) www.nytimes.com time to read: +1 min

Back in 2013, I got a call from Bill Maher. He was being hit with a lawsuit by Donald Trump and thought it would be “comedy gold” for my column. Maher offered to give $5 million to charity if he could see the birth certificate of Trump, who had offered $5 million to charity for records to verify the birthplace of President Barack Obama. “He’s not even a real person,” an exasperated Maher told Conan O’Brien about Trump at the time. I told Maher that it wasn’t worth writing about Trump and his silly lawsuits and risible presidential aspirations.

Persons: Bill Maher, Donald Trump, Bill Maher ”, Trump, Maher, Barack Obama, Trump’s, Fred Trump, Michael Cohen, “ He’s, ”, Conan O’Brien, J.R . Ewing Organizations: Trump Locations: “ Dallas

☆ When we adopted our daughter, we chose her name with her birth mother
▼ + stars: | 2024-05-17 | by ( Sarah Buttenwieser | ) www.businessinsider.com time to read: +4 min

We chose the name with the birth motherMaybe a month before this baby was due, our shared social worker gathered us and Caroline, the intended birth mother, who was pregnant. Our social worker asked, "What are you thinking about the name?" Caroline shared her mother's maiden name with us. "That's beautiful," our social worker declared. With adoption, the birth certificate issued just after birth isn't the final one, though.

Persons: —, I'd, Caroline, Jasmine, Saskia, Kezia, we'd, Hosea, Saskia Raine Organizations: Service, Business Locations: Caroline

The question for some of us is, why some people want to keep working decades beyond retirement age? CNN Opinion editor Stephanie Griffith asked seven people who are past the conventional retirement age why they are still at the job and got as many responses as there were respondents. They continue to work happily and productively, and were happy to explain to us how and why they do it. Over the years I’ve had to adapt frequently to the changing technology, which isn’t always easy for someone my age. That may be the secret of working well past the time society tells us we’re supposed to retire.

Persons: CNN —, Howard Tucker, Tucker, he’ll, ” Tucker, Joe Biden, Donald Trump —, Trump, ageist, Biden, Stephanie Griffith, Vincent, Austin Tucker, I’ve, isn’t, “, Taylor Taglianetti, Gayle Fleming, it’s, I’m, —, Gayle Fleming Michael Ventura, Biden —, Charles Simon, Ana Marie Forsythe, Alvin, Ana Marie Forsythe Kyle Froman, — Joyce Trisler —, Joyce, She’d, Lester Horton, Alvin Ailey, Ailey, Ailey School Martha Graham, José Limón, Horton, don’t, Marjorie Perces, Cheryl Bell, didn’t, Babette Coffey, you’ve, you’re, David A, I, Pamela S, Donald Trump, Maggie Mulqueen, Alan Steele, Joan Steinau Lester, ”, Carole Johnson, — I’m, Octogenarians Organizations: CNN, Records, Biden, Vincent Charity Medical Center, Case Western Reserve University, St, AI Society, Computer, MSNBC, Society, Alvin Ailey School, Dance Media, Juilliard, Ailey School, Alvin, Alvin Ailey American Dance, Vassar College, Ailey, Horton Department, The New York Times, CBS, American, French Legion of, Social Security, Twitter Locations: Ohio, St, Cleveland, one’s, Seattle , Washington, Cambridge , Massachusetts, West, Horton, New York City, ”, Brookline , Mass, drmaggiemulqueen.com

☆ United Airlines says FAA cleared it to add new aircraft, routes after safety review
▼ + stars: | 2024-05-16 | by ( Leslie Josephs | ) www.cnbc.com time to read: +1 min

United Airlines said the Federal Aviation Administration has cleared it to add new aircraft and routes months after the regulator stepped up its scrutiny of the carrier following several safety incidents. United said in March that the FAA had stepped up scrutiny of the airline after a spate of incidents earlier this year. That prevented it from launching new routes, including flights to Faro, Portugal, ahead of the busy summer travel season. The clearance from the FAA is welcome news as United and other carriers expect a record peak season this year. "We will continue to see an FAA presence in our operation as they review our work processes, manuals and facilities," it said in its employee memo.

Persons: United Organizations: Airlines, Federal Aviation Administration, FAA, Management, Boeing, Max, Alaska Airlines Locations: Faro, Portugal, Japan, San Francisco, Oregon

☆ Former US Marine pilot arrested in Australia worked with Chinese hacker unknowingly, lawyer says
▼ + stars: | 2024-05-12 | by ( ) edition.cnn.com time to read: +3 min

CNN —A former US Marine pilot fighting extradition from Australia on US charges of training Chinese military pilots to land on aircraft carriers, unknowingly worked with a Chinese hacker, his lawyer said. The lawyer’s filing supports Reuters reporting linking Duggan to convicted Chinese defense hacker Su Bin. The case will be heard in a Sydney court this month, two years after his arrest in rural Australia at a time when Britain was warning its former military pilots not to work for China. Su Bin, arrested in Canada in 2014, pleaded guilty in 2016 to theft of US military aircraft designs by hacking major US defense contractors. Duggan asked Su Bin to help source Chinese aircraft parts for his Top Gun tourist flight business in Australia, Collaery wrote.

Persons: CNN —, Daniel Duggan, Duggan, Su Bin, Bernard Collaery, Mark Dreyfus, Collaery, Su Bin “, ”, AVIC, “, Mr Duggan Organizations: CNN, US Marine, Reuters, Gun, Australian Security Intelligence Organisation, US, AVIC, ASIO, US Navy Criminal Investigation Service, United Locations: Australia, Australian, Beijing, Sydney, Britain, China, Canada, United States, Australia’s Tasmania, backdated

☆ As a mom, I think gift cards are terrible gifts. I never have the time to book an appointment.
▼ + stars: | 2024-05-11 | by ( Jenn Morson | ) www.businessinsider.com time to read: +4 min

It's still sitting unused in a drawer, with other gift cards that I haven't touched. "Oh, I will," I responded, thinking of the other massage gift certificate from my birthday that was still tucked in my desk drawer, gathering dust. The massage gift card from last year sits on my dresser in a pile of other plastic cards that were cluttering my purse. Well-meaning gift-givers bestow us with restaurant cards, manicure gift cards, and even more grandiose gestures such as weekend getaways. For all gift-givers looking to show their mother how much they love them with such a gift, think of it like an all-inclusive resort.

Persons: It's, —, she's Organizations: Service

☆ A German Initiative to Keep Workers Employed by Retraining Them
▼ + stars: | 2024-05-10 | by ( Melissa Eddy | ) www.nytimes.com time to read: +1 min

But after spending more than two decades building a career at the factory, Mr. Karaca, a 49-year-old father of three, learned that Continental planned to close the plant by 2027. Facing a daunting job hunt, he will head back to school to earn his trade certificate, courtesy of his employer. It’s a necessary step if he wants to find a job in Germany, where despite a desperate lack of skilled workers, degrees and certification still count more than on-the-job experience. “I never needed it until now, because I was always here,” Mr. Karaca said. The training program that Mr. Karaca and 80 of his co-workers will undergo is part of an initiative started by Continental aimed at helping employees acquire the skills they need for new jobs, either within Continental or at companies nearby.

Persons: Emrullah Karaca, Karaca, “, ” Mr Organizations: Continental Locations: Gifhorn, Germany, It’s

☆ Money market funds yielding more than 5% won’t last. Where to deploy idle cash instead
▼ + stars: | 2024-05-09 | by ( Darla Mercado | Cfp | ) www.cnbc.com time to read: +5 min

Money market funds' siren song has become a little louder: With the timing of Federal Reserve rate cuts shaky, yields on cash are still hot – for now. Here's how to decide where and when to redeploy some of your idle cash into fixed income. Taxes are also a key consideration as you build out your fixed income sleeve. Interest income from Treasurys, meanwhile, is subject to federal income tax but exempt from state and local taxes. A gradual entry toward fixed income You don't have to build out your fixed income allocation in one day.

Persons: Rob Williams, Charles Schwab, Ashton Lawrence, Lawrence, Williams Organizations: Mariner Wealth Advisors, Mutual Locations: Greenville , South Carolina, Treasurys, New York , New Jersey, California

☆ My husband and I combined our last names when we got married — it started as a joke, but then it just made sense
▼ + stars: | 2024-05-08 | by ( Jane Ridley | ) www.businessinsider.com time to read: +4 min

Marcy Donnelly and Chris Buerger, 50 and 52, combined their last names when they wed in 2000. AdvertisementThis as-told-to essay is based on a conversation with Marcy Donnager. It started as a joke, then we realized it made senseNone of it seemed real, so we made up names for ourselves. But our adopted names didn't suit our last names, Donnelly and Buerger. Then, once we had our marriage certificate, we used it in the court proceeding to legally change our names to Donnager.

Persons: Marcy Donnelly, Chris Buerger, Donnager, —, Marcy Donnager, Chris, Sasha, Donnelly, Buerger, Sasha Donnager, Buergdonn, Marcy, Aidan, Austin, we're Organizations: Service, SeaWorld, Social Security, Business Locations: San Diego, San Francisco, Orange County, Las Vegas, Austin

Goldman Sachs hiked its price target on Nvidia, calling for nearly 20% more gains ahead. The firm upgraded shares of Target to buy from neutral, and reiterated its $180 per share price target. The firm upgraded the clothing retailer to buy from neutral and increased its target price to $28 per share from $21. — Brian Evans 5:45 a.m.: Goldman Sachs raises Nvidia price target on still strong AI demand Goldman Sachs sees enough demand for artificial intelligence to drive sky high Nvidia even higher. The firm reiterated a buy rating on the chipmaker and raised its 12-month price target on the chipmaker to $1,100 from $1,000.

Persons: Goldman Sachs, TGT, Paul Lejuez, — Brian Evans, Wall, Brian Evans, Stephanie Yee, Toshiya Hari, Myles Allsop, Allsop, Fred Imbert Organizations: CNBC, Nvidia, UBS, Vale, Citi, Target, JPMorgan, UL Solutions, UL Locations: Monday's, North America, U.S, stoke, RIO

☆ A machine learning engineer shares the résumé template that got him his first job and his senior role at Google
▼ + stars: | 2024-05-06 | by ( Shubhangi Goel | ) www.businessinsider.com time to read: +5 min

Related storiesThis is the résumé he used to land a software development graduate program role at Booking.com in Amsterdam right after college. Later, he used an updated version of that résumé — with the same template — for a software engineering role at Google, where he's worked for more than four years. AdvertisementThe résumé template Dua used to apply to Booking.com in 2016. Make yourself searchable online: Dua adds links to his online profiles on his résumé and takes steps to build more online visibility. On LinkedIn, he uses his current job section to add more about his role and achievements than his one-page résumé allows.

Persons: —, Dua, he's, PyCon, Nick Shah, Shah Organizations: Service, Business, Booking.com, Google, LinkedIn, Peterson Technology Partners Locations: Delhi, India, Amsterdam, Google's Zurich, Sahil, Park Ridge , Illinois

☆ Morgan Stanley says this flying car stock can surge nearly 60%
▼ + stars: | 2024-05-06 | by ( Brian Evans | ) www.cnbc.com time to read: +1 min

Morgan Stanley says EHang , a maker of flying cars, is poised to be a leading player as eVTOL , or electric vertical take-off and landing vehicles, become more commercial. The Wall Street investment bank began research coverage of the EHang stock with an overweight rating and a $27.50 per share price target, implying more than 58% upside from Friday's $17.38 close. EHang stock has risen roughly 3.4% in 2024 through Friday, and is up almost another 6% in early trading Monday. EH YTD mountain EHang stock. "This represents a substantial emerging market, and EHang (EH), as a market bellwether with first-mover advantage, is poised to capture significant growth potential, in our view," the analyst said.

Persons: Morgan Stanley, EHang, Cindy Huang, Huang, — CNBC's Michael Bloom Organizations: Civil Aviation Administration, China Locations: China

☆ My daughter prefers going by a short nickname than her long name. I wish I had just named her that.
▼ + stars: | 2024-05-04 | by ( Kelly Burch | ) www.businessinsider.com time to read: +4 min

I found out we were having another girl early on in the pregnancy, and my husband and I started tossing around monikers. In school, she started requesting to go by her nicknameElla settled into our family perfectly, but her name occasionally nagged at me. I couldn't blame her — what preschooler would want to spell out Elizabeth when Ella would cut it? In trying to explain a nickname to Ella, I've realized just how complicated the concept is. I have yet to find a good way to explain it, though I point out other loved ones with formal names, like my dad William, who exclusively goes by Bill.

Persons: I'd, Harriet, Rose, Elizabeth, Elle, Ella, weren't, Liz, I've, William, Bill Organizations: Service

☆ One personal decision can create a mess of financial challenges for transgender Americans—'it takes a lot of courage'
▼ + stars: | 2024-05-02 | by ( Kamaron Mcnair | In Kamaronmcnair | ) www.cnbc.com time to read: +5 min

Changing their name may be an important step a transgender or nonbinary person takes to embrace their identity. But doing so is seldom easy and can create even more problems — particularly for your finances — after the fact, according to a recent white paper published by J.P. Morgan Wealth Management. Credit reports using deadnames — former names that individuals no longer use — are common and can result in credit discrimination against trans people, J.P. Morgan says. Getting approved to rent an apartment is just one of the issues that can arise out of inaccuracies on your credit report. Potential employers, utilities and phone companies and more may pull your credit report as part of a background check to hire you or establish services at your home.

Persons: J.P, Leo Aquino, Shelby Anderson, Morgan, deadnames, —, Aquino, hadn't, Anderson Organizations: Morgan Wealth Management, CNBC, Social Security Locations: U.S

☆ A teen was found buried in concrete in a New York City building. A ring helped police learn her identity two decades later
▼ + stars: | 2024-05-01 | by ( Faith Karimi | ) edition.cnn.com time to read: +6 min

But this week, investigators finally revealed her identity: Patricia Kathleen McGlone, a 16-year-old who lived in Brooklyn. NYPDInvestigators believe Patricia was killed in late 1969 or early 1970 and buried in the basement of the building. With advanced forensics, they determined her parents’ identity and where they lived in Brooklyn, and scoured through local public documents. Decades earlier, around the time Patricia was believed to have been killed, the building housed a nightclub called The Scene, Glas said. The New York City Medical Examiner’s Office determined in 2003 that the skeleton belonged to a teenage girl who stood 5-foot-2.

Persons: CNN —, ”, Ryan Glas, Jane Doe ”, Patricia Kathleen McGlone, haven't, Patricia, Glas, Steve Paul, Jimi Hendrix, ” Glas, “, Bernard McGlone, Patricia Gilligan, Patricia’s Organizations: CNN, New York City Police Department, Brooklyn . Police, NYPD, Police, The New York, Medical, Office, Catholic Locations: Manhattan, New York City, Brooklyn, Glas

☆ My $500,000 Home Renovation Turned Into a Real-Estate Nightmare
▼ + stars: | 2024-05-01 | by ( Christine Chitnis | ) www.businessinsider.com time to read: +13 min

What was supposed to be a yearlong $140,000 renovation ballooned into three excruciating years that cost us more than $500,000 — and the work is still not finished. But as my husband and I soon discovered, unless you've made a plan, legal protections for homeowners are close to nonexistent. Every time our contractor turned up the temperature, we grimly adjusted to the reality of our demise. Knowing the cardinal rule of home renovation — never pay in full until the job is over and inspected — we grew suspicious. Despite completing several home-improvement and renovation projects with her husband over the years, she lacked the confidence to DIY the renovation of her newly purchased 6,500-square-foot home.

Persons: Arcadis, you've, Christine Chitnis, wasn't, It's, We've, Amanda Jane Jones, Jones, David Jensen, Greenberg Traurig, He'd, Jensen, Lisa DiAntonio, DiAntonio, hadn't, what's, Condé Organizations: Homeowners, Harvard's, for Housing Studies, Department of Business, American Institute of Architects, Vogue, The New York Times Locations: Rhode Island, North America, Northern Michigan, Michigan, Utah, New Jersey, Andover , Massachusetts

☆ Here's who qualifies for Turkey's new digital nomad visa and how to apply
▼ + stars: | 2024-04-30 | by ( Jordan Hart | ) www.businessinsider.com time to read: +2 min

Turkey is the latest country to open its arms to remote workers keen to relocate. Here's what it takes to get the Digital Nomad Identification Certificate for Turkey. Related storiesThe Digital Nomad Identification Certificate, which is the first step to a digital nomad visa, is open to remote workers ages 21 to 55. If approved, it's as simple as applicants receiving a certificate with a barcode that they can use to apply for the digital nomad visa at the Turkish consulate. Earlier this month Italy announced that it would welcome remote workers and their families on renewable digital nomad visas.

Persons: — Organizations: Service, and Tourism Ministry Locations: Turkey, Canada, Italy, Turkish, Russia

California Coast Credit Union is currently offering a 5-month CD with a rate of 9.50% annual percentage yield (APY). For a limited time, the California Coast Credit Union is offering 9.50% APY on its 5-month "Celebration Certificate" CD in honor of its 95th anniversary. While some credit unions offer membership to anyone in the nation, California Coast Credit Union isn't one of them. You also can't have previously opened a Celebration Certificate CD, as it's limited to one per social security number. You can't withdraw your money early or add any additional money to the CD after you've funded it.

Persons: it's, you'll Organizations: California Coast Credit Union, San Diego Riverside Orange, San Diego Riverside Orange Los Angeles Ventura Locations: California, Southern California, San Diego Riverside Orange Los, San Diego Riverside Orange Los Angeles Ventura Imperial San Bernardino

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