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The Drift Palm SpringsCapital One will launch a new hotel booking program for Venture and Spark Miles cardholders later this year. Hotels in the Capital One Lifestyle Collection will offer benefits that include early check-in, late checkout, room upgrades, and a $50 hotel experience credit. This program will complement Capital One's existing Premier Collection luxury hotel program for Capital One Venture X Rewards Credit Card and Capital One Venture X Business Card cardholders. More recently, the bank unveiled its Premier Collection, a luxury hotel booking program for Capital One Venture X Rewards Credit Card and Capital One Venture X Business Card cardholders. Intro Offer Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

Persons: Miles cardholders, Read, —, it's, We're, Miles Organizations: Venture, Hotels, Capital One, Service, cardholders, One, Capital, Business, Business Chevron, Chevron, Finance, Partner, Reading Chevron, Resorts

When possible, use a credit card instead of a debit card — you'll benefit from zero-liability protection. Credit card fraud is still a problem for one simple reason: It continues to work. Use your credit card — not your debit cardChase Sapphire Preferred® Card Apply now lock icon An icon in the shape of lock. Note that credit card lenders may use many different variations of credit score models when considering your application. Read more: The 5 biggest credit card scams going around right now — and how to protect yourselfFor example, the Capital One Venture Rewards Credit Card offers the ability to use virtual numbers online.

Persons: —, It's, Jeff Bezos, We're, you'll, Read, Wells Fargo, Banks Organizations: Service, Information Services, Chase Travel, Chase, Sapphire, Hotel, FDIC, Electronic, Card, American Express, Citi

☆ Costco Anywhere Visa Business Card by Citi review
▼ + stars: | 2023-06-22 | by ( Holly Johnson | ) edition.cnn.com time to read: +13 min

Digging into the Costco Anywhere Visa Business CardThe Costco Anywhere Visa Business Card earns bonus cash back on gas, both at Costco and other gas stations. iStockThe Costco Anywhere Visa Business Card is a business credit card that’s geared to small business owners and entrepreneurs, yet it works best for Costco members who already pay for a membership. Advantages of the the Costco Anywhere Visa Business CardCostco only accepts Visa credit cards in its stores, so the Costco Anywhere Visa Business Card is a good choice for business owners who shop at the wholesale store. Stacking the Costco Anywhere Visa Business Card up against our benchmarkCNN Underscored uses the Citi® Double Cash Card as our “benchmark” credit card. Remember, you don’t have to commit to carrying the Costco Anywhere Visa Business Card as your only business credit card.

Persons: Cash Organizations: CNN, American Express, Costco, Citi, EV, Costco Gold Star, Card Costco, Citi Entertainment, Cash, Citi Premier ℠, ℠, Mastercard, Chase, Ink, Visa, Capital, Venture Locations: U.S, New York

☆ 5 best credit cards for getting Global Entry or TSA PreCheck without a fee
▼ + stars: | 2023-06-21 | by ( Chris Dong | ) edition.cnn.com time to read: +14 min

The biggest perk is saving time, with expedited security and — in the case of Global Entry — customs lines at dozens of U.S. airports (and even a few abroad for Global Entry). TSA PreCheck Cost: The application process costs $78, and your TSA PreCheck enrollment status remains valid for five years. Global Entry Cost: The Global Entry application process includes a $100 non-refundable fee (whether you’re approved or not) and is also valid for five years. The best credit cards for Global Entry and TSA PreCheckWhen evaluating the best credit cards that cover the cost of Global Entry and TSA PreCheck, the card’s annual fee was a major factor. Why did we pick these as our best credit cards for Global Entry and TSA PreCheck?

Persons: ”, it’s, you’ll, It’s, IHG, You’ll, you’re, cardholders, Andrew Kunesh Organizations: CNN, American Express, TSA, U.S . Department of Homeland, TSA PreCheck, United, U.S, Delta, Silver, Diamond Medallion, IHG, InterContinental, Holiday, One Venture, Capital, Fort, Dulles, Capital One Venture, Getty, Venture, Sapphire, Amex, Chase Sapphire, PreCheck Locations: U.S, Canada, Delta, Dallas, Fort Worth, DFW, Washington, Denver

☆ Capital One Venture X credit card review
▼ + stars: | 2023-06-13 | by ( ) edition.cnn.com time to read: +19 min

Digging into the Capital One Venture XThe Capital One Venture X provides valuable benefits to frequent flyers. Getty ImagesThe Capital One Venture X credit card debuted in November 2021 and turned of heads for those looking for a premium travel rewards credit card. Advantages of the Capital One Venture XEarn miles toward a beautiful beach vacation with the Capital One Venture X. iStockAs a new premium credit card, the Capital One Venture X has a lot to offer. Stacking up the Capital One Venture X against our benchmarkCNN Underscored has chosen the Citi Double Cash card as our current “benchmark” credit card. Other credit cards similar to the Capital One Venture XCompare the Capital One Venture X to other premium travel credit cards before you apply.

Persons: that’s, you’ll, — you’ll, Air Canada Aeroplan, That’s, you’re, Guy, Emily McNutt Organizations: CNN, American Express, Capital, Venture, PreCheck, Fort, Dulles, Hertz President’s, British Airways, Airlines Aeromexico Club Premier Cathay Pacific Asia Miles Qantas Frequent Flyer Air Canada, Emirates Skywards Singapore Airlines KrisFlyer Air France, KLM Flying Blue Etihad Airways, TAP Air Portugal Miles, Airlines Miles & Smiles British Airways Avios, Wyndham, British Airways Executive Club, Air Canada, United Airlines, Emirates, Singapore Airlines, Citi, Cash, Citi Premier, Accident Insurance, Chase, Express, Chase Sapphire, Rapid, Hyatt Locations: Dallas, Fort Worth, DFW, Denver, Washington, American, Alaska, Asia, Europe, Chicago

Capital One Spark Cash Plus RewardsWelcome bonus offerThe Capital One Spark Cash Plus has one of the highest welcome bonus offers of any small-business card, but it's also got a huge minimum spending requirement. Capital One Spark Cash Plus Benefits and FeaturesWhile Capital One is all about simplicity, there are several great benefits to the Capital One Spark Cash Plus Card. Read our review Read Our Review A looong arrow, pointing rightCapital One Spark Cash Plus Annual Fee and Other CostsThe Capital One Spark Cash Plus has a $150 annual fee, but — like other Capital One cards — it doesn't add foreign transaction fees, so it's a good choice for international purchases. How the Capital One Spark Cash Plus ComparesCapital One Spark Cash Plus vs other Capital One cardsThe Capital One Spark Cash Plus isn't the only business card that earns valuable rewards at a competitive fixed rate, but one thing immediately sets it apart from the competition: a much higher annual fee. Methodology: How We Reviewed the Capital One Spark Cash PlusInsider's credit card team evaluated the Capital One Spark Cash Plus in comparison to other rewards business cards and cash-back business cards.

Persons: you'll, We're, it's, Miles, you've, Ethan Steinberg Ethan Steinberg, Ethan, Guy, Read, Angela Fung Organizations: Capital, Finance, Business, Reading Chevron, American Express, Chevron, Venture, Business Capital, Global, Amex, Social, Mastercard Locations: Shanghai, Asia

If your credit history is limited, the Capital One SavorOne Cash Rewards for Good Credit is worth a close look. How to use rewards from the SavorOne for Good Credit cardThe Capital One SavorOne Cash Rewards for Good Credit comes with a straightforward reward redemption: Cash back in the form of a statement credit or a check. There's another redemption option if you also have a Capital One credit card that earns miles, like the aCapital One Venture Rewards Credit Card or Capital One Venture X Rewards Credit Card. SavorOne for Good Credit benefits and featuresThe Capital One SavorOne Cash Rewards for Good Credit is fairly low-frills in terms of extra benefits. If you wouldn't otherwise be approved for the regular Capital One Savor Cash Rewards Credit Card or Capital One SavorOne Cash Rewards Credit Card because your credit is on the lower side of good, the Capital One SavorOne Cash Rewards for Good Credit is worth considering.

Persons: Cash, Cardholders, It's, SavorOne, —, David McMillin David McMillin, Guy, David, he's Organizations: Uber, Capital, Walmart, Capital One Entertainment, Reading Chevron, Credit, Good Credit, Target, Costco, Entertainment, Netflix, Hulu, Disney, Verizon, PayPal, Good, Chevron, Business Locations: U.S, Chicago, Alaska , Utah , Oklahoma, Vermont

Your credit score is only one of several factors that determine whether your credit card application will be approved. Credit Card for Excellent Credit Frequently Asked QuestionsWhat is the best credit card for excellent credit? Can I qualify for a credit card without excellent credit? You can absolutely qualify for a credit card without having excellent credit. Compare the Best Credit Cards for Excellent Credit Capital One Venture X Rewards Credit CardChase Sapphire Preferred® CardBank of America® Premium Rewards® credit cardDiscover it® Miles Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

Persons: Read, We're, Uber, Peacock, Uber Cash, Merrill, Miles you've, Miles, There's, gofree Wyndham, you'll, You'll, It's, Chase, Cardholders, cardholders, you've, Wyndham Organizations: Excellent Credit, Capital, One, Chevron, American Express, American, Express, Hilton, Marriott, Saks, Entertainment, Disney, ESPN, The New York Times, Street, Walmart, Credit, TSA, Global, Saks Fifth, Reading Chevron, Target, Chase, Bank of America, Bank of America's, of America, Bank of America Travel Center, Wyndham, Business, Venture, Resorts, Saks Fifth Avenue, The Bank of America, Rewards, Barclays, Wyndham Rewards, Diamond, Vacasa Locations: Hulu, Wells, Wyndham

☆ Should You Get a Credit Card Just for the Sign-Up Bonus?
▼ + stars: | 2023-05-30 | by ( ) www.wsj.com time to read: +12 min

Card perksMany credit cards, especially travel credit cards, offer a variety of perks that can add value to your cardholder experience. If a specific premium travel credit card offers benefits on brands you already use, it could make sense to choose that card even if its sign-up bonus isn’t the best around. Credit scoreCredit card issuers typically don’t disclose a minimum score requirement, but most rewards credit cards with sign-up bonuses stipulate that you need good credit. That said, your credit score is just one factor that card issuers consider when you apply for a credit card. A new credit card isn’t worth it if it threatens your financial security—no matter how good the sign-up bonus.

Persons: Ben Luthi, Chase, you’ll, ”, Derek Flanzraich, you’re, Matthew Goldman, Hyatt, Goldman, FICO Organizations: Chase, Target, Walmart, Express, “, American, Citi, Venture, Southwest Airlines, Marriott, Hilton Locations: Chase, Ness, Europe

About 90% of all credit card spending is on rewards cards. More from Personal Finance:5 ways to start paying down credit card debtDoes America's credit habit make a recession inevitable? What to do as credit card rates keep climbingIn 2019, in return for all the spending on these types of credit cards, the largest U.S. banks paid out nearly $35 billion in rewards. In that same year, banks reported more than $140 billion in revenue from all credit cards. More than half of that revenue comes from rewards credit cards, according to Agarwal.

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). I opened a new credit card for a single hotel stay largely because I knew it was the best card for my spending. Read Insider's guide to the best travel rewards credit cards. Let's look at how much value I gained simply by opening and using a Hilton credit card — and my earning potential had I not opened a Hilton credit card. What I would have earned without a Hilton credit cardHad I not opened a Hilton credit card, I'd have put my bill on one of my other credit cards.

☆ I fly dozens of times a year, and save hundreds of dollars on airfare with a simple trick airlines don't want you to know about
▼ + stars: | 2023-05-19 | by ( Joseph Hostetler | Jasmin Baron | Credit Cards Reporter | ) www.businessinsider.com time to read: +25 min

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). Read Insider's guide to the best travel rewards credit cards. There are even a handful of no-annual-fee travel credit cards that waive foreign transaction fees, such as the Capital One VentureOne Rewards Credit Card. Even if you travel just once or twice per year, you should have at least one travel rewards credit card. Note that credit card lenders may use many different variations of credit score models when considering your application.

You can use a Hilton free night certificate at just about any Hilton hotel, including the stunning Waldorf Astoria Grand Wailea Resort in Maui. Hilton HotelsYou can earn Hilton free night certificates with select Amex Hilton credit cards. Hilton free night reward certificates are valid at almost any Hilton hotel, including luxury Conrad and Waldorf Astoria properties. Best Hilton hotels for using a free night certificateYou'll usually get the most value from your Hilton free night certificate by redeeming it at expensive properties or luxury beach resorts. How to use Hilton free night certificatesWhen you've earned a Hilton free night certificate, you'll receive an email from Hilton Honors letting you know your award is in your Hilton account.

Knowing the credit score you'll need to be considered for popular rewards credit cards like the Chase Sapphire Preferred can help you decide which to apply for. Here are the five credit score categories, according to FICO:Poor: 300-579Fair: 580-669Good: 670-739Very good: 740-799Excellent: 800-850If you have a limited credit history, you might need to start smaller with a secured credit card or a starter credit card aimed at those new to credit. Read our Chase Sapphire Reserve credit card review for a closer look at what this premium credit card offers. Capital One says you'll need excellent credit to be approved for the Capital One Venture Rewards Credit Card. What to know about credit card approvalIt's possible to be approved for some of the best cards in the credit card world with a credit score in the high 600s.

Rewards Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Intro Offer Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. $95 APR 20.74% - 27.74% Variable Rewards Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. We've cruised with MSC in the Caribbean, the Mediterranean, the Greek Islands, and Norway. See Insider's picks for the best cruise travel insurance companies »Finally, cruising provides entertainment around the clock.

☆ I save $10,000+ a year on airfare by booking with miles, and I've found the best US airport for flights to Israel (and Europe) at rock-bottom prices
▼ + stars: | 2023-05-12 | by ( Joseph Hostetler | Jasmin Baron | Credit Cards Reporter | ) www.businessinsider.com time to read: +27 min

Read Insider's guide to the best travel rewards credit cards. You might even already have a large stash of them if you have a travel rewards credit card — even if you've never heard of them. Chase Sapphire Preferred® Card 4.4 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.4 out of 5 Stars A tooltip Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Apply nowChase Sapphire Preferred® Card 4.4 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.4 out of 5 Stars A tooltip Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Show more Regular Annual Percentage Rate (APR) 20.74% - 27.74% Variable Editor's Rating 4.4 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.4 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available.

The Boston Chase Sapphire Lounge will open on May 16, and if you have a Sapphire Reserve you get unlimited access. That's about to change with today's announcement of a new Chase Sapphire Lounge opening at Boston Airport on May 16, 2023. This is exciting news for Chase Sapphire Reserve® cardholders, as it's the first domestic Sapphire Lounge location. The food at the Chase Sapphire Lounge Boston is much more upscale than your average cheese and crackers at other lounges. ChaseChase Sapphire Lounge accessBank-branded luxury airport lounges aren't new, and the Boston Chase Sapphire Lounge looks to be just as good, if not better than competitors like Amex Centurion lounges and Capital One lounges.

The Citi Premier® Card and Capital One Venture Rewards Credit Card are two of the best travel rewards credit cards that offer flexible rewards and generous earning opportunities. Compare the Citi Premier and Capital One Venture Citi Premier® CardCapital One Venture Rewards Credit Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Here's how the Citi Premier® stacks up against the Capital One Venture Rewards Credit Card to help you make the choice. Their spending requirements are identical, but the Citi Premier® offers more points than the Capital One Venture Rewards Credit Card. The Capital One Venture Rewards Credit Card offers this coverage while Citi Premier® does not.

☆ The Citi AAdvantage Platinum Select is offering 75,000 American Airlines miles (worth over $1,000 in flights), but it's your last chance to apply
▼ + stars: | 2023-04-27 | by ( Jasmin Baron | Sarah Silbert | Read More | ) www.businessinsider.com time to read: +13 min

For a limited time, the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is offering 75,000 American Airlines AAdvantage® bonus miles after spending $3,500 in purchases within the first four months of account opening. Details Rewards Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases. The welcome bonus of 75,000 American Airlines AAdvantage® bonus miles after spending $3,500 in purchases within the first four months of account opening is worth around $1,050 in flights, based on Insider's valuation of American Airlines miles as worth 1.4 cents each, on average. That said, American Airlines miles aren't just good for flights on AA, and its partner award chart is intact for now. American is part of the Oneworld alliance and partners with other carriers, so you can redeem American Airlines miles for flights on over 20 airlines, including Alaska Airlines, British Airways, Cathay Pacific, and Japan Airlines.

The Chase Sapphire Preferred hotel credit can save you money when you book your stay through the Ultimate Rewards Travel Portal. Maskot/Getty ImagesThe Chase Sapphire Preferred® Card offers up to $50 in annual credit toward hotels booked through the Chase Ultimate Rewards® travel portal. If you can use the $50 annual hotel credit, the net annual fee drops to just $45 ($95 annual fee - $50 hotel credit). How to maximize the Chase Sapphire Preferred $50 hotel creditYou can use the Chase Sapphire Preferred's annual hotel credit as soon as you open your account. What to know about the Chase Sapphire Preferred hotel creditUsing your Chase Sapphire Preferred® Card hotel credit each year is a good way to effectively offset the annual fee.

Compare the Capital One Venture X and Chase Sapphire Preferred Capital One Venture X Rewards Credit CardChase Sapphire Preferred® Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Here's what to know if you're trying to decide between the Venture X Rewards Credit Card and Sapphire Preferred. Transfer PartnersThe Venture X Rewards Credit Card and Sapphire Preferred card earn transferable rewards you can send to various airline and hotel loyalty programs. Travel and Purchase ProtectionsBoth the Venture X Rewards Credit Card and Sapphire Preferred have noteworthy travel insurance and purchase protection. The Venture X Rewards Credit Card is a relatively new entry to the travel rewards space, while the Sapphire Preferred is a tried-and-true classic.

☆ The Best Travel Card for Beginners
▼ + stars: | 2023-04-19 | by ( ) www.wsj.com time to read: +7 min

By Ana StaplesThe Chase Sapphire Preferred® Card is a solid pick for cardholders who want valuable travel benefits without a high annual fee. At $95 per year, the card offers strong travel protections usually found on travel cards with annual fees north of $400. Plus, it earns high rewards rates on purchases in dining and online grocery categories, which is why Buy Side from WSJ named it Best Travel Card for Beginners. Sapphire Preferred’s closest competitor—and our pick for the Best Travel Card—is the Capital One Venture Rewards Credit Card. What to know about Chase credit cardsJPMorgan Chase is the largest credit card issuer in the market, according to market tracker Nilson.

The new Choice Privileges cards from Wells Fargo could be worth a spot in your wallet if you stay at Choice Hotels frequently. Wells Fargo has actually launched two new Choice credit cards: the $0-annual-fee Choice Privileges® Mastercard®, and the more premium Choice Privileges® Select Mastercard® with an annual fee of $95 (waived the first year). But if you don't stay with Choice Hotels often or put a high value on Choice points, you'll probably want to give these cards a skip. New Choice credit cards from Wells FargoBoth the Choice Privileges® Mastercard® and Choice Privileges® Select Mastercard® are offering elevated welcome bonuses for a limited time. Choice Privileges, the loyalty program of Choice Hotels, includes nearly 7,500 properties worldwide, so it's pretty easy to find the chain's hotels wherever you go.

☆ The Capital One Entertainment platform allows cardholders to book theater and concert tickets, sporting events, and exclusive experiences with credit card rewards
▼ + stars: | 2023-04-19 | by ( Joseph Hostetler | Credit Cards Reporter | Read More | ) www.businessinsider.com time to read: +9 min

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). You can redeem Capital One rewards for cheap seats — and some events can only be redeemed with rewards. Capital One EntertainmentCapital One Venture X Rewards Credit Card Apply now lock icon An icon in the shape of lock. If you plan to redeem cash back for tickets that can otherwise be bought with cash, it's a much better idea to simply purchase your tickets outright and redeem cash back to offset your transaction later. Also, note that Capital One Savor Cash Rewards Credit Card† and Capital One SavorOne Cash Rewards Credit Card cardholders will earn 8% back through Capital One Entertainment.

Persons: Read, —, It's, We're, Thomas Rhett, James Beard, you'll Organizations: Business, Business †, Service, Entertainment, Capital, One, Vivid, Broadway, Capital One, Orange, College Football National, James, James Beard Foundation, MICHELIN, Capital One Entertainment Locations: New Orleans, Austin, Capital

The Ritz-Carlton Rewards® Credit Card is still available as an upgrade from the Marriott Bonvoy Boundless® Credit Card or Marriott Bonvoy Bold® Credit Card . You can find Priority Pass lounges and restaurants by searching for your airport on the Priority Pass website or through the Priority Pass app. Priority Pass LoungesTypically, airport lounges in the Priority Pass network are off-limits to the general public unless you have access through a membership, airline ticket, elite status, or via a paid day pass. Priority Pass Restaurants, Cafés, Spas, and MoreIn addition to airport lounges, the Priority Pass network includes restaurants and cafés at airports like Houston (IAH) and San Francisco (SFO). Credit Cards With Priority Pass Frequently Asked Questions (FAQ)Is Priority Pass membership automatic when you open an eligible credit card?

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