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☆ Mortgage demand surged after Fed signaled potential pause in rate hikes
▼ + stars: | 2023-05-10 | by ( Diana Olick | In Dianaolick | ) www.cnbc.com time to read: +2 min

Mortgage rates fell slightly last week after the Federal Reserve chairman suggested a potential end to a historic string of interest rate hikes. The drop wasn't substantial, but it was enough to boost demand from current homeowners hoping to refinance their mortgages to lower rates. Mortgage rates for all surveyed loan types decreased over the week. Mortgage rates rose sharply to start this week, according to a separate survey from Mortgage News Daily. Any large divergence from expectations, in either direction, could move bond yields, and consequently mortgage rates, decisively.

☆ Being outside can improve memory, fight depression, and lower blood pressure — here are 12 science-backed reasons to spend more time outdoors
▼ + stars: | 2023-05-09 | by ( Kevin Loria | ) www.businessinsider.com time to read: +2 min

Spending time in forests, hiking in mountains, and just being outside can lead to significant health benefits. Studies have shown that walking in the woods can improve blood pressure, boost mental health, and decrease cancer risk. Go spend some time "forest-bathing" to improve your health. Psychologists and health researchers are finding more and more science-backed reasons we should go outside and enjoy the natural world. But humans do need to spend time in natural environments if they want to improve their physical and mental health.

☆ Ron DeSantis was advised to write 'LIKABLE' at the top of his notepad as a reminder to himself to not get aggressive, old 2018 debate prep video shows
▼ + stars: | 2023-05-08 | by ( Aditi Bharade | ) www.businessinsider.com time to read: +3 min

Ron DeSantis was advised to write 'LIKABLE' on his notepad before a 2018 debate. An advisor told DeSantis to tone down his aggressiveness in a debate prep video obtained by ABC News. "You have to write in all caps at the top of the pad, 'LIKABLE,'" the advisor off camera said. Ron DeSantis was advised by an aide to find ways to stay "likable" and tone down his aggressiveness while speaking in debates. According to ABC News, the advisor later told DeSantis: "You want to have that likable, dismissive tone, and not condescending."

☆ A Florida mayor accused Ron DeSantis — who's away on a book tour — of not calling to check in on Fort Lauderdale as it floods
▼ + stars: | 2023-04-14 | by ( Aditi Bharade | ) www.businessinsider.com time to read: +2 min

Ron DeSantis was away in Ohio on his book tour when Fort Lauderdale flooded this week. I'm not sure what's going on," the mayor of Fort Lauderdale said. "I'm not sure what's going on, but I'm sure he's very interested in what's going on here, and we're happy to work with his office," Trantalis said. Although he had not officially declared a 2024 bid, DeSantis' book tour is widely regarded as a precursor to his presidential run. In October, DeSantis visited Arcadia to speak about the state's relief efforts after Hurricane Ian made landfall in South Florida.

☆ Startup aims to help climate companies unlock billions in Inflation Reduction Act tax credits
▼ + stars: | 2023-04-13 | by ( Catherine Clifford | In Catclifford | ) www.cnbc.com time to read: +9 min

There's a problem with tax credits, though. A September report from Credit Suisse estimates approximately $500 billion of tax credits will be monetized over the next decade. "There are a few institutional players in the market that purchase tax credits at discount to market value in exchange for buying at volume. Sellers can list their tax credits on option, get bids on those credits, and compare offers. Tax credits have a wide base of support politically because a lot of very diverse stakeholders benefit from them.

☆ Silicon Valley Bank seizure leaves a massive hole — and a large opportunity — in the world of climate finance
▼ + stars: | 2023-03-15 | by ( Catherine Clifford | In Catclifford | ) www.cnbc.com time to read: +7 min

"Nobody understands startups as well as Silicon Valley Bank and how to lend to them," says Zachary Bogue, a long-time tech investor and cofounder of DCVC. "Silicon Valley Bank understood that even though we may have only had $10,000 or so in deposits at the time, we had a lot of potential," Clerico told CNBC. "That early investment in our relationship paid off," Clerico told CNBC. In this, the bank "was a climate bank pioneer," said Steph Speirs, co-founder and CEO of Solstice Power Technologies, which has built a technology to help connect people to community solar projects. But it will take some time, and delays can be costly in the fight against climate change," Bhatraju told CNBC.

☆ SVB's collapse could make it harder for climate startups to get the funding they need
▼ + stars: | 2023-03-13 | by ( Catherine Boudreau | ) www.businessinsider.com time to read: +3 min

SVB's was a leading provider of venture capital to climate startups. And according to ImpactAlpha, SVB was a leading provider of venture debt to climate startups. The move has stoked fears that climate startups will face a tougher road than many of them already do. The fallout has led to a network of climate startups, venture-capital firms, and other lenders to mobilize their resources and help blunt the impact, Impact Alpha reported. Climate tech has been a bright spot in the broader tech downturn, with venture-capital and private-equity funds raising $64 billion in the fiscal year that ended in November — more than double the previous year's total, according to an analysis by Climate Tech VC.

☆ Is the U.S. falling behind China in Africa’s lithium industry?
▼ + stars: | 2023-03-09 | by ( Sydney Boyo | ) www.cnbc.com time to read: +6 min

The demand for lithium is rising as it has become a critical component needed in electric vehicle batteries. Zimbabwe has been mining lithium for 60 years and the government estimates that its Chinese-owned Bikita Minerals Mine, which is located 300 kilometers south of the capital Harare, has about 11 million metric tons of lithium resources. In December 2022, Zimbabwe passed the Base Mineral Export Control Act that banned the export of raw lithium. That includes Chinese firms Zhejiang Huayou Cobalt , Sinomine Resource Group and Chengxin Lithium Group which have invested $678 million into lithium projects in Zimbabwe. Both the Bikita mine, which is the largest lithium mine in the country, and the Arcadia Lithium mine are Chinese owned.

☆ How China planted an FBI mole who was discovered only after gutting the CIA's vast spy network
▼ + stars: | 2023-01-18 | by ( James Bamford | ) www.businessinsider.com time to read: +25 min

At the time, four years after the handover from Britain to China, much of Hong Kong remained a world of neon and noise. "Five years ago, everyone looked down on you if you spoke Mandarin," said a Beijing executive living in Hong Kong. As soon as the Hong Kong Arts Festival ended, the Hong Kong International Film Festival began. In February 2006, Alex Ma, China's mole in the FBI, sent David photos he received from his handlers of five suspected human sources. Born in Hong Kong like Alex, Lee grew up in Hawaii and became a naturalized U.S. citizen.

☆ Tom Stoppard Fears the Virus of Antisemitism Has Been Reactivated
▼ + stars: | 2022-11-28 | by ( David Marchese | ) www.nytimes.com time to read: +19 min

I don’t think that it’s an equal participant in some kind of debate. I don’t think so. If you’re sitting there enjoying the structure, then I don’t think that’s entirely good news for the writer. I don’t know that I would actually pursue the subject as a playwright. You know, I’m told there is such a thing as the long view.

☆ Two potential opportunities for value creation emerge as Starboard takes a stake in Salesforce
▼ + stars: | 2022-10-22 | by ( Kenneth Squire | ) www.cnbc.com time to read: +5 min

Starboard views Salesforce as a high quality and sticky business at an attractive valuation with the potential for significant value creation through a better balance of growth and profitability. Salesforce peers are operating at a "rule of 50" – average revenue growth plus adjusted operating margins of peers equals 49.4. Salesforce currently has a revenue growth rate of 17.0% and 20.4% operating margins, which brings it to 37.4 combined. Starboard has had extensive experience with growth companies that begin to see slowing growth rates and need to either regain that growth and/or focus on margins. Even if they were to hit that target, this would only bring them to a growth + margin of 42.

☆ Insurer Travelers profit falls on hurricane costs, lower investment returns
▼ + stars: | 2022-10-19 | by ( ) www.reuters.com time to read: +2 min

A U.S. flag is seen in a flooded rural area after Hurricane Ian caused widespread destruction in Arcadia, Florida, U.S., October 4, 2022. REUTERS/Marco BelloOct 19 (Reuters) - Property and casualty insurer Travelers Companies Inc (TRV.N) reported a 20% fall in quarterly profit on Wednesday, hurt by hurricane-related claims and lower returns on its investments. Insurers are bracing for a hit of up to $57 billion from Hurricane Ian in Florida and South Carolina, risk modeling firm Verisk said earlier this month. The insurance industry also faces hefty claims from the Ukraine crisis and greater uncertainty brought on by higher claims costs from inflation. Pretax net investment income dropped 23% to $593 million, Travelers said.

Rosa Rivera, 31, and her partner, Guillermo Cuero, faced a difficult choice when it came to protecting their 8-month-old baby, 9-year-old daughter and 8-year-old son. Rosa Rivera said her son had asked her, “Mama, are we going to die?”Jennifer Rosa Rivera, her partner and their three children at a wedding a few days before Hurricane Ian made landfall in Florida. Courtesy Rosa RiveraThe family lost nearly all of its possessions, including two cars that were submerged up to their windows. For many families, life in Florida was an escape from other climate disasters or extreme violence and poverty. “He lost absolutely everything,” Rosa Rivera said.

Before Hurricane Ian caused billions of dollars in damage in Florida, Alaura Miller considered herself a part of the lower middle class. Miller, 60, a retired barber, is among Floridians on low or fixed incomes struggling to find affordable housing in one of the nation's most popular and expensive states to live. "Florida came into this hurricane season already having a shortage of affordable housing, particularly for people who are working in service jobs and other lower wage jobs," said Anne Ray, a researcher at the University of Florida's Shimberg Center for Housing Studies. "And so, people who have lost their homes are going to be competing with the people who are already trying to find affordable housing. She added: "I've never been put in a position before where I've had to worry about where I'm going to live or where I'm going to go."

☆ 'One Flew Over the Cuckoo's Nest' star Louise Fletcher dies at 88
▼ + stars: | 2022-09-24 | by ( The Associated Press | ) www.nbcnews.com time to read: +4 min

Louise Fletcher, a late-blooming star whose riveting performance as the cruel and calculating Nurse Ratched in “One Flew Over the Cuckoo’s Nest” set a new standard for screen villains and won her an Academy Award, has died at age 88. Fletcher died in her sleep surrounded by family at her home in Montdurausse, France, her agent David Shaul told The Associated Press on Friday. Fletcher had moved to Los Angeles to launch her acting career soon after graduating from North Carolina State University. Estelle Louise Fletcher was born the second of four children on July 22, 1934, in Birmingham. The Fletcher children were helped by their aunt, with whom they lived in Bryant, Texas, for a year.

☆ Sanatoriul „Moldova” din Odesa, proprietate a RM - ținta unor oligarhi ucraineni // Investigație Jurnal TV
▼ + stars: | 2021-01-11 | by ( ) www.jurnal.md time to read: +6 min

Sanatoriul a fost proprietatea Republicii Moldova până în 2008, când Agenţia Proprietăţi Publice l-a vândut unei companii ucrainene, SDY-INVEST GRUP. A fost implicat în reglări de conturi pentru acapararea sferelor de influență și a participat personal la schimburi de focuri cu alți lideri criminali. Egor Moisa, avocatul anagajat de Republica Moldova: Concret, Sanatoriul Moldova din start s-au adresat. El, din numele Republicii Moldova, a achitat taxe de judecată destul de mari. Moisa a recunoscut că a vorbit cu Andronachi, dar spune că nu-și amintește subiectul.

Persons: Egor Moisa, Prodivus, Viktor Ianukovici, Vladimir Stepanovici Prodivus, El, Egor, Moisa, Valentin, Kaufman, Vladimir Andronachi, EGOR MOISA, Viorel Popa, Totuși, VIOREL POPA, Ne, Andronachi, Alexandru Slusari, Maia Sandu Organizations: Partidului Regiunilor, !, Securitate Locations: Moldova, Odesa, Arcadia, Republicii Moldova, Justiţie, Chișinău, Kiev, Ucrainei, Republica Moldova, Rada, Moldovei, Carolina, ucrainean, Chișinăului, Ucraina

☆ (doc/video) Operațiunea „Consulatul Moldovei la Odessa”: Cum s-a produs tranzacția! Antreprenor ucrainean tras în țeapă de instituțiile RM
▼ + stars: | 2020-12-22 | by ( Https | Www.Facebook.Com Unimedia.Info | Ion Ceban | ) unimedia.info time to read: +23 min

Astfel, din informațiile plasate pe portalul actelor normative, constatăm, că actualul edificiu al Consulatului Republicii Moldova din Odessa (aflat în or. După aceasta, Guvernul Moldovei a emis o Hotărâre, dar care nici până în ziua de astăzi nu a fost executată”. Mai exact, valoarea clădirii în care astăzi își are sediu Consulatul Republicii Moldova la Odessa este supra-apreciată cu aproximativ 25%. Totodată, este prezentată și o informație eronată cu referire la obiectele schimbului dintre Guvernul Republicii Moldova și antreprenoarea Rolemskaya. Terenul se află în proprietatea Consiliului orășenesc Odessa fără a exista asupra acestuia careva titluri de folosință, nici a Consulatului Republicii Moldova, nici a Republicii Moldova sau ai altor subiecți publici din statul străin.

Persons: Irina Rolemskaya, Irina, MAEIE, dna Irina Rolemskaya, dna Rolemskaya, Igor Grigoriev Organizations: RM, Ministerului, Externe, Integrării, Moldovei, Președinția RM, Guvern, Procuratura, Guvernul, Integrării Europene, Stat, Integrare Europeană, Agenția Proprietății Locations: Odessa, Chișinău, Republica Moldova, Republicii Moldova, Ucraina, Moldova, 20.03.2006, Ucrainei, Moldovei, 22.08.2008, 27.02.2019, Kiev, Arcadia, Rolemskaya, SUA, Evghenia, Odessa documental

☆ Apple a publicat topul celor mai populare jocuri pentru iPhone, iPad și Mac în 2020
▼ + stars: | 2020-12-06 | by ( Onixmedia Srl | ) diez.md time to read: +1 min

Platforma iOS este recunoscută pentru unele dintre cele mai bune jocuri de mobil și pentru locul unde de obicei apar cel mai repede multe dintre jocurile de top. Anul acesta, Apple a premiat unele dintre cele mai populare jocuri de pe iPhone, iPad, dar și platformele Mac și Apple TV. # Cele mai bune jocuri de pe App Store în 2020Cel mai bun joc pentru iPhone în 2020: Genshin ImpactCel mai bun joc pentru iPad în 2020: Legends of RuneterraCel mai bun joc pentru Mac în 2020: Disco ElysiumCel mai bun joc pentru Apple TV în 2020: Dandara Trials of FearCel mai bun joc de pe Apple Arcade în 2020: Sneaky Sasquatch# Top 20 jocuri gratuite pentru iPhoneAmong Us! Call of Duty: MobileRobloxSubway SurfersInk Inc.Magic Tiles 3Brain Test: Tricky PuzzlesBrain OutCoin MasterCube Surfer! # Top 20 jocuri plătite pentru iPhoneMinecraftPlague Inc.Heats Up!

Persons: Anul, și, Mac, Trigger, Uno, San Andreas The, Go Bloons Organizations: mobil, Apple, și Apple, Dandara, Ink Inc, Monopoly Bloons, San, Inc, Arcadia

199+ nume românești de pisici femele, pe care să le alegi pentru comoara ta pufoasăCăutarea unui nume de pisică poate fi uneori dificilă, mai ales când căutați nume românești pentru pisici femele. Echipa #diez a căutat nume de pisici care ar putea să se potrivească odorului vostru pufos. Vezi și: 400+ nume de pisici din care să alegi pentru odorul tău pufosIată lista cu nume românești. Nume Pentru Pisici Cu Litera FFilomena, Flash Drive, Firka, Fresco, Felicia, Fantasy. Nume Pentru Pisici Cu Litera UUndina, Urta, Uganda, Unica, Union, Ustina, Ulyana, Ureula, Uma, Ulana, Urma, Umora, Ulla, Una, Ursa, Urechea, Unda, Ursula.

Persons: Echipa, diez, Vezi, Deea Tigruța Leila Bella Năsuc Fulg, Luluța Lola Lili Lori Luna Mimi Pufie Auraș, Melissa Mitzi Pufa Roșcățica Mia Sofi Delia Fifi Maia Kira Rozica Bombonica Prăjitura Floriela Mara Ducesa Prințesa Lia Lizuca, Lulu Mona Masha Iris Plușica, Paula Pilula Păpădia, Bebe Beta, Zmeura Coacăza Malina, Aba, Aki, Aminora, Akira, Amira, Arzo, Abi, Amna, Axal, Amora, Ariana, Anais, Arita, Ariel, Anastasia, Arielsi, Alexis, Anga, Alexia, Arh, Ali, Alina, Armata, Alice, Andra, Arna, Artemis, Agrippina, Anella, Almeira, Anette, Arfa, Angelica, Arya, Alrinida, Asaella, Adela, Alsou, Alba, Anka, Asla, Addis, Alda, Annelise, Adriana, Alghett, Azazel, Alza, Alma, Antonina, Atanga, Almira, Athena, Afra, Amalia, Amanda, Ara, Aralia, Ambrose, Aramint, Asher, Aranaldina, Ami, Aelita, Belinda, Botti, Belle, Babette, Barbie, Branta, Bava, Baga, Barletta, Brigitte, Briza, Besia, Britta, Baetta, Barsi, Betsy, Brocky, Broasca, Biggie, Badger, Bakara, Buckley, Baxit, Boole, Balara, Blinda, Buss, Blaze, Blackie, Bianca, Beatrice, Boemia, Boia, Bantella, Bomba, Bora, Clarissa, Claudis, Clementina, Crea, Cleo, Creeta, Cassie, Chris, Christine, Calma, Christoppy, Clotilde, Canora, Capa, Capela, Cosette, Capra, Cook, Coco, Coco Chanel, Chiara, Cordelia, Capsi, Cornelia, Carey, Coroana, Carly, Carlin, Corsi, Caroline, Courtney, Cecilia, Cinti, Cixi, Celeste, Cynthia, Chacha, Chana, Chela, Delia, Dion, Dada, Diana, Demeter, Ditt, Daiga, Demi Moore, Doina, Dolary, Denise, Dolly, Daiquiri, Defne, Donna, Delilah, Dey, Dalma, Dora, Doris, Dorothy, Dorrie, Danielle, Darina, Lady, Dumbrava, Duffy, Debbie, Dahlia, Deborah, Desdemona, Dinastia, Eva, Ellina, Eka, Elonka, Evita, Elva, Elisa, Electra, Estelle, Esther, Edelia, Emily, Eden, Elicandra, Emma, Estrella, Ellie, Ettel, Eulalia, Elba Epoca, Eclair, Exa, Fresco, Felicia, Gaara, Gwen, Gira, Gabby, Greta, Gabi, Grizabella, Gabriela, Gitti, Griselda, Gabrina, Golda, Galaxia, Gertrude, Galletta, Gucci, Harley, Haruka, Hester, 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Pim, Rabsana, Rebecca, Ruby, Reggie, Robbie, Rose, Ruzana, Raji, Rachel, Rosalind, Rumale, Radma, Remy, Rosamund, Rumeisa, Rune, Rena, Rosetta, Rosie, Ruth, Riana Rosita, Riva, Rosemary, Ruffy, Raina, Racheta, Roxana, Ralta, Rolda, Rana, Rimma, Rusty, Rita, Rafaela, Rachelle, Rima, Sophia, Sabrina, Sinora, Savita, Siriana, Selena, Starkey, Sakura, Selenga, Salima, Selina, Stacy, Sisko, Stella, Sally, Ștefanida, Salma, Selma, Sita, Salome, Sen, Senna, Sia, Siyana, Stephanie, Salvia, Steffany, Samantha, Samba, Sammy, Serena, Sanda, Sandra, Stessie, Smiley, Susana, Sora, Suzuki, Santana, Setta, Susanna, Sapphirina, Sybil, Sushi, Sibylla, Sarabi, Sara, Saratta, Sigourney, Snape, Sorbona, Susan, Sardina, Sadie, Sarif, Silva, Solania, Sarma, Sun, Sati, Sonny, Safina, Shattora, Sharon, Sherry, Shakira, Shally, Tasha, Tim, Trixie, Tavi, Tina, Trilba, Tweety, Teenie, Thea, Tinka, Tipsi, Tricia, Taisya, Tita, Troia, Tiffany, Troiana, Tyra, Thelma, Tuma, Takis, Theon, Tia, Talifa, Tal, Teresa, Tuta, Teri, Toira, Tomila, Tessa, Tonda, Tiaga, Tori, Taylor, Toscana, Tammy, Tero, Tasinia, Tracy, Tyapa, Tilly, Umora, Ulla, Una, Ursula, Viki, Vivi, Valentine, Vivian, Vita, Valeria, Vivienne, Vitalina, Vanda, Velma, Vincenta, Vanessa, Varda, Veneția, Villa, Winnie, Veronica, Viola, Violana, Violeta, Violetta, Zinora, Zaza, Zinta, Zuilina, Zulida, Zulma, Zita, Zemfira, Zifa, Zuma, Zamir, Zunda Organizations: nea, Energia, Astra, Azura, Elizabeth, Efiona, Gialada, Honda, Kendra, Lada, Lambda, Miss, Nino, Primavera, Pepsi, Puma, Poly, Steaua, Skoda, Ustina, Vega Locations: jos, Nume, Abra, Akura , Arizona, Ava, Alabama, Arica, Alaida, Arima, Arinada, Aleandra, Arisae, Anaconda, Aurora, Alexandria, Angelina, Arcadia, Agidel, Alira, Andorra, Agra, Aneya, Arta, Agrafena, Ada, Aloha, Asa, Ani, Asilia, Adelaide, Alura, Albena, Ankara, Assal, Adena, Alberta, Ancona, Assol, Aji, Alva, Aza, Antarctica, Antelia, Astoria, Azari, Atlanta, Atava, Apollonia, Appa, Africa, Amida, Argentina, Arda, 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Victoria, Vara, Venus, Varela, Venta, Vilona, Varley, Varna, Villa Dolores, Verona, Zuzu, Zara, Zarella, Zeama

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