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☆ Roe v. Wade Is Gone, but Abortions Are on the Rise
▼ + stars: | 2023-10-24 | by ( Laura Kusisto | Jennifer Calfas | ) www.wsj.com time to read: +2 min

Ill. Utah W.Va. Colo. Va. Kan. R.I. R.I. Mo. Ky. Calif. Conn. Conn. N.C. N.J. N.J. Tenn. Ariz. Okla. Del. D.C. D.C. Texas La. Ky. Calif. N.C. Tenn. R.I. R.I. Ariz. Okla. Ark. Conn. Conn. N.M. S.C. N.J. N.J. Ga. Ala. Miss.

Persons: Conn ., Conn . Conn, N.M, Roe, Wade, Dobbs Organizations: Iowa Pa, ., . Ill . Utah W.Va, D.C, Jackson, Health Organization Locations: N.H . Maine, Mont, Minn, Ore . Idaho Wis, N.Y, S.D . Mich, Wyo, Iowa, Nev . Ohio, . Ill . Utah, Colo . Va, Kan, Mo, Ky, Calif, Conn, Conn . Conn, N.C, N.J . N.J, Tenn, Ariz, Del, S.C . Md, Md . Ga, Ala . Miss, Texas La, Alaska Fla, Hawaii, R.I, ., S.C . N.J . N.J ., Del . Texas Md, Md, La, Tenn . N.J, Del ., D.C, Conn . N.J, Del . Md

☆ As Abortion Access Shrinks, Hospitals Fill in the Gaps
▼ + stars: | 2023-10-23 | by ( Allison Mccann | ) www.nytimes.com time to read: +16 min

As Abortion Access Shrinks, Hospitals Fill in the Gaps For this article, Allison McCann and Jamie Kelter Davis spent time with a patient from Indiana as she underwent an abortion at a Chicago hospital. Alaska Fla. Hawaii 16% 18% 20%+ Total or six-week abortion ban Wash. Maine Mont. Dr. Jonah Fleisher is a co-director of the Complex Abortion Regional Line for Access, or CARLA, which helps abortion patients find appointments at four Chicago-area hospitals. Chronic Conditions and Abortion Bans These health conditions, especially when left untreated, can add risks for abortion patients. Alaska Fla. Hawaii Diabetes among women High blood pressure among women Cardiovascular disease among women 9% 11% 13%+ 28% 30% 32%+ 5% 6% 7%+ Total or 6-week abortion ban Total or 6-week abortion ban Total or 6-week abortion ban Wash. Wash. Wash. Maine Mont.

Persons: Allison McCann, Jamie Kelter Davis, ”, “, Roe, Wade, Conn ., Dobbs, Jenni Villavicencio, Jonah Fleisher, CARLA, Laura Laursen, Laursen, Dr, Conn . Conn ., Kan ., Nev, PolicyMap, “ It’s, Allison Cowett, Erica Hinz, couldn’t, Caroline Nyheim, Qudsiyyah Shariyf, Megan Jeyifo, J.B . Pritzker, CARLA —, — you’re, Mr, Pritzker Organizations: ” RUSH University Medical Center, Health, Ore, Conn . Pa . Iowa Neb, N.J . Ohio Nev, Ill . Utah Md, ., . Ill . Utah Md, OB, Society for Family Planning, Midwest, RUSH University Medical Center, Diabetes, Conn . Pa . Iowa Neb . Ohio Nev, N.J ., N.M, Hawaii Diabetes, N.D ., Vt, Wis ., Pa . Conn . Iowa Neb, Pa . Iowa Iowa Nev, Nev . N.J ., Ariz . D.C, Black, S.C . Iowa Miss, Nev . D.C, White, Family Planning, Chicago Abortion Fund, South, Nurses, Chicago Abortion, Illinois, Gov Locations: Indiana, Chicago, Indianapolis, . Maine, N.D, Vt, Minn, N.H . Wis, Idaho, S.D, Mich, Conn, Conn . Pa . Iowa, N.J . Ohio, Ind, Ill . Utah, W.Va, Colo . Va, Kan, Calif, Mo, Ky, R.I, N.C, Tenn, Del, ., S.C ., Ga, Ala . Miss . Texas La, Alaska Fla, Hawaii, N.J, Nev . Ohio, . Ill . Utah, R.I . Tenn, Okla, Illinois, N.H . Wis . Idaho, Wyo, Conn . Pa . Iowa Neb . Ohio, N.J . Ind, Ariz ., Pa . Conn . Iowa, . Ind, . Ark, N.H, Wis . Idaho S.D, N.Y, Wash . Maine, N.D . Maine Maine Mont, Mont, Minn . Vt, Ore, Mass, Wis, Wis . Idaho Idaho, Conn . Conn, Conn . Conn . Pa, Pa . Iowa, Pa . Iowa Iowa Nev . Ohio, Neb . Ohio, Nev . N.J, Nev . N.J . Ohio, W.Va . Ind, Ill, Colo . Utah Utah Md, Md, W.Va . Va . Colo, Colo, Ky . Va . Va, Kan . Kan, R.I . Ky, Okla . Tenn, Ariz . Ark, Ala . Miss ., Ala . Ala . Miss, . Texas La . Texas Texas, La . Alaska Alaska Alaska Fla, Fla, Hawaii Hawaii Hawaii, Ohio, Pa . Minn, Neb, Mo . Md, Ala, Wash, Ky . N.J, Conn . Va . Ind, S.C . Iowa, Ariz, Tex, Nev ., Fla ., Massachusetts

Ever since the Fed started raising rates in early 2022, mortgage rates have skyrocketed. Average 15-year mortgage rates also inched up, and threaten to topple 7% for the first time in 23 years. See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. Mortgage Rates for Buying a Home30-Year Fixed Mortgage Rates Increase (+0.38%)The current average 30-year fixed mortgage rate is 7.72%, up 38 basis points since this time last week. 15-Year Fixed Mortgage Rates Up a Bit (+0.21%)The average 15-year mortgage rate is 6.77%, an increase from last week.

Persons: Freddie Mac, Jerome Powell, Powell, you'll, It's, refinance Organizations: Fed, Economic, of New, Zillow, FHA Locations: of New York, Chevron

☆ 3 virtual assistants who make up to $8,000 a month in revenue share how they got started
▼ + stars: | 2023-10-20 | by ( Ella Hopkins | ) www.businessinsider.com time to read: +4 min

She built a "strong personal brand," she said, which meant tailoring her presence and wording to what the clients she wanted. Shannon Blanchard started working as a virtual assistant in January 2021 and wanted to work with creatives and web designers. Instead of cold-pitching her services, she'd comment on the Instagram stories and posts of clients she wanted to work with. Read more: I made up to $6,300 a month working 3 hours a day as a virtual assistant. Anna Christine, @annachristine.photoMary Carrasquillo started her virtual-assistant business in December 2020, and was booking more than $8,000 a month in monthly revenue by January 2022.

Persons: VAs, Hannah Dixon, Hannah Dixon Hannah Dixon, who's, Dixon, Read, I've, Shannon Blanchard, Blanchard, I'd, Here's, Mary Carrasquillo, Anna Christine, @annachristine.photo Mary Carrasquillo, Carrasquillo Locations: VAs, Instagram

☆ Bears lose QB, fall to Vikings, 19-13
▼ + stars: | 2023-10-15 | by ( Field Level Media | ) www.reuters.com time to read: +2 min

October 15 - Minnesota linebacker Jordan Hicks scored a 42-yard touchdown on a fumble recovery to go with an interception, and the Vikings held on for a 19-13 win over the host Chicago Bears on Sunday afternoon. Kirk Cousins completed 21 of 31 passes for 181 yards and a touchdown for Minnesota (2-4). Jordan Addison caught the Vikings' lone touchdown pass as Minnesota emerged on the positive end of their sixth consecutive game decided by eight or fewer points. Bagent regrouped to help the Bears pull within 19-13 with 7:46 remaining in the fourth quarter. The Vikings started the scoring on Greg Joseph's 53-yard kick with 6:24 left in the first quarter.

Persons: Jordan Hicks, Kirk Cousins, Jordan Addison, Justin Fields, Tyson Bagent, Bagent's, Josh Metellus blitzed, Hicks, Bagent, Cole Kmet, Byron Murphy Jr, Greg Joseph's, Santos, Cousins, Addison, Joseph Organizations: Vikings, Chicago Bears, Minnesota, Chicago, Bears, Shepherd University, NFL, Cairo Santos, Thomson Locations: Minnesota, Shepherdstown, Va

☆ Maps of the 2023 ‘Ring of Fire’ Solar Eclipse
▼ + stars: | 2023-10-11 | by ( Jonathan Corum | Katrina Miller | ) www.nytimes.com time to read: +13 min

Maps of the 2023 ‘Ring of Fire’ Solar EclipseOn Saturday, Oct. 14, an annular or “ring of fire” solar eclipse will sweep across much of the Western Hemisphere. Viewers outside the path of annularity will see the crescent sun of a partial solar eclipse. The map below shows the path of the eclipse, and the approximate local time when the ring of fire will be visible. NEV. CALIF. Ely Los Angeles Las Vegas Salt Lake City San Diego WYO. Corpus Christi MEXICO 12:00 p.m. MISS.

Persons: Eugene MINN, Louis KAN, Butte Eugene, Ely San Francisco Columbus, Charlotte N.C, Casper, KAN, Torreón, Torreón San Antonio Austin, Eugene Medford, Central Time TEXAS Dallas Torreón, Central Time TEXAS Dallas Torreón San Antonio Austin Organizations: Central, Central America, Viewers, Edmonton BRITISH COLUMBIA SASKATCHEWAN ALBERTA Vancouver, Regina, Seattle Winnipeg Shadow, Ottawa VT, Toronto Medford Boston, Minneapolis S.D ., New York Chicago Des Moines Philadelphia, Reno Salt Lake City NEB . Sacramento OHIO Omaha N.J, Ely, Ely UTAH Columbus San, Indianapolis NEV, Ocean, Fresno COLO, Richmond Louisville St, Las Vegas, Alamos, Flagstaff Santa Fe Los Angeles TENN ., Memphis Albuquerque Columbia, OKLA, San Diego Little Rock, Atlanta Birmingham N.M, Lubbock MISS, Tucson Las, Dallas Jackson ALA, El, El Paso Midland, Odessa, Central Time, Houston New, Tampa Beeville, Corpus Christi, Tampico, Mérida, Mérida Guadalajara JAMAICA, Mexico City Toluca, Puebla Chetumal, Tegucigalpa Guatemala, SALVADOR, NICARAGUA PANAMA, Time, Time Panama City, Edmonton, Edmonton BRITISH COLUMBIA ALBERTA Vancouver SASKATCHEWAN, Calgary MANITOBA Regina QUEBEC ONTARIO Seattle Winnipeg Shadow, Spokane Missoula Portland MAINE Montreal, Boise Toronto, S.D . Minneapolis, S.D . Minneapolis Rapid City N.Y . IDAHO Buffalo, New York Chicago Philadelphia Des Moines Reno, Ely San, Ely San Francisco Columbus UTAH, Time Fresno Richmond Louisville St, Vegas CALIF, Los Alamos Nashville, Santa Fe Los Angeles TENN ., Phoenix San Diego Little Rock, Lubbock Tucson Birmingham, MISS, Dallas Midland Jackson ALA, Time Austin, Time Austin Hermosillo New, Antonio, Tampa, Corpus Christi Miami, Mexico City, Managua Pacific, Pacific Time, Pacific Time BRITISH COLUMBIA Vancouver Seattle Portland, Spokane Medford, Calgary San, Calgary San Francisco Sacramento Missoula, Ely Los Angeles Las, Flagstaff, S.D, Denver, Colorado Springs, Colorado Springs Tucson Pueblo, Colorado Springs Tucson Pueblo Los Alamos Albuquerque NEB, Wichita Kansas City Midland Oklahoma City Odessa, Central Time TEXAS, ARK, Torreón San Antonio Austin Little, Laredo Monterrey, Houston, Christi, Jackson León, New, New Orleans Tampico Mexico City, Tampa Campeche Mérida, Miami Cancún, Havana, SALVADOR Tegucigalpa, Eugene Medford Spokane, San Francisco Sacramento Reno, MONT . IDAHO Fresno, Flagstaff Durango Phoenix Denver, Tucson Pueblo, Midland Oklahoma City Odessa, Central Time TEXAS Dallas, Central Time TEXAS Dallas Torreón San, Laredo Monterrey Beeville Houston, Tampico Mexico City, Campeche Mérida, COSTA RICA, Pacific, San Francisco Sacramento Reno Boise CALIF ., San Francisco Sacramento Reno Boise CALIF . IDAHO Fresno, Portland Toronto, Chicago Denver New, Francisco UNITED STATES, Los Angeles Dallas Atlanta, Austin Houston San, Gulf of Mexico Miami, MEXICO Havana, COLOMBIA Bogotá, Natal Cali, Manaus, Salvador, Portland, Denver New, Angeles Phoenix Atlanta Dallas, Time San, Gulf of Mexico Miami MEXICO Havana, Bogotá Natal, Cali Recife, Manaus Quito, ECUADOR Salvador Pacific Ocean BRAZIL PERU Brasília, Pacific Time Chicago Denver, New York, CANADA, STATES, NASA, Goddard, University of Arizona, NOAA Locations: Oregon, Texas, of Mexico, Central, Calgary, Regina MANITOBA ONTARIO QUEBEC, Seattle, Pacific Time Spokane Missoula N.D . MAINE Portland MONT, Bismarck Butte, Eugene, Ottawa, Boise, Minneapolis S.D, Minneapolis S.D . IDAHO Rapid City N.Y, Buffalo CONN . Milwaukee WYO, Casper Detroit IOWA, New York Chicago, Reno Salt Lake City NEB . Sacramento OHIO, Ely UTAH, Ely UTAH Columbus San Francisco, Denver, Ocean Kansas, Richmond, Louis KAN . VA, CALIF . KY, Las, Las Vegas Durango Wichita, N.C, Flagstaff Santa Fe Los Angeles, Flagstaff Santa Fe Los Angeles TENN . Oklahoma, Memphis, San, Lubbock, Tucson Las Cruces, El Paso, El Paso Midland LA, Odessa San Angelo, Houston New Orleans San Antonio Chihuahua, Tampa Beeville FLA, Corpus, Corpus Christi Laredo, Miami Gulf, Mexico Monterrey, Havana MEXICO CUBA, Mérida Guadalajara, Campeche, Mexico, Puebla, BELIZE HONDURAS, GUATEMALA, Ocean Managua, NICARAGUA, NICARAGUA PANAMA COSTA RICA, Time Panama, Time Panama City San, Edmonton BRITISH, Spokane Missoula Portland MAINE, Spokane Missoula Portland MAINE Montreal MONT, N.D, Bismarck, Butte, Butte Eugene MINN, Boise Toronto Boston Medford, S.D, S.D . Minneapolis Rapid City N.Y, S.D . Minneapolis Rapid City N.Y . IDAHO Buffalo CONN . Milwaukee WYO, Salt Lake City NEB . OHIO, Omaha, Ely San Francisco, W.VA . Kansas, Time, Vegas, Durango KY, Wichita, Los, Santa Fe Los Angeles, Santa Fe Los Angeles TENN . Oklahoma, Flagstaff ARK, Phoenix, Atlanta, TEXAS, El Paso LA, Time Austin Hermosillo, Time Austin Hermosillo New Orleans Houston Chihuahua, Tampa FLA, Gulf of Mexico Monterrey, JAMAICA Guadalajara, Mexico City Campeche, BELIZE, HONDURAS, Tegucigalpa, Managua, NICARAGUA PANAMA, COSTA RICA, Pacific Time BRITISH, Pacific Time BRITISH COLUMBIA Vancouver Seattle Portland Eugene, Spokane, Calgary San Francisco Sacramento, Calgary San Francisco Sacramento Missoula Reno Boise IDAHO Butte Fresno, NEV . CALIF, Ely Los Angeles, Ely Los Angeles Las Vegas Salt Lake City San Diego WYO . UTAH, Rapid, Flagstaff Durango, COLO, Colorado Springs Tucson, Colorado Springs Tucson Pueblo Los Alamos, Santa Fe N.M, Hermosillo Las Cruces Omaha, El Paso Chihuahua Lubbock, Wichita Kansas City Midland Oklahoma City Odessa San Angelo, Torreón San, Houston MEXICO, New Orleans Tampico Mexico, New Orleans Tampico Mexico City Puebla, FLA, Miami, Havana GUATEMALA, CUBA, HONDURAS Managua, JAMAICA COSTA RICA, Panama, PANAMA, COLOMBIA, Pacific, Pacific Time Seattle Portland, San Francisco, San Francisco Sacramento Reno Boise, MONT . IDAHO, Ely Los Angeles Las Vegas Salt, WYO . UTAH, Flagstaff Durango Phoenix, Tucson Pueblo Los Alamos Albuquerque Santa Fe, Las Cruces, Midland Oklahoma City Odessa OKLA, Angelo, Central Time TEXAS Dallas Torreón San Antonio, Laredo Monterrey Beeville, Corpus Christi MEXICO, Tampico Mexico, GUATEMALA BELIZE, COSTA, San Francisco Sacramento Reno Boise CALIF, San Francisco Sacramento Reno Boise CALIF . IDAHO, Tampico, South America, Brazil, Chicago Denver New York, Francisco, Austin Houston San Antonio, Gulf of Mexico, MEXICO, JAMAICA BELIZE, HONDURAS GUATEMALA, PANAMA COSTA RICA, VENEZUELA, Recife, Manaus Quito, ECUADOR, Ocean PERU, Rio de Janeiro BOLIVIA, Toronto, Denver New York, Time San Antonio, Gulf of Mexico Miami MEXICO, Mexico City BELIZE JAMAICA, ECUADOR Salvador Pacific Ocean BRAZIL PERU, Havana, Mexico City BELIZE, PANAMA COSTA RICA VENEZUELA, Cali, Natal, Salvador BRAZIL, Mexico MEXICO, Time COLOMBIA BRAZIL, United States, New York City

☆ When Will the Saltwater Wedge Reach New Orleans?
▼ + stars: | 2023-09-29 | by ( Mira Rojanasakul | ) www.nytimes.com time to read: +11 min

When Will the Saltwater Wedge Reach New Orleans? Lake Pontchartrain By Oct. 28, saltwater is expected to reach a major intake valve at Carrollton that serves most of the city. Gulf of Mexico Lake Pontchartrain By Oct. 28, saltwater is expected to reach a major intake valve at Carrollton that serves most of the city. Gulf of Mexico Lake Pontchartrain By Oct. 28, saltwater is expected to reach a major intake valve at Carrollton that serves most of the city. Gulf of Mexico Lake Pontchartrain By Oct. 28, saltwater is expected to reach a major intake valve at Carrollton that serves most of the city.

Persons: Biden, Bernard, It’s, ”, Jeffrey Graschel, hydrologist, doesn’t, CONN, Matthew Roe, “ It’s, ” Mr, Graschel Organizations: New, Jefferson, Salvador Pointe à, Army Corps of Engineers, Copernicus, Midwest, U.S . Drought Monitor, National Weather Service, NEV, ALA, MISS, Oregon State University In, NOAA’s National Centers for Environmental Information, National Weather, Army Corps Locations: Orleans, Mississippi, New Orleans, Louisiana, Pontchartrain, Carrollton, Algiers, Salvador, la, Mexico Lake Pontchartrain, Salvador Pointe à la, Mexico, Gulf, Ohio, Slidell, La, Minnesota, MAINE, MINN, VT, N.H . IDAHO, S.D, N.Y, WIS, R.I, PA, IOWA, NEB . OHIO, UTAH, COLO . CALIF . VA, KAN . MO, KY, N.C, TENN, OKLA, ., MISS . TEXAS LA, FLA, NEV . UTAH, CONN, WYO, NEV . OHIO, Myrtle Grove, ”

☆ Here Are the Plants Where U.A.W. Strikes Are Happening
▼ + stars: | 2023-09-15 | by ( Lazaro Gamio | Eli Murray | ) www.nytimes.com time to read: +2 min

Here Are the Plants Where U.A.W. Strikes Are HappeningWentzville Assembly Plant 3,600 workers Michigan Assembly Plant 3,300 workers Toledo Assembly Complex 5,800 workers Wentzville Assembly Plant 3,600 workers Michigan Assembly Plant 3,300 workers Toledo Assembly Complex 5,800 workers Ala. Alaska Ariz. Ark. The three plants represent only a small portion of the unionized factories of G.M., Ford and Stellantis across the United States, and less than 10 percent of those companies’ 150,000 U.A.W. Company Plant Workers Ford Michigan Assembly Plant Wayne, MI 3,300 Stellantis Toledo Assembly Complex Toledo, OH 5,800 GM Wentzville Assembly Plant Wentzville, MO 3,600 Sources: Company websites (plant locations); U.A.W. The strikes are affecting plants owned by each of the three U.S. automakers — a change in tactics from previous U.A.W.

Persons: Iowa Kan Organizations: Plant, Hawaii Idaho Ill, N.D . Ohio Okla, New York Times, United Automobile Workers, Detroit, —, Motors, Ford Motor, Chrysler —, Ford, Company Plant Workers Ford, Company Plant Workers Ford Michigan Assembly Plant, Wentzville Locations: Michigan, Toledo, Ala, Alaska, Calif, Colo, Conn, Del, Fla . Ga, Hawaii Idaho, Ind, Iowa, Ky, La . Maine Md, Mass, Mich, Minn, Miss, Mo, Mont, Neb, N.H . N.J, N.M, N.Y, N.C, N.D . Ohio, N.D . Ohio Okla ., Pa, S.D . Tenn . Texas Utah, Va, Wash, W.Va . Wis, Wyo, Midwest, G.M, United States, Company Plant Workers Ford Michigan, Company Plant Workers Ford Michigan Assembly Plant Wayne, MI

☆ Abortions Rose in Most States This Year, New Data Shows
▼ + stars: | 2023-09-07 | by ( Amy Schoenfeld Walker | Allison Mccann | ) www.nytimes.com time to read: +8 min

Abortions rose in nearly every state where the procedure remains legal, but the change was most visible in states bordering those with total abortion bans. Data was not collected from the 14 states with abortion bans in effect in the first part of the year. Range of 2023 estimates 2020 count Low Median High 20,000 40,000 60,000 80,000 Calif. N.Y. Ill. Fla. N.J. N.C. Both reports show significant increases in abortions in states without abortion bans, a change that anti-abortion advocates and legislators are watching closely. Guttmacher researchers collected abortion data before legislatures enacted bans and restrictions in Indiana, North Carolina and South Carolina.

Persons: Rose, telemedicine, Court’s Dobbs, ”, Caitlin Myers, Maine, Ariz, Nev, Isaac Maddow, isn’t, Dobbs, Dr, Myers, . Kan, WeCount, we’ve, Katie Daniel, Susan B, Anthony Pro Organizations: Ore, Ill . Utah W.Va, D.C, Guttmacher Institute, Middlebury College, ”, Minn, Maine Conn, R.I . Ore . Iowa Md, Miss, Ariz . D.C, Colo, Ill, S.C . D.C, N.M . Utah Ill, Va . Iowa Kan, R.I . Ore . Iowa Calif, Ind . Utah Iowa Hawaii Del, America Locations: . Maine, N.D, Vt, Minn, N.H . Idaho S.D, N.Y, Mass, Wis, Mich, Conn, Wyo, R.I, Pa . Iowa, Nev . Ohio Ind, Md, Del, Ill . Utah, Colo, Calif, Va, Kan, Mo, Ky, N.C, Tenn, Okla, ., N.M ., Miss . Ala . Texas La, Alaska Fla, Hawaii States, N.H . Idaho, S.D, Nev . Ohio, Del . Ind, Colo . Va . Calif, Hawaii, United States, Washington, Kan . Ohio Fla, R.I . Ore . Iowa, Ariz ., Ind, La, Nev . Tenn, Okla . Mich, Wash, Pa, Texas, Fla, Pa . Colo, Wash . Ohio Mich, Ga, S.C ., N.M . Utah, Va . Iowa, Pa . N.Y, Okla . Tenn, Nev . Mich, In Illinois, Colorado , Kansas, New Mexico, South Carolina, Arizona , Georgia, Indiana, Arizona, Georgia, California, Florida , Illinois, New York, Ill, Fla . N.J, Pa . Mich, Va . Colo, Wash . Ohio, Ind . Utah Iowa Hawaii, R.I . Maine, Mont . Vt, Alaska, Colorado, Illinois, Indiana , North Carolina

AQUIFERS AQUIFERS AQUIFERS WASH. MAINE MONT. MONITORING WELLS MONITORING WELLS MONITORING WELLS WASH. MAINE MONT. FLA. DECLINING WELLS DECLINING WELLS DECLINING WELLS WASH. MAINE MONT. FLA. UNCHARTED WATERS America Is Using Up Its Groundwater Like There’s No Tomorrow Overuse is draining and damaging aquifers nationwide, a New York Times data investigation revealed. Groundwater level trends Rising Declining Groundwater level trends Rising Declining Groundwater level trends Rising Declining Groundwater level trends Rising Declining Note: Colors depict the median trend for each site over the previous 20 years.

☆ Meet the New IRS, Same as the Old IRS
▼ + stars: | 2023-08-18 | by ( J.D. Vance | ) www.wsj.com time to read: 1 min

IRS Commissioner Daniel Werfel speaks at an event in McLean, Va., Aug. 2. Photo: Alex Wong/Getty ImagesThe Internal Revenue Service recently tried to reinvent itself. Earlier this year, outfitted with an additional $80 billion and 87,000 new agents, the agency unveiled a new set of priorities for the next eight years. Its Strategic Operating Plan promises to “deliver transformational change for taxpayers” while improving services and quickly resolving enforcement issues. That may sound too good to be true—because it is.

Persons: Daniel Werfel, Alex Wong Organizations: Internal Revenue Service, ” Locations: McLean , Va

☆ One Year, 61 Clinics: How Dobbs Changed the Abortion Landscape
▼ + stars: | 2023-06-22 | by ( Allison Mccann | Amy Schoenfeld Walker | ) www.nytimes.com time to read: +18 min

One Year, 61 Clinics: How Dobbs Changed the Abortion LandscapeIn the year since Roe fell, 20 states enacted laws banning or restricting abortion, forcing a rapid shift in the country’s patchwork of abortion access. Hawaii A map showing the locations of abortion providers that have closed, stopped offering abortion services or opened a new location. Gabriela Bhaskar/The New York Times Emily Kask for The New York Times Emily Kask for The New York Times Emily Kask for The New York Times A year ago, the Jackson clinic was the last one standing in Mississippi. Kendrick Brinson for The New York Times Kendrick Brinson for The New York Times Kendrick Brinson for The New York Times Kendrick Brinson for The New York Times Terreisha Rancher, 26, recently sat in an exam room at the West Alabama Women’s Center in Tuscaloosa, pregnant and uninsured. No abortions Austin, Texas Closed Houston No abortions Madison, Wis. No abortions Memphis A grid of photos of abortion clinics in nine locations.

Persons: Roe, Wade, Dobbs, he’s, Mary Mathis, Kendrick Brinson, Madeleine Hordinski, Mo ., Gabriela Bhaskar, New York Times Emily Kask, The New York Times Emily Kask, Jackson, “ Hunt ”, David Carpenter, “, ”, Carpenter wasn’t, Kathaleen Pittman, Emily Kask, Ms, Pittman, The New York Times Madeleine Hordinski, The New York Times Diane Derzis, Diane Derzis, Derzis, Louis, Doug Lane, “ It’s, hasn’t, Josefina Montoya, Dr, Darin Weyhrich, Weyhrich, Sarah Anne Miller, The New York Times “, you’re, The New York Times Kendrick Brinson, Leah Torres, Yashica Robinson, Dalton Johnson, Alabama’s, Robinson, Verónica, The New York Times Verónica, Yolanda Chapa, Derlis Garcia, Bekki Vaden, Jessica Tezak, “ I’ve, Vaden Organizations: The New York Times, Walmart, Physicians, Ore, Neb . Ohio Ind, Ill . Utah W.Va, Miss . Ala . Texas La, Alaska Fla, Jackson, Health Organization, New York Times, Milwaukee, Dallas, Fort, Fort Worth ., San Antonio, Indianapolis, Houston, Alabama Women’s, El Paso, OB, West Alabama Women’s, Medicaid, “, ”, McAllen Pregnancy, Okla, Antonio Locations: Milwaukee, CeeJ, Montgomery, Ala, Bristol, Tenn, Va, Mont, N.D, Vt, Minn, N.H . Idaho, Wis, N.Y, Wyo, Pa . Iowa, Neb . Ohio, Del . Md, Ill . Utah, Colo . Calif, Mo, Mo . Kan, Ky, N.C, Ariz, ., Miss . Ala . Texas, Alaska, Hawaii, New Mexico, Texas, N.H . Idaho S.D, Mass, Conn, R.I . Mich, Nev . Ohio, Kan, Miss . Ala ., New Mexico . Texas, Fla, In Texas, Alaska Hawaii, Texas La, Alaska Fla, Dobbs, Mississippi, Birmingham, Charleston, W.Va, Savannah, Ga, Antonio, Worth, Dallas ; Savannah , Georgia, Fort Worth, Birmingham , Alabama, Charleston , West Virginia, San Antonio, Shreveport, La, Florida, Louisiana, Tennessee, Virginia, Oklahoma, Baton Rouge, Juliet, Falls , Idaho, Orleans, Baton Rouge , Louisiana, New Orleans, Juliet , Tennessee, Indianapolis, St, Louis ; Oklahoma, Twin Falls , Idaho, Jackson, ”, Huntsville, Illinois, North Carolina, Flagstaff, McKinney , Texas, Austin, Waco, Bend, Houston, Flagstaff , Arizona, Rock , Arkansas, Austin , Texas, El Paso ; Houston ; Waco , Texas, West Bend , Wisconsin, Boise , Idaho, Tuscaloosa, Louisville, Tulsa, Okla, Meridian, Idaho, Memphis, Little Rock , Arkansas, Tulsa , Oklahoma, Meridian , Idaho, Louisville , Kentucky, Oklahoma City, Nashville, McAllen, Sioux, S.D, Madison, Sioux Falls , South Dakota, Madison , Wisconsin, Knoxville

Find a lender that offers the type of mortgage you needNot every lender provides each type of mortgage. VA mortgage lenders . How to compare mortgage lenders at each stage of the processMortgage prequalificationMortgage prequalification is one of the first steps in the homebuying process. Mortgage loan estimateOnce you choose a home, you will apply for a mortgage and receive a loan estimate from a lender. Between the qualification, preapproval, and loan estimate, the loan estimate is the most detailed and official of the three.

AdvertisementAdvertisementThere's no limit on the number of times you can refinance your mortgage. If you have a government-backed mortgage, you may need to wait up to a year before you can refinance. Depending on your mortgage refinance lender and the type of refinance you're looking to do, you might need to wait between six months to a year to refinance. Average refinance closing costs in 2021 were $2,375, according to ClosingCorp. But if your mortgage refinance rate will only be lower by a tiny fraction of a percentage point, then refinancing could actually cost you money.

Persons: refinance, you'll, It's, isn't Organizations: Service Locations: Wall, Silicon

☆ Health Plan Coverage of Abortion and Related Services
▼ + stars: | 2023-05-01 | by ( Practical Law Employee Benefits | Executive Compensation | ) www.reuters.com time to read: +36 min

The Dobbs ruling, which returned the regulation of abortion to the individual states, has led to legislation that restricts abortion, including medication abortion, in many states. In response to the rapidly changing post-Dobbs legal landscape, this article addresses health plan coverage of abortion, medication abortion coverage and litigation, abortion-related travel benefits, and related Practical Law resources concerning these topics. The insurer in a fully insured health plan, health maintenance organization (HMO), or similar arrangement:Assumes the risk of providing health coverage for insured events by paying medical costs for eligible claims incurred under the plan. Self-Funded Health PlansBy contrast, employers with self-funded arrangements may have more discretion in providing coverage for abortion and related services. Changes to plan coverage of medication abortion will likely require plan administrators to:(For more on coverage of medication abortion, see Newly Launched, ReproductiveRights.gov Website Addresses Access to Medication Abortion (Mifepristone) Using Telehealth on Practical Law.)

☆ These are the top Senate races to watch in 2024
▼ + stars: | 2023-04-28 | by ( Kevin Breuninger | ) www.cnbc.com time to read: +8 min

They have reason to be hopeful: Democrats face a daunting 2024 Senate map that puts them on defense in 23 of the cycle's 34 races, including multiple seats considered ripe for GOP challenges. The grim outlook has some Senate Democrats considering retirement, even after the caucus expanded to a 51-49 majority following a better-than-expected showing in the midterms. Jim Justice, reportedly the state's richest man and one of its favored contenders for the Senate race. But the 2024 Senate race in Ohio is currently considered a toss-up, as Republicans have made significant gains in the state in the last two election cycles. Sabato's Crystal Ball and the Cook Political Report both say the Michigan Senate race leans Democratic.

☆ Food Insecurity Hits Hard With Veterans and Uniformed Troops
▼ + stars: | 2023-04-21 | by ( Ben Kesling | Photographs Taylor Glascock For The Wall Street Journal | ) www.wsj.com time to read: 1 min

HINES, Ill.—Every Thursday, Bob McMahon —often in his trademark Marine Corps sweatshirt and ball cap—volunteers in a food pantry at the Hines VA Hospital in suburban Chicago that helps veterans, active-duty troops and hospital employees. Mr. McMahon, 63 years old, who served in the Marines just after the Vietnam War and left the service as a Private First Class, was homeless when he first came to the Edward Hines Jr. VA Hospital program in 2013, which he credits with saving his life. The pantry serves more than 100 veterans a week, said Kerry Thomas, a licensed clinical social worker at Hines.

☆ Inside the Online Market for Overseas Abortion Pills
▼ + stars: | 2023-04-13 | by ( Allison Mccann | ) www.nytimes.com time to read: +17 min

A selection of abortion pill kits available online from overseas sellers. A chart of the estimated number of abortion pills provided outside the U.S. health care system from July through December 2022. For most patients, the cost of the service remains the most important factor in deciding where to get pills online. A chart showing the minimum, average and maximum cost of abortion pills from overseas providers: Aid Access, Las Libres and for-profit online sellers. A chart showing the minimum, average and maximum delivery speeds of abortion pills from overseas providers: Aid Access, Las Libres and for-profit online sellers.

VA loan borrowers with mortgages that close on or after April 7, 2023, will pay a reduced funding fee. Because it's often financed, a reduced funding fee can lower the amount VA loan borrowers pay in interest. The VA funding fee is a one-time cost that many VA loan borrowers must pay when getting a mortgage. This means that if a borrower defaults on a VA loan, the VA will compensate the lender. For first-time VA loan borrowersDown payment amount Old funding fee New funding fee Less than 5% 2.3% 2.15% 5% or more 1.65% 1.5% 10% or more 1.4% 1.25%For subsequent VA loan borrowersDown payment amount Old funding fee New funding fee Less than 5% 3.6% 3.3% 5% or more 1.65% 1.5% 10% or more 1.4% 1.25%VA cash-out refinanceOld funding fee New funding fee First use 2.3% 2.15% Subsequent use 3.6% 3.3%Other types of VA loansFunding fees for other VA loans remain unchanged.

☆ Sen. Manchin on Inflation Reduction Act and energy security following surprise OPEC cut
▼ + stars: | 2023-04-03 | by ( ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailSen. Manchin on Inflation Reduction Act and energy security following surprise OPEC cutSen. Joe Manchin (D-W. Va.) joins 'Squawk Box' to discuss how Manchin characterizes his thoughts on the Inflation Reduction Act, what this means for the country's overall debt issue and more.

☆ Where Restrictions on Abortion Pills Could Matter Most
▼ + stars: | 2023-03-02 | by ( Allison Mccann | Amy Schoenfeld Walker | ) www.nytimes.com time to read: +10 min

Abortion providers in the United States A United States map shows the location of abortion providers in states without abortion bans. total abortions Medication abortions 71,700 61,500 58% 37,500 32,100 28,800 29,500 41% 61% 60% 51% 52% Florida New York Georgia Pa. Mich. N.C. N.J. Ohio Wash. Mass. Some ways the ruling could affect the availability of abortion pills A flowchart shows possible outcomes from a judge’s ruling and highlights how abortion pills could remain available under some scenarios. Even if the judge rules in favor of the plaintiffs, abortion pills could remain available. The foundation’s Wichita, Kansas, clinic sees more than 500 patients a month, many from Texas, and 60 percent choose abortion pills.

Best interest rates for savings accountsUFB Preferred Savings 4 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4 out of 5 Stars Annual Percentage Yield (APY) 4.55% (as of 02/22/2023) Minimum Deposit Amount $0 View Full Details Learn moreUFB Preferred Savings 4 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4 out of 5 Stars Annual Percentage Yield (APY) 4.55% (as of 02/22/2023) Minimum Deposit Amount $0 View Full Details Learn more on UFB's site. Best interest rates for CDsCFG Bank CD 4 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4 out of 5 Stars Annual Percentage Yield (APY) 4.50% to 5.15% Minimum Deposit Amount $500 View Full Details Learn moreCFG Bank CD 4 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4 out of 5 Stars Annual Percentage Yield (APY) 4.50% to 5.15% Minimum Deposit Amount $500 View Full Details Learn more On CFG's website. Alliant Certificate 4 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4 out of 5 Stars Annual Percentage Yield (APY) 4.25% to 5.00% Minimum Deposit Amount $1,000 View Full Details Learn moreAlliant Certificate 4 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4 out of 5 Stars Annual Percentage Yield (APY) 4.25% to 5.00% Minimum Deposit Amount $1,000 View Full Details Learn more Alliant Credit Union, NCUA insured. Primis Premium Checking 4.5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.5 out of 5 Stars Annual Percentage Yield (APY) 4.35% Minimum Deposit Amount $1 Fees no monthly service fees View Full Details Learn morePrimis Premium Checking 4.5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.5 out of 5 Stars Annual Percentage Yield (APY) 4.35% Minimum Deposit Amount $1 Fees no monthly service fees View Full Details Learn more Primis Bank, FDIC Insured. Capital One 360 Performance Savings 4.5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.5 out of 5 Stars Annual Percentage Yield (APY) 3.40% (as of 02/02/23) Minimum Deposit Amount $0 View Full Details Learn moreCapital One 360 Performance Savings 4.5 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.5 out of 5 Stars Annual Percentage Yield (APY) 3.40% (as of 02/02/23) Minimum Deposit Amount $0 View Full Details Learn more On Capital One's site.

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☆ This Social Security change would be ‘easiest and quickest,’ Manchin says. What debt ceiling negotiations may mean for benefits
▼ + stars: | 2023-01-23 | by ( Lorie Konish | ) www.cnbc.com time to read: +3 min

But that should not include cuts to Social Security and Medicare benefits, he said. "I've got 60% of my population that that's all they have is Medicare and Social Security," Manchin told NBC's "Meet the Press" on Sunday. How raising payroll tax cap could aid Social SecurityIn 2023, wages up to $160,200 are subject to a 6.2% tax for employees and employers that goes to Social Security. Other Democrats have also proposed raising payroll taxes to help shore up Social Security. More from Personal Finance:What the U.S. debt ceiling could mean for Social Security and MedicareApproaching 62?

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