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☆ Student Loan Repayments Are Dwindling - The New York Times
▼ + stars: | 2023-07-13 | by ( Laura Beamer | Marshall Steinbaum | ) www.nytimes.com time to read: +16 min

2013 was the first year when over half of all student loans carried a balance greater than originally borrowed. The 2020 student loan repayment pause shook up this unhealthy dynamic. But student loan repayment had been dwindling for at least a decade before the pause. But an important additional source of student loan misery is the widening and diversifying nature of the Americans who take them out. Our student debt research uses credit reports, both from an annual, representative cross-section of student borrowers and from a single group of borrowers we’ve been following since 2009.

Persons: couldn’t, Laura Beamer, Marshall Steinbaum, doesn’t, It’s, —, Biden, we’ve, they’re, “, Bill, ’ Organizations: Jain, Institute, University of Utah, White, American, Black, Women, Congress, Department of Education

☆ Andy Murray’s Run at Wimbledon Is Short and Bittersweet
▼ + stars: | 2023-07-07 | by ( David Waldstein | ) www.nytimes.com time to read: +1 min

Murray’s presence on the lush green lawns of Wimbledon could barely have been expected four years ago. He underwent hip surgery in 2018 that did not take, and it appeared his career was done. But a year later he underwent hip-resurfacing surgery that allowed him to play on. Still, his public held out hope, and did its part, beginning Thursday night, when Murray and Tsitsipas began the match. In a post-loss moment of magnanimity that many other professionals could not have mustered, Murray did not fault the decision, noting the grander implications.

Persons: Murray, Tsitsipas, ” Organizations: Challenger, Wimbledon Locations: Wimbledon

☆ Should the U.S. government pay reparations for slavery and its legacy?
▼ + stars: | 2023-06-27 | by ( ) www.reuters.com time to read: +10 min

The poll found that 74% of Black Americans favor reparations compared to just 26% of white Americans. A divided America Views on whether the U.S. government should provide some form of reparations for slavery and its legacy are split along party and racial lines. They also say it’s wrong to have taxpayers finance reparations, given that no one alive today is responsible for slavery. In April 2021, Gohmert went on the attack by proposing an amendment calling for the Democratic Party to pay for reparations. In the slavery era, the Democratic Party supported slavery; the Republican Party, led by Abraham Lincoln, called for slavery’s restriction and eventually abolished it.

Persons: –, Elizabeth Warren, Chris Van Hollen, Lloyd Doggett, Tommy Tuberville, John N, Kennedy, Louie Gohmert, ”, Black, Robert Lindsay, Gohmert, Abraham Lincoln, Lindsay, Valentine, ” Tuberville, “, Tuberville, Valentine Brazil, Nathan Calhoun, ” Kennedy, Nathan Calhoun’s, Dabney P, Calhoun, John Crawford, ’ Warren, Warren, – Crawford, Crawford, ” Warren, Isaac Hollingsworth, ’, Van Hollen, ” Van Hollen, Miller Doggett, Doggett, ” Doggett, Jim Crow, Tom Bergin, Makini Brice, Nicholas P, Brown, Donna Bryson, Lawrence Delevingne, Brad Heath, Andrea Januta, Gui Qing Koh, Tom Lasseter, Grant Smith, Maurice Tamman, Catherine Tai Design, John Emerson, Jeremy Schultz, Blake Morrison Organizations: Black, Reuters, –, 117th, U.S ., Louie Gohmert Former U.S, Representative, Republican, Democratic Party, Republican Party, Vigilance, Kennedy U.S, Massachusetts Democrat, Senate, Chris Van Hollen U.S, Maryland, Lloyd Doggett U.S, H.R, Texas Democrat Locations: United States, America, U.S . Civil, Louie Gohmert Former, Texas, Europe, Bowie County , Texas, Boston, Bowie County, Alabama, Valentine Brazil, Nevada, Tuberville, Saline County , Arkansas, Brazil, Ouachita, Louisiana, Abbeville , South Carolina, Massachusetts, Dorchester County , Maryland, Maryland, Virginia, Tennessee

☆ The Places Most Affected by Remote Workers’ Moves Around the Country
▼ + stars: | 2023-06-17 | by ( ) www.nytimes.com time to read: +11 min

Source: American Community SurveyThis rising mobility was driven by remote workers who sought new housing in their same metro areas, but also by a wave of remote workers decamping to other parts of the country. The rise of remote work meant that many such workers moved into these places, too. But for New York, San Francisco, Washington and Los Angeles, significantly more remote workers left than arrived. New York Metro Area Net domestic migration of workers Prepandemic 2018-19 Pandemic 2020-21 In-person workers Remote The N.Y.C. The remote workers identified this way may range from hybrid workers who primarily work from home to permanent remote workers and self-employed people who have no nearby office to visit.

Persons: ”, Hans Johnson, Johnson, Nicholas Bloom, Mr, Bloom, Adam Ozimek, Ozimek, Eric Carlson, It’s, “ Organizations: San, Major Metros, metros, York, Angeles, Washington, Seattle, Raleigh, Diego, Dallas, Sacramento, Hartford, American, Survey, San Jose metros, New York Metro Area Net, Public, Institute of California, Remote Workers, American Community Survey, Stanford, Economic Locations: San Francisco, New York, San Francisco , Washington, Los Angeles, Austin, Denver, Dallas, Nashville, Jose, Calif, Austin , Texas, N.C, Portland, Ore, Va, Conn, California, Bay Area, Washington, Ocean City, N.J, Cape Cod, Salisbury, Md, Maryland, Delaware, Fla, Stroudsburg, Pa, S.C, Panama City, Duluth, Minn

☆ Roblox reports wider-than-expected loss but active users up 22%
▼ + stars: | 2023-05-10 | by ( Rohan Goswami | In Rohangoswamicnbc | ) www.cnbc.com time to read: +2 min

Here's how the company did:Loss per share: 44 cent loss vs. 40 cent loss per share expected, according to a Refinitiv survey of analysts. 44 cent loss vs. 40 cent loss per share expected, according to a Refinitiv survey of analysts. Revenue (bookings): $774 million vs. $766 million expected, according to Refinitiv. Average daily active users, or DAUs, reached 66 million, up 22% year-over-year. On an analyst call following the earnings report, CEO and founder David Baszucki attributed the bookings growth to "eight quarters of innovation and awesome engineering."

☆ Will This Be the ‘Indian Century’? Four Key Questions
▼ + stars: | 2023-04-19 | by ( Alex Travelli | Weiyi Cai | ) www.nytimes.com time to read: +11 min

Annual population growth 3% Growing population Projected Projected 2% India’s population is projected to grow until the 2060s. 1% 0 Declining population -1% 1960 2000 2040 2080 3% Projected 2% China’s population declined for the first time in 2022. Fertility rate 8 children per woman Projected Projected 6 India 4 India’s fertility rate ensures a roughly stable population. Age 100+ Male Female Male Female 95–99 90–91 85–89 80–81 75–79 70–71 Nearly 80% of India’s population is younger than 50. 20–21 15–19 10–11 5–9 0–4 Age 100+ Male Female 95–99 90–91 85–89 80–81 Nearly 80% of India’s population is younger than 50.

☆ They dated as teenagers. 40 years later, she decided to go on vacation with him
▼ + stars: | 2023-04-14 | by ( Francesca Street | ) edition.cnn.com time to read: +13 min

“Our hallways in this school, they were outside, and so there’s this beam of sunlight shining down on her,” recalls Bo. “I’d say, ‘Come to my window and I’ll talk to you through the window,’” recalls Beverly. The former flames, now both 60, received invites to their 40th high school reunion, taking place at the Clinton Presidential Library in Little Rock. A high school reunionBo and Beverly reunited at a high school reunion and got to know one another on a subsequent sailing vacation. It was “literally a shack of driftwood and washed up lumber slapped together haphazardly on a remote beach,” recalls Bo.

☆ These are the 10 best states in the U.S. for a long, healthy life—California didn't make the top 5
▼ + stars: | 2023-03-31 | by ( Renée Onque | ) www.cnbc.com time to read: +1 min

We already know that lifestyle choices can help influence how long you live. 40 for life expectancy when compared to other countries, according to the World Health Organization. With America's advanced healthcare system in mind, an average life expectancy of 78.5 years, prior to Covid-19, was pretty low. But there are some states where residents have a better chance at living longer lives, and it may be due, in large part, to their healthy lifestyles. Life Extension, a company that aims to "extend the healthy human lifespan," compiled federal data to determine the best states for longevity based on life expectancy at birth and eight lifestyle factors:ExerciseHealthy dietHealthy weightSleep qualityStress levelsSocial isolationProximity to parksAmount that people spend on outdoor recreationStates ranked high not only because of long life expectancies, but also if their residents live a healthy lifestyle.

☆ TikTok sister app Lemon8 is hiring staffers in New York for a US creator team as its downloads surge
▼ + stars: | 2023-03-30 | by ( Dan Whateley | Marta Biino | ) www.businessinsider.com time to read: +2 min

ByteDance's fast-growing app Lemon8 is building out its creator partnerships team in the US. Lemon8, a social platform from TikTok's parent company that recently rolled out in the US, is starting to build out its creator partnerships team in New York as it looks to expand. The company also has similar creator partnerships roles listed on its jobs site for new hires in London, Jakarta, and Bangkok. ByteDance's push to build out its Lemon8 creator team comes at a tenuous moment for the company as its flagship app TikTok faces threats of a ban or forced divestment in the US. Outside of offering to pay some creators to post on its app, Lemon8 has suggested other incentives to encourage US creators to join its partner program.

☆ Asia's 'best restaurants' list is out — and it's no surprise which country made the list 17 times
▼ + stars: | 2023-03-29 | by ( Goh Chiew Tong | ) www.cnbc.com time to read: +10 min

William Drew, director of content for Asia's 50 Best Restaurants, said Japan's strong performance is "no surprise." The top 50 restaurants in AsiaThis year commemorates the 10th anniversary of the "Asia's 50 Best Restaurants" list. Asia's top 50 restaurantsThe list of "Asia's 50 Best Restaurants" for 2023 are: 1. Ten restaurants that ranked among Asia's best 50 restaurants last year fell into the 51-100 ranking this year. Asia's 50 Best Restaurants 2023Labyrinth also rose 29 spots to No.11, winning the "Highest Climber" award.

☆ N.C.A.A. Bracket Picks: Where Fans and Experts Diverge
▼ + stars: | 2023-03-15 | by ( Josh Katz | Alice Fang | ) www.nytimes.com time to read: +8 min

One avenue is examining the differences between the forecasts of mathematical models and the collective choices of fans. For example, fans are much more likely to have Kansas and Alabama in the Final Four than the experts. The table below shows an aggregate view of the difference between the public’s picks and those of forecasting models. But if you pick the same teams as everyone else, your bracket will look the same, too, something you should consider. There is no guarantee that this approach will work, of course, and part of the draw of the N.C.A.A.

☆ The pay gap has stalled and parenthood is a big reason why
▼ + stars: | 2023-03-14 | by ( Madison Hoff | ) www.businessinsider.com time to read: +6 min

Caregiving and parenthood could be contributing to the gap in earnings between men and women. It provides a striking way of thinking about the gender pay gap. Pew Research Center also looked at how the pay gap has evolved over time and found that it has stalled. For instance, a research paper from Patricia Cortés and Jessica Pan found that "by the 2010s, child-related inequality accounted for nearly two-thirds of the overall gender pay gap in the U.S." Additionally, according to a fact sheet from NWLC, there's a pay gap between mothers and fathers. A Pew Research Center survey asked US adults why they think the pay gap persists.

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☆ Layoffs are set to continue. But workers from this sector may likely escape
▼ + stars: | 2023-03-02 | by ( Goh Chiew Tong | ) www.cnbc.com time to read: +6 min

Cybersecurity professionals are vital in reducing risks of cyberattacks, especially so in times of financial instability, experts told CNBC Make It. Demand for these roles are likely to increase as ... the complexity of cyberattacks are intensifying in scale and scope. "These advancements have driven the need for reliable and experienced cybersecurity professionals to build and maintain secure digital infrastructures," he added. The increased risk of cyberthreats is also a key contributor to higher demand for cybersecurity professionals, said Pooja Chhabria, LinkedIn's head of editorial for Asia-Pacific. "The need for cybersecurity professionals who can identify and prevent these attacks will become paramount."

☆ Biden's Education Secretary responds to student-loan borrowers with private debt who don't qualify for federal relief: 'We can control our loans. We can't control other loans'
▼ + stars: | 2023-03-01 | by ( Ayelet Sheffey | ) www.businessinsider.com time to read: +3 min

Miguel Cardona pushed back on opponents who say Biden's debt relief is unfair to those with private loans. He said the department "can't control other loans," responding to those with private debt. The Supreme Court heard oral arguments to the federal relief plan on Tuesday. He was asked what he would say to those who do not qualify for the federal relief, like borrowers with private loans. Shortly after Biden's debt relief was announced, the Education Department changed the eligibility requirements due to the rising legal challenges.

Capital One credit cards that earn Capital One miles Capital One Venture X Rewards Credit CardCapital One Venture Rewards Credit CardCapital One VentureOne Rewards Credit CardCapital One Spark Miles for BusinessCapital One Spark Miles Select for Business Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. $0 Apply now On Capital One's website Apply now On Capital One's website Apply now On Capital One's website Learn more On Capital One's website Learn more On Capital One's websiteLet's look at the best ways to earn and redeem Capital One miles. How to Earn Capital One MilesTo earn Capital One miles, you're going to need a Capital One miles-earning credit card. Other Capital One credit cards earn rewards that can be converted into Capital One miles, but you'll need a Capital One miles-earning card to do that (we'll cover this in a minute). However, if you were to simply redeem 50,000 miles at checkout for $500 worth of travel, you would earn zero miles.

☆ Jim Cramer's top 10 things to watch in the market Tuesday: Bond yields up so stocks drop to start week
▼ + stars: | 2023-02-21 | by ( Jim Cramer | ) www.cnbc.com time to read: +3 min

Club earnings this week include Palo Alto Networks (PANW), TJX Companies (TJX), Nvidia (NVDA), Pioneer Natural Resources (PXD) and Coterra Energy (CTRA) as well as Bausch Health (BHC). Deere (DE) price target raised to $398 per share from $364 at Bernstein, which keeps market perform (hold) rating. Mizuho likes the Twilio (TWLO) pivot and takes price target up to $90 per share from $75. (See here for a full list of the stocks in Jim Cramer's Charitable Trust.) As a subscriber to the CNBC Investing Club with Jim Cramer, you will receive a trade alert before Jim makes a trade.

☆ Spy Balloons. U.F.O.s. What Else Is Up There?
▼ + stars: | 2023-02-16 | by ( Eleanor Lutz | ) www.nytimes.com time to read: +5 min

A graphic showing an illustration of the Chinese spy balloon, a party balloon, and a scientific research balloon. A graphic showing an illustration of the Chinese spy balloon, a party balloon, and a scientific research balloon. 40 feet Balloon Parachute Weather balloon Up to about 115,000 feet Every day, weather stations worldwide release balloons to observe the sky. U-2 spy plane Above 70,000 feet The U.S. military used U-2 spy planes to study the Chinese spy balloon and take high-resolution images of its equipment. About the size of three buses 60,000 feet (11 miles) U-2 spy plane Above 70,000 feet The U.S. military used U-2 spy planes to study the Chinese spy balloon and take high-resolution images of its equipment.

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☆ Nikole Hannah-Jones makes a case for reparations with ‘The 1619 Project’ series
▼ + stars: | 2023-01-26 | by ( Candice Williams | ) www.nbcnews.com time to read: +7 min

The fight for reparations has been going on for centuries in federal and state governments. “I don’t think there’s anything else that can be done besides a federal program, direct payments to Black American descendants of U.S. slavery,” Darity said. “Every time there is a local or state reparations bill that’s moving forward, it just further legitimizes the larger federal effort,” she said. “So I definitely am an advocate of both.”The subject of state reparations and the return of land are discussed in the series, along with the idea that reparations should be more than just a cash payout. If the federal government were to ever issue reparations, Darity surmised that Black Americans might begin to feel a sense of equality.

☆ Video shows passenger plane that crashed in Nepal flying low over a populated area before spinning sharply. At least 44 reported killed.
▼ + stars: | 2023-01-15 | by ( Bethany Dawson | ) www.businessinsider.com time to read: +2 min

At least 44 people have died after a plane crashed near an airport in central Nepal. 72 people were on board the Yeti Airlines flight from Kathmandu. The plane is between two hills near the Pokhara airport, making it difficult for rescue workers to work. The Yeti Airlines flight from the Nepalese capital of Kathmandu crashed on landing, with videos on social media showing the aircraft spinning sharply just before it hit the ground. At least 309 people have died since 2000 in plane or helicopter crashes in the mountainous nation of the Himalayas, Reuters report.

Republicans won the House on Wednesday when they picked up a 218th seat, the majority needed to control the chamber. How House district results compare with presidential election results in Florida 2022 House margin 2020 presidential margin Voted more Democratic than presidential election 2020 presidential margin 2022 House margin Voted more Republican than presidential electionwon Republicanwonwon Democratwon Notes: Chart shows all districts where there was one candidate from each major party. How House district results compare with presidential election results in Michigan 2022 House margin 2020 presidential margin Voted more Democratic than presidential election 2020 presidential margin 2022 House margin Voted more Republican than presidential electionwon Republicanwonwon Democratwon Notes: Chart shows all districts where there was one candidate from each party. Clinton-Biden districts where Republicans won in 2022 Where Democrats won the presidential vote in 2016 and 2020 and a Republican won the House in 2022 Vote margin Rep. win by ≥10% Rep. win by <10% Dem. Trump-Biden districts where Republicans won in 2022 Where Trump won the presidential vote in 2016, Biden won in 2020 and a Republican won the House in 2022 Vote margin Rep. win by ≥10% Rep. win by <10% Dem.

☆ What Cramer is watching Thursday — No Fed reset, Qualcomm rough guide, iPhone waits
▼ + stars: | 2022-11-03 | by ( Jim Cramer | ) www.cnbc.com time to read: +5 min

Short-term inventory "reset," meaning there's a chip glut that must be dealt with before the price-to-earnings multiple can be determined. Wall Street was looking for fiscal first-quarter (current quarter) revenue of $12 billion, but company guide was $9.2 billion to $10 billion. As a subscriber to the CNBC Investing Club with Jim Cramer, you will receive a trade alert before Jim makes a trade. Jim waits 45 minutes after sending a trade alert before buying or selling a stock in his charitable trust's portfolio. If Jim has talked about a stock on CNBC TV, he waits 72 hours after issuing the trade alert before executing the trade.

☆ Strategies to navigate the $68 trillion 'great wealth transfer,' according to top-ranked advisors
▼ + stars: | 2022-10-17 | by ( Jessica Dickler | ) www.cnbc.com time to read: +5 min

At the same time, the greatest generational wealth transfer in history is underway, with baby boomers set to pass to their children more than $68 trillion. Here are four key considerations to help families prepare, according to CNBC's top-ranked financial advisors. Family legacyThe first hurdle is often bringing generations together to discuss their family legacy, advisors say. "Parents have gotten used to managing their wealth over 20, 30 or 40 years; kids have less than a year." "Financial literacy is a huge part of this wealth transfer," Mirsberger also added.

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