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☆ A real-estate investor shares the 3 tips for seasoned pros that helped him build a $2.7 million portfolio in just 4 years — including leveling up one's goals and finding ways to scale
▼ + stars: | 2023-05-04 | by ( Lisa Kailai Han | ) www.businessinsider.com time to read: +9 min

As seasoned real estate investors know, at a certain point buying rental properties becomes child's play. But reaching the big leagues requires some diversification, such as investing with real estate syndicates for bigger windfalls, or outsourcing day-to-day real estate operations to property managers to maximize time and efficiency. In a previous interview with Insider, Rivers shared his top three pieces of advice for beginning real estate investors. But he's also got some great insights for more seasoned real estate investors to help them diversify their holdings and reach the next level. But as they find their footing, at a certain point real estate investors must clearly define their goals.

☆ Cognitive decline, dementia common after stroke
▼ + stars: | 2023-05-01 | by ( Sandee Lamotte | ) edition.cnn.com time to read: +6 min

About 40% of the survivors of stroke have mild cognitive impairment that does not meet the diagnostic criteria for dementia. Cognitive impairment is most common within the first two weeks after a stroke, the statement said. The American Stroke Association’s statement did offer some good news: About 20% of people who experience mild cognitive impairment after a stroke fully recover their cognitive function, typically within the first six months. Stroke risk factors, such as hypertension, high cholesterol and type 2 diabetes, should be treated, as should atrial fibrillation. “Perhaps the most pressing need, however, is the development of effective and culturally relevant treatments for post-stroke cognitive impairment,” she said.

☆ Uber drivers say loud friends, leaving crumbs on seats, and loading the car with bags might be why I don't have a perfect 5-star rider rating
▼ + stars: | 2023-03-30 | by ( Kate Duffy | ) www.businessinsider.com time to read: +5 min

Four Uber drivers revealed why some passengers have lower ratings than they expected. Loading cars with bags and making drivers wait could also bring ratings down. An Uber driver previously told Insider that people with ratings of between about 4.7 and 4.79 were decent riders, but had "questionable history." Uber drivers have to wait two minutes until they start receiving payment for a ride. Uber introduced the in-app tipping feature in July 2017, allowing passengers to tip drivers after each trip.

☆ Travel demand fuels a boom in Asia Pacific — in hotel rates
▼ + stars: | 2023-03-05 | by ( Monica Pitrelli | Chris Dwyer | ) www.cnbc.com time to read: +5 min

Hotel rates are at an "all-time high," Alan Watts, Hilton's Asia-Pacific president, told "Squawk Box Asia" on Thursday. In parts of Asia Pacific, hotel rates are climbing even higher. Rates in Asia are skyrocketingThe travel boom in Asia Pacific has been "phenomenal," said Watts. Average hotel rates across Southeast Asia have gone up more than 10% since 2022, according to data from the travel booking company Traveloka. Ctrip, the leading travel booking website in China, also told CNBC that average hotel booking prices in Bangkok jumped by around 70% in late January.

☆ Layoffs at Google, Microsoft, Salesforce Teaching Tech Employees a Harsh Lesson
▼ + stars: | 2023-01-29 | by ( Avery Hartmans | ) www.businessinsider.com time to read: +14 min

Tech workers are using all sorts of emotional phrases to describe the layoff wave that has gripped the industry and become the talk of the business world. "I'm shocked and hurt and still processing," Katie Olaskiewicz, a former human-truths strategist at Google, wrote on LinkedIn last week shortly after 12,000 Google employees were let go. Over the past two weeks, a total of 40,000 employees have been laid off from Amazon, Microsoft, and Google, a nightmare come true for tech workers. The tech layoffs have been starkly different from Wall Street, which has in recent months instituted its own rounds of job cuts. Wall Street realitiesIn many ways, tech workers are waking up to a reality that their peers in other high-flying industries have always known.

☆ Amazon removes Nazi and neo-Nazi items after human-rights group protests
▼ + stars: | 2023-01-14 | by ( Jordan Hart | ) www.businessinsider.com time to read: +3 min

Amazon has since removed the items, but more related products remain, Gizmodo reported. The Simon Wiesenthal Center blasted Amazon for "monetizing Nazi and Neo-Nazi paraphernalia" on its website in a Thursday blog post. The human-rights organization said Amazon allowed various businesses to market and sell items associated with neo-Nazis, including swastika necklaces and face masks. The Simon Wiesenthal CenterCooper went on to note a letter the SWC sent to Amazon in 2022 for featuring 30 films the organization deemed as Nazi propaganda on Amazon Prime. In 2019, Amazon removed Christmas ornaments featuring the Nazi concentration camp Auschwitz, according to a report from Insider.

☆ Chaos in the House: McCarthy's plea, and begging for votes
▼ + stars: | 2023-01-07 | by ( Mary Clare Jalonick | ) www.cnbc.com time to read: +6 min

It was nearing midnight, and he had already lost 13 votes for speaker over four long days. U.S. Rep.-elect Matt Gaetz (R-FL) (L) talks to House Republican Leader Kevin McCarthy (R-CA) in the House Chamber during the fourth day of elections for Speaker of the House at the U.S. Capitol Building on January 06, 2023 in Washington, DC. Anna Moneymaker | Getty Images News | Getty ImagesGaetz, who had hurled personal insults at McCarthy just hours earlier on the House floor, said no. Anna Moneymaker | Getty Images NewsThe chaos on the House floor came exactly two years after the Jan. 6, 2021, Capitol insurrection. US Representative Kevin McCarthy (R-CA) speaks to US Representative Matt Gaetz (R-FL) in the House Chamber at the US Capitol in Washington, DC, on January 6, 2023.

☆ Layoffs at Amazon and Salesforce point to why January is often the worst month for job cuts
▼ + stars: | 2023-01-05 | by ( Shana Lebowitz | Rebecca Knight | ) www.businessinsider.com time to read: +4 min

Amazon just told staff it's cutting 18,000 roles, the largest layoff in the company's history. Compass has cut staff three times in eight months, but it's best to avoid multiple rounds of layoffs. For all the layoffs that swept corporate America in the final months of 2022, this month is poised to bring even more. January is historically the worst month for layoffs, according to data from the US government. Already, Amazon CEO Andy Jassy has told staff that the company would broaden its job cuts to 18,000 employees, the largest layoff in the company's history.

☆ 8 top business leaders—from Yelp, Zillow, Dell, and more—on the habits they want to cultivate in 2023
▼ + stars: | 2022-12-30 | by ( Natasha Piñon | ) www.cnbc.com time to read: +8 min

Dell TechnologiesJen Felch, Chief Digital Officer and CIO"Going into 2023, I'm focused on cultivating a habit of asking better questions. In 2023, I'm resolving to tackle my own executive burnout, and to be more authentic about it. In 2023, I'm committing to meditating 10 minutes per day, five days a week. Ultimately, entrepreneurial employees have the passion to make the 'new' happen, powering through hurdles, and inspiring real innovation around them." NextdoorSarah Friar, CEO"In 2023 there are several important habits that I will cultivate to help me and the Nextdoor team succeed.

☆ Gorgeous animation shows how the Earth changes with the seasons
▼ + stars: | 2022-12-21 | by ( Paola Rosa-Aquino | Morgan Mcfall-Johnsen | ) www.businessinsider.com time to read: +3 min

An animation showcases how the seasons change with Earth's orbit around the sun. Earth's angle causes very specific weather patterns and daylight during the course of a year. That ancient bump is what caused the Earth's seasons — times of the year that have very specific weather patterns and hours of daylight that vary depending on the latitude. Earth’s seasons are caused by its axis being tilted about 23 degrees. The angle of the Earth's tilt is relatively stable, but there are some slight shifts over large time scales (tens of thousands of years).

In one study, researchers reported a link between screen time and higher rates of obsessive-compulsive disorder diagnoses among preteens. The studies, published in separate journals on Monday, followed their young participants to observe the effects of screen time over months or years. Researchers logged how much time the kids spent on devices and found that 4.4% qualified for a new OCD diagnosis. The researchers noted that they found an association between OCD and streaming videos on devices but not with traditional television-watching. “Just because their kid is playing video games doesn’t mean they’re definitely going to develop OCD,” he said.

Personal loans are often reserved for those with the best credit scores, but there are other options to borrow money if needed. Using a credit card, getting a payday alternative loan from a credit union, or borrowing from family or friends are all options if you're not able to get cash through a personal loan. Use them after you've searched your personal loan options and have used your emergency fund. Consider shopping around with a few different lenders before deciding that a personal loan won't work, and dip into emergency savings before getting a loan. If you've searched around for a personal loan to cover your debts and can't find one for you, here are three alternative options.

☆ I'm one of 11,000 people Meta just laid off. It was an incredibly emotional experience, but I felt Mark Zuckerberg handled it with humanity.
▼ + stars: | 2022-11-09 | by ( Grace Kay | ) www.businessinsider.com time to read: +7 min

On Wednesday, Meta CEO Mark Zuckerberg announced plans to lay off 13% of the company's workforce. This felt different than other layoffs I'd been throughMark announced the layoffs in a memo this morning on our internal employee page. Everyone felt like it felt like the last day; people said it was very depressing. At Meta, I felt like it was done really delicately and intentionally, with humanity intact and with respect for everyone. We hired some really great positions, and to just get fired as soon as things don't work out is pretty emotional, you know?

☆ Top Senate Democrat warns the Fed against causing mass job losses
▼ + stars: | 2022-10-26 | by ( Matt Egan | ) edition.cnn.com time to read: +3 min

“For working Americans who already feel the crush of inflation, job losses will make it much worse. The comments from the Ohio Democrat, who publicly supported Powell’s renomination as Fed chair, underscore the intense pressure facing the Fed ahead of next week’s decision on interest rates. Bank of America estimates the US economy will start losing 175,000 jobs a month early next year due to the Fed’s rapid interest rate hikes. California Rep. Ro Khanna slammed the central bank for “failed policy” that led to high inflation and expressed concern the Fed will now overcompensate. Massachusetts Democratic Sen. Elizabeth Warren has described the Fed’s rate hikes as “extreme” and set the stage for blaming the central bank for a downturn.

☆ New UK PM Rishi Sunak is a child of privilege, married into almost $1 billion in tech money, and takes over a country struggling to afford heating
▼ + stars: | 2022-10-25 | by ( Mia Jankowicz | Yoonji Han | ) www.businessinsider.com time to read: +8 min

Rishi Sunak will soon become the new prime minister of the UK. It's a union that made Sunak the first frontline UK politician to enter The Sunday Times' annual wealth listing. Sunak and his wife, Akshata Murthy, celebrating the British Asian Trust at the British Museum on February 2022. But despite his attempts to portray a down-to-earth image, the British public has had numerous reminders that Sunak has a very different experience with money than most people. His supporters, including British chancellor Jeremy Hunt, argue that Sunak's experience in finance and at the treasury make him the right man for the job.

To qualify for the Companion Pass, you've got to earn 125,000 qualifying Southwest points in a calendar year. Best for occasional Southwest flyers Intro Offer Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Earn 2X points on Southwest® purchases. Read our review Read Our Review A looong arrow, pointing rightCompanion Pass requirements increasingBeginning January 1, 2023, you'll need to earn 135,000 qualifying Southwest points to achieve the Southwest Companion Pass. Bottom lineSouthwest is making some changes in 2023:You'll have to earn 10,000 more qualifying Southwest points to earn the Southwest Companion Pass (though because the easiest way to earn the Companion Pass anyway is to open Southwest cards, this shouldn't make much of a difference to most — Southwest cardholders will receive an annual boost of 10,000 qualifying Southwest points).

☆ A blue-collar worker who retired early thanks to real estate investing bought his first rental property by taking out a home equity line of credit. Here's how HELOCs work and how they can be used to b
▼ + stars: | 2022-10-15 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +9 min

A home equity line of credit lets you borrow against your home's most current appraised value. To fund his very first investment property — a $100,000 single-family home in Shenandoah Valley, Virginia — he took out a home equity line of credit (HELOC). How HELOCs workA home equity line of credit lets you borrow against your home's most current appraised value to access cash. Using a HELOC to build wealthAs previously mentioned, you can use HELOC money to finance anything. Bryce DeCora, a 30-year-old Washington-based real estate investor, took out a home equity line of credit to expand his property portfolio and ended up becoming an "Airbnb millionaire."

☆ 'It's a very different pace': An American executive living in Sweden shares his 6 a.m. to 10 p.m. daily routine
▼ + stars: | 2022-09-20 | by ( Britney Nguyen | ) www.businessinsider.com time to read: +7 min

Mark Bula is the chief commercial officer at H2 Green Steel in Stockholm, Sweden. Behind him on his left is Henrik Henriksson, CEO of H2 Green Steel. H2 Green Steel7:30 a.m. — arrive at the officeWhen he gets to the office, Bula checks his emails and touches base with the company's salespeople. In Sweden, Bula picks up fresh food at the store, walks the dog, and then goes home to prepare dinner. At H2 Green Steel, "there's always something different about it, and I find that to be a lot of fun."

☆ I make $6,500 a month in rental income. After wanting to invest for 20 years, I used a HELOC to buy my first investment properties.
▼ + stars: | 2022-08-26 | by ( Kimanzi Constable | ) www.businessinsider.com time to read: +8 min

Amanda Hammett, 43, is a public speaker, consultant, and real-estate investor in Atlanta, Georgia. One idea that kept coming to my mind was real-estate investing. It never felt like we had the mental space or time to give real-estate investing a real thought. The goal is to replace my income as a speaker and consultant with real-estate income, and I'm on track to reach that goal this year. Are you a real-estate investor who wants to share your story?

☆ A day in the life of a YouTube couple who make wacky do-it-yourself projects for their 1 million fans
▼ + stars: | 2021-08-14 | by ( Steven Asarch | ) www.businessinsider.com time to read: +6 min

Evan and Katelyn Heling create content for their YouTube and Twitch channels nearly everyday. Making elaborate DIY YouTube videos and streaming in a day isn't easy and takes a lot of work. Designing resin coffee tables or making a cat bed out of jeans is just another day in the office for YouTube creators Evan & Katelyn Heling. The couple has built up over 1.16 million subscribers on their YouTube channel with wacky do-it-yourself projects. 2:30-5:30 p.m. — Playing video games on TwitchThe pair start their Twitch stream, reading donations and playing video games.

☆ Joe Biden şi Kamala Harris, desemnaţi „personalitatea anului 2020” de revista Time
▼ + stars: | 2020-12-11 | by ( Redactia Zdg | ) www.zdg.md time to read: +2 min

Joe Biden şi Kamala Harris, preşedintele ales şi vicepreşedinţele ales ai SUA, au fost desemnaţi „personalitatea anului 2020” de revista Time. „Şansa Biden Harris reprezintă ceva istoric”, a spus redactorul-şef al revistei, Edward Felsenthal, în anunţul făcut în direct la NBC. Anunţul a fost făcut de muzicianul Bruce Springsteen, în transmisiunea NBC. Revista Time a anunţat joi că grupul k-pop BTS a fost desemnat „artistul anului”, baschetbalistul LeBron James a primit titlul de „atletul anului”, iar Gitanjali Rao, cercetător şi inventator în vârstă de 15 ani, este primul care a primit titlul „copilul anului”. „Gardienii anului” au fost lucrătorii sanitari din prima linie, Porche Bennett-Bey şi organizatorii mişcării pentru dreptate rasială şi dr.. Anthony Fauci.

Persons: Joe Biden, Kamala Harris, Biden, Harris, Donald Trump, Anthony Fauci, Şansa Biden Harris, Edward Felsenthal, Franklin D . Roosevelt, Anunţul, Bruce Springsteen, James, Bennett, Bey, . Organizations: Time, NBC, Franklin Locations: SUA, Statelor Unite

☆ Revista Time i-a desemnat pe Joe Biden și Kamala Harris „personalitățile anului” 2020
▼ + stars: | 2020-12-11 | by ( Onixmedia Srl | ) diez.md time to read: +1 min

Președintele ales al SUA, Joe Biden, și vicepreședinta aleasă Kamala Harris au fost au fost desemnați personalitățile anului de către revista Time„Echipa Biden-Harris reprezintă ceva istoric”, a postat Time pe Twitter. Time alege cea mai influentă persoană din anul din 1927. „Pentru schimbarea poveștii americane, pentru că au arătat că forțele empatiei sunt mai mari decât furia divizării, pentru că au împărtășit o viziune a vindecării într-o lume îndurerată, Joe Biden și Kamala Harris sunt personalităție anului 2020 în Time”, a scris redactorul șef al revistei Edward Felsenthal. Biden și Harris nu au făcut comentarii publice cu privire la anunț. În fiecare an, Time alege o persoană, un grup, o idee sau un obiect care, în bine sau în rău, a avut cel mai mare impact asupra evenimentelor pe parcursul ultimelor 12 luni.

Persons: Joe Biden, Kamala Harris, Harris, Twitter . Joe Biden, dr, Anthony Fauci, Donald Trump, Edward Felsenthal . Biden Organizations: Albă, BBC, Mediafax Locations: SUA, Time

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