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Theranos Ex-President Sunny Balwani Sentenced to Almost 13 Years Theranos Inc.’s former No. 2 executive, Ramesh ‘Sunny’ Balwani, was sentenced Wednesday to just under 13 years in prison for his involvement in a fraud scheme at the blood-testing company. WSJ’s Heather Somerville breaks down the judge’s decision. Photo: Jason Henry for The Wall Street Journal
TV Shows Are Too Dark! Here’s How to Fix That. TV shows like “House of the Dragon” and “Stranger Things” have come under fire for being too dark. WSJ’s Kenny Wassus spoke with experts about why shows are leaving us squinting and how to adjust your TV to help. Illustration: Alex Kuzoian for The Wall Street Journal
Best Balance-Transfer Credit Cards
  + stars: | 2022-12-07 | by ( ) www.wsj.com   time to read: +16 min
We looked through cards from both large national banks and smaller credit unions to find the best 0% balance transfer offers that can help you pay down credit card debt. In addition to being the best balance transfer card, the Unlimited Cash Rewards card remains useful after you have paid off your credit card balance. While balance transfer credit cards can be a great tool for paying down debt, transferring your balance to a new credit card is not usually free. How We PickedTo pick Buy Side from WSJ’s Best Balance Transfer Credit Card, we looked for no-annual-fee credit cards offering balance transfers for new customers with 0% APR promotions. We preferred credit cards with longer balance transfer promotional periods and lower balance transfer initiation fees.
S2 E17How to Use the iPhone 14’s Satellite SOS If You’re in an Emergency The iPhone 14’s satellite connection allows you to send messages to emergency services if you’re ever in trouble when there’s no cellular service. WSJ’s Joanna Stern (along with an accident-prone dummy clone) tests the feature and guides you through how to use it. Photo illustration: Preston Jessee for The Wall Street Journal
TV Shows Are Too Dark! Here’s How to Fix That. TV shows like “House of the Dragon” and “Stranger Things” have come under fire for being too dark. WSJ’s Kenny Wassus spoke with experts about why shows are leaving us squinting and how to adjust your TV to help. Illustration: Alex Kuzoian for The Wall Street Journal
This Secured Credit Card Has the Best Cash Back Rewards
  + stars: | 2022-11-29 | by ( ) www.wsj.com   time to read: +5 min
By Ana StaplesThe Capital One Quicksilver Secured Rewards is a secured version of the Capital One Quicksilver Cash Rewards Credit Card, which makes this credit builder a decent cash back card in its own right. Capital One Quicksilver Secured Rewards Learn more Fair credit requiredAnnual fee: NoneBase rewards: 1.5% cash backBonus rewards: NoneIntro offer: NoneAPR: 28.49% variableThe card’s simple rewards structure, as well as the opportunity to graduate to its popular unsecured sibling, is why we named it Buy Side from WSJ’s pick for Best Secured Credit Card for Rewards. For instance, the Discover it® Secured Credit Card, our pick for Best Overall Secured Credit Card in 2022, lays out these terms on the card’s webpage. That’s the same return you’d get with unsecured cards like the Bank of America® Unlimited Cash Rewards credit card or the American Express Cash Magnet® Card. For example, the Discover it Secured and the Bank of America® Customized Cash Rewards Secured Credit Card will still earn you cash back, and you can qualify with bad or no credit.
Why Everything Is On Sale: The Bullwhip Effect If it seems like there are more sales lately, it’s because there are. General retailers are shedding excess inventory. Just blame the bullwhip effect. WSJ’s Jon Hilsenrath explains what it is, and what it means for the economy.
They are increasingly looking to layoffs as a way to preserve capital, alongside other measures, such as hiring freezes. Finance chiefs play a key role in this by determining which costs to cut and setting companies’ financial targets, said advisers who work with companies during staffing cuts. Tech business HP Inc., ride-hailing company Lyft Inc. and tool-and-appliance maker Stanley Black & Decker Inc. have announced layoffs in recent months. Finance chiefs are increasingly part of the initial discussions about whether job cuts are needed, said Hardik Sheth, a partner at Boston Consulting Group, a management consulting firm. Some employees at Twitter, which recently cut roughly half of its workforce, are now pushing back against the dismissals.
E38Ford’s $1 Billion Inflation Expense Helps Explain Why Car Prices Are Going Up Supply chain woes, parts shortages and inflation is making it costlier for auto makers like Ford to manufacture vehicles. Is this trend here to stay, and does this mean that cars are going to be more expensive? WSJ’s George Downs explains. Illustration: George Downs
E51In an Era of EVs, Can the Combustion Engine Be Saved? The EU has granted eFuels an exemption in its 2035 ban on sales of new combustion engines. WSJ’s George Downs visits synthetic fuel startup Zero to understand how efuels are made and how they could impact autos. Photo Composite: George Downs
E4Snap’s Stock Has Fallen Almost 80% This Year: What Went Wrong Snap shifted from overdrive to reverse this year as it prepares for its lowest period of sales growth since going public. WSJ’s Meghan Bobrowsky explains how Snap’s dependence on digital ads led to its restructuring efforts. Illustration: Jacob Reynolds
E4Snap’s Stock Has Fallen Almost 80% This Year: What Went Wrong Snap shifted from overdrive to reverse this year as it prepares for its lowest period of sales growth since going public. WSJ’s Meghan Bobrowsky explains how Snap’s dependence on digital ads led to its restructuring efforts. Illustration: Jacob Reynolds
Elon Musk Says ‘Too Much Work on My Plate’ After Twitter TakeoverElon Musk, the CEO of SpaceX and Tesla, appeared virtually at the B20 business conference in Indonesia on Monday and said he had too much work after taking over Twitter. The billionaire also said the social-media platform needs to publish more videos. Photo: B20 Indonesia 2022/YouTube
The iPhone at 15: An Inside Look at How Apple Transformed a GenerationOn June 29, 2007, the first iPhone went on sale. On that same day, a boy named Noah Schmick was born. Over the next 15 years, the iPhone grew…and so did Noah. Through interviews with current and former Apple executives, WSJ’s Joanna Stern traces how Apple’s invention matured and changed all of us—perhaps the youngest generation most of all.
S2 E16Which Photo Is Real? How Dall-E 2 and Other AI Art Generators Work New text-to-image generators powered by artificial intelligence, including OpenAI Dall-E 2 and Stability AI DreamStudio, let you type in almost any phrase and get an image. WSJ’s Joanna Stern explains the tech and pits it against a real photographer and a real man in a robot suit.
The iPhone at 15: An Inside Look at How Apple Transformed a GenerationOn June 29, 2007, the first iPhone went on sale. On that same day, a boy named Noah Schmick was born. Over the next 15 years, the iPhone grew…and so did Noah. Through interviews with current and former Apple executives, WSJ’s Joanna Stern traces how Apple’s invention matured and changed all of us—perhaps the youngest generation most of all.
E20BeReal vs. TikTok: Can 'Authentic' Social Media Compete Without Ads? “Authentic” social media apps like BeReal, Locket and LiveIn have the internet buzzing. WSJ’s Dalvin Brown takes a look at whether they can generate the profits to compete against more established social media like Instagram, TikTok and Facebook. Illustration: Elizabeth Smelov
Biden Highlights Democrats’ Midterm Results
  + stars: | 2022-11-09 | by ( ) www.wsj.com   time to read: 1 min
The iPhone at 15: An Inside Look at How Apple Transformed a GenerationOn June 29, 2007, the first iPhone went on sale. On that same day, a boy named Noah Schmick was born. Over the next 15 years, the iPhone grew…and so did Noah. Through interviews with current and former Apple executives, WSJ’s Joanna Stern traces how Apple’s invention matured and changed all of us—perhaps the youngest generation most of all.
Watch Live: President Biden Remarks
  + stars: | 2022-11-09 | by ( ) www.wsj.com   time to read: 1 min
The iPhone at 15: An Inside Look at How Apple Transformed a GenerationOn June 29, 2007, the first iPhone went on sale. On that same day, a boy named Noah Schmick was born. Over the next 15 years, the iPhone grew…and so did Noah. Through interviews with current and former Apple executives, WSJ’s Joanna Stern traces how Apple’s invention matured and changed all of us—perhaps the youngest generation most of all.
Why Natural Gas Tankers Are Lining Up Off Europe's Coast Tankers carrying liquefied natural gas are floating off Europe's coast, waiting for the price of the fuel to rise. WSJ’s Joe Wallace explains how the tankers are Europe’s attempt to address the energy shortage and what it might mean for the continent this winter. Photo Illustration: Alexander Hotz/WSJ
For decades, businesses were allowed to deduct certain R&D expenses straight away to reduce their taxable income. Tax deductions are subtractions from taxable income while tax credits get subtracted from the amount of tax owed. Over the course of this year, companies have been making estimated tax payments that incorporate the R&D change, tax attorneys said. On the agenda: Agreeing on funding the government to avoid a shutdown, aid for Ukraine, alongside potential changes to the treatment of R&D expenses. When it comes to a potential repeal or deferral related to R&D deductibility, timing is crucial, said Shelby Ford, a tax partner at Crowe LLP, a public accounting, consulting and technology firm.
Welcome to a special edition of WSJ’s politics newsletter looking at the 2022 midterm elections. To receive our weekday edition and future special editions, sign up here. Three Questions for WSJ’s Catherine LuceyWSJ: Why are suburban white women such a closely watched group of voters in the midterm elections?
Kenny Cheung, CFO of Hertz Photo: Hertz Global Holdings Inc.WSJ: How far is Hertz impacted by rising interest rates? If underlying interest rates move by 1%, it will impact our profit and loss [statement] by about $30 million net at current debt levels. On the variable portion of the ABS, we have an interest rate cap in place to manage our exposure to fluctuations in interest rates. WSJ: Does the rapid rise in interest rates lead to you managing working capital more efficiently? The Federal Reserve raised interest rates by another 0.75 percentage point to combat inflation, Chairman Jerome Powell said on Wednesday.
Latinos from Mexico, the Dominican Republic and Puerto Rico have moved to Wilkes-Barre in recent years. The city hosted a Multicultural Parade & Festival in September. Welcome to a special edition of WSJ’s politics newsletter looking at how immigration is influencing campaign politics far from the southern U.S. border. To receive our weekday edition and future special editions, sign up here. Three Questions for WSJ’s Tarini PartiWSJ: How is immigration affecting a congressional race in Pennsylvania, far from the U.S. southern border?
E39Treasury Bonds May Be 2022’s Coolest Investment. Here’s Why. Many new investors don’t know much about bond investing or how much they can earn with low risk by investing in U.S. government bonds. WSJ’s Dion Rabouin seeks to change that with a rad new commercial appealing to America’s youth. Illustration: David Fang
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