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☆ CrowdStrike's reputation has a 'major black eye.' Earning back customers' trust will be an uphill struggle.
▼ + stars: | 2024-07-20 | by ( Jyoti Mann | ) www.businessinsider.com time to read: +1 min

Major airlines, banks, and retailers were disrupted by an IT outage linked to CrowdStrike. Regaining its reputation will likely be an enormous task for the cybersecurity firm. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . Dan Ives, a technology analyst at Wedbush Securities, wrote in a note seen by Business Insider that it's "clearly a major black eye" for cybersecurity firm CrowdStrike. This story is available exclusively to Business Insider subscribers.

Persons: —, Dan Ives, CrowdStrike, Ives Organizations: Service, Microsoft, Wedbush Securities, Business

☆ This is the 2nd time CrowdStrike CEO George Kurtz has been at the center of a global tech failure
▼ + stars: | 2024-07-20 | by ( Lakshmi Varanasi | ) www.businessinsider.com time to read: +1 min

A faulty update from CrowdStrike caused a global tech outage on Friday. CrowdStrike CEO George Kurtz has been down this road before. As CTO of McAfee in 2010, Kurtz was at the center of another similar tech debacle. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . This story is available exclusively to Business Insider subscribers.

Persons: CrowdStrike, George Kurtz, Kurtz, — Organizations: McAfee, Service, Microsoft, Business

Not sure whether a fixed-rate mortgage or an adjustable-rate mortgage is right for you? With a fixed-rate mortgage, you know your mortgage payment will stay the same throughout the life of your loan. What is a disadvantage of an adjustable-rate mortgage over a fixed-rate mortgage? With an adjustable-rate mortgage, it's possible that your monthly mortgage payment could increase when the rate adjusts. The average 5-year ARM typically comes with a lower initial mortgage rate than a standard 30-year fixed mortgage.

Persons: John, Roland, homebuyers Organizations: Financial, Northwestern Mutual, Client, ARM, Chevron Locations: Chevron

In America's 20 biggest cities, a 20% down payment ranges from $39,127 in Oklahoma City to $263,392 in San Jose, California. On a $200,000 home, a 3% down payment means you'll need $6,000. FHA mortgage: 3.5%To get an FHA mortgage, you'll need at least a 3.5% down payment. The exact amount you'll pay depends on your down payment and whether you've gotten a VA loan previously. PMI protects lenders on mortgages with high loan-to-value ratios, and it's added to the borrower's monthly mortgage payment.

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Your mortgage interest rate is based in part on how risky lenders consider you to be as a borrower. Use these strategies for lowering mortgage interest rates. Improving your credit scoreRaising your credit score is one way to get a lower interest rate on your mortgage. The role of credit in mortgage ratesThe impact of credit scores on mortgage rates is significant. Locking in your rateA rate lock lets you cement your interest rate while you finalize your home purchase.

Persons: They'll, they'd, Freddie Mac, —, you'll Organizations: ICE Mortgage Technology, PenFed Credit Union, New, Mortgage, Survey Locations: Portland , Oregon, California

☆ Goldman's global head of equity research shares 2 fundamental issues with the AI craze — and how to prepare for a bubble pop
▼ + stars: | 2024-07-19 | by ( Christine Ji | ) www.businessinsider.com time to read: +10 min

And to him, AI doesn't exhibit the signs of a truly groundbreaking innovation like the ones he's seen before. AdvertisementAI comes with a trillion-dollar price tagIt's no secret that AI technology isn't cheap. Advertisement"A lot of people say, 'Well, we'll be able to replace call centers with AI,'" Covello said. However, once it encounters unfamiliar situations outside its training set, AI doesn't have the ability to reason like humans do. If AI doesn't actually have the ability to conduct higher-order reasoning, it won't leave a trillion-dollar impact on the economy.

Persons: —, Goldman Sachs's Jim Covello, Covello, Goldman Sachs, it's, buildout, we'll, Tesla, who've Organizations: Service, Business, Investors, Nvidia, Amazon, CVS, Big Tech Locations: Netherlands

☆ We moved our family to Florida for my husband's job. It ruined our marriage — and I'm back in Ohio with the kids.
▼ + stars: | 2024-07-19 | by ( Candace Powell | ) www.businessinsider.com time to read: +4 min

Read previewI've moved a lot throughout my life — across town, down the road, and from one state to another. But one move, from Ohio to Florida, cost me my husband of nearly 11 years. My husband's job required him to leave right away — three months before the kids and I could. AdvertisementBy the time we could join him, he'd already created a life for himself and seemed fully immersed in Florida culture. Three months after returning to Ohio, my husband, whom I'd been with for 14 years, packed his bags and moved out.

Persons: —, we'd, Blake Callahan, he'd, I'd, I've, it's, I'm Organizations: Service, Business Locations: Ohio, Florida, untangling

☆ How Tennessee artist Aaron Lee Tasjan is using music to combat hate
▼ + stars: | 2024-07-19 | by ( Randi Kaye | ) edition.cnn.com time to read: +4 min

Tasjan regrets not standing up for him at the time, fearing he would be ostracized by association. “It just feels very instinctual to me, to just fall in love with people.”Aaron Lee Tasjan in 2018 in San Francisco, California. Tim Mosenfelder/Getty ImagesAs an artist and an advocate, Tasjan has his work cut out for him. He lives in Nashville Tennessee, a state that in recent years has passed numerous pieces of anti-LGBTQ legislation with more proposed. His LGBTQ-advocacy work in Tennessee, along with his music, is part of that.

Persons: CNN — Long, Aaron Lee Tasjan, Lady Gaga, Jack White, ” Tasjan, CNN’s Randi Kaye, Rufus Wainwright, ”, Tasjan, “, ” Aaron Lee Tasjan, Tim Mosenfelder, …, Bob Dylan, Childish Gambino, Chappell Roan Organizations: CNN, Midwest, Human Rights Locations: Albany Ohio, San Francisco , California, Nashville Tennessee, Tennessee

If you're looking for a business credit card and like to stay at Wyndham hotels, the Wyndham Rewards® Earner Business Card is a very compelling choice. Wyndham Rewards Earner Business Card ReviewJust about every major hotel chain issues a co-branded small-business credit card, and you're probably familiar with some of the big names like The Hilton Honors American Express Business Card or IHG One Rewards Premier Business Credit Card. The Wyndham Rewards® Earner Business Card is one of three Barclays-issued Wyndham Rewards cards, and it's by far the most lucrative. Wyndham Business card fees and costsThe Wyndham Rewards® Earner Business Card has a $95 annual fee, which is typical for small-business cards that earn travel rewards. Wyndham Business credit card frequently asked questions (FAQ)What credit score do you need to be approved for the Wyndham Rewards Earner Business card?

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☆ Bangladesh protests: Anger over job quotas escalates into deadly violence. Here’s what you need to know
▼ + stars: | 2024-07-19 | by ( Helen Regan | Samra Zulfaqar | ) edition.cnn.com time to read: +9 min

CNN —Huge protests across Bangladesh escalated into deadly violence this week with clashes between students, pro-government supporters and armed police fueling widespread anger over civil service job quotas opponents say are discriminatory. Many Bangladeshi students are demanding an end to the government’s quota system, which reserves more than half of civil service posts for certain groups. In 2018, the quota system was scrapped following similar protests but in June the High Court reinstated it, ruling its removal was unconstitutional. Critics and protesters say the quota system creates a two-tier Bangladesh where a politically connected elite benefit by their birth. “This is not just about quota protests anymore, this is much bigger than that, in simple quota protests the government wouldn’t go around hurting and shooting students.

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☆ Sheila Jackson Lee, long-serving Democratic congresswoman and advocate for Black Americans, dies at 74
▼ + stars: | 2024-07-19 | by ( Michelle Shen | ) edition.cnn.com time to read: +7 min

CNN —Sheila Jackson Lee, a longtime Democratic congresswoman from Texas who was an outspoken advocate for Black Americans for decades, has died. Jackson Lee announced in June that she had been diagnosed with pancreatic cancer. Brett Coomer/Houston Chronicle via Getty ImagesDuring her congressional tenure, Jackson Lee was an outspoken advocate for progressive interests and Black Americans. “Congresswoman Jackson Lee was a patriot and a fighter to the very end. She will be deeply missed by all who knew her,” Congressional Black Caucus Chairman Steven Horsford and members of the Congressional Black Caucus said in a statement following her death.

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CNN —The US Secret Service is scrambling to increase security ahead of former President Donald Trump’s first campaign rally since the failed assassination attempt on his life last week, sources familiar with the planning told CNN. “We assist the Secret Service,” a spokesperson for the sheriff’s office told CNN, adding that the Secret Service was leading all security planning for the rally. The source said the lack of these exercises have resulted in security gaps, including communication breakdowns between law enforcement partners. “The Secret Service is responsible for the security planning for presidential visits, but we stand ready to assist them with whatever they need,” Banner wrote in an email. The Secret Service would not comment on security planning for the rally or Trump.

Persons: Donald Trump’s, Undersheriff Bryan Muir, ”, “, Sen, JD Vance, Banner Organizations: CNN, Trump, Service, Republican National Convention, Security, Trump’s Mar, Palm Beach Police Department, Secret, Republican, Michigan State Police Locations: Butler , Pennsylvania, Grand Rapids , Michigan, Kent County , Michigan, New Jersey, Newark, Trump’s, Lago, U.S, Mar, Grand Rapids

☆ I'm raising my kids in a town with fewer than 1,500 people. Cost of living is cheap, but we need to drive to find diversity.
▼ + stars: | 2024-07-19 | by ( Kelly Burch | ) www.businessinsider.com time to read: +5 min

But before my second was born, my family moved to rural New Hampshire for my husband's job. The kids' school (a town over) is 20 minutes from home, while the grocery store is 25. When the kids inevitably break a bone during their adventures, we need to drive 45 minutes to the hospital. My life feels more relaxed hereAfter three years of living in that town, going even more rural felt like an easy choice. My kids didn't choose to live in the middle of nowhere, and I don't want it to hold them back.

Persons: —, I'm, Maxx I'd Organizations: Service, YouTube, Business, Walmart Locations: Boston, New Hampshire, Vermont, Massachusetts

Best Travel Business Credit Card Overall: Ink Business Preferred® Credit CardThe Ink Business Preferred® Credit Card is a fantastic jack-of-all-trades business credit card for many small business owners. Best Business Credit Card for High Spenders: Capital One Venture X Business Card†The Capital One Venture X Business Card† is a newcomer on the business credit card scene that heavily rewards big spenders. Best Business Credit Card for Unlimited Flat-Rate Cash Back or Chase Ultimate Rewards®: Ink Business Cash® Credit CardThe Ink Business Cash® Credit Card is a no-annual-fee business credit card that earns generous cash back on business-related categories while providing useful perks such as purchase and extended warranty protection. Read our full Southwest Performance business credit card review to learn more about this business credit card. Business Travel Credit Card Frequently Asked QuestionsWhat makes a business credit card ideal for travel?

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☆ Can New York City Ever Win Its War Against Rats?
▼ + stars: | 2024-07-19 | by ( Ginia Bellafante | ) www.nytimes.com time to read: +2 min

What do rats do in heat waves? As temperatures have continued to stifle all will, and the humidity level has been Bangkok-in-a-thunderstorm-percent high, I raised the question with Kathleen Corradi, New York City’s first dedicated rat czar. The specific target of her enmity is the improbably named Norway rat, the dominant species in the city. Rats are mammals, Ms. Corradi pointed out, and they find oppressively warm weather as enervating as we do. A happy rat is reproducing at a rate that science says we cannot exterminate our way out of.”

Persons: Kathleen Corradi, Eric Adams, Corradi, ”, “ Organizations: Silk, Bloomberg Locations: Bangkok, Kathleen Corradi , New York, Norway, Scandinavia, Oslo, New York, York, Calgary, Alberta Province

☆ What to know about airline refunds, delays as global IT outage causes 'mass chaos,' expert says
▼ + stars: | 2024-07-19 | by ( Greg Iacurci | ) www.cnbc.com time to read: +6 min

Airlines around the world experienced disruption on an unprecedented scale after a widespread global computer outage grounded planes and created chaos at airports. Ting Shen/Bloomberg via Getty ImagesMajor airlines like United, Delta and American Airlines grounded flights Friday morning amid a global IT outage impacting their operations, triggering delays for travelers. More from Personal Finance:Global tech outage hits financial services companies, including Charles SchwabRent a car for a road trip, or drive your own? Expedia, for example, said on social media Friday morning it was "experiencing high call volume and long wait times due to a global IT outage. The United Airlines terminal on July 19, 2024 as a global technology outage affected LAX airport in Los Angeles.

Persons: Ting Shen, Eric Napoli, Napoli, There's, John Breyault, Charles Schwab, Taylor, Biden, Breyault, Sara Rathner, Myung J, Chun Organizations: Delta Airlines, Ronald Reagan National Airport, Airlines, Bloomberg, Getty, American Airlines, U.S . Department of Transportation, National Consumers League, Finance, Global, United Airlines, Los Angeles Times, Transportation Department, Microsoft Locations: Arlington , Virginia, Delta, Los Angeles

Ink Business Cash® Credit CardThe Ink Business Preferred® Credit Card is the bigwig of the Chase Ink family. Both Ink cards offer similar benefits, but the Ink Business Preferred® Credit Card offers two stand-out protections that the Ink Business Cash® Credit Card does not. Ink Business Cash® Credit CardConsider the Ink Business Unlimited® Credit Card to be the Ink Business Cash® Credit Card's fraternal twin. Ink Business Cash® Credit CardThere's one final card in the Chase Ink family to learn about: The Ink Business Premier® Credit Card. Ink Business Cash® Credit Card Frequently Asked QuestionsIs the Chase Ink Business Cash card worth it?

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☆ A Trip Into Tornado Alley With America’s Most Obsessive Storm Chaser
▼ + stars: | 2024-07-19 | by ( David Gelles | ) www.nytimes.com time to read: +10 min

A Trip Into Tornado Alley With America’s Most Obsessive Storm ChaserOn a clear morning in late May, Reed Timmer began the day at home in Lexington, Okla., studying the latest update from the National Weather Service’s storm-prediction center. A month into his freshman year, he went storm chasing, and saw his first tornado. He went on to begin his Ph.D. studies, but the allure of storm chasing waylaid his academic career. Timmer insists that chasing tornadoes is safe, though others’ experience suggests a different conclusion. In 2013, while he was pursuing the El Reno tornado in Oklahoma, four other chasers died in the storm.

Persons: Reed Timmer, Timmer, Edgar ONeal, It’s, ” Timmer, ”, Bill Paxton, Helen Hunt, Mark L, Smith, Timmer —, Gizmo —, Glen Powell, “, Reed, ” Smith, ” “ Reed, Bill Gallus, Kan Organizations: University of Oklahoma, “, Chevy Tahoe, Hollywood, Universal Pictures, Warner Brothers, Iowa State University, El, National Weather Service, Subaru Forester, Subaru Locations: Lexington, Okla, Kansas, Texas, America, Chickasaw, Wichita Falls, Windthorst, Oklahoma City, Yorkshire, Timmer, Lawrence, El Reno, Oklahoma, United States, Greenfield , Iowa

☆ I've traveled to all 50 states, but there's only one I'd choose to live in every time
▼ + stars: | 2024-07-19 | by ( Emily Hart | ) www.businessinsider.com time to read: +5 min

Since then, I've traveled to all 50 states solo, and although I've found beauty in all corners of the United States, I haven't felt a desire to move anywhere else. I love visiting Great Sand Dunes National Park, which is home to the tallest sand dunes in North America, and Colorado National Monument, which has a Utah-like red-rock canyon landscape. Colorado is home to four major national parks, including Great Sand Dunes. Great Sand Dunes is home to the tallest sand dunes in North America, Black Canyon of the Gunnison has some of North America's steepest cliffs, and Mesa Verde preserves the cliff dwellings and rich history of the Ancestral Puebloan people. Colorado wine country offers a surprising array of world-class wines with incredible mountain backdrops that I love to visit.

Persons: —, I've, I'm, Emily Hart Colorado, what's, Emily Hart Organizations: Service, Colorado —, Business, Rockies, Sand, Rocky, West Elks, Viticultural Area Locations: Illinois, Louisiana, Colorado, Denver, United States, North America, Utah, Colorado Colorado, Utah , Wyoming , Idaho, New Mexico , Arizona, Montana, . Colorado, Gunnison, North, Mesa Verde, Napa, Palisade

☆ A major shift at Starbucks has changed its personality
▼ + stars: | 2024-07-19 | by ( Nathaniel Meyersohn | ) edition.cnn.com time to read: +9 min

Employees who brewed and served Starbucks coffee, whom Starbucks called baristas, handwrote customers’ names on their drink orders. But Starbucks’ business has transformed, and it has struggled to maintain its identity as that third place along the way. In some stores, customers complained online that Starbucks pulled out comfortable chairs and replaced them with hard wooden stools. Mobile ordering was another major step in Starbucks’ road to becoming primarily a take-away business. Starbucks also is opening 2,000 new stores, including traditional Starbucks locations, pick-up stores, delivery-only stores and drive thru-only locations.

Persons: Howard Schultz, ” Schultz, “, Stephen Brashear, Michelle Eisen, ”, ” Eisen, Laxman Narasimhan, — it’s, Schultz, Tim Boyle, Wall, Tom Cook, Casey, “ It’s, Cook, ” ‘, Michael Casey, Alex Wong, Joe Pine, Eisen Organizations: New, New York CNN, Starbucks ., Starbucks, Employees, Getty, Starbucks Workers, LinkedIn, Mobile, Horizons, Harvard Business Locations: New York, America, Buffalo , New York, United States, North America, U.S, Newsmakers, Buffalo

☆ Election Live Updates: Republicans Leave Convention Unified Around Trump
▼ + stars: | 2024-07-19 | by ( Jim Rutenberg | Adam Nagourney | ) www.nytimes.com time to read: +74 min

And there was great, great sorrow. They’re going to be OK. They’re going to be doing very well. Now he’s going to get on the plane in a little while and he’s going to go back home to his wife. Great, great student at Yale. So many — just so many heroes, so many great, great people.

Persons: Dana, Bob, ”, Lee, you’ll, it’s, didn’t, Nobody, “, I’m, Corey Comperatore, David Dutch, James Copenhaver, We’re, Corey, Helen ., David, James, Dan Newlin, Dan, Trump, —, Aileen Cannon, I’ve, Don, Kimberly, Ivanka, Jared, Eric, Lara, Tiffany, Michael, Barron, he’s, “ Dana won’t, That’s Lee Greenwood, … Eric, Crazy Nancy Pelosi, They’ve, Jason, Jason Aldean, Vance, Usha, He’s, He’ll, MAGA, ” MAGA, I’ll, you’re, nobody’s, We’ve, Somebody’s, they’re, It’s, can’t, We’ll, don’t, “ I’m, we’ll, Biden, They’re, that’s, you’ve, I’d, gee, You’d, That’s what’s, Donald Trump, That’s, There’s, Tom Homan, Brandon Judd, They’ll, Obama, They’d, “ You’ve, we’re, we’ve, Hannibal Lecter, Dwight D, Eisenhower, Jocelyn Nungaray, Rachel Morin, Rachel, Laken Riley, horrifically, Viktor Orban, what’s, Bush, it’ll, Kim Jung Un, Sam Brown, Sam, You’ve, Abdul, Don’t, You’re, Ronald Reagan, America’s, Franklin Graham, Franklin, Billy Graham, he’d, soldiered Organizations: of Pennsylvania, Secret Service, Service, Democrat, Republican Party, Republican, Democrats, America, Yale, ISIS, Space Force, Energy, Apple, Trump, Republican Senate, White, Republicans, United Auto Workers, Social Security, Border Patrol, ICE, ”, Lambs, University of Georgia, “, U.S, Senate, Washington, D.C, Yankee, Win Locations: America, United States, Butler Township, of, Pennsylvania, Florida, Ohio, Milwaukee, Wisconsin, Asia, Europe, Taiwan, Korea, Philippines, China, Russia, Ukraine, Israel, Iran, Germany, Mexico, Nevada, United States of America, There’s, South America, Africa, Middle East, Venezuela, Caracas, El Salvador, Houston, Los Angeles, Maryland, Hungary, “ Russia, Georgia, Crimea, Syria, Iraq, North Korea, Afghanistan, Bagram, Cuba, Miami, U.S.A, Wisconsin , Wisconsin, Washington, Japan, Delaware, Valley Forge, Yorktown, Gettysburg, Midway

Delta SkyMiles® Platinum Business American Express Card Annual Fee and Other CostsThe Delta SkyMiles® Platinum Business American Express Card comes with a $350 annual fee. Delta SkyMiles® Reserve Business American Express Card vs. Delta SkyMiles® Platinum Business American Express CardThe Delta SkyMiles® Reserve Business American Express Card is Delta's top-tier business credit card, and offers airport lounge access to both Delta Sky Club lounges as well as the American Express Centurion Lounge network on qualifying flights. Delta SkyMiles® Gold Business American Express Card vs. Delta SkyMiles® Platinum Business American Express CardThe Delta SkyMiles® Gold Business American Express Card is a great business credit card for Delta-flying business owners who are willing to pay a moderate annual fee for Delta travel benefits. Delta SkyMiles® Platinum Business American Express Card Frequently Asked QuestionsHow much is the Delta Platinum Business fee? The Delta SkyMiles® Platinum Business American Express Card is a mid-tier business credit card that earns Delta SkyMiles.

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Southwest Performance Business Credit Card ReviewChase offers five co-branded Southwest credit cards with varying annual fees and benefits. Southwest Performance Business Credit Card RewardsThe Southwest® Rapid Rewards® Performance Business Credit Card offers many key benefits and features. Southwest Performance Business Card Fees and Other CostsThe Southwest® Rapid Rewards® Performance Business Credit Card charges a $199 annual fee. Southwest® Rapid Rewards® Premier Business Credit Card vs. Southwest® Rapid Rewards® Performance Business Credit CardThe Southwest® Rapid Rewards® Premier Business Credit Card is the only other small business credit card in Southwest's current portfolio. Southwest Performance Business Card Frequently Asked QuestionsWhat are the main benefits of the Southwest Performance Business Credit Card?

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The information for the following product(s) has been collected independently by Business Insider: Marriott Bonvoy Boundless® Credit Card, Marriott Bonvoy Bold® Credit Card. Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Marriott Bonvoy Business® American Express® Card. Marriott Bonvoy Business Credit Card OverviewThe Marriott Bonvoy Business® American Express® Card can help you earn many Marriott points from your everyday business expenses. Marriott Bonvoy Business Credit Card vs. Marriott Bonvoy Boundless CardThe Marriott Bonvoy Boundless® Credit Card charges a lower annual fee of $95 and offers the same type of anniversary free night certificate as the Marriott Bonvoy Business® American Express® Card. Marriott Bonvoy Business Card Frequently Asked QuestionsIs the Marriott Bonvoy Business worth it?

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The information for the following product(s) has been collected independently by Business Insider: Capital One Spark Miles Select for Business†, Capital One Spark Miles for Business†, Capital One Spark Cash Select for Excellent Credit†. Capital One Spark Miles Select for Business DetailsThe Capital One Spark Miles Select for Business† doesn't always get as much attention as flashier rewards business credit cards, like the similarly named Capital One Spark Miles for Business† or cards from other banks like the Ink Business Preferred® Credit Card and The Business Platinum Card® from American Express. Capital One Spark Miles Select for Business RewardsWhat is the Capital One Spark Miles Select for Business welcome bonus? How to earn rewards from Capital One Spark Miles SelectThe Capital One Spark Miles Select for Business† has a very straightforward earning structure. What's the difference between the Capital One Spark Miles and Spark Miles Select?

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