DIRS.INFO The most relevant business & tech news

☆ How Trump’s Taxes Became Public — And What They Reveal
▼ + stars: | 2022-12-30 | by ( Wall Street Journal | ) www.wsj.com time to read: 1 min

E4Snap’s Stock Has Fallen Almost 80% This Year: What Went Wrong Snap shifted from overdrive to reverse this year as it prepares for its lowest period of sales growth since going public. WSJ’s Meghan Bobrowsky explains how Snap’s dependence on digital ads led to its restructuring efforts. Illustration: Jacob Reynolds

☆ How to Invest in Stocks
▼ + stars: | 2022-12-30 | by ( ) www.wsj.com time to read: +23 min

Set your time frameWhen you’re ready to invest in stocks, it’s natural to start by looking at how the stock market has performed recently. If you’re saving for the long-term: Invest in stocksOn the other hand, if you have a long-term financial goal—especially retirement, but any goal a decade or more out—you can afford to invest in the stock market. Decide how much risk to takeJust because you have time to invest in stocks doesn’t mean you have the stomach. Return Best Year Worst Year Years with a loss 100% Stocks 12.3% 54.2% -43.1% 25/96 80% Stocks 11.1% 45.4% -34.9% 24/96 60% Stocks 9.9% 36.7% -26.6% 22/96 40% Stocks 8.7% 35.9% -18.4% 19/96 20% Stocks 7.5% 40.7% -10.1% 16/96 100% Bonds 6.3% 45.5% -0.8% 20/96 VanguardStep 3. Most ETFs are index funds, meaning they merely aim to match the returns of a stock market index, although some target very narrow slices of the market, such as just tech stocks or just energy stocks.

☆ Qualcomm CFO Trims Operating Expenses as Industry Faces Down High Inventories
▼ + stars: | 2022-12-29 | by ( Nina Trentmann | ) www.wsj.com time to read: +5 min

Mr. Palkhiwala: Yes, it’s a combination of those instruments and also our cash balance on our balance sheet. WSJ: Are there any positive effects from higher rates on your business? Mr. Palkhiwala: When you have a significant cash balance, when the rate goes up, we also see the benefit on the cash balance side. If we do end up doing new issuances at higher rates, it might still put us in a reasonable place with increased income on the cash balance. WSJ: How do you think about working capital in the context of higher rates?

☆ The Yield Curve Is Inverting to Extreme Levels: What Investors Should Know
▼ + stars: | 2022-12-28 | by ( Dion Rabouin | ) www.wsj.com time to read: 1 min

E43Another Wave of U.S. Layoffs May Be Coming. The layoff announcements just keep coming. As interest rates continue to climb and earnings slump, WSJ’s Dion Rabouin explains why we can expect to see a bigger wave of layoffs in the near future. Illustration: Elizabeth Smelov

☆ The Yield Curve Has Inverted to Extreme Levels: What Investors Should Know
▼ + stars: | 2022-12-28 | by ( Dion Rabouin | ) www.wsj.com time to read: 1 min

☆ What’s Your Savings Rate? These Banks Are Paying 10 Times the National Average
▼ + stars: | 2022-12-28 | by ( ) www.wsj.com time to read: +9 min

Savings accounts have followed suit, with many top accounts yielding 3%, or even 4%, up from less than 1% earlier this year. The average savings account still earns just 0.3%, according to the Federal Deposit Insurance Corp. Accordingly, the highest APYs you can expect to find on savings accounts today are clustered close to that figure. If your main priority is simply the best rate, some online banks with less name recognition are pushing the envelope even further. Leon says digital institutions tend to be among the most competitive in their rates for CDs as well as savings accounts.

☆ The Best Banks for Small Business
▼ + stars: | 2022-12-27 | by ( ) www.wsj.com time to read: +15 min

To find the best business banks, we evaluated two dozen of the biggest institutions, looking for accounts that are easy to use, with low or no fees, and that don’t require large balances. Amex is one of relatively few banks that offers a competitive interest rate on its business checking account, with a current APY of 1.3% on balances up to $500,000. If you’re on the lookout for a new business credit card, the American Express Business Gold Card is Buy Side’s pick for Best Business Credit Card. How we pickedTo pick Buy Side from WSJ’s Best Banks for Small Business, we evaluated small-business checking accounts offered by two dozen traditional and digital banking institutions. We looked for business checking accounts that offered the best combination of convenience, low fees and features that make running a business easier, like integration with other business technology platforms and the availability of (or ability to connect with) payment processing systems.

☆ The Best Balance Transfer Credit Card
▼ + stars: | 2022-12-27 | by ( ) www.wsj.com time to read: +6 min

When you open a balance transfer card, you typically have a chance to move your existing credit card debt onto your new card. That’s why Buy Side from WSJ named this card its Best Overall Balance-Transfer Credit Card. How This Card Helps You Get Out of DebtTo find the best balance transfer credit cards, we assumed your aim was to pay off a significant amount of credit card debt—for simplicity we picked $5,000—as quickly and cheaply as possible. Our Balance Transfer Credit Card MethodologyTo pick Buy Side from WSJ’s Best Balance Transfer Credit Card, we looked for no-annual-fee credit cards offering balance transfers for new customers with 0% APR promotions. We preferred credit cards with longer balance transfer promotional periods and lower balance transfer initiation fees.

☆ AllianceBernstein Executive Helps Chart Firm’s Course Overseeing Finances and Operations
▼ + stars: | 2022-12-26 | by ( Nina Trentmann | Alliancebernstein S Kate Burke | ) www.wsj.com time to read: +5 min

Ms. Burke took on the responsibilities of chief financial officer this summer, after becoming the financial firm’s chief operations officer in July 2020. Kate Burke, CFO and COO of AllianceBernstein. Photo: AllianceBernsteinWSJ’s CFO Journal talked to Ms. Burke about her dual role, the outlook for the firm’s business and the impact of higher interest rates on markets. We are going to continue to look to the private markets, building out our alternatives, our private credit offerings. Ms. Burke: People still have pretty healthy balance sheets overall, but they’ve been impacted by inflation and so are less healthy than they were a year ago.

☆ Why Human-Animal Hybrid Brains Hold Promise for Neurological Disease
▼ + stars: | 2022-12-26 | by ( Wall Street Journal | ) www.wsj.com time to read: 1 min

E35What Science Tells Us About the Surge in Strep and Flu This Season Getting the flu can increase the risk of getting a second infection, including strep throat. WSJ’S Daniela Hernandez explains the science behind that, plus what it means for the rest of the winter and how we can protect ourselves from the tripledemic. Illustration: David Fang

☆ China’s Rapid Reopening Tests Its Covid Preparedness
▼ + stars: | 2022-12-23 | by ( Wall Street Journal | ) www.wsj.com time to read: 1 min

☆ LendingClub’s New CFO Tasked With Preparing Its Balance Sheet for a Downturn
▼ + stars: | 2022-12-22 | by ( Kristin Broughton | ) www.wsj.com time to read: +7 min

Drew LaBenne, LendingClub’s chief financial officer since September, is tasked with managing the San Francisco-based company’s balance sheet as it faces a downturn and an industry pullback in demand for loans from investors. We use the marketplace, which is essentially whole loan sales to buyers, or we use the balance sheet. We make on average close to three times as much by putting a loan on the balance sheet versus selling it. Why not just keep all of them on your balance sheet? A lot of that was driven by the upfront CECL [charge] of the loans that we put on the balance sheet.

☆ eBike Batteries Keep Exploding. What’s the Solution?
▼ + stars: | 2022-12-22 | by ( Wall Street Journal | ) www.wsj.com time to read: 1 min

E41Rivian’s Factory Reveals Why EV Fleet Contracts Are Crucial for Auto Makers WSJ’s George Downs breaks down how much of a lifeline fleet electrification contracts can be for auto makers and what other EV companies in particular are fighting for them. Illustration: George Downs

☆ Cheating With ChatGPT: Can an AI Chatbot Pass AP Lit?
▼ + stars: | 2022-12-21 | by ( Joanna Stern | ) www.wsj.com time to read: 1 min

S2 E17How to Use the iPhone 14’s Satellite SOS If You’re in an Emergency The iPhone 14’s satellite connection allows you to send messages to emergency services if you’re ever in trouble when there’s no cellular service. WSJ’s Joanna Stern (along with an accident-prone dummy clone) tests the feature and guides you through how to use it. Photo illustration: Preston Jessee for The Wall Street Journal

☆ What Science Tells Us About the Surge in Strep and Flu This Season
▼ + stars: | 2022-12-21 | by ( Wall Street Journal | ) www.wsj.com time to read: 1 min

E29Covid Variants Keep Getting More Infectious. Here’s Why. With each mutation, the Covid-19 virus is becoming more transmissible. WSJ’s Daniela Hernandez breaks down the science of how Covid variants are getting better at infecting and spreading. Illustration: Rami Abukalam

☆ Why the $290 Trillion Global Debt Splurge Is Becoming Unsustainable
▼ + stars: | 2022-12-20 | by ( Wall Street Journal | ) www.wsj.com time to read: 1 min

☆ Lego Investing Is Booming. Here’s How It Works
▼ + stars: | 2022-12-16 | by ( Wall Street Journal | ) www.wsj.com time to read: 1 min

TV Shows Are Too Dark! Here’s How to Fix That. TV shows like “House of the Dragon” and “Stranger Things” have come under fire for being too dark. WSJ’s Kenny Wassus spoke with experts about why shows are leaving us squinting and how to adjust your TV to help. Illustration: Alex Kuzoian for The Wall Street Journal

☆ Lego Investing Is Booming. Here’s How It Works.
▼ + stars: | 2022-12-16 | by ( Wall Street Journal | ) www.wsj.com time to read: 1 min

☆ What Is a Robo Advisor, and Do I Need One?
▼ + stars: | 2022-12-16 | by ( ) www.wsj.com time to read: +9 min

That’s where a robo advisor can help. A robo advisor is a digital, automated service that makes investing easy because it picks securities for you. How to start investing with a robo advisorGetting started investing with a robo advisor is designed to be easy. Robo advisor accounts are well-suited for anyone who is comfortable being online but needs a nudge to invest and would rather not do it themselves or doesn’t have the means to hire an individual financial advisor. Betterment and Wealthfront, for example, offer savings accounts, which pay substantially more than traditional bank savings accounts, as well as checking accounts and debit cards.

☆ How Republicans are 'playing to the Fox News crowd' with attacks on TikTok
▼ + stars: | 2022-12-13 | by ( Oliver Darcy | ) edition.cnn.com time to read: +3 min

New York CNN —Republicans are escalating their attacks on TikTok. “It’s playing to the Fox News crowd,” a person close to TikTok, who requested anonymity because they were not publicly authorized to speak on the matter, said on Tuesday. The posturing comes at a pivotal moment in the years-long negotiations between TikTok and the US government on a potential deal that aims to address national security concerns and allow the app’s continued use in the US. But, as The WSJ recently reported, the national security talks have hit a snag as pressure mounts on the company. But the type of action being taken by Republicans seems more geared toward playing to their base than anything else.

☆ U.S. vs. China: Can Comac’s C919 Compete With Boeing’s 737?
▼ + stars: | 2022-12-09 | by ( Wall Street Journal | ) www.wsj.com time to read: 1 min

☆ Watch: Brittney Griner Arrives in the U.S. After Prisoner Swap
▼ + stars: | 2022-12-09 | by ( Wall Street Journal | ) www.wsj.com time to read: 1 min

Theranos Ex-President Sunny Balwani Sentenced to Almost 13 Years Theranos Inc.’s former No. 2 executive, Ramesh ‘Sunny’ Balwani, was sentenced Wednesday to just under 13 years in prison for his involvement in a fraud scheme at the blood-testing company. WSJ’s Heather Somerville breaks down the judge’s decision. Photo: Jason Henry for The Wall Street Journal

☆ Brittney Griner Returns Home: A Timeline of Her Detainment and Release
▼ + stars: | 2022-12-09 | by ( Wall Street Journal | ) www.wsj.com time to read: 1 min

☆ Watch: Brittney Griner Flies Home After Prisoner Swap
▼ + stars: | 2022-12-09 | by ( Wall Street Journal | ) www.wsj.com time to read: 1 min

☆ Tesla Aims to Make Its EV Chargers the U.S. Standard. Here’s How.
▼ + stars: | 2022-12-09 | by ( George Downs | ) www.wsj.com time to read: 1 min

Search resuls for: "WSJ’s"

25 mentions found