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☆ Opinion | Just One Question for Trump and Vance: What Is Wrong With You People?
▼ + stars: | 2024-07-22 | by ( Thomas L. Friedman | ) www.nytimes.com time to read: +1 min

Ever since President Biden’s Sunday announcement that he would not seek re-election, clearly because of age, I keep thinking about Donald Trump’s and JD Vance’s contemptuous reactions to one of the most difficult personal decisions a president has ever made, and what it says about their character. “The Democrats pick a candidate, Crooked Joe Biden, he loses the Debate badly, then panics, and makes mistake after mistake, is told he can’t win, and decide they will pick another candidate, probably Harris,” Trump wrote on social media on Monday. He later added: “It’s not over! Tomorrow our campaign begins against his replacement. Bring her on.’’

Persons: Biden’s, Donald Trump’s, JD, “, Crooked Joe Biden, Harris, ” Trump, Joe Biden’s, Vance, “ Joe Biden, Kamala Harris, Biden, ’ Organizations: Democrats

Elite membership tiersAmerican Airlines has four tiers of elite membership: AAdvantage Gold, AAdvantage Platinum, AAdvantage Platinum Pro, and AAdvantage Executive Platinum. You can earn Loyalty Points from flying on American Airlines, using a co-branded American Airlines credit card, or traveling with American Airlines partners. Earn miles with Barclays and Citi AAdvantage credit cardsThe easiest and quickest way to rack up American Airlines miles is by using an American Airlines AAdvantage credit card. American Airlines AAdvantage® MileUp®While not as lucrative as some of the other available American Airlines credit cards, at least the American Airlines AAdvantage® MileUp® doesn't charge an annual fee. American Airlines customers earn AAdvantage miles by flying with American Airlines or partner airlines, using AAdvantage co-branded credit cards, and participating in shopping and dining programs.

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☆ I've been to 25 countries. Here are 10 mistakes I wish I'd avoided when I first started traveling.
▼ + stars: | 2024-07-22 | by ( Dominique Mills | ) www.businessinsider.com time to read: +5 min

Here are 10 mistakes I wish I'd known to avoid when I first started traveling and tips for a smoother journey. AdvertisementSince then, I've learned that packing light with versatile clothing makes for a more enjoyable trip. Now, I only book essentials and leave room in my itinerary to explore and make last-minute decisions and changes. Now, I always inform my bank of my travel plans to ensure seamless access to my funds while abroad. Walking shoes need to be comfortable, not cuteFashion over function is a mistake I've made many times.

Persons: —, Overpacking, Dominique Mills, I've, it's, I'm, Don't, Dominique Mills Taxis Organizations: Service, American Express, Business

☆ Biden's withdrawal from the presidential race spells uncertainty for the 'Trump trade'
▼ + stars: | 2024-07-22 | by ( Huileng Tan | ) www.businessinsider.com time to read: +5 min

Joe Biden's withdrawal from the 2024 presidential race is causing market uncertainty. Analysts now expect more market volatility after Biden pulled out of the race. AdvertisementUS President Joe Biden's withdrawal from the presidential election is throwing fresh uncertainty into the markets for a second straight week. Investors were already trying to position themselves for the so-called "Trump trade" following the failed assassination attempt on former President Donald Trump on July 13. Markets at large were relatively calm following Biden's withdrawal after the Trump trade gripped sentiment last week.

Persons: Joe Biden's, Trump, Biden, —, Donald Trump, Mark Haefele, Jim Reid, Kyle Rodda, Harris, Chris Weston, Pepperstone, Kamala Harris, Biden's, Haefele Organizations: Service, Trump, Republican, UBS Global Wealth Management's, Nasdaq, Treasury, Deutsche Bank, Democrats, Democratic Party, Democratic, UBS

You can quickly earn United miles with excellent credit cards like the United℠ Explorer Card. Fly on United Airlines and alliance partnersFlying with the airline is the most obvious way to earn United miles. You can also use United MileagePlus miles on a number of airline partners, or choose to earn United miles when flying with airline partners. United Miles Frequently Asked QuestionsHow can I earn MileagePlus miles without flying? You can earn miles through MileagePlus Dining and MileagePlus Shopping, as well as spending on United co-branded credit cards.

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up to 4.60% Minimum Opening Deposit $0 Bonus up to $300 Pros Check mark icon A check mark. Easy to save for various goalsCheck mark icon A check mark. A savings account with buckets can be a great tool for growing savings goals. Many banks offer savings accounts with buckets; some of our favorites are Ally Bank's Ally Savings Account, Betterment's Betterment Cash Reserve Account, and Capital One 360's Capital One 360 Performance Savings. Savings buckets work by dividing your savings account into different categories that you can label, letting you easily save up for individual savings goals.

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Introduction to Chase Ultimate Rewards®The Chase Ultimate Rewards® rewards program is frequently considered one of the top credit card point systems available today — and for good reason. Earning Chase Ultimate Rewards pointsThe only way to earn rewards in the Chase Ultimate Rewards ecosystem is to open and use a Chase card that operates within this program. Redeem points for experiences (point values vary)You can also use Chase Ultimate Rewards points to book special experiences, including one-of-a-kind events hosted by Chase. Chase Ultimate Rewards frequently asked questionsAre Chase Ultimate Rewards worth it? Chase Ultimate Rewards is a versatile and highly regarded rewards program offered by Chase Bank.

Persons: Chase, Chase Travel ℠, takeout, you've, Here's, you'll, cardholders Organizations: Business, Read, Chase, Chase Travel, Sapphire, Hotel, FDIC, Chase Sapphire, TSA, PayPal, Chase Sapphire Reserve, Ink, Sapphire Reserve, Aer Lingus Air Canada Aeroplan Air France, KLM, British Airways Emirates Hyatt, Singapore Airlines Southwest United Virgin, United Airlines, Star Alliance, Air Canada, Lufthansa, Singapore Airlines, British Airways, Oneworld, American Airlines, Cathay, Air France, Blue, Korean, Sundance Film, Apple, Navy, TAP Air Portugal, Southwest Airlines, Canada, IHG, Bonvoy, Hyatt, Marriott, Chase Bank Locations: Chase TravelSM, airfare, Hyatt, Iberia, Air, Delta, Milan, Italy, Chase, Caribbean, Mexico, Europe, Amsterdam, Paris, Singapore, West Coast, Asia, IHG.com, Hawaii, Florence, Grand Cayman, Bora Bora, Greece, Chevron

Determining your budgetYou can figure out how much house you can afford to buy using our free mortgage calculator. While you may already have an idea of what you think you can afford, you'll need to find out how the bank sees you. It will include a list of all of your finalized closing costs and how much cash you'll need to close. The final walkthroughBefore closing, you'll also get a chance to view the home one more time. How to buy a house FAQsHow much down payment do I need to buy a house?

Persons: You'll, George Chedid, Dana Bull, They're, Bull, you've, Don't, it's, They'll, you'll, they've, Chedid Organizations: Compass, Federal Housing Administration, US Department of Veterans Affairs, US Department of Agriculture, you'll, Homeowners Insurance Allstate, Insurance Locations: Kendall Park , New Jersey, Chevron, Boston

☆ Biniam Girmay: The Black African cyclist making history wherever he rides
▼ + stars: | 2024-07-21 | by ( Ben Church | ) edition.cnn.com time to read: +5 min

CNN —Biniam Girmay made history at this year’s Tour de France and the Eritrean cyclist wants to use his success to inspire others to follow his path. The Intermarche-Wanty rider, who previously became the first Black African to win a stage at the Giro d’Italia, now wants other Black riders to excel in the sport. “I’m convinced that my compatriots will be happy to hear that my future is intertwined with the team who gave me the opportunity to write important pages of African cycling history,” he said after signing his long-term contract. Only two other African riders, Robbie Hunter and Daryl Impey of South Africa, both White, had previously won stages at the Tour de France, per Reuters. Winning today is unbelievable.”He has since gone on to claim victories in Stages 8 and 12, achievements he hope will blaze a trail for the next generation of young Black riders to follow.

Persons: Biniam Girmay, It’s, ”, it’s, ” Girmay, Mark Cavendish, Peter Sagan, Daniel Teklehaimanot, Girmay, Molly Darlington, “, “ I’m, Teklehaimanot, de France Girmay, Robbie Hunter, Daryl Impey, White Organizations: CNN, de France, Eritrean, France, Giro, Eurosport, Olympic Games, Cycling, Intermarche, Tour de France, Reuters, “ Locations: “, Asmara, Swiss, Africa, Europe, Eritrea, South Africa

☆ Opinion | One of the Republican Convention’s Weirdest Lies
▼ + stars: | 2024-07-21 | by ( David French | ) www.nytimes.com time to read: +1 min

I watched hour upon hour of the Republican National Convention, something I’ve done every four years since I was a young political nerd in 1984. Speaker after speaker repeated the claim that America was safer and the world was more secure when Trump was president. If past performance is any indicator of future results, Americans should brace themselves for more chaos if Trump wins. The theme of the second night of the convention was “Make America Safe Again.” Yet the public mustn’t forget that the murder rate skyrocketed under Trump. According to the Pew Research Center, “The year-over-year increase in the U.S. murder rate in 2020 was the largest since at least 1905 — and possibly ever.”

Persons: Mitt Romney, Donald Trump, Trump, ” Organizations: Republican National Convention, Republican, America, Trump, Pew Research Center Locations: America, Russia, U.S

You can also use our guide to the best low credit score mortgage lenders to see which lenders accept borrowers with lower scores. Minimum credit score by mortgage typeConforming mortgage: 620 or higherConforming mortgages, which are the most common type of mortgage, are only available to borrowers with credit scores of 620 or higher. Get copies of your credit reportUnderstanding your credit history is key to understanding what's affecting your credit score. Review your credit report again to see what is impacting your credit score, then take steps to improve it. Getting a mortgage with bad credit frequently asked questionsCan you get a mortgage with a 500 credit score?

Persons: it's, US Department of Veterans Affairs doesn't, you've, It's, you'll, You'll Organizations: US Department of Veterans Affairs, Rocket Mortgage, Freedom, Carrington Mortgage, HUD, Federal Housing Administration, Chevron Locations: CreditRepair.com, Chevron

☆ 4 big questions couples who want to live together should ask each other, especially if they’re over 50
▼ + stars: | 2024-07-20 | by ( Jeanne Sahadi | ) edition.cnn.com time to read: +8 min

That is especially the case for couples over 50 — for whom living together may seem the easier option if they have already had long-term marriages. An analysis of federal data by the Pew Research Center found that in 2016, couples over 50 represented roughly a quarter of adults living together. But while some concerns may be more urgent for older couples, here are some key questions couples of any age should consider when deciding to live together:1. Also discuss who you want to be your health care proxies. And if your partner is not your chosen health care proxy, include a medical release form in your health care directive naming them as someone who you, essentially, want by your side during a health crisis.

Persons: ”, Susan Brown, Mari Adam, Mari, ” Adam, Steven Rubin, Drazen Rubin Law, Adam, “ I’ve, Rubin, ” Rubin, “, it’s Organizations: New, New York CNN, National Center for Family, Bowling Green State University, Pew Research Center, Social Security, Medicaid Locations: New York

☆ 26-year-old won the NYC housing lottery, pays $881/month for a 1-bedroom apartment: How the process works
▼ + stars: | 2024-07-20 | by ( Celia Fernandez | ) www.cnbc.com time to read: +10 min

Nahjae Olin won the NYC housing lottery in 2023 and signed a lease on a one-bedroom apartment in the Bronx. She and five of her siblings grew up in a one-bedroom apartment just one block away from the place she now calls home. Molly Stromoski for NYC Department of Housing Preservation & DevelopmentThe New York City housing lottery program helps residents find affordable housing, including rent-stabilized apartments. NYC Housing ConnectThe average ratio for HPD's housing lottery is 50 applications for each available unit. Before winning her housing lottery apartment, Nkenge lived in a small one-bedroom in Harlem.

Persons: Nahjae Olin, Olin, Molly Stromoski, Emily Osgood, Osgood, you've, It's, she'd, . Olin, I'm, Development Olin, you'll, Nkenge, Mickey Todiwala, That's, I've Organizations: CNBC, NYC Department of Housing Preservation, New, of Housing Preservation, Development, Yorkers, AMI, Housing, . Locations: Bronx, Bronx , New York City, New York City, New York, housingconnect.nyc.gov, Brooklyn, Williamsbridge, U.S, Harlem, Manhattan, Nkenge's

A CD earns a fixed interest rate, but you have to leave your money in it for a set amount of time. Ask yourself whether you have separate emergency savings, and if you should be investing instead. Consider a high-yield savings account if you think you may need to access funds soon. CDs are a great way to generate passive income because they require almost no oversight after the initial deposit. Make sure you have savings in an emergency fund in case you need money quickly.

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☆ Trump's unity message lasted just over 26 minutes
▼ + stars: | 2024-07-19 | by ( Matthew Loh | ) www.businessinsider.com time to read: +4 min

Unity, after all, has been a key message espoused by President Joe Biden. "I had all prepared an extremely tough speech, really good, all about the corrupt, horrible administration," Trump told the Post. Just over 26 minutes into his speech, Trump was praising his supporters and family when he veered abruptly back into attacks on his opponents. Trump portrays unity — while insulting his opponentsTrump, now officially the Republican nominee, began his speech in line with the unity message. "I look at unity, and it's obviously an opportunity to bring the country together," said Chris LaCivita, a senior campaign aide.

Persons: —, Donald Trump, Joe Biden, Trump, Don Jr, Eric, Crazy Nancy Pelosi, we're, Biden, they're, MAGA, That's, Donald Trump Jr, Axios, Mike Allen, Chris LaCivita, let's Organizations: Service, New York Post, Washington Examiner, Business, Republican National Convention, Republican, GOP, Democratic, Social Security, Trump, RNC Locations: United States

☆ Election Live Updates: Republicans Leave Convention Unified Around Trump
▼ + stars: | 2024-07-19 | by ( Jim Rutenberg | Adam Nagourney | ) www.nytimes.com time to read: +74 min

And there was great, great sorrow. They’re going to be OK. They’re going to be doing very well. Now he’s going to get on the plane in a little while and he’s going to go back home to his wife. Great, great student at Yale. So many — just so many heroes, so many great, great people.

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Here are the best retirement plans, calculators, investment strategies, and tips you can use to ensure your retirement savings plan is on track. Understanding retirement needsAssessing your retirement needsUnfortunately, there's no general number to aim for when saving toward retirement. Financial experts recommend delaying Social Security until you reach full retirement age (age 70). This rule states that retirees can withdraw up to 4% of their retirement savings in year one of retirement. The 4% rule in retirement planning suggests withdrawing 4% of your retirement savings each year to prevent you from prematurely running out of money for at least 30 years.

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☆ Live Election Updates: Trump to Close G.O.P. Convention in Full Control of His Party
▼ + stars: | 2024-07-18 | by ( Jim Rutenberg | ) www.nytimes.com time to read: +22 min

For the last eight years, President Trump has given everything he has to fight for the people of our country. And then President Trump flew to Milwaukee and got back to work. A leader who rejects Joe Biden and Kamala Harris’s Green New Scam and fights to bring back our great American factories. President Trump represents America’s last best hope to restore what — if lost — may never be found again. And every single day for the next four years, when I walk into that White House to help President Trump, I will be doing it for you.

Persons: Vance, Trump, Donald Trump, Corey Comperatore, Don, Eric squirmed, I’ve, Joe Biden, Joe, ”, Donald J, Biden, Mamaw, “, We’ve, who’s, Kamala Harris’s, —, I’m, Usha, Ewan who’s, Vivek who’s, America’s, It’ll, Trump’s, Mamaw couldn’t, That’s, Kamala Harris, he’s, Joe Biden’s, ” We’re, “ Honey, it’s, that’s Organizations: Michigan, America, United States Senate, Republican Party of, NAFTA, China, United States Marines, Fi, The Ohio State University, I’m, Ohio State, Yale Law School, Trump, Mirabel, Social Security, Iraq, Washington, Workers, Chinese Communist Party, ISIS, United, Republican Party Locations: Milwaukee, Ohio, America, Pennsylvania, United States of America, Middletown , Ohio, Washington, Mexico, Iraq, Michigan, New York City, American, Afghanistan, Wisconsin, China, U.S.A, Eastern Kentucky, Appalachia, Ohio , Pennsylvania, that’s Kentucky, United States, Kentucky, Michigan , Wisconsin , Pennsylvania

☆ Live Election Updates: Trump to Close Convention in Full Control of His Party
▼ + stars: | 2024-07-18 | by ( Jim Rutenberg | ) www.nytimes.com time to read: +22 min

Introduction to Hilton Free Night CertificateWhat Is a Hilton Free Night Certificate? The easiest way to earn a Hilton free night certificate is with the Hilton Honors American Express Aspire. Redeeming Your Hilton Free Night CertificateWhen you've earned a Hilton free night certificate, you'll receive an email from Hilton Honors letting you know your award is in your Hilton account. Can the Hilton Free Night Certificate be used at any Hilton property? Redeem by calling Hilton Honors customer service or, in some cases, directly through your Hilton Honors account online, depending on the certificate's terms.

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The information for the following product(s) has been collected independently by Business Insider: Ink Business Premier® Credit Card, Southwest Rapid Rewards® Premier Credit Card, Chase Freedom Flex®. But if saving cash is more important to you, Chase's Pay Yourself Back program can help you save money by using your credit card rewards to pay off certain charges on your card. As the name suggests, Pay Yourself Back allows you to use your credit card rewards to pay off certain charges on your card. Eligible Chase CardsThe Pay Yourself Back program is available on the Chase Freedom, Ink, and Sapphire credit cards, as well as the co-branded Aeroplan® Credit Card, United credit cards, and Southwest credit cards. If you have a Chase Sapphire Reserve®, you should also consider applying for another Chase card that could help you maximize this benefit.

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☆ Bob Newhart Holds Up.
▼ + stars: | 2024-07-18 | by ( Jason Zinoman | ) www.nytimes.com time to read: +1 min

Bob Newhart, who died on Thursday at the age of 94, has been such a beloved giant of popular culture for so long that it’s easy to forget how unlikely it was that he became one of the founding fathers of stand-up comedy. Before basically inventing the hit stand-up special, with the 1960 Grammy-winning album “The Button-Down Mind of Bob Newhart” — that doesn’t even count his pay-per-view event broadcast on Canadian television that some cite as the first filmed special — he was a soft-spoken accountant who had never done a set in a nightclub. That he made a classic with so little preparation is one of the great miracles in the history of comedy. A Roman Catholic from the west side of Chicago, Newhart came off as an entirely respectable example of Midwestern nice. Newhart brought his own kind of neurosis, a comedy rooted in nuanced deadpan and silence.

Persons: Bob Newhart, Bob Newhart ”, Lenny Bruce, Mort Sahl, Newhart, Shelley Berman, ” Organizations: Catholic Locations: Chicago

☆ I didn't think I was a good enough parent. I went to therapy to deal with my shame.
▼ + stars: | 2024-07-18 | by ( Jennifer Sizeland | ) www.businessinsider.com time to read: +4 min

After having my son nearly three years ago, I struggled with an almost debilitating embarrassment about my performance as a mother. His birth unleashed a sense that I somehow wasn't good enough, so I would have to overcompensate to be a good parent. I didn't know what to do, so I made an excuse and took my son somewhere else to play. That's why I went back to therapy two years ago when my son was 1. While many parents may feel shame in certain situations, I'm glad I sought out support, as I can now go anywhere with my son.

Persons: I've, I'd Organizations: Service

☆ I saved $1,000 a month when I cut alcohol. The emotional and physical tax was just as expensive.
▼ + stars: | 2024-07-18 | by ( Tess Martinelli | ) www.businessinsider.com time to read: +5 min

I spent up to $2,000 a month to fund a drinking habit that I believed was helping me. I started drinking in college to soothe my anxietyI'll never forget the first time I got drunk. Every extra dime went to funding my drinking habitsRent took up most of my paycheck, but the rest went directly to drinking. Related storiesAfter a year of deeply contemplating sobriety, I took my final sip of alcohol in October 2021. Cutting out alcohol and the sneakily expensive lifestyle that surrounded me saves me $1,000 a month.

Persons: —, Katie Butler, It's, I'm, Uber, would've, Tess Martinelli Organizations: Service, Business Locations: Dallas, tmartinelli@businessinsider.com

☆ David Duchovny on His Best Movie & TV Roles: 'the X-Files,' 'Californication,' 'Zoolander'
▼ + stars: | 2024-07-18 | by ( Eammon Jacobs | ) www.businessinsider.com time to read: +11 min

He's also continued to stretch himself as an actor, tackling roles like hedonist writer Hank Moody in "Californication" and Method actor Ryan Glenn in HBO's "The Sympathizer." On how 'The X-Files' became his acting schoolDavid Duchovny and Gillian Anderson as Mulder and Scully on "The X Files." On directing Robin Williams and playing the straight man in 'Zoolander'Duchovny with Robin Williams at the "House of D" premiere. HBOThis year, you starred in "The Sympathizer" as Ryan Glenn who, respectfully, is an absolute maniac Method actor. I don't think it's something anybody ever taught.

Persons: David Duchovny, Fox Mulder, Duchovny, Chris Carter, He's, Robin Williams, Frank Langella, Bucky, cking Dent, Hank Moody, Ryan Glenn, Gillian Anderson, Mulder, Scully, It's, hasn't, I'm, Zoolander, Robin, Téa Leoni, Badu, Anton Yelchin, Robin hadn't, Ben Stiller, Gene Hackman, Natascha, I've, we're, it's, that's, That'd, Strasberg, you've, Marty, Ted, Logan Marshall, Green Organizations: FBI, Business, Fox, New York Daily, Paramount, Showtime, HBO Locations: HBO's, Santa Monica, Hollywood

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