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☆ Embracing a New Enforcement Ethos
▼ + stars: | 2023-10-12 | by ( Kelly Evans | ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailEmbracing a New Enforcement EthosCredit and capital, fraud and financial crime – U.S. regulators face a myriad of enforcement hurdles in the year ahead. Former SEC Chairman Jay Clayton shares his thoughts on the current environment, the state of the markets, and what advisors should consider amid what he has called a "fundamental shift" in regulation.

Persons: Jay Clayton Organizations: Credit, SEC Locations: U.S

The updates include the addition of memory storage to its developer tools for using AI models. The new features are expected to be rolled out at OpenAI’s first-ever developer conference in San Francisco on November 6, sources said. Keeping developers happy has been a major focus for OpenAI, these sources told Reuters. Earlier this year, the company rushed to release ChatGPT plugins, add-on tools that allow developers to create applications within ChatGPT. Earlier this year, Altman admitted to a group of developers in London that plugins have not gained market traction.

Persons: Sam Altman, Elon Musk, Altman, Musk doesn't, OpenAI, Jasper, ChatGPT, Lakshya Bakshi, Krystal Hu, Anna Tong, Kenneth Li, Nick Zieminski Organizations: Reuters, Elon, Google, Thomson Locations: OpenAI’s, San Francisco, London

☆ Israel vowed to blaze through Gaza and destroy Hamas — a task it may find impossible
▼ + stars: | 2023-10-11 | by ( Tom Porter | ) www.businessinsider.com time to read: +5 min

Israeli Prime Minister Benjamin Netanyahu has pledged to destroy Hamas. AdvertisementAdvertisementIn the wake of the devastating terror attacks by militant group Hamas in Israel, the country's prime minister, Benjamin Netanyahu, vowed to destroy the group. And even if Israel succeeds in its assault, it is unlikely to completely destroy Hamas. Hamas could use the hostages as human shields, placing them at military and other sites likely to be targeted by the Israeli military. According to a 2017 study by RAND, Israel has sought to contain Hamas, but not outright destroy it.

Persons: Benjamin Netanyahu, —, Netanyahu, Israel, Insider's Jake Epstein, Tobias Borck, It's, Israel didn't, Michael Eisenstadt, Daniel Byman, Vohra Organizations: Service, Hamas, Royal United Services Institute, NBC, RAND, Israel, Military and Security, Washington Institute for Near East, Georgetown University, Foreign Locations: Gaza, Israel, London, Hamas

☆ Analysts say these stocks have the most upside from here — including one solar name expected to double
▼ + stars: | 2023-10-11 | by ( Brian Evans | ) www.cnbc.com time to read: +2 min

Wall Street is trying to shake off a myriad of headwinds, and analysts see certain stocks rallying from here. JPMorgan said in September that the stock is attractive for the long term, as survey data shows growing interest in residential solar panels. "We believe the survey results signal that homeowner interest for adding residential solar systems is stronger than currently low investor sentiment and recent under performance of residential solar stocks indicates," the bank said. SEDG YTD mountain SolarEdge stock. Discovery also made the list, with the average analyst price target calling for more than 76% upside.

Persons: Dow Jones, SolarEdge, JPMorgan, — CNBC's Michael Bloom Organizations: Dow, CNBC Pro, Barclays, Warner Bros, Moderna Locations: Israel

☆ What would an Israeli ground assault in Gaza look like? Here’s what I know from the one I saw
▼ + stars: | 2023-10-10 | by ( Ben Wedeman | ) edition.cnn.com time to read: +5 min

It was the deepest Israeli ground operation into Gaza since the withdrawal from the Strip in 2005. Then, Israeli troops largely avoided the most built up and crowded areas, particularly Gaza’s eight crammed refugee camps. During the siege that followed, Israeli warplanes and artillery pummeled West Beirut, but ground troops stayed out of Beirut proper. It was only after they left that Israeli troops took control of the western part of the city. If it comes, the ground operation will be far bloodier and more destructive.

Persons: Jerusalem CNN — “, Israel, Liberation of, Yoav Gallant, Ariel Sharon, Sabra, –, they’re Organizations: Jerusalem CNN, CNN, Islamic, Front, Liberation, Liberation of Palestine, Democratic Front, Fatah, Palestine Liberation Organisation, Israeli, Defense, PLO, Hamas Locations: Jerusalem, Rafah, Gaza, Gaza City, Israel, alleyways, Lebanon, Palestine, Beirut, Yemen, Tunisia, West Beirut

☆ The Buenos Aires barber's books: a history of 19,900% inflation
▼ + stars: | 2023-10-07 | by ( Adam Jourdan | Thomson Reuters | Regional Bureau Chief In South Latin America With Previous Experience Leading Corporate News Coverage In China | ) www.reuters.com time to read: +8 min

REUTERS/Agustin Marcarian Acquire Licensing RightsBUENOS AIRES, Oct 7 (Reuters) - The hand-written entries in the two dozen notebooks - date, haircut, price - chronicle decades of a Buenos Aires barber's working life. A price of 15 pesos equaled $15 with the currency peg. In her first term the haircut price rose 117%, speeding to 200% in her second term. Haircut prices rose 133% in his four years. The earliest health insurance bill he has was 798 pesos in 2007, since when it has hit 142,636 pesos, outstripping his haircut prices.

Persons: Barber Ruben Galante, Luciano Munoz, Agustin Marcarian, Ruben Galante, Alberto Fernandez, it's, Galante, Javier Milei, he's, Carlos Menem, Raul Alfonsin, Fernando de la Rua, de la Rua, Nestor Kirchner, Cristina Fernandez de Kirchner, Nestor's, Mauricio Macri, That's, Milei, Patricia Bullrich, Sergio Massa, Luciano Muñoz, Diego Maradona, Lionel Messi, Adam Jourdan, Eliana Raszewski, Prinz, Claudia Parsons Organizations: REUTERS, Reuters, Reuters Graphics Reuters Graphics, Currency, Reuters Graphics, Monetary Fund, Thomson Locations: Buenos Aires, Argentina, BUENOS AIRES, Belgrano, United States

☆ Goldman Sachs: Buy these 24 stocks heading into 2024 as the economy roars back following a possible 4th-quarter recession
▼ + stars: | 2023-10-05 | by ( Mark Reeth | ) www.businessinsider.com time to read: +5 min

But while external forces seem to be threatening markets, Dominic Wilson, senior advisor in Goldman Sachs' global markets research group, thinks investors themselves will turn recession fears into a self-fulfilling prophecy. In a note to clients late last week, Wilson wrote that the strength of the US economy has pushed markets upwards for most of the year. Investor sentiment has driven markets all year — particularly the exuberance over the potential of AI, which sent shares of a few key tech stocks higher and dragged the rest of the S&P 500 along with them. But Wilson thinks these issues are simply a "pothole" that the market will eventually recover from. If that's the case and stocks do bounce back in 2024, smart investors should position themselves now for profits later.

Persons: Dominic Wilson, Goldman Sachs, Wilson, Americas Equity Research Steven Kron, Kron, Morgan Stanley, there's Organizations: Federal Reserve, Americas Equity Research, Wall

They’re the atheists, the agnostics, the “nothing in particular.” Many are “spiritual but not religious,” and some are neither or both. “I grew up Methodist, but I don’t follow any religion,” said John, 32. But nones said in interviews they were happy to leave religion behind, particularly in toxic situations, and find community elsewhere. While they don’t describe their explorations as spiritual, they aim to inspire wonder and purpose in their children. ___Associated Press religion coverage receives support through the AP’s collaboration with The Conversation US, with funding from Lilly Endowment Inc.

Persons: Mike Dulak, ”, Dulak, “, Ryan Burge, they’re, Emma Komoroski, Alric Jones, —, Jones, ’ ”, he’ll, I’m, ” Jones, agnostics, ” Burge, ” Dulak, “ It’s, Burge, It’s, I’ve, Mia Vogel, I’ll, Alcoholics Anonymous, Jay Geisler, “ there’s, Geisler, GUS, Guy, ‘, ’ ” Geisler, John, Linda, nones, ” Marjorie Logman, doesn’t, Logman, hadn’t, “ I’m, Ashley Miller, Miller, Linley Sanders, Emily Swanson, Jessie Wardarski Organizations: Catholic, Southern Baptist, Eastern Illinois University, Associated Press, NORC, for Public Affairs Research, AP, Christianity, University of Missouri, Alcoholics, Episcopal, Pittsburgh Recovery Center, Methodist, Lilly Endowment Inc Locations: Southern California, Rocheport , Missouri, Catholic, Southern, “, U.S, Ozark, Arkansas, Missouri, Michigan, Mt . Vernon , Illinois, Aurora , Illinois, Adria

☆ Jim Cramer sees 'plenty of tinder' that could spark a market rally, including the jobs report
▼ + stars: | 2023-10-04 | by ( Julie Coleman | ) www.cnbc.com time to read: +2 min

CNBC's Jim Cramer said Wednesday he sees conditions that could spur a stock market rally, following a challenging few weeks on Wall Street. "We certainly have plenty of tinder for a rally — there are some Kingsfords lying around, maybe even a Duraflame or two," he said. However, he added that this potential economic weakness could hurt plenty of sectors, including retailers, banks and housing. But this weakness soon gave way to a tech-fueled rally, he said. He added that he's not sure whether the "uniform negativity" on Wall Street — especially talk of declining bond prices — means a bottom, but to him, it's a possibility.

Persons: CNBC's Jim Cramer, Cramer, Friday's, he's, We'll Organizations: Federal, Nasdaq, Microsoft, Nvidia, Meta

☆ Supreme Court case may gut the CFPB: Consumer watchdog's ‘future is on the line,’ group says
▼ + stars: | 2023-10-03 | by ( Greg Iacurci | ) www.cnbc.com time to read: +4 min

Visitors walk across the U.S. Supreme Court plaza on the first day of the court's new session on Oct. 2, 2023. Bill Clark | Cq-roll Call, Inc. | Getty ImagesWhy the CFPB's funding may be unconstitutionalThe Consumer Financial Protection Bureau headquarters in Washington. Lawmakers created the federal agency to protect consumers from predatory financial practices. The Supreme Court ruled against the agency in a 2020 case, Seila Law v. CFPB, finding part of its structure to be unconstitutional but ultimately keeping the agency intact. Instead, the CFPB's funding isn't authorized by Congress each year.

Persons: Bill Clark, Washington . Samuel Corum, Dodd, Frank, —, John Coleman, Orrick, Coleman, Rohit Chopra, Tom Williams Organizations: U.S, Supreme, Cq, Inc, Getty, Financial, Bloomberg, Lawmakers, U.S ., Appeals, Circuit, Congress, Federal Reserve, 5th Circuit, Congressional Research Service, Mortgage Bankers Association, National Association of Home Builders, National Association of Realtors Locations: Washington .

☆ At Rosemead High, generations of students were harassed or groomed for sex as they tried to get an education
▼ + stars: | 2023-10-03 | by ( Matt Drange | ) www.businessinsider.com time to read: +87 min

Students were regularly subjected to sexual harassment by Hall, two former students told me. “I feel like so many of us were victims to the culture,” one former Rosemead student told Insider. Manipulation by a trusted adult has been passed like a virus to generations of Rosemead students. AdvertisementThe Shops at Santa Anita in Arcadia have long been a local haunt for Rosemead High students. We wondered aloud whether Masiello had harassed our mother the same way he'd done to generations of Rosemead students.

Persons: Clara didn't, She'd, Alex Rai, Eric Burgess, Burgess, Rai, Clara, they'd, Rai texted, she'd, who'd, Mark Abramson, Rai didn't, Leonard Levine, — I'm, Alex Rai wasn't, wouldn't, Rosemead, RubyAnna Sare, Sare, Harlan Mayne, Mayne, Dwain Crum, he'd, colluded, Crum, Robin Torres, Torres, Edward Zuniga, Zuniga, Paul Arevalo, Kristy, Jim Hall, Hall, groped, Angela, Diane Bladen, Bladen, Michael Sullivan, Sullivan, Denton Todd, Todd, Barbara, Arevalo, Barbara said, Matt Drange, Andrew Dalton, Dalton, ” Mark Abramson, I've, Will, Suzy, Carly Sanchez, Sanchez, aren't, —, David Pitts —, Pitts, Cindy, Scriabin, David Pitts, couldn't, That's, G, You'd, It's, Wing Chan, Chan, Louis Vuitton, Justin Rosien, Rosien, Rosien texted, cringed, Jim Hall's, Don Masiello, Paul Arevalo's, Sergio Caveyo, Caveyo, Brian Day, Alex, messaged, Brian Aliff, Aliff, Nichole, I'd, scoot, Michelle, Michelle's, Michelle didn't, Sarah, Brian Bristol, didn't, Nichole's, Weeks, Herbert Ortiz, Jaime, Ortiz, Richard Daniels, Daniels, Fidel Dominguez, Rosemead High's, Larry Callaham, Masiello, Jan Herzog, Herzog, Justin Fregoso, James Eder, Fregoso, me Eder, Eder, they've, Anne Bazile, Bazile, Unbeknownst, Arevalo —, Jonathan Howard, Credentialing, Howard, Elaine Rose, Rose, El Monte Union High School District Arevalo, he's, José Gallegos, Gallegos, Billie, Jo Grant, Grant, Michael Cohen, Cohen, Santa Claus, Oz, California's, haven't, Lupe Nieves, Nieves, reenacted, faxed, Harold Greenberg, Dan Morris, Morris, Alex Valdez, J, Valdez, alums, Heidi, Guillermo, she's, Clara wasn't, Mark Matthews, Matthews, Rai groped, Janine Salanitro, Zuniga hasn't, Felipe Salazar, Salazar, Andrew Dalton's, Matt Drange’s Organizations: Business, Rosemead High School, Rosemead High, Rosemead, El Monte Union High School District, Sheriff's Department, TA, El Monte Union High School, X's, Ford, Business Insider, Casa del Rey, Nissan, Nike, Bristol, Arroyo High School, High School, Los, Los Angeles County Sheriff's Department, Perris High School, of Education, Angeles County Sheriff's Department, California, California Department of Education, Monte Union High School, Valdez, Gabrielino, Rai, Los Angeles County Sheriff's, Temple City Locations: Southern California, Rosemead, San Gabriel Valley, San Gabriel, Los Angeles, Huntington Beach, Pasadena, Bladen, California, Arevalo, Utah, Santa, Arcadia, Beverly Hills, Burgess, Bristol, Arroyo, Perris, California's, Angeles, Cindy's, Los Angeles County, Temple

☆ Great news — social media is falling apart
▼ + stars: | 2023-10-03 | by ( Shubham Agarwal | ) www.businessinsider.com time to read: +14 min

And I'm not alone: People are spending less and less time on social media. But instead of spelling the death of social media, it may be the beginning of a better era. Welcome to the Great Social Media Splintering. One recent study found social media could cause an increase in eating disorders and poor body image in men and women. Studies have found that news overload from social media can cause stress, anxiety, fatigue, and lack of sleep.

Persons: I've, haven't, I'm, it's, Ben Grosser, Harvard University's Berkman Klein, media's, TikTok, Chand Rajendra, Rebecca Rinkevich, Mike McCue, Jack Dorsey, Steve Teixeira, Rajendra, Nicolucci, Shubham Agarwal Organizations: Facebook, Twitter, Great Social Media, Harvard, Harvard University's Berkman Klein Center, Internet & Society, University of Massachusetts Amherst, Institute, Rebooting Social Media, Mastodon, Mozilla, Wired, Company Locations: Instagram, Google's, India, Brazil, Facebook, Ahmedabad

☆ Welcome to the Great Internet Splintering
▼ + stars: | 2023-10-03 | by ( Shubham Agarwal | ) www.businessinsider.com time to read: +14 min

But instead of spelling the death of social media, it may be the beginning of a better era. Welcome to the Great Social Media Splintering. One recent study found social media could cause an increase in eating disorders and poor body image in men and women. The fatigue I have felt is therefore partly fueled by another, more-pressing concern: Which social network should I bank on? But until it emerges, I expect to continue living a splintered and nomadic online social life.

Persons: I've, haven't, I'm, it's, Ben Grosser, Harvard University's Berkman Klein, media's, TikTok, Chand Rajendra, Rebecca Rinkevich, Mike McCue, Jack Dorsey, Steve Teixeira, Rajendra, Nicolucci, Shubham Agarwal Organizations: Facebook, Twitter, Great Social Media, Harvard, Harvard University's Berkman Klein Center, Internet & Society, University of Michigan, Institute, Rebooting Social Media, Mastodon, Mozilla, Wired, Company Locations: Instagram, Google's, India, Brazil, Facebook, Ahmedabad

☆ Opinion: My journey from a homeless shelter to the ballet stage
▼ + stars: | 2023-10-02 | by ( Opinion Steven Melendez | ) edition.cnn.com time to read: +6 min

Editor’s Note: Steven Melendez is artistic director of New York Theatre Ballet and a subject of the new documentary film “LIFT,” available on Apple and Amazon. He was born in the Bronx, New York, and has danced as a soloist with Ballet Concierto in Argentina, a principal dancer with the Vanemuine Theater Ballet Company in Estonia, and for more than 15 years with New York Theatre Ballet. CNN —Thirty years ago, I lived in a family homeless shelter in New York City, where dreams and struggles often do battle. The LIFT program did not simply introduce me to ballet; it transformed my life. New York Theatre BalletThe rigorous training demands unwavering commitment, punctuality and the relentless pursuit of perfection.

Persons: Steven Melendez, Steven Melendez Rachel Neville, Diana Byer, Jacques d’Amboise, Talent Organizations: New York Theatre Ballet, Apple, Concierto, Vanemuine Theater Ballet Company, CNN, New York Theatre, US Department of Housing, Urban Development, Harvard Joint Center for Housing Studies, Coalition, York Theatre Ballet, National Dance Institute Locations: Bronx , New York, Argentina, Estonia, New York City, Bronx, America

Now that I'm stepping away from an employer-sponsored retirement plan, I need to save for my future on my own. Anjali Jariwala, the founder of financial planning firm FIT Advisors, says the most important aspect of planning contributions is setting good financial habits. Consider an IRANow that I'll be saving for retirement without the help of my employer, I'll want to consider an IRA. Consider a solo 401(k)I can also consider a solo 401(k), which provides similar benefits to an employer 401(k). And you can open up multiple retirement accounts, but keep track of your contributions and limits.

Persons: I've, it's, —, Anna Sergunina, Sergunina, Anjali Jariwala, Jariwala, Roth, Tricia Rosen, Robinhood, Rosen, Wealthfront, Read Organizations: Roth IRA

X, formerly known as Twitter, sued Atlas Exploration in San Francisco Superior Court on Thursday in a complaint alleging breach of contract. X has faced an array of legal actions over unpaid rent and other invoices following Musk's $44 billion buyout last October. In one case, the owner of X's main office at 1355 Market Street in San Francisco sued X for more than $3.1 million in unpaid rent. Britain's Crown Estate, which manages the property portfolio belonging to the monarchy, in January filed claims against X over alleged unpaid rent on its London headquarters. The case is X Corp v Atlas Exploration Inc, San Francisco Superior Court, No.

Persons: Carlos Barria, Elon, X, Atlas, Kevin Hill, Hill, Jonathan Hawk, Mike Scarcella, Leigh Jones, Chris Reese Organizations: REUTERS, Elon Musk's X Corp, San, Twitter, Atlas Exploration, San Francisco Superior Court, Inc, X, X Corp, Exploration Inc, San Francisco Superior, Thomson Locations: San Francisco , California, U.S, San Francisco, San Francisco's, Britain's, London

His most substantive comment on Trump’s myriad legal issues was a sarcastic remark about his mugshot in the Fulton County, Georgia, case. Defending democracy is an issue Biden allies believe remains deeply resonant with voters, almost three years after the 2020 contest. A White House official noted Arizona was a state that has toggled between Democratic and Republican leadership. “President Biden will talk about his conviction that we must not walk away from the sacrifices generations of Americans have made to defend our democracy,” the official said. “It’s well past time for President Biden to see the border crisis first hand and for the administration to do its job, secure the border, and keep Arizona safe.

Persons: Joe Biden, Donald Trump, he’s, MAGA, ” Biden, Sen, John McCain, “, ”, Biden, Joe Biden’s, Republican Sen, Trump, Hunter, –, “ I’m, “ MAGA, Jon Meacham, Thursday’s, – Biden, Biden harkened, McCain, McCain’s, Cindy, Katie Hobbs, Kyrsten Sinema –, Beau Organizations: Washington CNN, Republican Party, MAGA Republican, Department, Republican, Trump, White House, Biden, Gettysburg, McCain, White, GOP, Republicans, MAGA Republicans, Broadway, Democrats, Democratic, Democrat Locations: America, Arizona, Fulton County , Georgia, East, Tempe , Arizona, ”, Michigan, Chicago, Silicon Valley, Washington, Hanoi

☆ Time running out for Trump's Republican 2024 rivals as they face off in second debate
▼ + stars: | 2023-09-27 | by ( Tim Reid | ) www.reuters.com time to read: +5 min

[1/2] Former U.S. President and Republican presidential candidate Donald Trump attends a 2024 presidential election campaign event at Sportsman Boats in Summerville, South Carolina, U.S. September 25, 2023. Seven Republican candidates will be on stage for the debate that begins at 9 p.m. Trump's Republican rivals need to change the trajectory with less than four months until voting begins in Iowa, which holds the first Republican nominating contest, the strategists say. DEBATE IS 'MAKE-OR-BREAK' FOR DESANTISMancuso said this week's debate was especially important for Florida Governor Ron DeSantis. Once the clear second-place candidate behind Trump, DeSantis has floundered, and some other candidates have closed the gap with him in recent polls.

Persons: Donald Trump, Sam Wolfe, Donald Trump's, Ronald Reagan, Joe Biden, Trump, Biden, John Feehery, Feehery, Mary Anna Mancuso, Mancuso, Lindsey Graham's, DESANTIS Mancuso, Florida Governor Ron DeSantis, DeSantis, Nikki Haley, Vivek Ramaswamy, Mike Pence, Tim Scott of, Chris Christie, Doug Burgum, Kyle Kondik, Kondik, Stuart Varney, Tim Reid, Ross Colvin, Howard Goller Organizations: U.S, Republican, Sportsman, REUTERS, Former U.S, Foundation & Institute, Trump, Democratic Party, Florida Governor, Reuters, Former South Carolina, New, North Dakota, University of Virginia Center for Politics, Republican National Committee, Fox Business Network, Univision, Thomson Locations: Summerville , South Carolina, U.S, Former, Simi Valley , California, Wisconsin, Detroit, Iowa, Florida, New Hampshire, South Carolina, COVID, DeSantis, Tim Scott of South Carolina, New Jersey, North

Republican presidential candidates talk over each other during the second Republican candidates' debate of the 2024 U.S. presidential campaign at the Ronald Reagan Presidential Library in Simi Valley, California, September 27, 2023. Former New Jersey Governor Chris Christie, a frequent Trump critic, chimed in, saying Trump was "afraid" and mocking him as "Donald Duck" for skipping the debate. Biden, the presumptive Democratic nominee for the November 2024 election, was also a frequent target for the Republican candidates, who castigated his handling of the economy and the southern border with Mexico. "They're all job candidates," Trump said dismissively of the seven Republicans at the debate. Haley, meanwhile, was hoping a second consecutive strong debate performance will convince some Republican donors she has the best odds of unseating Trump.

Persons: Ronald Reagan, Mike Blake, Donald Trump's, Joe Biden, Trump, Ron DeSantis, DeSantis, Chris Christie, chimed, Donald Duck, Mike Pence, Nikki Haley, Biden, Vivek Ramaswamy, Ramaswamy, Dana Perino, Iowa's, Haley, Doug Burgum, autoworkers, Tim Scott, Scott, Vladimir Putin, Tim Reid, Rami Ayyub, Kanishka Singh, Jasper Ward, Eric Beech, Gram Slattery, Joseph Ax, Ross Colvin, Howard Goller Organizations: Republican, Ronald Reagan Presidential, REUTERS, Democratic, Trump, Reuters, Former New Jersey, United, United Nations, TikTok, U.S, Trump . North, Thomson Locations: Simi Valley , California, SIMI VALLEY , California, China, Wisconsin, Florida, United Nations, Mexico, Michigan, New York, COVID, Trump . North Dakota, Ukraine, Russia, Jasper, Princeton , New Jersey

A credit score under these thresholds is also called a sub-prime credit score, which means that creditors might think twice when reviewing your application for a credit line. However, a combination of serious negative marks on your credit score may seriously hurt your credit score, putting you on the lower end of the score range. While one credit check on your credit report may dent your credit score by a few points, several of these in a short period of time will significantly hurt your credit score. While one credit check on your credit report may dent your credit score by a few points, several of these in a short period of time will significantly hurt your credit score. Lowest credit score frequently asked questionsWhat is the lowest credit score to buy a house?

Persons: VantageScore, aren't, you'll, Enoch Omololu, Erik Beguin, Kendall Meade Organizations: Self, New Canadians, Austin Capital Bank Locations: annualcreditreport.com, Chevron

☆ 3 small-business owners share the unconventional ways they funded their companies, from credit cards to tax credits
▼ + stars: | 2023-09-26 | by ( Lily Katzman | ) www.businessinsider.com time to read: +7 min

One founder told Insider she used credit cards to support her business growth. This article is part of "Starting Up Your Small Business," a series exploring steps small-business owners can take when starting out, transitioning, or scaling up. She also looked for cards that offered benefits that could support her business growth. "If I had stayed where I was and we bootstrapped, I would have had to take on a lot more and wouldn't have the time to invest in building Fresh Starts," Dreizen Howell said. Though there is no one-size-fits-all way to fund a company, Dreizen Howell advises founders to think big about the possibilities.

Persons: —, Elizabeth Gore, Cash, David Manshoory, Chloe Homan, didn't, that's, Homan, You've, she's, Alleyoop, Manshoory, Olivia Dreizen Howell, Dreizen Howell Organizations: Service, Curlfriend, Delta, Alleyoop, Registry Locations: Belize

☆ Electronic Pioneers Tangerine Dream Shape-Shift Once Again
▼ + stars: | 2023-09-25 | by ( Steve Smith | ) www.nytimes.com time to read: +1 min

Before this spring, the last time Tangerine Dream performed live in the United States was on Sept. 30, 2013. The occasion was “Live From Los Santos: The Music of Grand Theft Auto V,” a showcase presented during the 51st New York Film Festival. But you couldn’t miss the group’s leader, Edgar Froese, front and center in his signature black hat. It was the final New York performance by Froese, who died of a pulmonary embolism in 2015. Now, a new Tangerine Dream is touring the U.S. and Canada, arriving at the Knockdown Center in Queens on Saturday — precisely a decade after its last New York appearance.

Persons: Edgar Froese, Froese, Thorsten Quaeschning, Paul Frick, Hoshiko Yamane — Organizations: 51st New York Film Locations: United States, Santos, York, Berlin, Canada, Queens, Tucson, Ariz

☆ 'There's a significant number of upside opportunities': A top-3% fund manager shares 9 of his favorite investments to make now — and why China's economy is in big trouble
▼ + stars: | 2023-09-23 | by ( James Faris | ) www.businessinsider.com time to read: +8 min

Leading fund manager Mark Costa operates in one of the toughest parts of global markets: the foreign small- and mid-cap value category. In the past decade, his Brandes International Small Cap Value Fund (BISAX) has outperformed 91% of its peers despite logging a modest 4.8% annual return in that span. Of the 11 years that Costa has co-managed the fund, 2023 is shaping up to be one of the best. His foreign-focused small-cap value fund is up 25.3% year-to-date compared to 6% for its index, which puts it in the top 3% of its category, according to Morningstar. The best opportunities Costa sees in Japan are in its regional banking and healthcare industries.

Persons: Mark Costa, he's, Brandes, Costa, Morningstar, Costa wasn't, we've, Yue Yuen, We've, they've Organizations: Costa, Value, PAX, Companies, Royce, C Locations: China, it's, Hong Kong, Indonesia, People's Republic, Europe, Japan, United Kingdom

☆ Make no mistake, it's absolutely possible Trump wins the 2024 election
▼ + stars: | 2023-09-23 | by ( Walt Hickey | ) www.businessinsider.com time to read: +5 min

Make no mistake, though: There's still a pretty solid chance he pulls it off and becomes the president again. Despite the 91 felony charges across multiple indictments, yeah, Trump obviously still has a shot at winning again. An extra 11,000 votes in Arizona, an extra 20,000 votes in Wisconsin, an extra 12,000 votes in Georgia, and Trump wins the 2020 election. That's fanciful thinking, and a second Trump presidency is well within the realm of the possible. Most significantly, Trump is running the table on a field of some pretty solid and rather electable Republican alternatives.

Persons: Donald Trump, There's, Trump, We're, Biden, It's, Ron DeSantis, Mike Pence, Joe Biden, Susan Walsh, doesn't Organizations: Biden, Trump, Service, GOP, Independents, Florida Gov, AP Locations: Wall, Silicon, Arizona, Wisconsin, Georgia, Florida, New York

[1/2] Logos of Swiss banks Credit Suisse and UBS are seen before a news conference in Zurich Switzerland, August 30, 2023. Credit Suisse, which was Switzerland's second-biggest bank, suffered years of scandals and losses before it had to be rescued in March in a state-engineered takeover by UBS. Credit Suisse declined to comment. Spokespeople for central banks in South Korea, India, Ireland, and Saudi Arabia also did not immediately respond to Reuters requests for comment. Last month, a Moscow court banned UBS and Credit Suisse from disposing of shares in their Russian subsidiaries, Reuters reported, citing court documents.

Persons: Denis Balibouse, Laws, Engen Tham, Selena Li, Jihoon Lee, Alexander Marrow, Sumeet Chatterjee, Stephen Coates, Alexander Smith Organizations: Credit Suisse, UBS, REUTERS, Rights, Reuters, Suisse, Western, Thomson Locations: Zurich Switzerland, Rights SHANGHAI, HONG KONG, South Korea, India, Swiss, Ireland, Saudi Arabia, Russia, Moscow, Ukraine, Bahrain, Dubai, Abu Dhabi, Japan, Thailand, Turkey, Shanghai, Hong Kong, London

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