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To live a meaningful, fulfilling life, you have to accept that it'll eventually come to an end, says Shoshana Ungerleider. Over the years of caring for ill hospital patients, Ungerleider — a doctor who specializes in internal medicine — has observed regrets among people near the end of their lives, she tells CNBC Make It. Throughout our lives, this present moment is all we have." Here are five regrets she says people often express:I didn't spend enough time with the people I love. Ungerleider's advice for getting ahead of those regrets is simple: Remind yourself that your time is limited and unpredictable, and regularly ask yourself some big, important questions.
Persons: it'll, Shoshana, Ungerleider —, I'd, Organizations: CNBC, Well
Your boss says the company does not plan to require employees to return to the office. Some workers have filed lawsuits against their companies or charges with the National Labor Relations Board over RTO mandates. AdvertisementBut remote employees who simply argue that returning to the office is an inconvenience to their lifestyle have "zero chance" to fight the RTO mandate with legal action, Zambrano said. AdvertisementHowever, said Camacho Moran, just because an employee has an illness or a disability "does not mean that remote work is the appropriate accommodation." Reasonable accommodations under the ADA can include modifying a work schedule or workplace setting, as well as moving to remote work.
Persons: , Ron Zambrano, Zambrano, Domenique Camacho Moran, Farrell Fritz, Camacho Moran, " Zambrano, it's Organizations: Service, Business, Trial, Amazon, Walmart, National Labor Relations Board Locations: California, Seattle, New York
Meanwhile, Morgan Stanley raised its price target on Constellation Energy to $313m implying more than 20% upside. 7 a.m.: DA Davidson downgrades Microsoft, cites diminishing AI lead DA Davidson believes that Microsoft has lost its edge over competitors in artificial intelligence. The investment firm downgraded shares of the tech giant to neutral from buy, although analyst Gil Luria maintained his $475 price target. This could begin to have a material impact on the company's returns beginning in 2025, the analyst wrote. Wells Fargo analyst Neil Kalton also hiked his price target on the stock to $300, implying nearly 18% upside ahead.
Persons: Raymond James, Morgan Stanley, Bernstein, DA Davidson, Davidson, Gil Luria, Luria, GitHub Copilot, — Lisa Kailai Han, Daniel Roeska, Roeska, Lisa Kailai Han, Ronald Josey, Josey, Meta, Atif Malik, Malik, Raymond James downgrades, Brian Gesuale, Gesuale, David Arcaro, Arcaro, Wells, Neil Kalton, — Fred Imbert Organizations: CNBC, Constellation Energy, Motors, Microsoft, DA, Nvidia, Motors General Motors, General Motors, Hyundai, Citi Locations: Palantir, Friday's, U.S, 25e, GenAI
Every weekday the CNBC Investing Club with Jim Cramer holds a "Morning Meeting" livestream at 10:20 a.m. The Dow closed Friday at a record while the S & P 500 did so Thursday . Despite a slight dip in the S & P 500 Friday, the S & P Short Range Oscillator moved further into overbought territory at 7.3%. THE ABOVE INVESTING CLUB INFORMATION IS SUBJECT TO OUR TERMS AND CONDITIONS AND PRIVACY POLICY , TOGETHER WITH OUR DISCLAIMER . NO FIDUCIARY OBLIGATION OR DUTY EXISTS, OR IS CREATED, BY VIRTUE OF YOUR RECEIPT OF ANY INFORMATION PROVIDED IN CONNECTION WITH THE INVESTING CLUB.
Persons: Jim Cramer, Stocks, Jim Cramer's, Morgan Stanley, Goldman Sachs, Jim, Jeff Marks, Jeff Organizations: CNBC, Dow, Health, Intel, Qualcomm, Bloomberg News, Apollo Global Management, Apple, Barclays, JPMorgan, Citigroup Locations: U.S
Newly released federal data shows the US tech workforce is younger than the workforce at large and getting younger still. Tech workers under 25 are becoming more common, while the proportion of workers older than 40 shrinks. There's an age-old perception that tech workers should be young so they can move fast and break things. One of the top qualifications to land a tech job, it seems, is to possess a birth certificate dated after 1990. Women make up just 22% of tech workers — the same proportion of jobs they held in 2005.
Persons: Z, Mark Zuckerberg, Maureen Clough, antiaging serums, Joanna Lahey, Lahey, ageism, John Zeman, Elon Musk, Zeman, John Rizzo, Rizzo, X, Daniel Jolles, Jolles, they're, Amanda Hoover Organizations: Tech, Commission, Texas, M University, Twitter, IBM, The London School of Economics, Business Locations: Silicon Valley, China
Check out the companies making headlines in midday trading: Micron Technology — Micron edged 2.7% higher after JPMorgan reiterated the stock as overweight ahead of the memory chipmaker's earnings, which are expected Wednesday after market close. Monday's gain put the stock on track for its biggest advance since Aug. 28, when it popped 9%. Ulta — The cosmetics stock lost more than 3% after a downgrade to hold from buy at TD Cowen. Biohaven — Shares surged 12% after the clinical-stage pharma company announced positive trial data for its drug treating spinocerebellar ataxia known as troriluzole. Intel — Shares of the struggling chipmaker climbed 2.4% after Bloomberg News reported on Sunday that Apollo Global Management proposed to make a multibillion-dollar investment in Intel.
Persons: Harlan Sur, General Motors, Bernstein, Cowen, troriluzole, Ciena, Jesse Pound, Alex Harring, Samantha Subin, Sean Conlon Organizations: Micron Technology, Micron, JPMorgan, Tesla, Barclays, U.S . Army, General, pharma, Intel —, Bloomberg, Apollo Global Management, Intel, CNBC, Qualcomm, Citi
He had only been at Carnegie Mellon University for three months and knew the career fair was not meant for non-graduating students. "When the time came after nine months for my actual career fair, I focused on those companies a bit more." "That really helped because right out of the first career fair I attended properly, I had six or seven calls," he said. This is the résumé that Ghatage used to attend job fairs in 2016:Ghatage's résumé in 2016 during his master's program. Tweaking work experience: Writing about early work experience is tough because it often had limited impact, Ghatage said.
Persons: , Ghatage, Ghatage's Organizations: Service, Carnegie Mellon University, Business, Google, Cisco, SAP Locations: Salesforce, company's
Constellation Energy stock is still rising after the power company's landmark announcement last week that it plans to restart the Three Mile Island nuclear plant in Pennsylvania. The operational risk to bring the plant back online in 2028 appears manageable, Morgan Stanley told clients in a note on Monday. Renewable energy and natural gas stocks could also indirectly benefit from nuclear deals, according to Morgan Stanley analyst Stephen Byrd. Renewable stocks such as AES Corp. , NextEra Energy and First Solar could get a tailwind for the same reason, according to Morgan Stanley. CEO John Ketchum said the company is looking at restarting the Duane Arnold nuclear plant in Iowa.
Persons: Morgan Stanley, David Arcaro, Arcaro, Stephen Byrd, Byrd, NextEra, John Ketchum, Duane Arnold, Wells, Neil Kalton, — CNBC's Michael Bloom Organizations: Constellation Energy, Constellation, Microsoft, Vistra Corp, Vistra, Public Service Enterprise Group, Tech, . Companies, GE Vernova, Siemens Energy, Mitsubishi Power, NRG Energy, AES Corp, NextEra Energy Locations: Pennsylvania, Iowa, Wells Fargo
Former President Donald Trump said he doesn’t believe he would run for office again in four years if he loses the November election. “I think that hopefully we’re going to be successful,” Trump added in the interview, which aired Sunday. The Trump campaign did not immediately respond to a request for comment. And she will be, she will be terrific.”Trump noted that Musk endorsed him “very powerfully” and agreed that the tech billionaire could help with “government waste” when Attkisson suggested the possibility. But he’s indicating he might be willing to,” Trump said.
Persons: Donald Trump, doesn’t, , ” Trump, Sharyl Attkisson, Trump, Tulsi Gabbard, Elon Musk, Robert F, Kennedy Jr, Kennedy, “ It’s, Gabbard, I’ve, , Musk, Attkisson, He’s, Shawn Ryan Organizations: Human Services, Democratic Locations: Hawaii
PESHAWAR, Pakistan — A roadside bomb hit a convoy of foreign diplomats visiting northwest Pakistan on Sunday, killing a police officer in their security detail, police said. Ambassadors from Indonesia, Portugal, Kazakhstan, Bosnia and Herzegovina, Zimbabwe, Rwanda, Turkmenistan, Vietnam, Iran, Russia, and Tajikistan were among those in the convoy, police said. Police made security arrangements for the foreign ambassadors and they were immediately rescued and moved towards Pakistan's capital Islamabad, Khan said. Offering sympathies to the families of those who died, Pakistan’s foreign ministry said in a statement that “all members of the diplomatic corps have returned safely to Islamabad.”Pakistan's President Asif Ali Zardari also condemned the attack. Pakistani counter-terrorist forces maintain a strong presence in the Swat valley, which has long been a hotbed of Islamist militant insurgency.
Persons: Zahidullah Khan, Mohammad Ali Gandapur, Khan, Asif Ali Zardari, , Malala Yousafzai Organizations: NBC News, Police, Pakistani Locations: PESHAWAR, Pakistan, Swat, Indonesia, Portugal, Kazakhstan, Bosnia, Herzegovina, Zimbabwe, Rwanda, Turkmenistan, Vietnam, Iran, Russia, Tajikistan, Pakistan's, Islamabad,
“I know the story of my neighborhood town, and I know the plight that a lot of these people escaped. But I just wanted to set the record straight.”Bartolotta isn’t alone among Republicans fighting these narratives. They’ve pushed for the rhetoric to be toned down as the city deals with a series of bomb threat hoaxes at local schools. Springfield, Ohio, has found itself thrust into the national spotlight over lies about Haitian immigrants. Focus on the major issues that affect everybody.”In Springfield, Rue said he never could have foreseen this attention from the top of his party’s presidential ticket when he won his mayoral election in November.
Persons: Bartolotta, Donald Trump, Trump, Kamala Harris ”, , , ” “, Rob Rue, Melanie Flax Wilt, Sen, JD Vance, Republicans haven’t, Vance, they’ve, They’ve, “ We’ve, ” Rue, Rich, Joseph Facun, ” Trump, Wilt, Rue, he’s, ” Laura Rosenberger, Flax Wilt, you’re, Mike DeWine, DeWine, , ” Bartolotta, ” Sean Logue, Logue, Brian Hughes, Joe Manning, ” Manning, I’m, we’ve, “ I’m Organizations: Republican, Facebook, NBC News, Commission, Republicans, Democratic, Charleroi —, GOP, Springfield, Trump, Washington, Dayton ., NBC News Local, Clark County Republican Party, Ohio Gov, New York Times, Washington County GOP, Pittsburgh Post, Gazette Locations: Pennsylvania, America, Charleroi, , Springfield , Ohio, Clark, R, Ohio, Springfield, Arizona , Georgia, Washington County , Pennsylvania, Clark County , Ohio, Pittsburgh . Springfield, Columbus, Dayton, Clark County, Bartolotta, Butler , Pennsylvania, Western Pennsylvania, Mexico, Washington County,
Stefany Serna, 30s, Miami, Florida Working in Miami's high-end restaurants where she has developed a strong reputation among patrons. Thanks to an informal connection to her landlord, the costs for the home she shares with her partner are below market prices. Serna said Miami Springs, a small upper-middle-class city just north of Miami International Airport, is a place where everyone more or less knows each other. According to Zillow, the average market rent for such a two-bedroom in Miami Springs is $2,800. “But I’m afraid I won’t be able to stay here because I can’t afford it in the long run.”
Persons: Stefany Serna, Serna, ” Serna, she’d, ’ ” Serna, Zillow, “ It’s, , Organizations: NBC, Dade, Cuban, Miami International Airport, U.S ., Miami, ” Management Locations: Miami, Florida, Coral Gables, Miami Springs, U.S, East Coast,
AdvertisementWater temperature is too hotA lot of people think hot water should be the default go-to temperature. While hot water is going to give you the best clean, using it often isn't necessary or good for your laundry. I like to think of hot water washes as calling in the power washer — it's for when something is really stained, dirty, or smelly. But there are ways to get an extra good clean without always using hot water. Plus, you reduce your energy usage by 90% when you stop using hot water to clean clothes.
Persons: , Zachary Pozniak, It's Organizations: Service, Business
Read previewWhen you put the Harris-Walz campaign's media strategy side-by-side with that of Trump-Vance, one major difference stands out: Kamala Harris and Tim Walz are barely talking to the press. Both Donald Trump and JD Vance's many press interviews have sparked negative news cycles. Atkeson also gave the analogy that the effect of Harris' media strategy on voters is like what happens when a romantic relationship first begins. So the contrast could be something that doesn't look good optically for the Harris campaign." Though the Harris campaign did not respond to a request for comment from Business Insider, a spokesperson told The New York Times that more press interviews are coming.
Persons: , Harris, Walz, Trump, Vance, Kamala Harris, Tim Walz, Joe Biden, Donald Trump, JD Vance's, Lonna, LeRoy, Atkeson, we've, gee, Oprah Winfrey, Winfrey, WIRED, Joseph Campbell, Campbell, Van Jones, Obama, Kamala, Harris ramping Organizations: Service, Democratic, Business, Florida State University, LeRoy Collins Institute, American University, Fox News, CNN, New York Times
Read previewUS equities are trading near record highs after the Federal Reserve cut interest rates last week, but a long-time chartmaster doesn't believe the euphoria is warranted. Add in an unclear path forward for interest rates and geopolitical risks, and Keller said stocks will struggle to break past today's levels. Homebuilders such as DR Horton (DHI) can be a prime beneficiary of lower interest rates, Keller pointed out. "And when you think about what that means, that usually means: really good setup for homebuilders. Utilities also stand out, not only due to their defensive qualities, but because their yields look more attractive as falling interest rates weigh on bond yields.
Persons: , doesn't, David Keller, Keller, Whoever's, Donald Trump, Kamala Harris, Harris, Jeff Muhlenkamp Organizations: Service, Federal Reserve, Fed, Business, Sierra Alpha Research, Republican, Enphase, Trump, Utilities Locations: StockCharts.com
A man waves Sri Lanka's national flag after climbing a tower near presidential secretariat in Colombo on July 11, 2022, after it was overrun by anti-government protestors. (Photo by ARUN SANKAR/AFP via Getty Images)Sri Lanka's Marxist-leaning leader, Anura Kumara Dissanayake, grabbed a commanding early lead on Sunday in his bid to become the next president of the debt-ridden country seeking to elect a leader to bolster its fragile economic recovery. Dissanayake won about 53% of a million votes counted so far in the election, Sri Lanka's Election Commission data showed. "Though I heavily campaigned for President Ranil Wickremasinghe, the people of Sri Lanka have made their decision, and I fully respect their mandate for Anura Kumara Dissanayake." This was Sri Lanka's first election since the economy buckled in 2022 under a severe foreign exchange shortage, leaving the country unable to pay for imports of essentials including fuel, medicine and cooking gas.
Persons: ARUN SANKAR, Anura Kumara Dissanayake, Dissanayake, Sajith Premadasa, Ranil Wickremesinghe, Peremuna, Ali Sabry, Ranil Wickremasinghe, Kumara Dissanayake, Lanka's, Gotabaya Rajapaksa Organizations: Getty Images, Marxist, Sri, National, Power, JVP, International Monetary Fund, IMF Locations: Colombo, Sri Lanka's, Saturday's, Sri Lanka
By contrast, the White Sox are charter members of the American League. AdvertisementBorderline cartoonish moments like those are what have defined the White Sox season. “I think if you ask all 50 guys in this org, yeah, we’re not going to be happy about it,” said Lee, the White Sox catcher. It’s obviously hard, but you’ve got to focus on one day at a time.”For the White Sox, this day brought history. (Photo of White Sox players looking out from their dugout on Sunday: Denis Poroy / Getty Images)
Persons: Pitcher Chris Flexen, , ” Andrew Benintendi, , They’ve, it’s, Grady Sizemore, “ We’re, ” Sizemore, Yoan Moncada isn’t, Sizemore, aren’t, ” Benintendi, Sean Burke, Korey Lee, Miguel Vargas, ” Burke, Vargas, we’re, Lee, you’ve, Denis Poroy Organizations: DIEGO, Chicago White Sox, NFL, New York Mets, San Diego Padres, Mets, White Sox, American League, Los Angeles Angels
Read previewA recent sleepover made me consider how different my childhood was compared to my children's. While my sleepovers were better than theirs, their experiences in other areas of their childhood seem much better. And while I'm happy they get to have those experiences, I'm also starting to get a little jealous. They don't have to spend hours at church like I didOf all the shared life experiences, church activity makes me the most envious. And it's nice to think that someday in the future, my oldest will be hesitant to let his kid mow the lawn, too.
Persons: , Sleepovers, I'm, Trunchbull, I'd, they've, Zelda, That's Organizations: Service, Business, Disney, Methodist Locations: West Virginia, Orlando, Chattanooga, Asheville, North Carolina, Breckenridge
CNN —Four top operatives on Republican Mark Robinson’s campaign for North Carolina governor have stepped down, the campaign announced on Sunday, days after a CNN report uncovered inflammatory comments he made on a porn website. Robinson has a long history of making inflammatory statements but the newly unearthed message board posts go a step beyond. In an interview with CNN on Thursday, Robinson repeatedly denied that he made the comments on Nude Africa. Since the CNN report, some North Carolina Republicans have moved to pressure Robinson to drop out – though the state deadline for him to officially withdraw as a candidate has passed. Neither the Robinson campaign nor Nude Africa responded to inquiries from CNN.
Persons: Republican Mark Robinson’s, Conrad Pogorzelski III, Chris Rodriguez, Heather Whillier, Jason Rizk, Robinson, , ” Robinson, “ I’m, GOP’s Mark Robinson, Mark Robinson, Kamala Harris ’, Donald Trump, CNN’s KFILE, Trump, “ Martin Luther King, , , Martin Luther King, ” Trump, CNN’s Andrew Kaczynski, Em Steck, Eric Bradner Organizations: CNN, Republican, Africa, North, North Carolina GOP, North Carolina Republican Party, Republicans, North Carolina Republicans, Trump Locations: North Carolina, Nazi, Wilmington, Greensboro , North Carolina
CNN —Next week, an already very public debate over whether Ukraine should be allowed to use long-range Western-supplied missiles on Russian soil will come under an even brighter international spotlight. It was almost exactly a year ago, also during an in-person meeting with Zelensky in the United States, that Biden made the decision to supply the ATACMS to Ukraine. In both cases, Ukraine promised not to use them on Russian territory. Russia recently relocated planes from two bases near the border further east, according to one US official. To really bring mass (equipment), to get 10 to one artillery ratios on Ukraine at the frontline,” he told CNN.
Persons: Volodymyr Zelensky, Joe Biden, Biden, , Ben Wallace, Zelensky, “ Zelensky, Matthew Savill, “ He’s, Savill, it’s, George Barros, John Hamilton, “ You’ve, , Barros ’, Barros, ATACMS, , There’s, outlast Organizations: CNN, UN, Assembly, Franco, Shadow, Army Tactical Missile Systems, Zelensky, British Storm, NATO, Royal United Services Institute, Washington DC, Army Tactical Missile, White, Russia’s, Military, US ’ Ramstein Air Force Base Locations: Ukraine, New York, United States, Luhansk, Berdiansk, Russia, Poltava, , Kharkiv, London, Russian, Ukrainian, Washington, New Mexico, Rostov, Iranian FATH, Kursk, Germany
I used to route my flights through Europe, which allowed me to explore new-to-me cities before heading home. But once I discovered Changi Airport in Singapore, it quickly became the stop I planned my entire trip around. But when I stopped at Changi, I wished I had more time to explore. Ree WinterMaking a nearly 24-hour trek four times a year is a hassle, but Changi Airport has made the harrowing journey a little easier to swallow. The blend of advanced travel tech, luxury amenities, and thoughtful design makes Changi more than just a stopover — it's an experience I look forward to every time I travel.
Persons: , it's, Mike Towers, I've, I'd, Ree Organizations: Service, Business, Mike, US, Changi Locations: New Orleans, Europe, Singapore, Changi, Australia
An Israeli-designed radar system encircling the island can detect passersby, in low visibility, from half a mile away. Often described as "butlers with badges," the Indian Creek police force is unlike most of its counterparts. The Indian Creek radar can detect objects on the water and use artificial intelligence to classify them according to the risk they pose. With the new security system, the Indian Creek police appear to have turbocharged their enforcement of regulations in the surrounding waters. Properties in the neighborhood are also being bought up by opaquely named LLCs tied to Indian Creek residents.
Persons: , I've, I'm, — they're, Norman Braman's, Tom Brady, Carl Icahn, Jeff Bezos, we've, Tiffany, William Henry Hoover, Frank Woolworth, Saratta, Gerardo Vildostegui, Vildostegui, it's, Irma Braman, Bernard Klepach —, Mike Bullman, Chandan Khanna, Justin Ross, who's, Ross, Gail Golden, Javier Holtz, Marko Gojanovic, Gojanovic, he's, Dina Goldentayer, Don Shula, opaquely, LLCs, Julio Iglesias, Surfside, Tim Will, Will, America's, Elon Musk, you'd, there's, Brian Daniel, Low, John Bernardo, Klepach, Guthrie Organizations: Public Space Research, City University of New, Indian, Jewish, Indian Creek Country, Security Solutions, Police, Getty, Biscayne, Indian Creek Police, Marquis Bank, Miami Dolphins, BI, CUNY Locations: Indian, Biscayne Bay, America, Miami, Qatar, Israeli, City University of New York, Florida, Surfside, Surfside's, York City, United Kingdom, Japan, Germany, India, stoke, Washington , DC
CNN —After a long, history-making WNBA season that featured a break for the Paris Olympics, the postseason is finally here. 1 New York Liberty – 1 p.m. It has been on the losing side in the WNBA Finals on five occasions, most recently against the Las Vegas Aces last year. After a spectacular rookie season, Clark will now be tested by the trials and tribulations of the postseason for the first time. Despite winning it all in 2022 and 2023, Las Vegas is certainly not the favorite heading into the postseason and could only manage the fourth seed for the playoffs.
Persons: Tina Charles, , , Breanna Stewart, Sabrina Ionescu, Jonquel Jones, Stewart, Ionescu, Kirby Lee, Caitlin Clark, Clark, Emilee Chinn, Christie Sides, Dijonai Carrington, Diana Taurasi’s, Diana Taurasi, that’s, Ross D, Cheryl Reeve, Napheesa Collier, we’ve, , Chelsea Gray, A’ja Wilson, Wilson, Steph Chambers, Nneka Ogwumike, Jewell Loyd, Sue Bird – Organizations: CNN, Paris Olympics, ABC, ESPN, ESPN2, New York Liberty –, Indiana Fever, Connecticut Sun, Phoenix Mercury, Minnesota Lynx, Seattle Storm, Las Vegas Aces, New York Liberty, Atlanta Dream, Atlanta, New York, Washington Mystics, Liberty, USA, Sports, Reuters, Sun, WNBA, Getty, Mystics, Fever, Chicago Sky, Lynx, Phoenix, Mercury, Franklin, AP Phoenix, Minnesota, LA Sparks, Aces, Storm The Las Vegas Aces, Houston Comets, Seattle Locations: , New York, Indiana, ” Connecticut, Las Vegas
A new ETF uses AI to emulate Warren Buffett's investment style
  + stars: | 2024-09-22 | by ( Yun Li | ) www.cnbc.com   time to read: +3 min
Investment startup Intelligent Alpha is working on launching the Intelligent Omaha ETF , with the ticker AIWB, that relies on AI to emulate the Berkshire Hathaway CEO's investment philosophy and create a portfolio of 25-30 stocks that it thinks Buffett might buy. It remains to be seen how deeply AI could understand Buffett's unique investing style that has evolved significantly over seven decades. All about AI Intelligent Alpha has been testing its Buffett strategy for six months and the portfolio AI puts together would overlap Berkshire's by anywhere between 30 to 60%. "The vision for Intelligent Alpha is to build the AI-powered BlackRock," Clinton said. "There are two big pillars, serving retail investors [through Registered Investment Advisors], and then there's serving institutional investors."
Persons: Warren Buffett, Buffett, Claude —, he's, Doug Clinton, Charlie Munger's, Clinton, Stanley Druckenmiller, David Tepper Organizations: Alpha, Berkshire Hathaway, Intelligent Alpha, Apple, Livermore, Nvidia, Advisors Locations: Omaha
As the Fed lowers its benchmark rate, mortgage rates are expected to ease in 2024 and 2025. A lot of people assume that when the Fed cuts rates, mortgage rates will drop, too. By the time the Fed actually gets around to cutting rates, mortgage rates typically already reflect the impact of that cut. 5-Year Mortgage Rate TrendsHere's how 30-year and 15-year mortgage rates have trended over the last five years, according to Freddie Mac data. Mortgage rates are determined by a variety of different factors, including larger economic trends, Federal Reserve policy, your state's current mortgage rates, the type of loan you're getting, and your personal financial profile.
Persons: they've, Freddie Mac Organizations: Federal Reserve, Fed, Zillow, ARM, Federal Housing Administration, Department of Veterans Affairs Locations: Chevron
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