DIRS.INFO The most relevant business & tech news

Highest savings account rates: September 19, 2022 UFB Rewards SavingsBrioDirect High-Yield Savings AccountBask Bank Interest Savings AccountLendingClub High-Yield Savings AccountBread Savings High-Yield Savings AccountCIBC Agility AccountQuontic High Yield Savings AccountCitizens Online Access Savings AccountCIT Bank Savings Connect AccountSynchrony High-Yield Savings AccountTAB High-Yield Savings Account Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. UFB Rewards Savings could be worthwhile if you'd like easy access to your account — the savings account comes with an ATM card. The LendingClub High-Yield Savings Account and Quontic High Yield Savings Account both require a minimum of $100 for an initial deposit. The Citizens Online Access Savings Account is another great high-yield savings account. The CIBC Agility Account is a good high-yield savings account overall, as long as you have at least $1,000 to open the account.

Average CD rates vs. highest CD ratesThe FDIC keeps tabs on national rates for interest-earning bank accounts. You can use the table below to see how the most competitive CD rates compare to average CD rates. $10,000 CD APY Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. $1,500 CD APY Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. $500 CD APY Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

As I continued to read more articles and saw people discussing quiet quitting on TikTok, I thought, "This is nothing new." Once I realized there was no guarantee that I'd see the benefits of overworking myself, I was able to find much more time for side hustles and avoid burnout by "quiet quitting." Quiet quitting helping me grow my side hustlesIf I didn't have that extra time from quiet quitting, I never would have been able to make this extra money. The primary difference is that I now do the extra work on my terms. I even have the time to make extra money doing freelance writing about personal finance, like this piece that you just read.

Chase, American Express, Citi, Capital One, and other banks are currently offering elevated credit card bonuses, and there are dozens of other lucrative deals available. Note that credit card lenders may use many different variations of credit score models when considering your application. How to pick a credit card bonusCredit card limited time offersCredit card intro bonuses aren't always the same. For example, there are terrific intro bonus offers available right now on the IHG® Rewards Premier Credit Card and IHG® Rewards Premier Business Credit Card — but if you rarely stay at IHG brand hotels, opening one of these cards isn't a practical move. For a flexible all-around card with a six-figure bonus and modest annual fee, the Ink Business Preferred® Credit Card is a terrific choice.

☆ After an unexpected job loss, personal finance expert Jean Chatzky explains the steps she took when she started her business and what that success means to her
▼ + stars: | 2022-09-17 | by ( Jennifer Streaks | ) www.businessinsider.com time to read: +10 min

Jean Chatzky built her thriving business after an unexpected job loss. When starting your business make sure your idea has business legs, Chatzky says. Before Jean Chatzky wrote over half a dozen books on personal finance and money management, she was a financial columnist at Money magazine. I decided right then that instead of working for someone else again, I would start my business," Chatzky explained. Chatzky always tells business owners that it's important to continue to manage your own money while growing your business.

☆ Being 'flexible' with clients in different time zones meant work took over my life. Here's how I regained control of my freelance schedule.
▼ + stars: | 2022-09-12 | by ( Anmol Irfan | ) www.businessinsider.com time to read: +6 min

If you're instantly checking work notifications as soon as you wake up or leaving your end of workday up to a feeling of 'done,' you're doing it wrong." To keep myself on track, I usually try to keep my working hours between 10 a.m. and 6p.m. So on days when a rigid schedule isn't possible, I set a goal for a certain number of working hours and then switch off when that's over. I stop as soon as my task list is over, and intentionally take a break in the middle when I know I have work scheduled for later than 6 p.m.. I also write down ideas or notes in my planner after my work day if I have any, instead of reopening my laptop.

☆ The ultimate guide to building a successful side hustle: How to turn a dream into a moneymaking reality
▼ + stars: | 2022-08-11 | by ( Alexandra York | ) www.businessinsider.com time to read: +9 min

Like many people during the pandemic, Davis reallocated the time she'd typically spent commuting home to building her side hustle. Davis' handbag company netted $14,000 in sales in its first four months in business, which Insider verified with documentation. Another entrepreneur, Lisa Andrea, regularly books $8,000 in revenue a month from her side hustle, The Financial Cookbook, which Insider also verified with documentation. Leveraging expertise, as Andrea did with financial coaching, is one way entrepreneurs can start a side hustle and balance risk versus reward. Courtesy of Courtney McWilliamsSet boundaries when establishing work schedulesFor some entrepreneurs, a side hustle is a way to build a new 9-to-5 career.

"I Will Teach You to Be Rich" helped me get out of debt, fix my credit, and save money. I read dozens of books, but "I Will Teach You to be Rich" by Ramit Sethi, is the one that changed my life. I figured I'd just be one of those people who never had good credit, a savings account, a retirement account, or any type of investments. I have great interest rates on my credit cards, and I even haggled an amazing deal when refinancing my car. The lessons from "I Will Teach You to be Rich" by Ramit Sethi changed my life, and I can't recommend it enough.

☆ Scamming the boss: Some employees are outsourcing their jobs to other people. Here's how companies are spotting the fraudsters.
▼ + stars: | 2022-08-03 | by ( Rebecca Knight | ) www.businessinsider.com time to read: +10 min

As remote work provides opportunities for fraud, some employees are outsourcing their jobs. Experts say this fraud can pose severe risks for companies, especially when the work involves confidential company and customer data. The problem for companies is when employees outsource their jobs without their organization's awareness, and pay out of their own pockets. Employers are generally powerless to do anything about these second jobs as long as they don't affect their employees' work and don't involve work for a competitor. "Every employer I talk to considers 'remote' as a location — not a work arrangement," he said, meaning remote workers must abide by the company's rules.

In comparison, the Vio Bank Online High-Yield Savings Account is a much more straightforward savings account. The Ally High Yield Savings Account currently pays a higher interest rate than the Vio Bank Online High-Yield Savings Account. Pros Check mark icon A check mark. High APY Check mark icon A check mark. The Vio Bank Online High-Yield Savings Account is a straightforward high-yield savings account that doesn't have budgeting tools to help you save.

I've balanced childcare and working from home for years. I fit in paid freelance work and use the money to fund my retirement and my kids' college. It's also helped me afford two life insurance policies to protect my family. I'm able to cover a reasonable life insurance cushion for our familyI've seen and read enough to know how important a life insurance policy is, particularly for a family with young kids. We opened our first life insurance policy in the months leading up to the birth of our first daughter, and then we increased the policy after our third daughter was born.

☆ I make up to $5,000 a month on Fiverr and only work 4 days a week. Here are my biggest tips for making your profile stand out to attract new clients.
▼ + stars: | 2022-06-22 | by ( Perri Ormont Blumberg | ) www.businessinsider.com time to read: +8 min

Her best advice is to be a leader in your projects and connect with your clients on a deeper level. I'm a content writer, speaker, and the founder and director of FreelanceSpeak, a blog and coaching business for freelancers. After taking a content-marketing course at work, I saw an opportunity to create a more fulfilling career on my own terms. I was hired to write location-specific articles, and I used those articles as samples to land my next client, a content agency. Sellers can't solicit customers for reviews — however, I use a template when I deliver a client's order that says, "Hi [name], I have your content ready for review.

☆ Upwork freelancers who have earned $1 million share 5 tips for starting your business
▼ + stars: | 2022-06-10 | by ( Jennifer Ortakales Dawkins | ) www.businessinsider.com time to read: +6 min

Clark used Upwork to build his business, Mr. SharePoint, and has earned more than $1 million in payments on the platform since 2017, which Insider verified with documentation. Ryan ClarkWhen you create a profile on Upwork, you're starting from scratch. Regardless of your skills and work experience, clients typically book freelancers' services based on the projects and reviews listed on their page. If a client isn't sold on the hourly rate, Clark will offer them a fixed hourly rate. Allen started on Upwork in 2014, while Fisher and Clark started in 2017.

Other bad advice I've heard: don't talk about money, and slash "non-essential" spending. In the years since, financial literacy movements popped up that aimed to empower weary folks with accessible financial advice. Here is all the bad money advice I learned in my younger years that I refuse to pass down. Save, save, saveSince I can remember, most financial advice I received emphasized saving over investing. Open accounts you might not be able access outside of Raisin Check mark icon A check mark.

Persons: I've, —, I'd, it's, hadn't, We've, It's Organizations: Service, FIRE, Mint, FDIC, Chevron Locations: Europe, Asia, Maldives, Mexico, Afghanistan

See Personal Finance Insider's picks for the best tax software »There are many different tax software programs to choose from, and, honestly, they're all pretty good. TurboTax vs. H&R Block: costs and feesThe bottom line: Even when you consider discounts, H&R Block nearly always comes out cheaper than TurboTax for comparable products. If cost is a primary consideration but you'd like a premium tax-filing experience, H&R Block comes out on top. TurboTax vs. H&R Block: user experienceThe bottom line: Both have a high-quality and comprehensive interface, but H&R Block's is less cluttered. How to choose between H&R Block and TurboTaxThere's a lot to recommend both TurboTax and H&R Block online software.

Organizations: & $

How to pay taxes with a credit cardYou'll have to pay your taxes through a third-party payment processor if you want to use a credit card, and they all charge credit card processing fees. You should only pay your taxes with a credit card if you can afford to pay off your credit card bill immediately. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.6 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.6 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE.

Once this break is over and it's time to return to work, it can be difficult. Therefore, getting your career back on track after a break depends to a large extent on tackling these problems. Here are some keys to be able to start this new working stage in the best possible way, according to the experts. How to tackle an interview after a career gap — explain the break if you want to, but put it in a positive lightExperience shows that explaining the reason for a career break can help in the job interview. Few things help you find a job as well as networking, so don't be shy about indicating that you're looking for one.

☆ I started a tourism blog that brought in more than $200,000 in passive income last year. Here's how I did it.
▼ + stars: | 2022-02-07 | by ( Morgan Overholt | ) www.businessinsider.com time to read: +10 min

For the first time since we began, the site began paying for itself. And for that, we needed more site traffic. When major area attractions closed for the post-holiday winter season, our site traffic plummeted, as did our revenue. This allowed us to integrate blog work into our regular work weeks instead of treating it like a side hustle. Whether or not we will simply continue to scale back our day jobs or pivot to solely blog income in the future remains to be seen.

☆ How a former freelance journalist emptied her savings and put $20,000 on her credit card to turn a Vietnamese-coffee side hustle into a full-time business
▼ + stars: | 2022-01-11 | by ( Britney Nguyen | ) www.businessinsider.com time to read: +7 min

Sahra Nguyen was a freelance journalist when she started building Nguyen Coffee Supply in 2016. She saw an injustice in US coffee culture because Vietnamese coffee was missing from the market. From journalist to business ownerNguyen started her career as a freelance journalist with a desire to tell stories about the Asian American community. Starting Nguyen Coffee Supply wasn't just about sharing a love for coffee, she added. With Nguyen Coffee Supply, Nguyen said she hoped to spread the word about Vietnamese coffee and, in the process, "elevate the culture and community and products."

☆ These 19 part-time jobs make the most money — from graphic designer to translator
▼ + stars: | 2022-01-03 | by ( Katherine J. Igoe | The Muse | ) www.businessinsider.com time to read: +25 min

Part-time jobs are a popular way to make extra cash with a low commitment. Part-time jobs have expanded since the pandemic hit, according to the Bureau of Labor Statistics. Graphic designerAverage hourly rate: $25.66A graphic designer supports a business by creating illustrations, graphics, and other visual concepts and content. Find plumber jobs on The MuseEven though they're increasing in popularity, part-time jobs can sometimes be hard to find. It's estimated that up to 85% of all jobs are obtained through networking, and part-time work is no exception.

You'll need a business license and business documentation to open a business bank account. The US Small Business Administration recommends opening a business bank account once you're set to begin making business expenses or income. These are the most common business bank accounts that are available at most banks:Business checking account: You can manage everyday business operations with a business checking account. Business money market account: Business money market accounts may provide easier access to your money than a traditional savings account. Additional business documentationRegardless of partnership or business, every business owner needs basic business information to open an account, like the business name and address.

☆ I'm an ER doctor who runs a travel company on the weekends — and it's landed me a 6-figure book deal, free trips, and more
▼ + stars: | 2021-10-19 | by ( Perri Ormont Blumberg | ) www.businessinsider.com time to read: +8 min

Calvin D. Sun is an attending physician and the leader of The Monsoon Diaries, a travel company. This as-told-to essay is based on a transcribed conversation with Calvin D. Sun, a 34-year-old ER doctor from New York, about his job and travel company. Calvin D. Sun. I'm also the founder and CEO of The Monsoon Diaries, a travel company that leads unstructured, adventure-centric trips around the world. Courtesy of Calvin D. SunI had no idea at the time that it would go any further than just that.

☆ I'm a 25-year-old who makes a $91,000 salary as a virtual assistant, plus income from my 2 side hustles — here's how I get it all done
▼ + stars: | 2021-09-23 | by ( Lauryn Haas | ) www.businessinsider.com time to read: +6 min

Andrea Laird, 25, is a virtual assistant, freelancer, and business owner from Brooklyn, New York. Then I was introduced to being a virtual assistant, where you don't need a lot of experience, and you can use that same call-center experience to serve somebody and learn. The majority of my income is from my salaried job, and my second biggest source of income is from my freelance clients. They're the same templates I used to secure my first virtual assistant client within seven days when I first started. Are you a virtual assistant who wants to share your story?

☆ Pretendenții la funcția de deputat ai Partidului „Puterea Oamenilor”. Un fost primar interimar al Capitalei și un medic, care a candidat în 2019 pe listele PDM-ului lui Plahotniuc
▼ + stars: | 2021-07-05 | by ( Daniela Calmis | ) www.zdg.md time to read: +6 min

Inclusiv Codreanu a fost acuzat că ar fi făcut jocurile lui Plahotniuc, după ce televiziunile gestionate de acesta îl prezentau în termeni laudativi. Conform informațiilor depuse la CEC, Codreanu a avut în ultimii doi ani venituri oficiale de aproape 390 de mii de lei. În ultimii ani, numele lui Ruslan Codreanu a fost vizat în mai multe procese contravenționale, mai mulți executori judecătorești cerând pedepsirea acestuia pentru că nu a executat, din postura de primar al capitalei, hotărâri judecătorești definitive. În ultimii doi ani, familia Stratulat a avut venituri oficiale de aproximativ un milion de lei din salarii sau dividende. Candidata nu a declarat însă venituri oficiale pentru ultimii doi ani.

Persons: Ruslan Codreanu Ruslan Codreanu, Capitalei . Codreanu, Andrei Năstase, Nistor Grozavu, Codreanu, Iurie Leancă, Vladimir Plahotniuc, Plahotniuc, Ruslan Codreanu, Codreanu . Stratulat, Stratulat, Irina, candidata, Ala, Candidata, Inga, Ea Organizations: Partidului, Partidul Popular, CEC, Volkswagen, Opel, Hyundai Santa FE, Honda, Nissan, Garden Service, Hyundai Tucson Locations: Chișinăului, Capitalei, Chișinău, Moldova, Germania

☆ EU4Moldova: Startup City Cahul te invită să descoperi unii dintre cei mai cunoscuți antreprenori din Moldova
▼ + stars: | 2021-07-02 | by ( Onixmedia Srl | ) diez.md time to read: +2 min

EU4Moldova: Startup City Cahul te invită să descoperi unii dintre cei mai cunoscuți antreprenori din MoldovaElevii și studenții din Cahul au oportunitatea de a cunoaște trei antreprenori din Moldova, cu o vastă experiență în crearea și gestionarea afacerilor. Evenimentul „Întâlniri cu Fondatori de Companii”, din cadrul EU4Moldova: Startup City Cahul - Program Antreprenorial pentru Tineri va avea loc pe data de 16 iulie, începând cu ora 13.00 la Inclubatorul de Afaceri Cahul, str. A gestionat startup-uri în domeniul serviciilor de consultanță, vânzări online, producere și a lucrat în cadrul structurilor de stat precum ODIMM și Consiliul Economic pe lângă Prim-ministru al RM. Pe lângă acestea, Olga a făcut parte din echipele de fondare și dezvoltare a JCI Chișinău, JCI Moldova și Asociației Femeilor Antreprenoare din Moldova (AFAM). Proiectul EU4Moldova: Startup City Cahul este finanțat de Uniunea Europeană, în parteneriat cu Suedia și este implementat de ATIC.

Persons: Bogdan Petriceicu Hașdeu, Olga, Anastasia Organizations: Cahul, City Cahul, Asociației Femeilor, Project Management, Uniunea Europeană Locations: Moldova, Cahul, City, RM, Chișinău, SUA, ș.a, City Cahul, Suedia

Search resuls for: "Freelancer"

25 mentions found