Conforming borrowing limits are the same throughout Alaska and FHA borrowing limits vary by county. FHA mortgage limits start at $472,030 and go up to $586,500, depending on what county you're buying a home in. In 2023, Alaska homebuyers can borrow a conforming mortgage up to $1,089,300 in all counties. The Federal Housing Finance Agency sets loan limits for conforming mortgages, while the Federal Housing Administration sets limits for FHA mortgages. Alaska borrowing limits in 2023 by countyCounty Conforming mortgage limit (single-family home) FHA mortgage limit (single-family home) Aleutians East Borough $1,089,300 $472,030 Aleutians West Census Area $1,089,300 $545,100 Anchorage Municipality $1,089,300 $472,030 Bethel Census Area $1,089,300 $472,030 Bristol Bay Borough $1,089,300 $472,030 Chugach Census Area $1,089,300 $472,030 Denali Borough $1,089,300 $472,030 Dillingham Census Area $1,089,300 $472,030 Fairbanks North Star Borough $1,089,300 $472,030 Haines Borough $1,089,300 $472,030 Hoonah-Angoon Census Area $1,089,300 $472,030 Juneau City and Borough $1,089,300 $524,400 Kenai Peninsula Borough $1,089,300 $533,600 Ketchikan Gateway Borough $1,089,300 $472,030 Kodiak Island Borough $1,089,300 $485,300 Kusilvak Census Area $1,089,300 $485,300 Lake and Peninsula Borough $1,089,300 $472,030 Matanuska-Susitna Borough $1,089,300 $472,030 Nome Census Area $1,089,300 $472,030 North Slope Borough $1,089,300 $472,030 Northwest Arctic Borough $1,089,300 $472,030 Petersburg Census Area $1,089,300 $472,030 Prince of Wales-Hyder Census Area $1,089,300 $472,030 Sitka City and Borough $1,089,300 $472,030 Skagway Municipality $1,089,300 $586,500 Southeast Fairbanks Census Area $1,089,300 $524,400 Valdez-Cordova Census Area $1,089,300 $472,030 Wrangell City and Borough $1,089,300 $472,030 Yakutat City and Borough $1,089,300 $472,030 Yukon-Koyukuk Census Area $1,089,300 $472,030Quick tip: You'll need to get a jumbo mortgage if you want to borrow more than $1,089,300, regardless of which Alaska county you live in.

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