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Its desert climate inspires builders whose designs prioritize conserving both water and energy. A construction worker installing wood-fiber insulation boards over an airtight membrane of the Vali Mews townhouse development in Phoenix. In 2021, of the more than 120,000 Energy Star-certified homes that were built in the US, Arizona built the highest share, 17%, or 20,140 homes. Arizona builders that tout their energy-efficient homes include Fulton Homes, Maracay Homes, and Meritage Homes. Gerald Leenerts used natural Havelock Wool insulation for his accessory dwelling unit instead of spray foam or fiberglass insulation.
Whether you're trying your hand at a screenplay like Charlie or brainstorming ideas for an upcoming meeting, there are a few things you can do to unlock your creativity and get the ideas flowing. Sometimes, connecting with someone else is the catalyst that unlocks our own creativity and gets the ideas flowing. "However, I find that once I just start, it creates momentum, because then I have something to work with, and the ideas start to flow and with progress comes confidence!" In her book "Bird by Bird," on the art of writing, Lamott describes the SFD this way: All good writers write them. A former colleague and I used to joke that our ideas were so good, it was bigger than a brainstorm.
Only 23% of financial planners in the US are women. But as women grow their wealth — women control about 32% of the world's wealth, according to Boston Consulting Group — financial firms are evaluating how best to serve them. "People often saw me as someone's assistant," Sandra Cho, the president and founder of Pointwealth Capital Management, told Insider. Anne Marie Stonich, the chief wealth strategist at Coldstream Wealth Management, told Insider its Women and Wealth program focuses on networking and mentoring. Kate Healy, the managing director of the CFP Board's Center for Financial Planning, told Insider that financial firms are getting savvier about creating career paths for women.
Sununu in a Washington Post op-ed criticized some in the GOP over their foreign policy stances. Opposing Ukraine aid "because President Biden supports it is not a viable foreign policy," he wrote. "Simply opposing aid to Ukraine because President Biden supports it is not a viable foreign policy," he continued to say. Sununu proceeded to take another swipe at Trump in seeking to shift the party's foreign policy in a more Reaganesque direction. "Some in the Republican Party have lost their moral compass on foreign policy, as evidenced by former president Donald Trump, who once called Putin's invasion 'genius' and 'savvy,'" the governor wrote.
Parenting tip: Be grounded, firm and calm. Parenting tip: Hyperactive Explorers need to be honored and not shamed for their passionate spirit. Parenting tip: Honor and teach them how to protect their boundaries. Parenting tip: Society may try to tell them they should be the opposite, that they should be more extroverted. Parenting tip: These kids need to feel respected for their determination.
Child psychologist: 6 extraordinary types of kids
  + stars: | 2023-03-18 | by ( Gene Kim | Valentina Duarte | ) www.cnbc.com   time to read: 1 min
Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailChild psychologist: 6 extraordinary types of kidsDr. Shefali, a child psychologist and author of "The Parenting Map," explains the unique personality types in kids. She breaks down how parents can mold their approach to their child's traits to create a healthier relationship with them, and help them understand themselves better.
If you notice introverted children keeping to themselves, concentrating overly deeply or staying quiet in public settings, don't panic. Some of the traits that can make parents think something's wrong with their child may actually be "hidden superpowers" that make for successful adults, says bestselling author Susan Cain. In her 2017 book "Quiet Power: The Secret Strengths of Introverted Kids," for example, she implored parents and teachers to embrace their kids' differences, rather than forcing them into extroverted tropes. Some people have trouble recognizing that distinction, leading them to unintentionally stunt introverted kids' growth and development, according to Cain's book. That starts with recognizing their "secret strengths."
Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailThis market's got mold, it's got rot underneath that started to surface last week, says CramerMad Money host Jim Cramer wraps his head around this emotional market, and says this market has issues, which began to surface last week.
CD rates have been rising rapidly over the past year, thanks to the Federal Reserve’s efforts to fight inflation. And there’s potentially a bigger issue at play: Regardless of where you stick your cash, interest rates’ odd behavior suggests the economy may be out of whack. CD rates have climbed dramatically since the Federal Reserve embarked on its campaign to fight inflation, which peaked at nearly 10% late last year. But the Fed faces a conundrum: Hiking interest rates to fight inflation also slows economic growth. Short term rates remain high, while longer term rates—reflecting grim economic prospects in years to come—fall off.
The company makes 3D-printed footwear. Footwear manufacturing is inherently wasteful and time consuming. Hilos' technology works like this: When a customer purchases a shoe, Hilos makes another one available in a matter of days. Hilos makes soles from a type of plastic, technically TPU, or thermoplastic polyurethane, that is made from 80% recycled material. "If you started with the premise of, 'I want to make a new footwear company,' how would you do it?
"I've been doing 'biohacking' before it was really a thing, like way back when I was in college," she says. Avalon was absorbed in all things health and wellness, including dietary changes like intermittent fasting. This inevitably led her to a new venture, "The Melanie Avalon Biohacking Podcast," where she interviews longevity experts about healthy aging. "I thought that a biohacking podcast would be the perfect platform to actually connect with all of these authors, doctors [and] researchers and ask them all of my questions, and share what I've learned with other people." 188 episodes later, here's what Avalon has learned from experienced longevity experts she's interviewed about healthy aging.
In praise of American finance’s regulatory mess
  + stars: | 2023-03-09 | by ( John Foley | ) www.reuters.com   time to read: +8 min
NEW YORK, March 9 (Reuters Breakingviews) - There are many issues on which China and the United States are far apart. The People’s Republic this week proposed combining financial regulatory functions into a new super watchdog to govern its financial sector more effectively. China’s proposed new National Financial Regulatory Administration is roughly in this mold. Since 2008, officials in Beijing have criticized the United States’ financial excesses and its “warped conception” of financial discipline. The new National Financial Regulatory Administration would sit directly under the State Council, which serves as China’s cabinet.
In particular, they display less brain lateralization than right-handers, said Eric Zillmer, a professor of neuropsychology at Drexel University. Because lefties rely less on the left hemisphere, researchers describe this as displaying less brain lateralization, Zillmer said. Zillmer said these differences in brain lateralization may help left-handers think more outside the box and therefore have a more creative edge. "Our creative brain is utilized when we are engaging in new, unfamiliar experiences," Bajaj said. If you want to use your left hand more often, practice.
Tiny homes, big problems
  + stars: | 2023-03-06 | by ( Daniel Geiger | Alex Nicoll | ) www.businessinsider.com   time to read: +21 min
Beyond their star appeal, low-cost tiny homes like Casitas have real-world utility. The homes have been seized upon as a solution for cities like Los Angeles to house the homeless. They showed off their homes' transportability by hitching several of them to a Tesla and filming drag races between Teslas and trucks that were hooked to trailers carrying the homes. So far, though, after a little more than a year of building, the company has fabricated only about 400 homes. Even if it were churning out thousands of units, Boxabl hasn't yet received the certifications required to sell them in most states across the country.
Scientists discovered a compound in pseudomonas bacteria that can effectively kill certain fungi. The fungus killer was named after actor Keanu Reeves by German researchers. Researchers at the Leibniz Institute in Germany found certain bacteria naturally contained compounds effective at killing fungi that affect plants and humans. The scientists named them keanumycins A, B, and C — after actor Keanu Reeves. The keanumycins were most effective at killing Botrytis cinerea — a fungus that produces gray mold rot.
Forensic evidence from a bullet-damaged wall sheds light on the Nazi occupation of a British island. During World War II, thousands of prisoners were sent to labor and concentration camps in Alderney. Before the Germans occupied the Channel Islands, the whole population of Alderney were evacuated to England. German occupying troops parading in St. Helier on Jersey, Channel Islands in 1940. Last year a right-wing British think tank proposed that asylum seekers headed to the UK be detained on the island.
Rufus Burns played the role of Jazz in the viral short film 'Bel-Air,' based on the sitcom, 'The Fresh Prince of Bel-Air.' When the television version of the short film was picked up by NBC, Burns believed he'd reprise the role. Rufus Burns played Jazz in the viral "Bel-Air" short film. We moved out to LA to start pre-production on 'Bel-Air,' and I worked for freeAs we started to get closer to pre-production for "Bel-Air," Cooper said I should move out to LA. Were you involved in the "Bel-Air" short film?
Feb 23 (Reuters) - Warner Bros Discovery (WBD.O) Inc on Thursday posted a $2.1 billion loss in its fourth quarter, reflecting ongoing charges related to the restructuring of the merged media companies. Warner Bros Discovery reported a loss of 86 cents per share, versus expectations of a 21-cent-per-share loss. Warner Bros Discovery said the months-long merger-related restructuring, which resulted in thousands of layoffs and canceled film and television projects, is complete. Warner Bros Discovery also said it has paid down $7 billion in debt since April. Like other media companies, Warner Bros Discovery has yet to turn a profit on its HBO Max and Discovery+ streaming services, though the company has reduced losses from them.
Citadel, one of the largest hedge funds, accepts just 1% of applicants to its associate program. Few college students know what a hedge fund is, let alone that they want to work for one. Its associate program lets aspiring fund managers skip the traditional two-year investment banking program that is usually a prerequisite for a hedge fund job. The associate program is different from Citadel's broader internship program. But the accelerated nature of the CAP program appealed to him over other opportunities, he said.
But as Instagram axes shopping products, ex-staffer Meghana Dhar points to Meta's "impatience." The moves have left many asking: What's going on with Instagram shopping? While at Instagram, Dhar worked on Instagram's early shopping features, from onboarding brands to getting John Mayer to host a live shopping event with laundry company The Laundress. But it's also had a tendency to launch and then axe shopping products, like Instagram (and Facebook) live shopping and affiliate marketing. Scaling back on shopping, for now, could also be a blessing in disguise for Meta, Dhar added.
The Keys are also the first flock of canaries in the coal mine of climate change. The hurricane made undeniable what previous floods had only suggested: that climate change will someday make life in the archipelago impossible to sustain. The decision to leave, on the other hand, which once signified surrender, now looks more like acceptance of the inevitable. It's this messiness that is reflected in the word "displacement": the migratory shifts caused by climate change are as chaotic as the weather events that cause them. This is an excerpt adapted from THE GREAT DISPLACEMENT: Climate Change and the Next American Migration by Jake Bittle.
A branded-merch company claims it's owed $6,784 for a "swag gift box" Twitter ordered for Elon Musk. Canary Marketing says in a lawsuit that Twitter suddenly stopped paying its bills in September. The invoice for Musk's gift box includes a $689 bottle of whiskey and a custom-engraved cheese board. One of the payments Canary claims Twitter owes is the order from late September for a "swag gift box for Elon" worth $6,783.99, to be sent to Twitter's San Francisco headquarters. Twitter and Canary didn't immediately respond to Insider's request for comment, made outside of normal US working hours.
Tracy Anderson charges members $900 a month to workout at her studios in LA and New York. Her former trainers said teaching in the 95-degree studios for at least four hours a day could be grueling. Members in the US pay $900 a month to learn the "Tracy Anderson Method," a dance-based workout in a room heated to 95 degrees with 75% humidity. That all sounds cool, and it also sounds like you're going to get paid pretty well," one former New York trainer said. Another former trainer said her body "was just breaking apart," adding that she quit because of the physical demands of the job.
One day around 2015, a dozen or so gift boxes showed up at the Brentwood, California, studio of the celebrity fitness trainer Tracy Anderson. "It was an exclusive boutique fitness studio," the former New York trainer said. Darren Gerrish/WireImageThe method demanded that TA trainers, most of whom were also professional dancers, perform the strenuous workouts full out, every time. Let's help you do it correctly so you don't get injured,'" the former New York trainer said. "This is at a time where everyone is already overworked," one of the former New York trainers said.
Deputy AG Lisa Monaco said she does not use TikTok, and would not advise anyone to use the app. Several US officials have been critical of TikTok, and have threatened to ban access to the app. "Its national security law requires any company doing business in China to make its data accessible to the government," Monaco said in prepared remarks for the event. That popularity can create valuable data for China to leverage in any number of ways in the future, according to Monaco. "I don't use TikTok, and I would not advise anybody to do so because of these concerns," Monaco said.
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