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Earn competitive APY when you link to another eligible TD Bank account Check mark icon A check mark. Earn higher APY with higher balance Check mark icon A check mark. Mobile check deposit Check mark icon A check mark. Mobile check deposit Check mark icon A check mark. Competitive APY Check mark icon A check mark.

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BEIJING/HONG KONG, Nov 18 (Reuters) - A slew of recent supportive measures will bring China's cash-strapped property developers much needed relief, but a full recovery of the sector will be hobbled by increasingly elusive buyers, say bankers, developers and analysts. "These policies will have little lasting effect and the property prices will not go up significantly," said Jack Yang, an engineer in Beijing, noting "future income" had become a key concern for homebuyers. Despite the recent liquidity-boosting measures, some bankers say developers continue to face credit risks given the uncertain outlook. According to UBS, Chinese banks have roughly 88 trillion yuan ($12.43 trillion) worth of exposure to the property sector. It estimates the property sector downturn will cost the banking system up to 1.4-1.5 trillion yuan in the next few years, mainly from potential losses in banks' unsecured property development loans, bonds, and non-standard assets.

☆ Amazon's job cut plans show that tech isn't out of the woods just yet
▼ + stars: | 2022-11-15 | by ( Matt Weinberger | ) www.businessinsider.com time to read: +6 min

Indeed, as Insider reported last week, Mark Zuckerberg isn't ruling out the possibility of more layoffs at Meta. Amazon CEO Andy Jassy Dan DeLong/GeekWire1. Meta CEO Mark Zuckerberg Photo by Liu Jie/Xinhua via Getty2. The tech titans are known for paying the big bucks, but that's not the only way to make it in tech. Tech leaders like Ancestry CEO Deb Liu and Scale AI CEO Lucy Guo will appear on stage.

☆ I made $244,000 last year as a freelancer using a platform for finding tech gigs — here's how
▼ + stars: | 2022-11-14 | by ( Perri Ormont Blumberg | ) www.businessinsider.com time to read: +8 min

On average, an A.Team mission is a 12-month engagement. I usually take on one full-time mission that requires 35 to 40 hours per week and a couple smaller missions that require five to 10 hours per week. So I took a hybrid approach and freelanced for a few years on top of my full-time job at Landyachtz. That's my biggest piece of advice to anyone trying to make their side hustle their full-time job: Create a safety net, then take the leap. This is eroding trust employees once had in the full-time work model.

☆ The rise of hybrid employees necessitated a redesign of the home office space. Here are the HP technologies that make that possible.
▼ + stars: | 2022-11-11 | by ( Sponsor Post | Created Insider Studios With Hp | ) www.businessinsider.com time to read: +6 min

HP technology provides solutions to make hybrid work more secure, productive, and efficient. How tech is changing the hybrid landscapeTo address the emerging needs of hybrid workers, a fresh approach to remote working is needed. All of the issues that today's hybrid workers face can now be ironed out by the use of new tech. "Users at home with HP Presence technology can be confident that they show up well and are heard," Prezzano said. HP Presence intelligently adjusts to the lighting conditions of the room, ensuring attendee faces can be seen clearly.

☆ I built a name and career on Twitter. I'm worried Elon Musk will destroy opportunities for creatives like me.
▼ + stars: | 2022-11-11 | by ( Scott Bryan | ) www.businessinsider.com time to read: +6 min

Scott Bryan used Twitter to build a career as a journalist writing and commentating about TV. He fears Musk's takeover will drive people from the platform, which would deny others its benefits. For people interested in entering journalism, Twitter provides a network of pretty much every single editor and journalist in the country. Beyond my following, I use Twitter to sense how much the wider public is reacting to a new TV story. My tweets show editors and producers what I'm knowledgeable about and have led to invitations to go on radio and TV.

Refunds up to $15 per month in out-of-network ATM fees Check mark icon A check mark. Link to another USAA account for free overdraft protection Check mark icon A check mark. Read our review Read Our Review A looong arrow, pointing rightUSAA vs. Navy Federal CD comparisonsWinner: Tie Both Navy Federal and USAA pay a much higher interest rate than the national average CD rate. Winner: Navy Federal Navy Federal is a default winner for this category because USAA doesn't have a money market account. At Navy Federal, you'll need to open the Navy Federal Credit Union Share Savings Account to become a member.

☆ I made $10K a month from freelancing after jumpstarting my career on Fiverr. Here are 9 not-so-obvious tips for maximizing your earnings.
▼ + stars: | 2022-11-10 | by ( Emilina Lomas | ) www.businessinsider.com time to read: +15 min

I had already dabbled in fitness writing, so I figured I could sell workout plans on the platform for supplemental income. This was crucial to making money from freelancing, as Fiverr takes 20% of your earnings per gig. Based on my own experience, here are some of the most effective tips to be successful on Fiverr. After a few months, it was clear that health and fitness writing was a niche I could fill on Fiverr. While making a lot of money on Fiverr might be possible further down the line, it's rare.

We selected Capital One 360, Synovus Bank, Regions Bank, Delta Community Credit Union, and Credit Union of Atlanta as the best banks and credit unions in Georgia. These financial institutions have savings account rates that are lower than the average savings account. Delta Community Credit Union members will need to open the Delta Community Credit Union Personal Savings Account. Robins Financial Credit Union (Federally insured by the NCUA): Robins Financial Credit Union has a free checking account, but our top credit union has lower minimum opening deposits. We reviewed the 10 biggest banks and credit unions in the state, plus any financial institutions featured in our Black-owned banks and credit unions guide and Hispanic American-owned banks and credit unions guide.

☆ 8 easy side hustles you can do from your computer
▼ + stars: | 2022-11-04 | by ( Christopher Massimine | ) www.businessinsider.com time to read: +7 min

The past few years have seen a rise in side hustles as people look to pad their incomes. You can also start a blog and sell products through it. They can also design and sell their graphics as prints or products on platforms like Etsy. Affiliate marketingAffiliate marketing is a great side hustle because it can be done anywhere in the world. There are many ways to promote products through affiliate marketing, including social-media posts, review videos, and blog articles.

☆ Will Musk break Trump and satire accounts like mine out of Twitter jail?
▼ + stars: | 2022-11-01 | by ( Kyler Geoffroy | Kyler Geoffroy Is A Freelancer Whose Writing Has Appeared On Vice | Other Publications. He Focuses On Lgbtq Politics | ) www.nbcnews.com time to read: +9 min

As Elon Musk’s takeover of Twitter begins, he must make several important decisions that will determine the future of the social media platform millions use for their newsgathering. I got involved in political satire after watching Trump fire off several conspiracy-theory-laden posts to his over 4 million followers on Truth Social daily. I got involved in political satire after watching Trump fire off several conspiracy-theory-laden posts to his over 4 million followers on Truth Social daily. “After careful review, we determined your account broke the Twitter Rules,” read the notification from Twitter Support. But political parody accounts, even bad ones like mine, should be protected on Twitter.

Pros Check mark icon A check mark. No minimum opening deposit Check mark icon A check mark. Debit card included Check mark icon A check mark. Eligible for new accounts after your child turns 13 Check mark icon A check mark. But if you'd like to open a savings account for your child, it only lets you open one of the bank's regular savings accounts as a joint bank account.

Pros Check mark icon A check mark. High APY Check mark icon A check mark. No minimum opening deposit Check mark icon A check mark. No monthly service fees Check mark icon A check mark. Pros Check mark icon A check mark.

Pros Check mark icon A check mark. Pros Check mark icon A check mark. More Information Keep up to $1 million in an accountInterest compounded daily, paid monthlyFDIC insuredThe Bread Savings High-Yield Savings Account is another solid high-yield savings account. No monthly service fee Check mark icon A check mark. Easy to save for various goals Check mark icon A check mark.

$500 CD APY Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. $1,500 CD APY Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. $0 CD APY Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. $1,000 CD APY Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. $500 CD APY Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

☆ 19-year-old who makes $10,000 a month from his video game side hustle: 'I never knew that writing could make me' so much money
▼ + stars: | 2022-10-30 | by ( Megan Sauer | ) www.cnbc.com time to read: +4 min

During his senior year of high school, Arash Lahijani realized he could make money through an unusual side hustle: Writing backstories for video game characters. Arash Lahijani was a high school senior when he learned he could make money writing backstories for video game characters. Since then, he's earned $62,400 writing more than 400 character backstories for an online version of the video game Grand Theft Auto, according to documents reviewed by CNBC Make It. Here's how Lahijani learned how to write video game character backstories and how he plans to grow his income through writing:How to write a video game backstoryLahijani says his writing skills aren't from English classes or extracurricular interests. Those same types of hooks now serve as the first and last sentences of his character backstories, he adds.

☆ 4 social-media managers say the job requires long hours and unrealistic expectations. They share the breaking points that made them quit.
▼ + stars: | 2022-10-29 | by ( Jacqueline Gualtieri | ) www.businessinsider.com time to read: +11 min

While the social-media profession continues to grow in popularity, many social-media managers are deciding to leave their positions for greener pastures. According to Zippia, 29% of social-media managers stay in their roles for less than a year. Even though 70% of social-media managers wanted to be promoted, only 40% saw any possibility to advance where they were, according to the 2020 study. Insider spoke with four social-media managers about how they reached a breaking point in their corporate jobs and what they've chosen to do now instead. Through working with other social-media managers, she's seen how things have changed since her days of working in their shoes.

☆ 5 in-demand freelance jobs that you can do from home—and where to find them
▼ + stars: | 2022-10-27 | by ( Morgan Smith | ) www.cnbc.com time to read: +1 min

Freelancing is on the rise, and it shows no signs of slowing. Some 60 million U.S. residents identify as contract, freelance, temporary or gig workers, and by 2027, freelancers are expected to become the majority of the U.S. workforce, according to Upwork, a freelance job platform. The Covid-19 pandemic caused companies to prioritize their digital presence, so the demand for freelance tech experts to help them get up to speed is booming, and the remote gig economy is growing at a rapid pace. Freelancer.com, a global freelancing and crowdsourcing marketplace, looked at 296,000 postings on its platform posted between July and September 2022 to determine which freelance jobs are the most in-demand right now, based on how much they've grown in the last quarter, and are expected to become even more popular in the coming months. Freelancer.com grouped the jobs together by the main skills they use:

Finally, I repaired my credit to a point where I was able to buy a car by cosigning with my dad. After a couple of years, I was able to repair my credit enough to get another car without a cosigner. Due to my credit score being in the mid-500s, I received a subprime loan with interest at 10%. My car payments dropped from $450 per month to about $350, and I'm going to save $1,700 over the course of my loan. This was all due to educating myself on credit repair and the benefits of refinancing, and now I love sharing this knowledge with others.

Pros Check mark icon A check mark. No monthly service fees Check mark icon A check mark. Pros Check mark icon A check mark. More Information Keep up to $1 million in an accountInterest compounded daily, paid monthlyFDIC insuredThe Bread Savings High-Yield Savings Account is another solid high-yield savings account. Pros Check mark icon A check mark.

The average rate for a 3-month CD is 0.19% APY, and 0.83% APY for a 5-year CD, according to the FDIC. $500 CD APY Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. 1.50% to 4.50% APY Terms Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. $1,500 CD APY Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. $1,000 CD APY Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

Chase, American Express, Citi, Capital One, and other banks are currently offering elevated credit card bonuses, and there are dozens of other lucrative deals available. Note that credit card lenders may use many different variations of credit score models when considering your application. Note that credit card lenders may use many different variations of credit score models when considering your application. How to pick a credit card bonusCredit card limited time offersCredit card intro bonuses aren't always the same. For a flexible all-around card with a six-figure bonus and modest annual fee, the Ink Business Preferred® Credit Card is a terrific choice.

Compare Citi and Bank of America CitiBank of America Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Read our review Read Our Review A looong arrow, pointing rightCiti vs. Bank of America savings account comparisonsCiti offers two savings accounts — Citi® Accelerate Savings and the Citi® Savings Account. Meanwhile, the Bank of America Advantage Savings Account may be a better choice if you're only looking to open a savings account or find it easier to waive monthly service fees at Bank of America. Other fees depend on which checking account you link to your savings account Dash icon A dash. Winner: Bank of America Bank of America wins in this category since it is more likely to address customer issues, but keep in mind it's also been involved in public controversies.

I chose a health insurance plan with the lowest monthly premium. Working full-time at Insider is the first time I've had to choose between different tiers of health insurance plans. Out-of-pocket limitThe out-of-pocket limit on a health insurance plan is the amount that I have to pay before insurance covers 100% of services. Once the amount ofTruth be told, I chose the health insurance plan I have because it offered the lowest monthly premium. Now that I know better, I look forward to choosing my health insurance plan this year.

Southwest credit card holders will get a 10,000-point boost toward qualifying for the Companion Pass starting in 2023. Compare Southwest credit cards for earning the Companion Pass Southwest Rapid Rewards® Plus Credit CardSouthwest Rapid Rewards® Premier Credit CardSouthwest Rapid Rewards® Priority Credit CardSouthwest Rapid Rewards® Premier Business Credit CardSouthwest® Rapid Rewards® Performance Business Credit Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Earn 2X points on Southwest® purchases. However, Southwest Rapid Rewards credit card holders will receive a boost of 10,000 Companion Pass Qualifying Points each calendar year. Earn 2X points on Southwest® purchases.

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