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☆ Morning Bid: Truss drama deepens
▼ + stars: | 2022-10-20 | by ( ) www.reuters.com time to read: +2 min

A look at the day ahead in European and global markets from Anshuman DagaBritain's political drama keeps getting more and more interesting. The abrupt resignation of Britain's interior minister Suella Braverman, who criticised Liz Truss, reflects the continued erosion of the prime minister's authority after just weeks in the job. And as markets watch the political chaos, there seems to be no respite for the beleaguered pound. The yen has depreciated by about 23% so far this year, making it the weakest major currency in Asia. Asian stocks headed down on Thursday, taking a cue from rising yields and cutting short a brief rally that was triggered by strong earnings reports by U.S. and European companies.

The Prime Early Access Sale is a great time to stock up on investment pieces and essentials alike. Through today, October 12, you can save on some of our favorite products used every single day. Learn more about our everyday products discounted during the Prime Early Access Sale below. Below, the Insider Reviews editorial team has gathered up our favorite products that we use each day, and they're all currently discounted in the Prime Early Access Sale. The two-day sequel to Amazon Prime Day ends tonight, so we recommend acting on these deals ASAP.

The Amazon Prime Day October 2022 sale is running through today, and there are gift and toy deals. While it might seem early to start shopping for the holidays, these Amazon Prime Early Access Sale discounts are too good to pass up. Toys and games often go on sale during the holiday season, especially around Black Friday and Cyber Monday. We rounded up toy deals that are at the same price or have a better sale than we normally see around those shopping events. If you're looking for more deals, check out our Prime Early Access Sale live blog and the best Prime Day deals under $50.

When you buy through our links, Insider may earn an affiliate commission. The Prime Early Access Sale continues through today, October 12. Below, we've gathered up the products we bought, or want to buy, during the Prime Early Access Sale. As we've combed through deals on fashion, beauty, gift cards, and more, we couldn't help but identify deals that we want to buy ourselves. Below, the Insider Reviews team has rounded up our own top picks from the Prime Early Access Sale: both products we intend to buy or those that we couldn't help but purchase immediately.

October's Amazon Prime Day is in full swing now through midnight PDT on October 12. If you're looking to stock up on baby and parenting essentials, there are great deals going live during the fall sale event on smart monitors, Water Wipes, and more. You can also check out our list of the best deals on household and cleaning supplies to make sure you're ready for any mess that comes your way. Whether you're trying to use Prime Day deals to save some money outfitting a new nursery, stocking up on prenatal essentials, or finally justifying the cool life upgrade stuff on your wishlist, we'll be adding the best deals here for the entire event. Here are some of the best Amazon Early Access baby and parenting deals:

Amazon's Prime Early Access Sale comes at the perfect time to save on fall styles. Keep an eye on our 24/7 coverage for more ways to save during the Prime Early Access Sale. Much like this past summer's Prime Day, the Prime Early Access Sale features steep discounts on style staples like winter jackets, cozy sweaters, and blazers fit for inside and outside of the office. Ahead of winter weather and holiday gifting, the Prime Early Access Sale is a great time to prepare for the holiday season as well. Learn more about the Prime Early Access Sale here, and shop some of the best fashion deals below.

On the agenda today:But first: This week, Insider launched its inaugural Climate Action 30, a prestigious list of leaders working toward climate solutions. Lily Katzman, an associate editor on our Special Projects team, gives us a behind-the-scenes look at the project. InsiderWhen we say climate heroes, the usual suspects — think Greta Thunberg and Al Gore — come to mind. That's where Insider's Climate Action 30 comes into play. ReutersDavid Solomon, Goldman Sachs' CEO, moonlights as an electronic-music DJ, playing high-profile gigs like the Lollapalooza music festival and Tomorrowland, a Belgian music festival.

☆ 11 best exercise bikes in 2022 for indoor cycling
▼ + stars: | 2022-09-23 | by ( Justin Krajeski | Justin Krajeski Is An Associate Editor For Select On Nbc News. | ) www.nbcnews.com time to read: +16 min

LEARN MORE Best exercise bikes to shopWhen it comes to deciding which stationary bike is best for you, it’s important to determine how much you’ll exercise — as well as where and when. Maybe you want to easily adjust the bike’s resistance, move its handlebars or just need something quiet for nighttime sweats. Best exercise bikes to shopWe highlighted stationary bikes that cost less than $700, focusing on those with great customer reviews. (Unlike most of the higher-end models, budget stationary bikes don’t list how many resistance levels they have.) (Unlike most of the higher-end models, budget stationary bikes don’t list how many resistance levels they have.)

☆ These 5 former House candidates might've been the next AOC, but entrenched politicians blocked their path
▼ + stars: | 2022-09-23 | by ( John L. Dorman | ) www.businessinsider.com time to read: +17 min

Durham County Commissioner Nida Allam competed in this year's Democratic primary for North Carolina's 4th Congressional District. And we need to have an infrastructure like that on the Democratic Party side. Former House candidate John Isemann faced ex-state lawmaker Tom Kean Jr. in the Republican primary for New Jersey's 7th Congressional District. Jay Nixon and also worked for the Missouri Democratic Party — decided to jump into the race himself. "We talk about the Democratic Party being a big-tent party," she said.

☆ New & Notable: Latest releases from Apple and Bose
▼ + stars: | 2022-09-09 | by ( Justin Krajeski | Justin Krajeski Is An Associate Editor For Select On Nbc News. | ) www.nbcnews.com time to read: +5 min

New this weekWell, it happened — Apple introduced a range of iPhone 14 models on Wednesday, Sept. 7. You’re now able to pre-order the iPhone 14, iPhone 14 Plus, iPhone 14 Pro and iPhone 14 Pro Max, available in different sizes and capacities. The iPhone 14, iPhone 14 Pro and iPhone 14 Pro Max will be available on Sept. 16, while the iPhone 14 Plus will be available Oct. 7. In addition to its new phones, Apple also debuted a trio of new Apple Watches, most notably the Apple Watch Ultra that’s aimed at extreme sports and scuba diving. Pre-orders are open right now and it will become available Sept. 23.

☆ New & Notable: Latest releases from Panasonic and Miir
▼ + stars: | 2022-08-06 | by ( Justin Krajeski | Justin Krajeski Is An Associate Editor For Select On Nbc News. | ) www.nbcnews.com time to read: +3 min

This story is part of Select's New & Notable column, where we highlight our favorite product launches, major sales, what we're buying and some of our latest recommendations and advice. Though I’ve always considered myself stylish — or at least aware of clothing trends — I’ve never been terribly concerned with shoes. —Justin Krajeski, associate editorIn her new apartment, Zoe Malin abandoned curtain rods and hung up stuck no-nail adhesive shades instead. We rounded up some expert-recommended travel pillows to keep you comfortable while you travel on a plane or a train. Select intern Zoe Malin discussed her love for the Brava Smart Oven, which uses light to cook food and can replace your air fryer, toaster, microwave and more.

A self-directed IRA (SDIRA) is a kind of retirement account that allows you to invest in assets that are off-limits to regular IRAs. You directly manage your self-directed IRA, and so are responsible for researching your investments and their tax consequences. If that sounds like you, a self-directed IRA (SDIRA) might be worth a closer look. Self-directed IRAs (SDIRAs) are structured like standard IRAs, with the same contribution limits, distribution rules, and tax advantages. That's not always the case with SDIRA assets, and your capital could be tied up in assets you no longer want.

The rule of 55 is an IRS provision that allows those 55 or older to withdraw from their 401(k) early without penalty. Rule of 55 basics: The rule of 55 allows you to access your 401(k) or 403(b) funds without incurring the usual 10% early withdrawal penalty. An early withdrawal automatically gets hit with 20% income tax with an additional 10% penalty for the early withdrawal. The rule of 55 could also be a deciding factor for those who are considering early retirement. But you may ultimately decide that an early 401(k) withdrawal is right for your situation, especially if you're retiring early.

Persons: —, wouldn't, Roth, you've, you'll, SEPP Organizations: Service, IRS

Paying rent with a credit card is possible, but it comes with several pros and cons. Regardless of how you pay rent with a credit card, you'll end up paying an additional processing fee to do so. Pros and cons of paying rent with a credit cardHaving the ability to pay your rent with a credit card is one question. Whether you should is another question — the answer to which depends on your reasoning for paying rent with a credit card. Paying rent with a credit card can result in a high credit utilization ratio, which can damage your credit score.

Persons: —, you'll, Lily Liu, it's, shouldn't, Liu, there's Organizations: Service

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). You can minimize the amount of interest you pay by paying down your daily balance on your credit card. Find your average daily balanceYour next step will be to find your average daily balance, which you will eventually apply your daily rate to. Multiply daily rate by your average balanceAt this stage, you can apply your daily rate to your average daily balance by multiplying the two together. How to reduce credit card interestIf you've been making payments on time on a credit card for a few years, you can call your credit card company and ask for a lower rate.

Persons: we're, you've, APRs, it's Organizations: Finance

It's generally more beneficial to keep a credit card open to keep your credit availability high. AdvertisementBefore You Cancel: Considerations and PreparationsBefore deciding to cancel a credit card, consider the impact it will have on your credit utilization ratio and history — both of which can affect your credit score. Contact Your Credit Card IssuerReach out to your credit card issuer directly, using the number on the back of your card, to inform them of your decision to cancel. Yes, canceling a credit card can impact your credit score heavily depending on your credit utilization ratio and the length of your credit history. How can I cancel a credit card without negatively affecting my credit score?

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This Valentine's Day, don't forget the little ones in your life. You can't go wrong with teddy bears, sweets, or any of these Valentine's Day gift ideas for kids. The best Valentine's Day gifts for kids will tie in to the holiday's traditional themes but – excluding the favorite sweet treat to eat – still bring smiles beyond February. Whether you're looking for a gift for a newborn, a rambunctious toddler, or a clever elementary-schooler, we've got you covered. We rounded up 26 Valentine's gift ideas that are great for all kinds of kids, from books and toys to crafts and sugary treats too.

Because it doesn't require a credit history or credit score, secured credit cards are an appealing option for building a credit history. How secured credit cards workTraditional credit cards use undisclosed mathematical algorithms that rope in credit score, income, and payment history to determine your credit limit. Step 2: Find which secured credit card is right for youMost major credit card companies, including banks and credit unions, offer a secured credit card option. Though secured credit cards offer a way to build credit, they are subject to the same rules as normal credit cards. With little-to-no prior credit requirements, secured credit cards are one way to reestablish credit or start a credit history.

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). U.S Bank has launched the brand-new U.S. Bank Altitude® Connect Visa Signature® Card .. New U.S. Bank Altitude Connect Visa Signature CardWelcome bonus and earningAlong with a welcome bonus worth $500, the U.S. Bank Altitude® Connect Visa Signature® Card offers a variety of bonus categories that can help you earn more rewards for your everyday spending. However, the 4x return on travel and at gas stations offered by the U.S. Bank Altitude® Connect Visa Signature® Card is pretty compelling. The U.S. Bank Altitude® Connect Visa Signature® Card also offers a range of Visa Signature benefits, including concierge services, a golf program, access to exclusive food and wine events, and Visa Signature Luxury Hotel Collection perks.

If you're not terminally ill, you can sell your life insurance to a life insurance settlement company. There are two ways you can sell your life insurance policy: (1) a viatical settlement; or (2) a life insurance settlement. If you don't have a terminal diagnosis and you want to sell your life insurance policy, you can use a life insurance settlement. Siegel said people who have term life policies with conversion riders and universal life insurance policies typically apply for a life insurance settlement. He said that every secondary life insurance policy has to go through a licensed provider, which acts like a title company for the sale of the life insurance policy.

Persons: —, Lucas Siegel, there's, Siegel, Mark Williams, viaticals, Williams, it's, you've, Ronda Lee Organizations: Insurance, Service, Brokers International

AdvertisementAdvertisementYou can now open a Credit Karma Money Spend Account if you file your taxes with TurboTax. Until now, only select people who already have Credit Karma savings accounts have had access to Credit Karma Money Spend Account. Credit Karma Money Spend reviewYou may like Credit Karma Money Spend Account if you're looking for a no-fee checking account. Credit Karma told Insider that right now, the company sees one Instant Karma winner for roughly every 500 purchases across all checking account users. Credit Karma plans to add some features to Credit Karma Money Spend Account before making it fully available to the public.

Persons: Karma, you've, Laura Grace Tarpley Organizations: Service, Intuit, Credit, Finance Locations: Wall, Silicon

Minimum age for credit card authorized usersThe major credit card issuers allow you to add minors as authorized users, but several have minimum age limits. Benefits of adding a child as an authorized userAlong with potentially giving your child a head start on building credit, adding them as a credit card authorized user has other benefits. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.8 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.6 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE. Apply now A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.6 out of 5 Stars Editor's Rating A tooltip OUR EDITOR'S RATINGS ARE PRIMARILY BASED ON 3 THINGS: SIMPLICITY, AFFORDABILITY, AND VALUE.

☆ 'OK' was just added to the Scrabble dictionary, and experts are saying it could change how Scrabble is played
▼ + stars: | 2018-09-24 | by ( Mark Abadi | ) www.businessinsider.com time to read: +3 min

The two-letter word is one of 300 new additions to the latest version of the Official Scrabble Players Dictionary, which Merriam-Webster released on Monday. But of all those words, it's the inclusion of "OK" that has some Scrabble players divided. Not all Scrabble players are OK with OK, however, especially at the game's highest levels. Regardless of its merits as a word, there's no question OK will change the way Scrabble is played from a strategic standpoint. After all, any expert player will tell you that two-letter words are the most important words in the entire game.

Persons: —, Webster, it's, Merriam, Emily Brewster, Jackson Smylie, Judy Cole, Ben Schoenbrun Organizations: Service, Merriam, Business Locations: North America

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