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☆ Changes hit The Wall Street Journal during new EIC Emma Tucker's first week, as she installs a chief of staff and the paper's veteran managing editor departs
▼ + stars: | 2023-02-10 | by ( Steven Perlberg | ) www.businessinsider.com time to read: +3 min

Taneth Evans, who previously ran audience development at The Times of London, will be Tucker's chief of staff, three Journal sources said. The top editorial ranks at The Wall Street Journal are already changing under new Editor-in-Chief Emma Tucker. Tucker has tapped Taneth Evans as her chief of staff, according to three Journal sources. On Monday, the British-born Tucker addressed Journal staff for the first time from the paper's New York headquarters. Pensiero held a variety of roles during her tenure, including editor for newsroom standards and managing editor for international.

Identity theft protection services can protect you against various forms of fraud, such as credit-related fraud or criminal identity theft. With three individual identity theft plans and additional options for families, Identity Guard can offer you the peace of mind that your identity is secured. Identity Guard ReviewIdentity Guard is an identity theft protection service owned by Aura, another credit monitoring and theft protection company that made it to our guide for the best identity theft protection services for the best family plan. Identity Guard Identity Theft PlansIdentity Guard has three plans: Value, Total, and Ultra. Identity Guard Frequently Asked Questions (FAQ)Does Identity Guard offer a trial period?

Sign up for a credit monitoring service such as Credit Karma to keep tabs on updates to your credit report. Even the best identity theft companies and best credit monitoring services usually stop short of reporting errors on your credit report to the credit bureaus. Credit report dispute frequently asked questions (FAQ)How common are credit report errors? Experian credit freeze: To freeze your credit at Experian, you can visit Experian's online Freeze Center. TransUnion credit freeze: You can request a TransUnion credit freeze through their online portal.

An increasing number of people have a very good or excellent credit score, with over half of consumers possessing a FICO credit score over 700. Credit scores, on the whole, have risen for decades, partly due to the abundant access to educational resources. According to "Credit Scores Uncovered: Consumer Relationships with their Scores," Gen Z lags behind other generations significantly when it comes to credit education. 29% of Gen Z consumers said they either don't have a credit score or don't know if they have one, compared to 8% of baby boomers who said the same. Just 45% of Gen Z consumers said they completely understand credit scores, compared to 66% of baby boomers. Many Gen Z consumers only recently turned 18, old enough to apply for credit products on their own, so they have had less time to learn about credit products and credit scores.

A TransUnion survey found 5.8 million people opened their first credit account in 2021, up from 5.1 million in 2020. New credit users, primarily led by Gen Z, are recovering to pre-pandemic levelsThe TransUnion survey reports that 5.8 million consumers opened their first credit account in 2021, nearly reaching pre-pandemic levels. The survey found that credit consumers generally perform at comparable levels to more established credit consumers across the nine countries surveyed. In some cases, though not in the US, new credit consumers had lower delinquency rates than older credit consumers. High interest rates can make it challenging to build a positive credit history, but you need a positive credit history to qualify for lower interest rates.

As Africa struggles with economic headwinds caused by the COVID-19 pandemic, the war in Ukraine and, notably, Washington's own monetary policy, Africans are asking for proof the United States will stay the course this time. African countries have become collateral victims of this year's rate hikes by the U.S. Federal Reserve, aimed at curbing inflation at home. African countries are also finding it harder to access capital markets to meet their fiscal needs and refinance maturing debt. The United States, meanwhile, has largely failed to offer viable alternatives to cheap Chinese credit, officials said. One senior U.S. Treasury official said the United States had long been engaged in Africa, funding anti-HIV work and working on other health issues.

To pay off debt fast, you need to exceed your minimum payments every month. List all of your debtIf you have multiple sources of debt — say several credit cards, student loans, and a personal loan — the first step to paying off debt is determining how much debt you have to pay off. There are two main ways you can do this:Balance transfer credit card: A balance transfer card allows borrowers to consolidate various credit card balances onto a new credit card, ideally one with a lower APR. Pay this debt off first, because when that introductory period ends, you will be on the hook for all the debt you consolidated. Debt consolidation loan: If you have other debts in addition to your credit card debt, you can look into debt consolidation loans.

Dovly Uplift provides credit monitoring and monthly TransUnion credit reports and credit scores. Visa offers free credit repair for cardholders through Dovly UpliftOn Tuesday, smart credit repair company Dovly announced an agreement with Visa. The agreement will provide Visa cardholders with Uplift, a smart credit repair service created by Dovly for Visa cardholders, free of charge. In broad strokes, credit monitoring describes the process of checking your credit reports consistently to see if there are any errors or inaccuracies on your credit reports. While consumers can currently see their credit reports every week through the end of 2023, when that period ends, the Fair Credit Reporting Act only affords consumers three credit reports each year.

This one holds 25 ounces of water, more than a standard water bottle, and it's way cuter than having cups all over your nightstand. Baggu socksIllustration by Elham AtaeiazarPrice: $14 "These socks are fun and cozy, but a little on the pricey side. MoMA card holderIllustration by Elham AtaeiazarPrice: $16 "I never knew how much I hated my wallet until my mom gave me a card holder. BraletteIllustration by Elham AtaeiazarPrice: $15 "A bralette might not seem like a typical gift, but hear me out. A dozen macarons variésIllustration by Elham AtaeiazarPrice: $5.50 "This Trader Joe's treat was my first introduction to macarons, and I haven't looked back since.

Aura provides comprehensive credit monitoring and additional identity protection services for individuals, couples, and families. Editor's Rating 4.6 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.6 out of 5 Stars Pros & Cons Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. In addition to credit monitoring and other financial account monitoring, Aura also offers several safety tools including a VPN service and ad blockers. Credit monitoring is the process of keeping tabs on changes to your credit report, which influence fluctuations in your credit score. The basic function of credit monitoring services, like Aura, is to notify you when there are any changes in your credit report, such as a new line of credit.

On the agenda today:But first: Jordan Parker Erb, the author of Insider's 10 Things in Tech newsletter, is taking us behind the scenes of Elon Musk's feud with Apple. Tim Cook and Elon Musk Justin Sullivan/Getty Images and Philip Pacheco/AFP via Getty ImagesThis week, Elon Musk, the world's richest man and new Twitter owner, declared "war" with the world's biggest tech company: Apple. At the heart of the issue was Apple's 30% App Store fee, our associate editor Jordan Parker Erb writes. Here's what went down:Sign up for 10 Things in Tech to get stories like these right in your inbox. Edited by Jordan Parker Erb, Hallam Bullock, and Lisa Ryan.

You can also get a free credit report if you suspect your identity has been stolen or if your credit application has been denied. How to get your free credit reportWhile your credit score is readily available from several sources including financial institutions, lenders, and third-party credit monitoring services, you will have to do a little more work for your credit report. Additional free credit reportsThere are additional situations in which you can get a free credit report. If you place an initial fraud alert on your credit, you can receive a free credit report from each bureau in addition to the annual free reports you usually get. The services that go through credit bureaus will give you access to additional credit reports, such as myEquifax, which offers six free credit reports annually, or Experian Boost, which offers a free credit report every 30 days.

Aside from Prime Day, this is the best time of year to purchase a KitchenAid mixer. Cyber Monday KitchenAid deals: Top discountsKitchenAid: Up to $200 off stand mixers, $50 off attachments, and $120 off other small appliances. Up to $200 off stand mixers, $50 off attachments, and $120 off other small appliances. Great Price KitchenAid 7-Quart Pro Line Stand Mixer The KitchenAid Pro Line Series 7-Quart Bowl Lift Stand Mixer is the largest, most powerful KitchenAid mixer you can buy without venturing into commercial models, which makes it perfect for avid bakers. Deal KitchenAid 5-quart Artisan Series Stand Mixer, with Fresh Prep Attachment Bundle One of the best deals we've seen on KitchenAid stand mixers is this bundle, which combines a 5 quart Artisan mixer with food processing attachments.

When you buy through our links, Insider may earn an affiliate commission. After a month of early sales, Black Friday ends in only a few hours. Our readers are taking advantage of great prices on streaming services, TVs, laptops, Amazon devices, vacuums, and more. As always, Insider Reviews reporters are vetting each deal to make sure it's worthwhile. Here are the 21 Black Friday deals that our readers have bought the most so far.

Black Friday is over, but that doesn't mean the discounts have stopped. Ahead of Cyber Monday, we've got a line of a few splurge-worthy products that are at its lowest prices ever. If you're wondering if there are still any good deals left for Cyber Monday, here are the best we're seeing right now. Insider is offering a Cyber Monday deal on its annual subscription for $38, the lowest price of the year. Get access to exclusive content, deep-dive reporting, and insights on how to get ahead in your career and finances.

Monos' Black Friday sale has begun, and it will run through Sunday, November 27. Travelers can save up to a rare 50% on carry-ons, full-sized luggage, and travel accessories with the code BLACKFRIDAY2022. Great Price Monos Carry-On Pro If you prefer a smaller size carry-on for shorter trips, but still want the added convenience of the additional front pocket space, the Monos Carry-On Pro is the right bag for you. Great Price Monos Check-In Large The Check-In Large features nearly all the standout traits of Monos' carry-on, but in a checked bag. Monos' most popular luggage styles are the Carry-On Pro and its larger counterpart, the Carry-On Pro Plus.

We're jumping on this Black Friday sale from GE: 25% off one of our favorite small appliances, the GE Profile Opal Nugget Ice Maker. When we tested ice makers, we found that the GE Profile was one of the few on the market that makes nugget, or pellet, ice. If you like to chew ice, love a mint julep, or frequent the Sonic drive-through, then you know about the positives of nugget ice. Great Price GE Profile Opal Nugget Ice Maker One of the few nugget ice makers on the market, the GE Profile does one task perfectly: making chewable nugget ice. Since the GE machine only makes nugget ice, the $530 price tag can feel like a big ask.

We usually see tons of deals on small appliances during the shopping holiday, including the crowning jewel: the KitchenAid Stand Mixer. Aside from Prime Day, this is the best time of year to purchase a KitchenAid mixer. Black Friday KitchenAid deals: Top discountsKitchenAid: Up to $200 off stand mixers, $50 off attachments, and $120 off other small appliances. Best Black Friday KitchenAid mixer dealsDeal icon An icon in the shape of a lightning bolt. Deal KitchenAid 5-quart Artisan Series Stand Mixer, with Fresh Prep Attachment Bundle One of the best deals we've seen on KitchenAid stand mixers is this bundle, which combines a 5 quart Artisan mixer with food processing attachments.

In our guide to the best blenders, the Vitamix 5200 was chosen as the best blender overall. Check out the best Black Friday sales on Vitamix blenders and other kitchen tools below. Black Friday Vitamix deals: Top discountsBest Black Friday Vitamix dealsDeal icon An icon in the shape of a lightning bolt. Great Price Vitamix 5200 Blender The Vitamix 5200 is an easy-to-use, easy-to-clean blender with the power and speed variation to handle any task. Usually priced close to $600, it's on sale for $399; a stellar discount if you're looking for a Vitamix blender.

This Black Friday, shoppers can pick up a 44-pack (22 treatments) of Crest Whitestrips for just $30, which is a 35% discount from their normal price. Best Black Friday Crest 3D Whitestrips dealsDeal icon An icon in the shape of a lightning bolt. Great Price Crest 3D White Professional Effects Whitestrips If you're looking to whiten your teeth, you can't pass up this deal on Crest 3D Whitestrips. $29.99 from Amazon Originally $45.99 Save 35%How do Crest 3D Whitestrips work? Yes, you can use Crest 3D Whitestrips if you have sensitive teeth.

We're jumping on this sale from GE: 25% off one of our favorite small appliances, the GE Profile Opal Nugget Ice Maker. When we tested ice makers, we found that the GE Profile was one of the few on the market that makes nugget, or pellet, ice. If you like to chew ice, love a mint julep, or frequent the Sonic drive-through, then you know about the positives of nugget ice. Great Price GE Profile Opal Nugget Ice Maker One of the few nugget ice makers on the market, the GE Profile does one task perfectly: making chewable nugget ice. Since the GE only makes nugget ice, the $530 price tag can feel like a big ask.

Best Black Friday Monos suitcase dealsDeal icon An icon in the shape of a lightning bolt. Great Price Monos Carry-On Pro If you prefer a smaller size carry-on for shorter trips, but still want the added convenience of the additional front pocket space, the Monos Carry-On Pro is the right bag for you. Great Price Monos Check-In Large The Check-In Large features nearly all the standout traits of Monos' carry-on, but in a checked bag. $249.17 from Monos Originally $383.00 Save 35%Best Black Friday Monos bag and accessories dealsDeal icon An icon in the shape of a lightning bolt. Monos' most popular luggage styles are the Carry-On Pro and its larger counterpart, the Carry-On Pro Plus.

A good FICO credit score is a 670 or above, and a good VantageScore is a 661 or higher. A good credit score can get you more favorable interest rates rates on mortgages, auto loans, or a new credit card. How your credit score is calculatedWhen FICO and VantageScore assign you a credit score, they are really grading your credit report. For example, your credit history looks at the length of your credit history. However, hard inquiries stop factoring into your credit score after a year and drop off your credit report entirely after two years, so they don't permanently influence a credit score.

☆ How to get rid of chapped lips, according to dermatologists
▼ + stars: | 2022-11-16 | by ( Christina Colizza | Christina Colizza Is An Editor For Select On Nbc News. | ) www.nbcnews.com time to read: +13 min

Next to a large zit, there are few things that can make you feel more self-conscious than dry, chapped lips. While most people are prone to chapped lips in the winter, it can happen at any time of year. SKIP AHEAD: The best lip balms and ointments / What causes chapped lipsWhat to look for in lip balms and ointmentsOne of the best solutions to chapped lips is using balms or ointments to moisturize and soothe. The American Academy also recommends using Vaseline to heal chapped lips, chafing and diaper rash among other skincare uses. “Lip licking and lip smacking are common behaviors for those with dry, chapped lips, but it actually makes the problem worse.

Oprah unveiled her annual list of Favorite Things this week ahead of the 2022 holiday shopping seasons. Favorite Things started as a holiday segment on Oprah's show in the 1990s and is now a highly anticipated event. You'd need $11,964 to buy all 102 items on the list, with an average price of $117 per gift. Just 31 of the items are under $50, and only a meager dozen clock in under $25. If you're looking to shop Oprah's Favorite Things without breaking the bank, we've rounded up all the items priced under $40.

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