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☆ I floundered in white-collar jobs until I found my calling as an electrician in my 40s
▼ + stars: | 2024-08-01 | by ( Ella Hopkins | ) www.businessinsider.com time to read: +5 min

Read previewThis as-told-to essay is based on a transcribed conversation with Rachel Hoobing, a 50-year-old electrician in San Francisco. I found it very stressful and decided to leave in May 2012 and apply for an electrician apprenticeship. In 2015, I got my electrical trainee card, which meant I could do some non-union work as an electrician. I applied for an electrical apprenticeship with a union in 2016, when I was 43, and started the following year. AdvertisementI work for a union as an electricianI became a union electrician at the end of my five-year apprenticeship in 2021.

Persons: —, Rachel Hoobing, I'd, wasn't Organizations: Service, Business, Jobs Corps, Department of Labor, Job Corps, Home Depot Locations: San Francisco, arborists

☆ A deadly Houthi attack on Tel Aviv is forcing Israel to rethink its drone defenses
▼ + stars: | 2024-07-31 | by ( Paul Iddon | ) www.businessinsider.com time to read: +12 min

Read previewThe Houthis' unprecedented July 19 drone attack against Tel Aviv from Yemen caught Israelis by surprise, piercing the country's battle-tested defenses and exposing vulnerabilities that the Yemen-based rebels were ready and willing to exploit. "This confirms that technology alone, even for one of the most advanced air defense systems in the world, is not enough to provide effective protection," Borsari said. "Firstly, the advanced Houthi drone was launched for the first time, following an atypical flight path that likely caught the Israelis off guard," Khoueiry told BI. Houthi Media Center via Getty Images'A more cunning approach'Following the deadly attack, the Israeli military promptly increased air patrols to protect Israeli airspace. "This means integrating low-tier air defense capabilities at scale, combining different types of effectors with an eye on cost-effectiveness," Borsari said.

Persons: —, Federico Borsari, Israel, Samad, Borsari, Freddy Khoueiry, RANE, Khoueiry, Yemen's, Sebastien Roblin, Roblin, harry IDF, CEPA's Borsari, Dome's Tamir, Tamir, RANE's Khoueiry Organizations: Service, Tel, Center for, Business, Eritrean, Technology, Houthi Media, Getty, Hodeidah, Red Sea, BI, Jordanian, US Navy, Navy Locations: Tel Aviv, Yemen, Red, Israel, Jordan, Egypt, Saudi Arabia, East, North Africa, Eilat, Iran, Gulf of Aden, Gaza, Eritrea, Sudan, Saudi

☆ These income plays could do better than money market funds when the Fed cuts rates
▼ + stars: | 2024-07-31 | by ( Jesse Pound | In Jesse-Pound | ) www.cnbc.com time to read: +5 min

Cash has poured into money market funds since the Federal Reserve began its rate hiking cycle. Short-term debt has been a popular investment over the past few years, and money market funds are a top example. For perspective, there was roughly $4 trillion in total money market funds as of the fourth quarter of 2019, according to the St. Louis Fed . Money market funds hold very short-term debt, and many currently offer a yield above 5%. "Historically, you don't tend to see money market inflows stop or convert to outflows until you get below say 3% on those rates.

Persons: Cash, Louis Fed, Sam Huszczo, Huszczo, Todd Sohn, Ken Brodkowitz, weren't, Brodkowitz, Strategas, Sohn, " Sohn, Callie Cox, Cox Organizations: Federal Reserve, Investment Company Institute, SGH Wealth Management, Federal, Bond, SEC, Gries Financial Partners, Fidelity, Income, Morningstar, US Treasury, Ritholtz Wealth Management, Ritholtz Locations: Detroit , Michigan, BlackRock

☆ Podcast: Samsung bets on the Galaxy Ring and AI as its next big thing
▼ + stars: | 2024-07-31 | by ( Arjun Kharpal | ) www.cnbc.com time to read: +42 min

Along with its S24 series of smartphones, foldable devices, smartwatches and now the Galaxy Ring, Samsung is hoping to lock users into its world of products held together with its suite of artificial intelligence features, known as Galaxy AI. Arjun KharpalOne of the things Samsung said was look, the ring is one product, but we've got the watch, we've got the smartphone. I think that's the right approach for Samsung, I don't think they have unrealistic expectations for volumes on this. And you'd feel like if there was some sort of Apple ring, it would do pretty good volumes. Do you think Samsung is seriously looking at ways to monetize this via subscriptions or other kinds of service business model?

Persons: aren't, Tom Chitty, Ben Wood, Meta's Ray, Arjun, Tom Chitty I've, I've, we've, Arjun Kharpal, let's, It's, That's, it's, you've, they've, there's, they're, someone's, I'm, that's, you'll, Ben Wood It's, smartwatch, Arjun Kharpal Apple's, Ben Wood They've, Tim Cook, He's, who'd, Tom Chitty Diamond, somebody's, who've, wasn't, Samsung hasn't, we'll, Ben, they'll, Will, wearables, Kharpal, Arjun Kharpal Tom, Tom, Tom Chitty We'll Organizations: Samsung, South, Galaxy, CNBC, CCS Insight, Mobile, Apple, Garmin, Apple Watch, U.S, Vision, Samsung Electronics, Google, MWC Locations: South Korean, Paris, France, beyondthevalley@cnbc.com, There's, Finland, London

☆ Alphabet and Microsoft defended their AI spending in different ways. Why that matters
▼ + stars: | 2024-07-31 | by ( Jeff Marks | ) www.cnbc.com time to read: +4 min

Every weekday, the CNBC Investing Club with Jim Cramer releases the Homestretch — an actionable afternoon update, just in time for the last hour of trading on Wall Street. As a subscriber to the CNBC Investing Club with Jim Cramer, you will receive a trade alert before Jim makes a trade. THE ABOVE INVESTING CLUB INFORMATION IS SUBJECT TO OUR TERMS AND CONDITIONS AND PRIVACY POLICY , TOGETHER WITH OUR DISCLAIMER . NO FIDUCIARY OBLIGATION OR DUTY EXISTS, OR IS CREATED, BY VIRTUE OF YOUR RECEIPT OF ANY INFORMATION PROVIDED IN CONNECTION WITH THE INVESTING CLUB. Every weekday, the CNBC Investing Club with Jim Cramer releases the Homestretch — an actionable afternoon update, just in time for the last hour of trading on Wall Street.

Persons: Jim Cramer, Russell, there's, Jerome Powell, Powell, Eaton, Becton Dickinson, Jim Cramer's, Jim Organizations: CNBC, Nasdaq, Club, Nvidia, Federal Reserve, Microsoft, Arm Holdings, Qualcomm, Lam Research, Western, eBay, MGM Resorts, ConocoPhillips, Dominion Energy, Air Products, Chemicals, Jim Cramer's Charitable Locations: Hershey, Biogen

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Persons: it's, Lina Roby, LIA, MLO Lina Roby, Evelyn, Read Organizations: AARP, Insurance, USAA, Prudential Life, Prudential Life Insurance, Mutual, Omaha Life Insurance Mutual, Omaha Life Insurance, Life Insurance AAA Life Insurance, AAA, Better Business, Prudential, Finance, Personal Finance Locations: Montana and New York, Montana, Omaha, New York, Omaha's, New York State

I want to retire early, so I asked a financial planner what mistakes I should watch out for. In an effort to get on track, I chatted with certified public accountant and certified financial planner Ryan Nelson about the most common mistakes people make when they attempt to retire early. He advised people to proactively calculate the cost of health insurance during early retirement before reaching Medicare age, which is currently 65. "Look into private marketplace options, whether individual health insurance plans, health sharing ministries, or short-term health insurance plans to see how much these could cost." Not maximizing health savings account contributionsFor those planning to retire early, Nelson also recommend that they maximize their health savings account contributions.

Persons: —, Ryan Nelson, Nelson, Roth, I've Organizations: Service, Roth IRA, IRA

☆ How Soter Analytics uses AI to assess hazards, risks, and violations for 90 companies
▼ + stars: | 2024-07-31 | by ( Erica Sweeney | ) www.businessinsider.com time to read: +6 min

Ninety companies are using the AI, which can detect violations from uploaded photos and videos. This article is part of "CXO AI Playbook" — straight talk from business leaders on how they're testing and using AI. But Goetsch said Soter's AI platform could identify hazards, risks, and violations within about 30 seconds. Soter said about 90 companies were using SoterGenius, including Delta Air Lines, Ramp Health, Boston Children's Hospital, and the insurance brokerage Marsh. For example, Goetsch said one company using SoterGenius recently purchased electric forklifts and installed charging stations.

Persons: —, We've, Soter, Mike Goetsch, Goetsch, SoterGenius, it's, What's Organizations: Service, Ikea, DHL, Occupational Safety, Health Administration, Federal Aviation Administration, Delta Air Lines, Health, Boston Children's Hospital Locations: London

☆ Women's Online Reviews Are More Reliable Than Men's, Study Finds
▼ + stars: | 2024-07-31 | by ( Emily Stewart | ) www.businessinsider.com time to read: +7 min

What men say, on the other hand, isn't at all telling. "This relationship is completely explained by drug reviews written by females; reviews written by males have no explanatory power." In their analysis, women tended to be more articulate and detailed in their drug reviews and experience, while men were vaguer. One 2023 study looking at Yelp reviews found that the persuasiveness of reviews by gender depended on product category. Other research, however, suggests that even for areas stereotypically seen as being in women's realm, women's reviews aren't perceived as more valuable than men's.

Persons: It's, you've, George Ball, Kaitlin Wowak, hadn't, that's, something's, Ball, Prashanth Ravula, Emily Stewart Organizations: Indiana University Kelley School of Business, Notre Dame's Mendoza College of Business, Food and Drug Administration, Morgan State University, Business

☆ McDonald's has started selling an even bigger burger — the 14-ounce Big Arch
▼ + stars: | 2024-07-30 | by ( Grace Dean | ) www.businessinsider.com time to read: +4 min

The burger contains two beef patties, three slices of white processed cheese, crispy onions, raw onions, pickles, lettuce, and a new Big Arch sauce in a sesame seed bun, per a description of the burger on the McDonald's Portugal website. Advertisement"It's a quintessential McDonald's burger with a twist on our iconic familiar flavors," he said. The burger weighs 395 grams (about 14 ounces) and contains 1,065 calories, per McDonald's Portugal. "We thought the opportunity was about premium burger which was wrong," CFO Ian Borden said earlier this year. Another part of the plan included McDonald's launch of its "Best Burger" strategy last year, changing its burgers' ingredients and how they're cooked.

Persons: —, It's, Chris Kempczinski, Kempczinski, McDonald's, it's, Borden, Ian Borden Organizations: Service, Business Locations: Canada, Portugal, Ontario, Alberta, Lisbon

☆ I spent $79 on a round-trip ferry to Martha's Vineyard. The ocean views and full-service bar weren't even the best parts.
▼ + stars: | 2024-07-30 | by ( Andrea Mchugh | ) www.businessinsider.com time to read: +1 min

I took a one-hour ferry to Martha's Vineyard, a stunning island in New England . The $79 ferry ride featured beautiful ocean views and even had a full-service bar on board. I'm planning on taking more day trips to Martha's Vineyard in the future. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . Many visitors have made Martha's Vineyard their summertime escape, building homes ranging from cozy cottages to multimillion-dollar estates.

Persons: —, James Taylor, Carly Simon Organizations: Service, Business Locations: New England, Massachusetts

☆ I grew up poor and now make 5 times what my parents did. I help pay their bills without sacrificing my own money goals.
▼ + stars: | 2024-07-30 | by ( Viviana Vazquez | ) www.businessinsider.com time to read: +6 min

Seeing my parents struggle took a toll on meI remember my dad borrowing money from loved ones or banks to cover the rent. AdvertisementI had already been helping my family with money for groceries and small bills, but now I wanted to contribute more financially. Establishing boundaries was a big part of my financial journeyMy parents and I haven't always been on the same page regarding money. I didn't do so either time because it didn't align with my financial goals, and my parents weren't very happy with me. For now, I'm focused on sharing my wealth with the people who deserve to enjoy it most: my loving parents.

Persons: —, Viviana, Viviana Vazquez, it's, Xavi, babysat, we'd, didn't, Viviana Vazquez I'm, I've, she'd, there's, I'm Organizations: Service, Business, Scholastic, CUNY City College Locations: Mexico, New York, Brooklyn, Baruch

☆ A big cloud hangs over Big Tech earnings: Is all this AI spending worth it?
▼ + stars: | 2024-07-30 | by ( Paulina Likos | ) www.cnbc.com time to read: +7 min

In his Sunday column , Jim Cramer wrote that these earnings reports will test that rotation narrative. Another way to help "take the sting away" is management teams providing a rationale behind the spending, Jim also wrote Sunday. Alphabet's second-quarter capex of $13.2 billion was up 91% year over year and higher sequentially from $12 billion in the first quarter. Alphabet's full-year capex spending is expected to total nearly $50 billion, according to estimates compiled by FactSet. Investors fretting about AI spending is not entirely new.

Persons: –, Jim Cramer, Jeff Marks, Jim, Alphabet's, Sundar Pichai, FactSet, Apple, Meta's, Goldman Sachs, Jim Covello, Covello, Jim Cramer's Organizations: Big Tech, Microsoft, Apple, KeyBanc, Markets, Google, Meta, stoke, Wall Street, Wedbush Securities, CNBC, Bloomberg, Getty Locations: capex

☆ Paris' River Seine is so polluted that Olympic athletes weren't allowed to swim in it
▼ + stars: | 2024-07-30 | by ( Thibault Spirlet | ) www.businessinsider.com time to read: +1 min

The Olympic men's triathlon was rescheduled due to water pollution in the River Seine. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementOlympic triathletes might have to become duathletes because Paris' Seine River is too polluted for swimming. World Triathlon, the international governing body for the Olympic and Paralympic sport of triathlon, said on Tuesday that the men's triathlon would be postponed due to poor water quality. This story is available exclusively to Business Insider subscribers.

Persons: — Organizations: Service, Olympic, Business Locations: Paris, Seine

☆ 63-year-old CEO shares the top 3 red flags she sees in employees: ‘No one wants to be in their presence'
▼ + stars: | 2024-07-29 | by ( Ashton Jackson | ) www.cnbc.com time to read: +2 min

McKissack, 63, is the founder and CEO of Washington D.C.-based construction firm McKissack & McKissack, which she launched with $1,000 from her savings in 1990. She churned through employees who weren't the right fit in her company's early years and the business struggled, she says. These three red flags stand out the most when McKissack is hiring employees or evaluating her current talent, she says. People who lack integrityEvery boss needs to be able to trust their employees, McKissack says. "If I don't want to be in their presence, then no one wants to be in their presence, usually" she says.

Persons: McKissack, they're, Heidi K, Gardner, Steve Adcock, Adcock Organizations: Washington D.C, CNBC, Harvard Law School

☆ AT&T, other phone companies sued over stolen nude images could face liability after court ruling
▼ + stars: | 2024-07-29 | by ( Gabrielle Fonrouge | In Gabrielle-Fonrouge | ) www.cnbc.com time to read: +3 min

The latest lawsuit against AT&T was filed Monday in California state court. Judge Stanley Bastian, the judge overseeing the T-Mobile case, ruled it could move forward after the company sought to have the lawsuit dismissed. It could affect the fate of future cases, including the lawsuit filed against AT&T on Monday, legal experts said. Goldberg, one of the lead attorneys behind both the T-Mobile and the new AT&T case. "And presumably that will induce the phone companies to innovate on their safety and privacy protections for consumers at their stores."

Persons: Jane Doe, Goldberg, Judge Stanley Bastian, Laura Hecht, Carrie Goldberg Organizations: Mobile, Verizon, CNBC, AT Locations: California, Los Angeles, Washington, C.A

☆ We cuddle our kids to sleep. Our oldest is 9, and we don't plan to change our bedtime routine anytime soon.
▼ + stars: | 2024-07-29 | by ( Melissa Noble | ) www.businessinsider.com time to read: +4 min

When my son was 4 years old in March 2020, we started lying with him to help him get to sleep. We'd curl up together in his crimson-red fire truck bed and talk about anything and everything. "Mommy, when you're an old granny, I'll tell my kids you were a wonderful mommy," he whispered to me one night. Melissa Noble and her husband cuddle with their kids before bed each night. We tried a few techniques half-heartedly, like having a consistent bedtime routine and weaning our support, but it never really worked.

Persons: We'd, Melissa Noble, cuddle, it's, Alicia Silverstone, he's, He's Organizations: Service Locations: lockdowns, Melbourne

Sleep Number i8 Smart Bed (Queen) If you and your partner just can't agree on mattress firmness, the Sleep Number i8 Smart Bed allows you to customize each side to your perfect firmness. Check price at Sleep Number What we like Check mark icon A check mark. AdvertisementReview of the Sleep Number i8 Smart BedI'm a side sleeper but spend time in every sleeping position. The Sleep Number i8 Smart Bed uses ballistocardiography, a measure of ballistic forces coming from your heart, to calculate your sleep quality and provide a sleep score. I strongly recommend the Sleep Number i8 Smart Bed if you can afford it.

Persons: James Brains, couldn't Organizations: Business, Garmin

☆ Analyst blasts American Airlines for troubling 'lack of vigor' and action to improve financial performance
▼ + stars: | 2024-07-29 | by ( Benjamin Zhang | ) www.businessinsider.com time to read: +3 min

Read previewJP Morgan analysts say American Airlines leadership isn't doing enough to shore up profits, calm anxious investors, and improve stock performance after disappointing second-quarter results. American Airlines executives plan to lean on additional earnings from a recently revamped ticket distribution strategy as part of a turnaround strategy. AdvertisementThe disastrous policies cost the company $750 million in lost revenue during the first half of the year, American Airlines CEO Robert Isom said during the earnings call on Thursday. American Airlines did not respond to a request for comment. Second-quarter earnings for American, Delta, and United all fell short of Wall Street expectations.

Persons: —, Morgan, they'd, JP Morgan, Jamie Baker, Baker, Robert Isom, JP, uninspiring, Scott Kirby Organizations: Service, American Airlines, Business, . American Airlines, United Airlines Locations: United

☆ Earnings playbook: Your guide to the busiest week of the season, including Microsoft and Apple
▼ + stars: | 2024-07-28 | by ( Fred Imbert | ) www.cnbc.com time to read: +4 min

Of those names, 78% have beaten earnings expectations. Tuesday Advanced Micro Devices is set to report earnings after the bell. Thursday Apple is set to report earnings following the market close. This quarter: Expectations are muted around the tech giant, with analysts forecasting just 6% year-over-year earnings growth, according to LSEG data. This quarter: Analysts polled by LSEG see earnings growth of more than 55% for Amazon.

Persons: Ruben Roy, Jefferies, AAPL, Baird, Will Power, AMZN, LSEG, Brian Pitz, 120bps Organizations: Microsoft, Devices, Apple, Google, CNBC, AMD, LSEG, GPU, ISI, Apple Intelligence, Amazon, BMO

☆ I threw my son's Xbox out the window. Now, he's a national champion gamer playing for college scholarships.
▼ + stars: | 2024-07-28 | by ( Kelly Burch | ) www.businessinsider.com time to read: +4 min

My sons, Taylor and Tyler, started playing video games when they were 5 and 6. I had never heard of esports — or competitive video gaming — but at an open house, Taylor introduced me to the coach. Because of that, video gaming can now open up opportunities for students the same way traditional sports can, he said. Courtesy of Sherry WilliamsI was convinced, but I still had the rule that the boys couldn't play video games during the week. I even use the streaming platform Twitch to watch games that Taylor has played as if they're real sporting events.

Persons: —, Sherry Williams, Taylor, Tyler, Taylor couldn't, esports, I'm, Johnson, I've Organizations: Service, Business, Smith University

☆ Elon Musk says he's not giving Trump $45 million. But that it was even a possibility underscores democracy's biggest problem: money.
▼ + stars: | 2024-07-28 | by ( Katie Balevic | ) www.businessinsider.com time to read: +5 min

download the appSign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. Read previewCould $45 million a month be enough to help push a controversial presidential candidate back into the White House? "There are also Democratic super PACs and Democratic mega-donors, and those donors have been very involved recently." Moreover, the existing rules governing contact between super PACs and candidates are "incredibly porous" and "go largely unenforced," Weiner said. Democrats have twice introduced the Freedom to Vote Act, which would have included campaign finance reforms and was widely considered pro-voter.

Persons: —, Elon Musk, Donald Trump, Musk, Daniel Weiner, Brennan, Weiner, Barack Obama, Obama, Peter Thiel, JD Vance's Organizations: Service, Business, Democratic, Citizens, Republicans Locations: United States

☆ How a millennial couple went from $750,000 in debt to being on track to retire in their 40s
▼ + stars: | 2024-07-28 | by ( Noah Sheidlower | ) www.businessinsider.com time to read: +7 min

Disha Spath, 38, and her husband were about $750,000 in debt a few years ago and were spending above their means. "I just want a balanced life and to not feel like I'm tied to my job," Spath said. Her student loans from medical school were $191,000, according to financial documents shared with BI. They eventually converted the home into a rental property for passive income, which allowed her to pay off her student loans quicker. Even though her job paid well, she had to take unpaid maternity leave for a few weeks when their first child was born.

Persons: Disha Spath, Spath, wasn't, —, maxing, She's, I've, they're, she's, we've Organizations: Service, Business, BI, Army, Nashville, New York —, IRA, FIRE Locations: Nashville, Savannah , Georgia, Savannah, New York

☆ America's demand for skilled electricians is entering a boom cycle
▼ + stars: | 2024-07-27 | by ( Bob Woods | ) www.cnbc.com time to read: +10 min

Every year, nearly 10,000 electricians either retire or change careers, but only about 7,000 new ones enter the field. "We're benefitting from a generation that's looking past high school and is not seeing a career going through the traditional four-year college pathway. Contributing to that shift are high school guidance counselors like Steve Schneider, who has advised students for 28 years, currently at Sheboygan South High School in Wisconsin. It offers high school students hands-on training alongside workers from local companies, introducing them to skilled trades and other occupations, which can lead to an apprenticeship after graduation. Among LATTC's 12,000 students, 4,600 are currently enrolled in electrician training, he said, adding that tuition is around $1,000 a year.

Persons: —, David Long, They're, Adrian Sauceda, We've, Sauceda, Thayer Long, IEC's Thayer Long, Steve Schneider, Schneider, Kohler, NECA's David Long, Bill Elarton, Selig, Alan Marzullo, Marzullo, NECA's Long Organizations: Bureau of Labor Statistics, BLS, National Electrical Contractors Association, International Brotherhood of Electrical Workers, Independent Electrical Contractors, IEC, Sheboygan South High School, Rockline Industries, Inspire Wisconsin, NECA, Electrical Training Alliance, Department of Labor, Los Angeles Trade, Technical College, Syracuse University's College of Professional Studies, Consortium, Micron Technology, Local, Micron Locations: U.S, Wisconsin, Sheboygan, America, Clay , New York

☆ I've studied past assassination attempts in US politics. The most similar one to Trump's resulted in a loss in the election.
▼ + stars: | 2024-07-27 | by ( Lauren Crosmedlicott | ) www.businessinsider.com time to read: +6 min

For the 1912 election, Taft had the official Republican Party nomination, but Roosevelt decided to run as a third-party independent candidate. JFK and Robert Kennedy's assassinations had different electoral outcomesAfter John F. Kennedy's assassination on November 22, 1963, Lyndon B. Johnson became president. Johnson enjoyed significant popularity — over a 75% approval rating — on the coattails of Kennedy's assassination. AdvertisementRobert Kennedy's assassination meant Johnson's vice president, Hubert Humphrey, had an easier time securing the Democratic nomination. Ford pardoned Nixon and tried to move past Watergate, but the Republican Party couldn't overcome Nixon's stink and Ford's dismissal of his wrongdoings.

Persons: —, David Head, Donald Trump, I'm, John F, Kennedy, Theodore Roosevelt, Roosevelt, Republican William Howard Taft, Taft, Woodrow Wilson, Trump, Wilson, Robert Kennedy's, Lyndon B, Johnson, Robert F, Nixon, Hubert Humphrey, Richard Nixon, Gerald Ford, Ford, Republican Party couldn't, Kamala Harris, Biden, it's Organizations: Service, University of Central, Business, Trump, Republican, Republican Party, Democratic, Republicans, JFK Locations: University of Central Florida, Orlando , FL, Milwaukee, Taft, Vietnam, Los Angeles

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