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☆ I didn't think I was a good enough parent. I went to therapy to deal with my shame.
▼ + stars: | 2024-07-18 | by ( Jennifer Sizeland | ) www.businessinsider.com time to read: +4 min

After having my son nearly three years ago, I struggled with an almost debilitating embarrassment about my performance as a mother. His birth unleashed a sense that I somehow wasn't good enough, so I would have to overcompensate to be a good parent. I didn't know what to do, so I made an excuse and took my son somewhere else to play. That's why I went back to therapy two years ago when my son was 1. While many parents may feel shame in certain situations, I'm glad I sought out support, as I can now go anywhere with my son.

Persons: I've, I'd Organizations: Service

☆ PIMCO economist says fears of a US debt crisis are overblown - for now
▼ + stars: | 2024-07-18 | by ( Filip De Mott | ) www.businessinsider.com time to read: +4 min

PIMCO economist Peder Beck-Friis says that high US debt levels do not pose an immediate threat. Before that happens, volatility will rise in financial markets and the macro economy, he noted. AdvertisementInvestors shouldn't fear US debt crisis just yet, as the situation is more benign than it appears, PIMCO econmist Peder Beck-Friis wrote on Thursday. In an op-ed in The Financial Times, Beck-Friis wrote that investors will need to prepare for higher instability before policymakers treat the debt seriously. Like many other big-name market observers, he argued that the aggressive rise in the US debt will eventually hit unsustainable levels.

Persons: Peder Beck, Friis, —, PIMCO econmist Peder Beck, Beck, Bill Gross, Ronald Reagan, Bill Clinton Organizations: Financial Times, Service, Financial, US Locations: Washington, Europe

☆ Jamie Dimon thinks the Fed should wait longer to cut interest rates
▼ + stars: | 2024-07-18 | by ( Filip De Mott | ) www.businessinsider.com time to read: +1 min

Jamie Dimon says the Federal Reserve shouldn't be in a rush to cut interest rates. He told Swiss newspaper NZZ that several factors could cause inflation to rebound. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementThe market is laying bets that the Federal Reserve is on the cusp on cutting interest rates, but Jamie Dimon thinks the central bank is at risk of moving too soon. The JPMorgan chief told Swiss newspaper NZZ that inflation might not settle down for good, even though it has been moving steadily lower since peaking in the summer of 2022.

Persons: Jamie Dimon, he's, —, Dimon Organizations: Federal Reserve, Swiss, Service, Federal, JPMorgan, Fed, Business

☆ Why the interview process is more annoying than ever
▼ + stars: | 2024-07-18 | by ( Tim Paradis | ) www.businessinsider.com time to read: +8 min

Yet, it's often hard to tell how an interview process might unfold. But now, even the interview process for getting something like a six-month assignment has proven difficult, Kilgore said. "Now, there's an assessment or multiple assessments, a self-conducted video interview where you speak to a robot via webcam, then a phone-screening interview, then some kind of in-person interview, and then an interview where you meet the senior management," the person wrote. Schielke recounted one interview she participated in where there was the candidate and then 15 people on the other side. She added that some job seekers need to reset their expectations after several years in which they were calling the shots.

Persons: —, Octavius Newman, Newman, — Newman isn't, Allen Johnson, Josh Bersin, aren't, Zers, J, Raymond Kilgore, who's, Kilgore, it's, Jennifer Schielke, Schielke, she's Organizations: Service, Business, Employers, Nvidia, Group Solutions Locations: Philadelphia, Chandler , Arizona, Philly

☆ I left my $130K job at Lyft and became a barista. Here's what it taught me.
▼ + stars: | 2024-07-18 | by ( Jyoti Mann | ) www.businessinsider.com time to read: +5 min

AdvertisementI ended up working at Lyft for about three months but left to get treatment for a severe medical condition. I just want to make sure I'm doing something meaningful and important to me every moment, every month, every year. It made me question what makes me feel like I'm doing well. After six months, I left the barista job to work for BuzzFeed, where I helped with social media and blogging before I was laid off when the company cut jobs in 2023. Now I'm working as an engineer at a healthcare tech startup, which I think really suits me.

Persons: —, Chris Jereza, I'd, Lyft, haven't, I've, I'm, they're Organizations: Service, University of California, Business Locations: Berkeley, Lyft

☆ A top-ranked CIO overseeing $1 billion shares 3 trades to hedge risk amid political upheaval and violence
▼ + stars: | 2024-07-18 | by ( Christine Ji | ) www.businessinsider.com time to read: +5 min

Now, the attempted assassination of former President Donald Trump has injected even more uncertainty into the US political landscape. 3 trades for political riskFirst, cash remains king. Within the financial sector, Landsberg recommends that investors allocate part of their portfolio to insurance companies, which can benefit from inflation by raising premiums. While concentration isn't always a cause of concern, increased volatility due to political turbulence can lead market conditions to change quickly. Don't try to predict the FedOverall, Landsberg cautions investors against trying to time the market and predict the Fed's next move.

Persons: Donald Trump, Michael Landsberg, Landsberg Bennett, Landsberg, It's, Banks, Goldman Sachs, Wells, — Landsberg, Powell Organizations: Service, Wealth Management, Forbes, Business, JPMorgan, Citigroup, Wells Fargo, Big Tech Locations: India, Japan

Morgan Stanley raised its price target on Rivian to $17 from $13. Analyst Frank Lee did raise his price target to $200 from $190, although he added that "the risk-reward is less attractive now." Guggenheim hiked the price target to $735 per share from $700. He did raise his price target for the stock to $225 from $180, although this price hike still implies that Tesla stock could fall 12%. Analyst Adam Jonas raised his price target on the stock to $17 from $13.

Persons: Morgan Stanley, Jefferies, Frank Lee, Lee, Lisa Kailai Han, Michael Morris, Morris, Guggenheim, — Jesse Pound, Morgan Stanley's Simeon Gutman, Gutman, Seth Sigman, Truist, – Samantha Subin, TD Cowen downgrades Charles Schwab, Charles Schwab's, TD Cowen, Bill Katz, Charles Schwab, Katz, mgmt, — Lisa Kailai Han, Wells, Bank of America Wells, Mike Mayo, Mayo, Goliath, Dan Levy, Levy, Dennis Geiger, Geiger, Thomas Fitzgerald, Fitzgerald, David Windley, UnitedHealth's, Windley, UNH, Adam Jonas, Rivian, Jonas, Fred Imbert Organizations: CNBC, HSBC, Qualcomm, Microsoft, Netflix, Guggenheim, Barclays, ISI, Citi, Mizuho, Bank of America, of America, Tesla, UBS, Sweetgreen, sss, IK, TD Cowen downgrades, Airlines, American Airlines, Delta, Jefferies, Presidential, Chevron, Volkswagen Locations: China, Tuesday's, Mayo, U.S, Tesla's, UnitedHealth, UNH's

☆ When you should — and shouldn't — book an all-inclusive vacation, according to an expert
▼ + stars: | 2024-07-17 | by ( Rachel Murphy | ) www.businessinsider.com time to read: +7 min

Before you pack your bags, consider when you should book an all-inclusive vacation and when you should book separately. According to Travelzoo's senior editor Gabe Saglie, booking an all-inclusive vacation package can make the entire trip planning process much easier. "If you go with an all-inclusive vacation package as-is, you need to make sure the package offers what you want or are looking for from your vacation," he said. Sandra Duarte / EyeEm / Getty ImagesAll-inclusive vacation packages are great options for travelers who want to stay mostly in one spot. One may be more cost-efficient than the otherSometimes, all-inclusive packages can be a better deal than booking your reservations individually, according to Saglie.

Persons: —, Travelzoo's, Gabe Saglie, Saglie, Salie, I've, Sandra Duarte, you've, Oswaldo Rivas Organizations: Service, Business, Reuters, Oswaldo Rivas Travelers Locations: Caribbean

Introduction to Buying an Engagement RingBuying an engagement ring is a big deal. Instead of taking out a traditional loan, or financing a ring through a credit card offered by the jeweler, you can use one of the best 0% APR credit card offers for a certain amount of time. What credit card features should I look for when buying an engagement ring? Can I finance an engagement ring purchase with a credit card? How can I maximize rewards when buying an engagement ring with a credit card?

Organizations: Business Insider, Tiffany, Chase Travel, Chase, Sapphire, American Express, Citi Locations: Chevron

☆ Republicans shouldn't be cheering for Biden to be replaced: says Fmr. Chief of Staff to VP Pence
▼ + stars: | 2024-07-17 | by ( ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailRepublicans shouldn't be cheering for Biden to be replaced: says Fmr. Chief of Staff to VP PenceHosted by Brian Sullivan, “Last Call” is a fast-paced, entertaining business show that explores the intersection of money, culture and policy. Tune in Monday through Friday at 7 p.m. ET on CNBC.

Persons: shouldn't, Biden, Pence, Brian Sullivan, “ Organizations: Staff, CNBC

☆ Investors may want to think twice before buying that next hot IPO. Here's why
▼ + stars: | 2024-07-17 | by ( Brian Evans | ) www.cnbc.com time to read: +4 min

Instead of getting a young company with a lot of growth ahead, IPO investors are getting stocks that are already near the top of their valuations, Morgan Stanley argues. Experts say that despite barriers to investment — like high net worth standards and regulatory scrutiny — the shift to private markets is hard to stop. Deepwater offers venture capital funds that provide access to private market companies at early stages. To be sure, novice investors face hurdles exploring private markets, including steep fees and the lack of a public exchange investment vehicle. He added that public markets are still ripe with opportunity and shouldn't be ignored for the sake of private market investing.

Persons: Morgan Stanley, Edward Stanley, That's, Stanley, who's, Gene Munster, Paul Meeks, Meeks, Munster, shouldn't Organizations: Asset Management, Piper, Deepwater, Management, Federal Locations: Snowflake, Airbnb, London, Munster

☆ Small-cap ETF poised to break out to all-time high and perhaps beyond, according to the charts
▼ + stars: | 2024-07-17 | by ( Frank Cappelleri | ) www.cnbc.com time to read: +4 min

As is clear, that objective is considerably higher than the 2021 peak, which was the last time IWM made a new all-time high. The obvious question then would be this: If IWM does, in fact, make a new all-time high, what happens next? First, notice how well the IWM/SPX relative line performed as it rallied from a key low to a peak since 2011. Conversely, during the three times that IWM has broken out to new highs in absolute terms, the IWM/SPX relative line has declined soon thereafter. In fact, the relative line has been diverging from IWM for 13 years and hasn't made a higher high since 2011.

Persons: Russell, IWM, shouldn't, What's, hasn't, Frank Cappelleri Organizations: CNBC, NBC UNIVERSAL Locations: IWM

Mortgage rates are the lowest they've been since March in response to cooler-than-expected inflation data. This could help mortgage rates fall even further than currently expected, potentially boosting affordability for homebuyers later this year. See more mortgage rates on Zillow Real Estate on ZillowToday's refinance ratesMortgage type Average rate today This information has been provided by Zillow. This is a significant slowdown compared when it peaked at 9.1% in 2022, which means mortgage rates should start trending down soon. This means your entire monthly mortgage payment, including taxes and insurance, shouldn't exceed 28% of your pre-tax monthly income.

Persons: you'll, Fannie Mae Organizations: Federal Reserve, Zillow, Mortgage, Association, Sky Locations: Chevron

☆ Ocado upgrades technology arm, sending shares soaring
▼ + stars: | 2024-07-16 | by ( ) www.cnbc.com time to read: +2 min

Britain's Ocado lifted its annual guidance on Tuesday, citing an improvement in the profitability of its warehouse technology business, reassuring investors and sending its shares up by 18%. The group runs an online grocer in Britain through a joint venture with Marks & Spencer and also sells its cutting-edge warehouse technology to retailers around the world. Citi analysts said the share price reaction was to be expected given the upgrades to technology and cash expectations, plus weakness in recent days. It also forecast underlying cash flow would improve by 150 million pounds, ahead of a previous expectation of 100 million pounds, and said liquidity remains strong at 1.05 billion pounds. First-half underlying earnings, or adjusted EBITDA, Ocado's preferred measure, was 71.2 million pounds, up from 16.6 million pounds.

Persons: Britain's Ocado, Spencer, Tim Steiner, I'm, We've, Steiner, Ocado, Sobeys, Kroger, Ocado's Organizations: Marks, Citi Locations: Britain, United States

☆ Nancy Pelosi has been working behind the scenes to plot Biden's ouster: Politico
▼ + stars: | 2024-07-16 | by ( Kwan Wei Kevin Tan | ) www.businessinsider.com time to read: +4 min

Politico's Jonathan Martin wrote on Monday, citing people familiar with the matter, that Pelosi is "convinced Biden will lose." Last week, Pelosi was seen openly talking to House Minority Leader Hakeem Jeffries in the House Democratic cloakroom, Martin reported, citing a Pelosi colleague who saw the exchange. Notably, Jeffries' letter did not say whether the House Democratic Caucus wanted Biden to step aside or stay the course. "Speaker Pelosi fully supports whatever President Biden decides to do. Representatives for Pelosi and Biden didn't immediately respond to requests for comment from Business Insider sent outside regular business hours.

Persons: —, Nancy Pelosi, Joe Biden doesn't, Politico's Jonathan Martin, Pelosi, Biden, She's, Martin, Hakeem Jeffries, Democratic cloakroom, Jeffries, “, bvl5MYTnSO —, Democratic Party shouldn't, Joe, @SpeakerPelosi, @Morning_Joe, Donald Trump, Ian Krager, Lester Holt, I've, I'm, Biden didn't Organizations: Service, CNN, Business, Democratic, House Democratic Caucus, House Democrats, bvl5MYTnSO — MSNBC, Democratic Party, Politico, Washington, Democrats, Trump, NBC News, Business Insider

☆ 5 mistakes to avoid when you're posting about your new job on LinkedIn, according to an HR expert
▼ + stars: | 2024-07-16 | by ( Nora Redmond | ) www.businessinsider.com time to read: +4 min

Read previewA LinkedIn job announcement post is often where your professional network first learns of your new position. AdvertisementFor Holm, a job announcement post should always be positive. "If people are job-hopping a lot, that doesn't look good in the eyes of any employer," Holm said. While there are different situations and sometimes things just don't work out, a recruiter might wonder why this person hasn't kept a job, Holm said. You don't want your current colleagues or employer to discover you're leaving your current workplace via LinkedIn, Holm said.

Persons: —, Carly Holm, Holm, it's, that's, hasn't Organizations: Service, Nashville, Bank of America, Canadian Imperial Bank of Commerce, LinkedIn, Business, Facebook

☆ We shouldn't resort to dehumanizing rhetoric, says GOP Senate candidate Dave McCormick
▼ + stars: | 2024-07-15 | by ( ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailWe shouldn't resort to dehumanizing rhetoric, says GOP Senate candidate Dave McCormickDave McCormick, Republican Pennsylvania senate candidate, joins 'Squawk Box' to discuss his thoughts on the assassination attempt of former President Trump, state of the 2024 presidential election, and more.

Persons: Dave McCormick Dave McCormick, Trump Organizations: Republican Locations: Republican Pennsylvania

☆ The Secret Service can't legally ban guns outside the RNC, but a copycat assassination attempt on Trump is unlikely
▼ + stars: | 2024-07-15 | by ( Hannah Getahun | ) www.businessinsider.com time to read: +4 min

Read previewThe Secret Service can't ban guns near the Republican National Convention following an assassination attempt on former President Donald Trump — but convention-goers shouldn't spend their time worrying about a copycat attempt, one gun violence expert told Business Insider. The incident resulted in a flurry of criticism directed at the Secret Service and concerns about the safety of the former president and attendees at the RNC. AdvertisementThe Secret Service safety planThe Secret Service released its RNC safety plan in June, detailing how several blocks around the Fiserv Forum will be cordoned off in two perimeters: an outer perimeter and an inner perimeter only accessible to pedestrians. Related storiesAttendees in the inner perimeter will be barred from bringing in guns — though guns will still be allowed outside. The Secret Service announced that guns would be allowed outside the red zone due to Wisconsin's gun laws.

Persons: —, Donald Trump —, shouldn't, Trump, James Alan Fox, Fox, We've, Jeffery Norman Organizations: Service, Republican, Convention, Business, Secret, RNC, Milwaukee Sunday, Northeastern University, Milwaukee Police, Secret Service, States Secret Locations: Wisconsin, Milwaukee

☆ I'm Gen Z and my parents help me financially. My dad says it's a loan against my inheritance.
▼ + stars: | 2024-07-15 | by ( Katie Kasperson | ) www.businessinsider.com time to read: +4 min

When I moved to the "Big Smoke," my mom and dad offered to send me $1,000 every month, mainly to help with rent. Related storiesWithout my parents' help, I'd just about be breaking even, living paycheck-to-paycheck — which many people are forced to do. AdvertisementI feel bad about taking my parents' money, especially when I can technically afford to live without it. My parents didn't receive much financial help during their 20s; their circumstances were different, as was the economy some 30 years ago. My dad suggested I think of their help as a loan — not one I'm borrowing from them, but one I'm borrowing from my future self, from my inheritance.

Persons: I'd, —, I'm, we're Organizations: Service, Business, Disney World Locations: London, New Jersey, —

☆ 3 reasons the Fed should cut interest rates this month instead of waiting for September
▼ + stars: | 2024-07-15 | by ( Matthew Fox | ) www.businessinsider.com time to read: +3 min

The Fed should cut interest rates at its meeting this month, according to Goldman Sachs. Economist Jan Hatzius highlighted three reasons a rate cut makes sense this month rather than in September. The market sees a 100% chance of a rate cut in September, but only a 7%chance for a cut in July. AdvertisementThe Federal Reserve should cut interest rates at its upcoming policy meeting on July 31, according to Goldman Sachs. According to the CME FedWatch Tool, investors see just a 7% chance of an interest rate cut at this month's FOMC meeting.

Persons: Goldman Sachs, Jan Hatzius, —, Hatzius Organizations: Service, Fed

☆ 65-year-old quit his job and emptied his life savings to start a business—now he's worth $11 billion
▼ + stars: | 2024-07-15 | by ( Tom Huddleston Jr. | ) www.cnbc.com time to read: +7 min

Not really," Chaudhry, the billionaire founder and CEO of cloud security company Zscaler, tells CNBC Make It. Together, they plunged their life savings — roughly $500,000 — into SecureIT, a cybersecurity software startup they co-founded in 1997. His timing was perfect: In 1998, Chaudhry sold SecureIT to VeriSign in an all-stock deal worth nearly $70 million. I said, "If [Netscape co-founder] Marc Andreessen could start a company — he was a young guy [right] out of college — why shouldn't I start a company?" It took us a few years to really start getting traction in the market, and VCs can write you off and move on.

Persons: Jay Chaudhry, he'd, Chaudhry, Jyoti, SecureIT, Chaudhry —, —, Marc Andreessen, Let's, we'd, Zscaler, you'll, VCs Organizations: IBM, Unisys, CNBC, Netscape, Atlanta, Software, BellSouth, Fortune, Forbes, IDC, Gartner, VCs Locations: India, SecureIT, Atlanta, Alpharetta , Georgia

☆ A psychologist explains how to deal with feelings of despair after the assassination attempt on Trump
▼ + stars: | 2024-07-15 | by ( Katie Balevic | Lloyd Lee | ) www.businessinsider.com time to read: +6 min

The assassination attempt on former President Donald Trump may have just kicked things into overdrive. As world leaders and politicians call for peace and unity, a poll found 50% of Americans believe political violence is a "very big problem" following the shooting at a Trump campaign event on Saturday that left two people dead. AdvertisementAn alarming 67% of Americans polled said the current political climate makes such violence "more likely" than normal. It'll allow people to be aware of their three domains, Porterfield said: the biological, the psychological, and the social. ControlIn the past five years, people have lived through a pandemic, several wars, and now, an assassination attempt on a former president.

Persons: —, Donald Trump, Katherine Porterfield, John F, Kennedy, Rev, Martin Luther King Jr, that's, Porterfield Organizations: Service, Dart Center for Journalism, Trauma, Columbia School of Journalism, Business, Trump

☆ The shock from the Trump assassination attempt has turned to scrutiny of the Secret Service
▼ + stars: | 2024-07-15 | by ( Dan Defrancesco | ) www.businessinsider.com time to read: +7 min

The US is still coming to grips with the assassination attempt on former President Donald Trump. In today's big story, we examine the scrutiny the Secret Service is facing and what former special agents are saying about the tragedy . But that's not to say the Secret Service has avoided controversy over the last 40-plus years since the Reagan shooting. Secret Service agents converge on former President Donald Trump onstage at his Pennsylvania campaign rally. AdvertisementUltimately, another former Secret Service agent said the entire event represents a failure for Trump's security detail , BI's Matthew Loh and Cameron Manley report.

Persons: —, Donald Trump, Jenny Chang, Rodriguez, Joe Biden, Insider's Brent D, Griffiths, Katherine Tangalakis, Lauren Edmonds, Saturday, Ronald Reagan, that's, Reagan, Brent, Jabin, Thomas Matthew Crooks, BI's Rebecca Rommen, Crooks, BI's Laura Italiano, Kenneth Niemeyer, Matthew Loh, Cameron Manley, Trump, Corey Comperatore, Kirill Kudryavtsev, Yuriy Gorodnichenko, Goldman Sachs, Michael M, Tyler Le, Jensen Huang, Elon Musk, Sam Altman's, Altman, Rebecca Zisser, Mickey Mouse, Hannah Montana, David, Nvidia's Goliath, Dan DeFrancesco, Jordan Parker Erb, Lisa Ryan, Jack Sommers, Annie Smith, Amanda Yen Organizations: Service, Business, Secret Service, Washington, Getty, FBI, UC Berkeley, NDR, Nvidia, Elon, European, Swedish, Disney, YouTube, GOP, Convention Locations: Colombia, Pennsylvania, Trump, Russia, New York, London

☆ The Fed shouldn't cut rates at all this year as the US is poised for a 2nd half rebound, macro strategist says
▼ + stars: | 2024-07-15 | by ( Filip De Mott | ) www.businessinsider.com time to read: +3 min

The Fed shouldn't cut interest rates at all this year, strategist Jim Bianco said. AdvertisementThe Federal Reserve risks prematurely cutting interest rates right as the US economy is poised to reaccelerate, Jim Bianco told CNBC. Related storiesBacking the notion are promising declines in inflation and a cooling of the labor market. AdvertisementFed fund futures indicate that three 25-basis point interest rate cuts could come this year, starting in September. Interest rates will remain pressured by today's high level of government spending and continued consumer strength.

Persons: Jim Bianco, —, there'll, Brian Rose, Bianco, they're, " Bianco, Charles Schwab, Schwab Organizations: Service, Reserve, CNBC, Bianco Research, Fed, UBS, ISM Services

I always said I would give my land to my adult children when we married, and I moved in with him. He is upset that I am giving our marital assets to my adult children, and he says that is not fair to him or his three adult children. If this solution doesn't work for your husband, it's his job to find an alternative, not yours. AdvertisementAnother compromise might be giving your adult children a larger share of your personal assets and one another's children smaller bequests. And you can't have the conversation until your husband is willing to have it.

Persons: it's, we're Organizations: Service

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