DIRS.INFO The most relevant business & tech news

Pros Check mark icon A check mark. Pros Check mark icon A check mark. High interest rate Check mark icon A check mark. Virtual debit card, physical debit card, and access to Apple Pay, Google Pay, Samsung Pay Check mark icon A check mark. Pros Check mark icon A check mark.

Pros Check mark icon A check mark. High interest rate Check mark icon A check mark. Virtual debit card, physical debit card, and access to Apple Pay, Google Pay, Samsung Pay Check mark icon A check mark. Check writing included Check mark icon A check mark. Pros Check mark icon A check mark.

Organizations: & $

How LGFCU accounts compare Local Government Federal Credit Union Share SavingsLocal Government Federal Credit Union Checking AccountLocal Government Federal Credit Union Money Market AccountLocal Government Federal Credit Union Share Term Certificates Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. How Local Government Federal Credit Union worksLocal Government Federal Credit Union is a financial institution that serves North Carolina's local government employees and volunteers. The credit union doesn't have branches, but it's partnered with State Employees Credit Union. Local Government Federal Credit Union vs. Truliant Federal Credit UnionTruliant Federal Credit Union is a CDFI that serves local communities in North Carolina, South Carolina, and Virginia. Local Government Federal Credit Union offers higher interest rates, but Truliant Federal Credit Union doesn't charge monthly services.

Pros Check mark icon A check mark. Pros Check mark icon A check mark. Pros Check mark icon A check mark. High APY Check mark icon A check mark. Pros Check mark icon A check mark.

Organizations: & $

A life insurance policy can cover your expenses while you take the time to grieve. And even through that fog, I had one nagging thought: My husband needs life insurance, yesterday. Buying life insurance for my husband had been on the back burnerI became the primary breadwinner around when my second daughter was born. I realized my income would suffer if he diedMy grandmother's death moved getting life insurance firmly to the top of our to-do list. We talked about what we wanted from insuranceThere's some debate about how much life insurance stay-at-home parents need.

☆ Gig workers choose freedom in their careers — but some worry about how retirement will look
▼ + stars: | 2023-01-14 | by ( Jordan Hart | ) www.businessinsider.com time to read: +3 min

A survey of 2,000 freelancers revealed more than half of respondents felt pressured to save a certain amount for retirement. The average freelancer anticipates needing at least $350,000 saved up to retire, Talker reported. One gig worker told Insider financial literacy and investments are key to planning for timely retirement. "When I'm able to decide what I want to do with my time, there are things I can do to help me learn and grow my own business," Hill told Insider. However, Hill said retiring from gig work in a timely manner is something only the financially literate can achieve, adding that odd jobs alone probably aren't enough to successfully reach that milestone.

☆ You need more than a remote job to become a 'digital nomad.' From taxes to visas, here's what you should know before working internationally
▼ + stars: | 2023-01-14 | by ( Hannah Towey | ) www.businessinsider.com time to read: +7 min

From visa issues to taxes, becoming a "digital nomad" can be a logistical nightmare. Some digital nomads fed-up with the complicated rulebook for remote work are going incognito. "From a regulatory standpoint, even domestically hopping from state to state is just a massive cluster," Nubern told Insider. More recently, countries have attempted to set up clearer tax rules, travel guidelines, and minimum income requirements through "digital nomad visas." Even if you're a digital nomad and making $100k, the math doesn't really add up," Nubern said.

Pros Check mark icon A check mark. Pros Check mark icon A check mark. Pros Check mark icon A check mark. High interest rate Check mark icon A check mark. Check writing included Check mark icon A check mark.

Organizations: & $

☆ I made $163,000 in revenue in one year as a freelance writer. Here are 5 game-changers I wish I knew sooner in my career.
▼ + stars: | 2023-01-13 | by ( Dorothy Cucci | ) www.businessinsider.com time to read: +6 min

I went back to full-time freelancing in January 2020, and last year, I made about $163,000 in revenue. Here's what I wish I knew sooner about making it as a freelance writer. Make sure that everyone in your corner knows that you're freelancing and that you're looking for work, and don't be shy about reminding them of that. I never went back to working a full-time job because I love the freedom and sense of job security freelancing gives me, especially in a dicey economy. If I were laid off from a full-time job, my entire income would get taken away all at once.

☆ 5 writers break down how they launched careers from their copywriting side hustles and now make up to 6 figures
▼ + stars: | 2023-01-12 | by ( Ella Hopkins | ) www.businessinsider.com time to read: +9 min

Alexa Nizam started freelance copywriting on weekends and in the evenings alongside her job in 2020 using the freelancer-platform Fiverr. She left her day job one year after she started copywriting when she realized she'd made $8,000 in a month from freelancing. Read more: I make up to $13,000 a month on Fiverr doing freelance copywriting. Courtesy of Elna CainElna Cain started freelance writing in 2014 when her maternity leave was coming to an end. Emilina LomasEmilina Lomas started freelance copywriting while earning her master's degree in 2018.

Pros Check mark icon A check mark. Pros Check mark icon A check mark. High APY Check mark icon A check mark. Pros Check mark icon A check mark. Check writing included Check mark icon A check mark.

Organizations: & $

☆ Virtual assistant, copywriter, and 6 other easy side hustle jobs to start right now
▼ + stars: | 2023-01-11 | by ( Jennifer Ortakales Dawkins | ) www.businessinsider.com time to read: +11 min

PaperDotInkDesigns sells handwritten prints and templates, and in 2021, Ashworth booked $2,494 in sales, which Insider verified with documentation. In 2021, her site generated $205,642 in ad revenue, which Insider verified with documentation. Be a virtual assistant for other business ownersAs more people start businesses, the market for virtual assistants has skyrocketed in tandem. In 2020, he made $34,607 in sales on the app, which Insider verified with documentation. He earned $40,648 on the app between December 2020 and August 2021, which Insider verified with documentation.

Parafin, launched in 2020, works with so-called platform partners, or companies that other small businesses sell their products through. All the cofounders knew was that they wanted to build technology that would help small businesses. And they may not get their first contract payment from the government for as long as 120 days," Reed, the startup's CEO, told Insider. Helping small businesses manage their taxesComplYant's founder Shiloh Jackson wants to help people be present in their bookkeeping. HoneyBookWhile countless small businesses have been harmed by the pandemic, self-employment and entrepreneurship have found ways to blossom as Americans started new ventures.

Even healthy people may need disability insurance due to accidents or other eventsAbout one in four workers will become disabled by the time they're 67Even healthy people may need disability insurance due to accidents or other eventsGet the latest tips you need to manage your money — delivered to you biweekly. So here are the top five types of people who should follow my lead and start thinking seriously about disability insurance. The average claim for long-term disability insurance is 34 months, according to the Council for Disability Awareness. You could accrue a lot of debt before government disability coverage kicks without disability insurance, leaving you with no way to catch up. People living paycheck-to-paycheckThe savers need disability insurance, but so too do people living paycheck-to-paycheck.

Pros Check mark icon A check mark. Pros Check mark icon A check mark. High APY Check mark icon A check mark. Pros Check mark icon A check mark. Virtual debit card, physical debit card, and access to Apple Pay, Google Pay, Samsung Pay Check mark icon A check mark.

Organizations: & $

Pros Check mark icon A check mark. Pros Check mark icon A check mark. Pros Check mark icon A check mark. Virtual debit card, physical debit card, and access to Apple Pay, Google Pay, Samsung Pay Check mark icon A check mark. Pros Check mark icon A check mark.

Organizations: & $

Organizations: & $

Pros Check mark icon A check mark. High interest rate Check mark icon A check mark. Pros Check mark icon A check mark. Virtual debit card, physical debit card, and access to Apple Pay, Google Pay, Samsung Pay Check mark icon A check mark. Pros Check mark icon A check mark.

Organizations: & $

Today, there are 54 Hispanic American banks and credit unions that are FDIC or NCUA insured around the US. We selected Hispanic American-owned credit unions from the National Credit Union Administration's list of minority depository institutions which was also updated in September 2022. In our list of Hispanic American-owned banks and credit unions, many of the institutions listed offer customer support in Spanish and English. You can open up savings accounts, checking accounts, CDs, and money market accounts in most of the institutions listed. To help you learn more about a specific Hispanic American-owned bank or credit union, we've included links to reviews of individual institutions.

☆ I used a 'light hypnosis' app for a month. It helped my productivity, but I was blown away by what it did to my downtime.
▼ + stars: | 2023-01-04 | by ( Julie Peck | ) www.businessinsider.com time to read: +8 min

Julie Peck is a freelancer who was having trouble focusing on tasks, so she tried the app BrainTap. Similar audio programs are available for free on YouTube and Spotify, as well as on rival meditation apps like Insight Timer, Sacred Acoustics, and EquiSync. BrainTap app screenshot. Screenshot of different modules on BrainTap app. I've listened to the focus programs first thing in the morning, during the afternoon, and at the end of the day.

☆ The 10 easiest businesses to start in 2023, including freelance writing, user-generated content creation, and digital marketing
▼ + stars: | 2023-01-01 | by ( Alexandra York | Jennifer Ortakales Dawkins | ) www.businessinsider.com time to read: +2 min

2023 is a hopeful time to start a business or side hustle, especially for solopreneurs. Digital marketing, content creation, and e-commerce are among those with the most potential. The gig economy is growing in size and specialty, said Lauren Russell, freelancer and founder of social media marketing agency Irresistibly Social LLC. "With the gig economy growing, there are a lot of micro niches so people can have a more custom, tailored service," Russell said. Insider spoke with economists and entrepreneurs about the best businesses to start in 2023.

I asked friends and experts for advice on recession-proofing my finances for 2023. Some of their advice wasn't a good fit for me as a freelancer and entrepreneur. It's not bad advice for everyone, but it's the wrong advice for me. Here are the three worst pieces of advice that I received this year about recession-proofing my finances and what I decided to do instead. I found this advice to be dangerous, especially since I'm someone who doesn't want to have credit card debt again.

☆ I made $10K a month freelancing after getting my start on Fiverr. Here are 9 strategies I used to maximize my earnings.
▼ + stars: | 2022-12-30 | by ( Emilina Lomas | ) www.businessinsider.com time to read: +15 min

I had already dabbled in fitness writing, so I figured I could sell workout plans on the platform for supplemental income. Here's the truth about Fiverr: the good, the bad, and the time-wastingFiverr is basically an online marketplace for freelance services. This was crucial to making money from freelancing, as Fiverr takes 20% of your earnings per gig. After a few months, it was clear that health and fitness writing was a niche I could fill on Fiverr. While making a lot of money on Fiverr might be possible further down the line, it's rare.

I also lost money by ignoring my investment mistakes, keeping too much money in cash, and paying for subscriptions I didn't use. That's why, for the past few years, I've spent quality time managing my finances and trying to limit money mistakes. One way I do that is by spending time in December doing a year-end inventory on all of my finances. After finishing my financial inventory for this year, I noticed four big money-costing mistakes. Keeping too much money in cashWith the threat of a looming recession in 2023, I've spent most of this year scared to make any big money moves with my cash.

Search resuls for: "Freelancer"

25 mentions found