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☆ I've been on 4 ultra-luxury cruises — here's how they compare and how to pick the best ship for you
▼ + stars: | 2024-11-05 | by ( Brittany Chang | ) www.businessinsider.com time to read: +9 min

I've been on the ships of their four high-end counterparts: Silversea, Regent Seven Seas, Seabourn, and Explora. AdvertisementSilversea's Silver Ray: A modern resort with local cuisinesIn June, Silversea invited me to spend five complimentary nights on its newest 54,700-ton ship, Silver Ray. It launched its newest ship, Silver Ray, in June. Brittany Chang/Business InsiderSilversea's SALT — "sea land and taste" — program brings the itinerary's regional cuisines into the cruising experience. Related storiesRegent Seven Seas' Seven Seas Grandeur: Classic luxuryRegent Seven Seas invited me on a three-night "christening sailing" for its one-year-old Seven Seas Grandeur.

Persons: I've, —, Ray, Silversea, Silver Ray, Brittany Chang, It's, toiletries, Explora, it's, Dyson, Seabourn Organizations: Royal, MSC, Regent Seven, Service, Industry, Business, butlers, Seven Seas, Regent Seven Seas, Cruise Line Holdings, Rim, Central America, MSC Group, Rolex Locations: Seabourn, Royal Caribbean, South America, Caribbean, Callao, Peru, Valparaiso, Chile, Brittany, Europe, Miami, Mexico, Central, Alaska, Asia, Australia, New Zealand, Canadian

☆ Hotels are leaning into their spookier sides to sell ‘rooms with a boo’
▼ + stars: | 2024-10-29 | by ( Blane Bachelor | ) edition.cnn.com time to read: +13 min

Perhaps unsurprisingly, more and more hotels are happy to show off their spookier side as a result. “They ditched the [premise of], ‘Oh, people may be scared,’ and said, ‘Wow, people will come and I can market it, so we’re a haunted hotel,’” said Melchiorri. The inspiration for Stephen King’s novel-turned-film “The Shining,” the 420-room grande dame, whose imposing facade is nearly as dramatic as its Rocky Mountains backdrop, is arguably the world’s most famous haunted hotel. From a messaging and marketing perspective, hotels should share their ghost stories or spooky lore “in a way that they don’t surprise anyone,” Orr said. “My experience is, whether they will admit it or not, most hotels have something that goes bump in the night,” Hunnings said.

Persons: Brian Hunnings, you’re, “, Anthony Melchiorri, ”, Katherine Orr, Elizabeth Harlow, Stephen King's, Helen H, Richardson, ’ earshot, ’, ’ ”, Stephen King’s, Stephen King Suite, –, Steve Azar, Vincent Alban, Hunnings, ” Hunnings, ” Steven Azar, Gifford, Azar, Don’t, ” Azar, Kumar Sriskandan, ” Orr, chambermaid Sallie White, Orr Organizations: CNN, Red Cliffs, CNN Travel, Hotels of America, Hospitality, Hyatt, Marriott, Denver Post, National Retail Federation, Stanley Film Center, Boston Globe, Cliffs, of Film, Western Heritage, “ Cornell Hospitality Quarterly, Alamo Locations: Red, Moab , Utah, Colorado, Estes Park , Colorado, Gifford, Provincetown, Moab, Provincetown , Massachusetts, San Antonio , Texas

☆ SpaceX’s Crew-8 capsule is coming home. Here’s why Boeing Starliner’s astronauts aren’t on it
▼ + stars: | 2024-10-24 | by ( Jackie Wattles | ) edition.cnn.com time to read: +9 min

SpaceX's Crew-8 from right to left: NASA astronauts Jeanette Epps, Matthew Dominick, Michael Barratt, and Roscosmos cosmonaut Alexander Grebenkin. Williams and Wilmore, for the record, have now been on the space station more than 18 weeks. The SpaceX Dragon Endeavour spacecraft is pictured beyond the Candarm2 robotic arm moments after undocking from the Harmony module of the space station with four Crew-8 members. And NASA previously confirmed the Starliner astronauts are prepared to make such a shift. Extended stays in spaceIt’s not uncommon for astronauts to unexpectedly extend their stay aboard the space station — for days, weeks or even months.

Persons: Suni Williams, Butch Wilmore —, Williams, Wilmore, Matthew Dominick, Michael Barratt, Jeanette Epps, Alexander Grebenkin, Roscosmos, SpaceX Williams, That’s, Wilmore —, Cardman, Stephanie Wilson —, Boeing’s Starliner, they’re, ”, Dana Weigel, “ Butch, Suni, ” Weigel, “, Nick Hague, Russia’s Aleksandr Gorbunov, ” Williams, Frank Rubio, yearlong, “ I’m Organizations: CNN, International Space Station, NASA, SpaceX, ISS, SpaceX's, Cape Canaveral Space Force, SpaceX’s, Spaceflight, Boeing, Expedition, Space Station Locations: Florida, Russian

☆ I took my 2 kids to a family all-inclusive resort. They had a blast, and I did not have to do anything.
▼ + stars: | 2024-10-12 | by ( Leah Groth | ) www.businessinsider.com time to read: +6 min

I took my kids to a family-centric, all-inclusive resort in Mexico this summer. My kids had fun, but I was the one who needed to be taken care of, and I loved it. There was only one option that made sense: An all-inclusive resort. The magic of an all-inclusive resort is that when your kids don't eat their steak or their $20 chicken nuggets, it doesn't make you want to cry inside. While I can't live at an all-inclusive resort or afford to hire a personal butler to take care of my needs 24/7, I am worth investing in.

Persons: I'm, —, tasker, Kitty, Yari Organizations: Service, resort's Kids Locations: Mexico, Caribbean, American

The unprecedented destruction Hurricane Helene has wreaked on western North Carolina could take months, if not years, to rebuild. “We are always playing like we’re one point down,” a Trump campaign official said. A Trump campaign official pointed to efforts to expand the Trump tent with surrogates like Robert F. Kennedy Jr., Tulsi Gabbard and Iowa Gov. The Harris campaign also hosted community meals that fed 120 families, and it is organizing similar events, spending more than $30,000 on relief efforts. Ultimately, after Biden toured North Carolina, Harris visited once in her official capacity after she visited Georgia to underscore relief efforts.

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Below, I rounded up the best October Prime Day deals that are still available right now. If you’re curious, the NBC Select team also compiled readers’ favorite Prime Day products and what our editors purchased. SKIP AHEAD Best Prime Day deals still live | More Prime Day sales still live | Best sales at other retailers | Why trust NBC Select? Best Prime Day sales still liveThese Prime Day sales are still going on, but keep in mind that not every item from a brand is discounted as described below. Each deal in this article is currently at its October Prime Day price or up to $10 higher.

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☆ Florida residents evacuate inward as Hurricane Milton nears
▼ + stars: | 2024-10-08 | by ( Paul P. Murphy | Michelle Krupa | ) edition.cnn.com time to read: +8 min

Anna Maria Island, Florida CNN —Carol Whitmore couldn’t pack her big SUV to leave this barrier island as Hurricane Milton aimed Tuesday for Florida’s west coast with already-historic fury. Hurricane Helene took it two weeks ago. Still, for a while in Helene, Whitmore was cut off. Storm damage from Hurricane Helene sits Tuesday in a True Value store on Anna Maria Island, Florida. A lot of people going through a lot worse.”Dune sand pushed inland by Hurricane Helene sits Tuesday on streets on Anna Maria Island in Manatee County, Florida.

Persons: Anna Maria, Florida CNN — Carol Whitmore couldn’t, Milton, Helene, Whitmore, Maddie, ”, “, ” Whitmore, Jane Castor, Holmes, Bill Tokajer, Jake Keglor, ” Keglor, Keglor, who’d, Angel –, Hurricane Helene, Paul Murphy, CNN “ We’ve, Greg Mullis, Gandy, “ We’ve, Dan Whelan, ‘, Marie Saveikis, “ I’m, it’s, Anna Maria Island, Skip, Annie Radick, Annie, ” Skip, Tokajer, –, “ We’re, Helene … “, You’ve, “ It’s, he’d, ” CNN’s Paul P, Murphy, Michelle Krupa, Leigh Waldman Organizations: Florida CNN, Social, CNN, College H.U.N.K.S, Holmes Beach, National Weather Service Locations: Anna Maria Island, Florida, Florida’s, Helene, Manatee County, Orlando, Mexico, Tampa, Seminole, St . Petersburg, Hurricane, Anna Maria Island , Florida, Pinellas County, Milton, Clearwater, Anna Maria Island , Montana, Anna, Manatee County , Florida, Atlanta

The specific cruise ship you go on — and the room you're in — can determine what kind of time you have. Research your shipWhen you cruise, the ship is your hotel, your mode of transportation, your restaurants, and oftentimes, it provides professional entertainment, too. Your cruise ship isn't merely a way to get from point A to point B. If you can, avoid a noisy cabin right under the pool or on a deck right above or below the theater." Most cruise drink packages don't begin until you leave ports of call, so you can usually only get included drinks while you're sailing.

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World of Hyatt Loyalty BenefitsThe World Of Hyatt Credit Card has valuable benefits for Hyatt loyalists. Hyatt Credit Card FeesAnnual FeeThe World Of Hyatt Credit Card has a $95 annual fee. Hyatt Credit Card ComparisonThe World Of Hyatt Credit Card is great for Hyatt loyalists. Learn more about the Marriott Bonvoy Boundless® Credit Card in our Marriott Bonvoy Boundless credit card review, and compare your options for Marriott hotel credit cards in our guide to the best Marriott Bonvoy credit cards right now. Hyatt Credit Card Frequently Asked QuestionsWhat are the main benefits of the World of Hyatt Credit Card?

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Fortunately, most credit card issuers have also increased the credit amount for Global Entry applications. Learn more about the card Business Insider rated "best affordable premium credit card" in our Capital One Venture X Rewards credit card review. The Global Entry or TSA PreCheck® application fee credit of up to $120 is available once every five years. Global Entry and TSA PreCheck Credit Card Frequently Asked QuestionsWhat are the main benefits of credit cards offering Global Entry and TSA PreCheck credits? How can I maximize the benefits of a Global Entry and TSA PreCheck credit card?

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Hurricane Helene ravaged western North Carolina over the weekend, leaving behind a trail of death and devastation. North Carolina emergency crews were racing Monday to deliver food and other essential supplies to areas hit hard by Helene. At least 40 people were dead in Buncombe County, home of the thriving mountain city of Asheville, according to law enforcement officials. Photos and videos from Asheville, home to some 95,000 people, captured harrowing scenes and showed neighborhoods rendered unrecognizable by Helene’s impact. The approximately 44 people dead in North Carolina represent a third of all fatalities from the storm.

Persons: Helene, Roy Cooper, Will Overfelt, ”, John Finley, Karol Chase, Jonathan Collier, “, Buncombe County Sheriff Quentin Miller, ” Miller, ” Helene, Melissa Sue Gerrits, NBC’s, Buncombe, ” Lillian Govus, Mark Goldthwaite, “ It’s, Joe Biden, Harris, Biden, Jessica Drye Turner, Turner Organizations: ”, NBC News, Mobile, Gatorade, Health, Buncombe County Sheriff, Homes, Biltmore, Asheville, NBC, Biden, White, Facebook Locations: North Carolina, Carolina, Buncombe County, Asheville, Charlotte, Florida , Georgia, South Carolina, Florida, Appalachia, Boone , North Carolina, Biltmore, Black, “, Florida’s Big Bend, Georgia, Carolinas, Tennessee

Annual fee Insider’s Take The Southwest Rapid Rewards® Premier Credit Card is worth considering if you fly Southwest, even occasionally. Southwest Rapid Rewards® Premier Credit Card OverviewThe Southwest Rapid Rewards® Premier Credit Card is the middle child of Chase's three Southwest consumer credit cards. Southwest Rapid Rewards® Plus Credit Card vs. Southwest Rapid Rewards® Premier Credit CardThe Southwest Rapid Rewards® Plus Credit Card is the "baby" card of the Southwest family. Southwest Rapid Rewards® Priority Credit Card vs. Southwest Rapid Rewards® Premier Credit CardThe Southwest Rapid Rewards® Priority Credit Card is Southwest's top-tier consumer credit card, and the option you should consider instead of the Southwest Premier if you frequently fly on this airline. The Southwest Rapid Rewards® Premier Credit Card has an "older sibling" — the Southwest Rapid Rewards® Priority Credit Card.

Persons: HBO Max, you'll, You'll, cardholders, Jasmin Baron, Read, Angela Fung Organizations: Business, Rewards, Card, Rapid, Southwest Premier, Southwest ®, Southwest, Southwest Premier cardholders, Apple, Disney, ESPN, HBO, Hulu, Netflix, Pandora, Paramount, Showtime, Spotify, YouTube, Southwest Premier Southwest, Central America, Rapid Rewards, Chase, Sapphire, Southwest Airlines, cardholders, TSA, Southwest Premier Chase, Finance Locations: Hawaii, Mexico, Caribbean, Central, Southwest airfare, Southwest, U.S, Chevron, Canada

☆ 42-year-old self-made millionaire: I lived in a 200-square-foot RV for 3 years as I built wealth—it was 'actually quite freeing'
▼ + stars: | 2024-09-22 | by ( Steve Adcock | ) www.cnbc.com time to read: +5 min

The 'freeing' reality of living smallOne of the biggest challenges was getting rid of most of our stuff before moving into the Airstream. We held garage sales over several weekends and digitized thousands of photos onto CDs instead of keeping physical photographs. Living small made household chores quick and easy. Photo: Steve AdcockOur expenses on the roadFor the first year of travel, we spent about $35,000. A night shot of our Airstream in a small campground just west of Tucson, AZ in 2016.

Persons: Courtney, Dodge, Steve Adcock, Patti, Penny, hookups, I've Organizations: Bryce National, of Land Management, Alabama, ACs, Costco, Safeway, YouTube Locations: Bryce, Utah, RVers, Truckee , CA, New York, California, Lake Powell , Arizona, New York's, Montana, Leavenworth , Washington, Bend , Oregon, Tucson, AZ

☆ This mom is giving kids in her community clothes, education, and a link to their Native American culture
▼ + stars: | 2024-09-13 | by ( Allie Torgan | ) edition.cnn.com time to read: +4 min

Across the state, Native American children are overrepresented in the foster care system, while there is a shortage of Native American foster parents. “If it’s a mom that can’t provide diapers or if there’s a young person that has a need for shoes, then we want to try to help support that need,” Manuel said. Today, she helps fill in gaps and provide resources for all Native American children. Ultimately, she says her work is about building safe, positive, and culturally sensitive homes for all Native American children, no matter who is caring for them. I want kids to come and feel like their sense of identity and culture is right there,” Manuel said.

Persons: Elisia Manuel, ‘, ’ ” Manuel, “ That’s, Manuel, Tecumseh, Elisia Manuel — Allie Torgan, ” Manuel, “, ’, ”, Allie Torgan, they’ll Organizations: Arizona CNN, Apache, CNN Locations: Sacaton, Arizona, Gila, American

☆ 16 best backpacks for college students in 2024
▼ + stars: | 2024-09-11 | by ( Cory Fernandez | Cory Fernandez Is A Commerce Editor For Select On Nbc News. | ) www.nbcnews.com time to read: +20 min

SKIP AHEAD How I picked the best backpacks for college students | The best backpacks for college students | How to shop for a backpack as a college student | Why trust NBC Select? How I picked the best backpacks for college studentsThere are several factors to consider when looking for a backpack if you’re a college student. Padding and ergonomics: Both of our experts, chiropractor Dr. Matt Cavanaugh and ergonomics expert Kevin Costello, said that padded wide shoulder straps are essential for college students looking to prioritize comfort. It comes with both shoulder straps and two leather loops on top that you can fasten with the metal button. It has a flexible water bottle pocket on the side, a trolley sleeve, a 17-inch laptop sleeve and breathable padding on the back to reduce sweating.

Persons: you’re, chiropractor Dr, Matt Cavanaugh, Kevin Costello, Costello, “, ”, It’s, Alo Stow, Alo, Calpak Kaya, Nikki Brown, she’s, it’s, Jordan Bowman, “ I've, Orvis, I've, Josh Rios, Rios, I’ve, Beckmann, Lauren Swanson, Herschel, ” Alan Hedge, Matthew Cavnugh, Alan Hedge, TikTok Organizations: NBC, Adidas, America, Cornell Institute for Healthy Futures, Cavanaugh Chiropractic, Cornell University’s College of Human, Facebook, Twitter Locations: Herschel, United States, Lafayette , Louisiana

☆ Why people are taking photos of their airport trays now
▼ + stars: | 2024-09-08 | by ( Maureen O'Hare | ) edition.cnn.com time to read: +5 min

However, the trend is ruffling more than a few feathers, due to the airport security line being one of the top places in the world where it’s imperative to avoid dilly-dallying. Let’s also not forget that with all those shoes passing through security trays, you may as well be laying your items straight out on the floor. In 2018, a European study found that airport trays are the least hygienic part of the airport, carrying more germs than toilets. So while hand sanitizer doesn’t typically feature in these airport tray photos and videos, it should probably play a key part in the aftercare. “As long as the staged glamor photos are not causing delays or issues with other passengers in the checkpoint, there are no issues.

Persons: ”, “, Louis Vuitton, yall, Let’s, Faber, Piper Taich, Gen Organizations: CNN, New York Post, TSA, Metro, Adidas Gazelles, Chelsea, Amazon, US Transport Security Administration Locations: bookshelves, “, JFK, New York, Chicago

Introduction to the Southwest Rapid Rewards® Plus Credit CardThe Southwest Rapid Rewards® Plus Credit Card is perfect for infrequent Southwest travelers who want some benefits with this airline without paying a high annual fee. Southwest Rapid Rewards® Plus Credit Card BenefitsThe Southwest Rapid Rewards® Plus Credit Card doesn't come with some of the other benefits offered by other Southwest cards, such as elite-qualifying points or travel credits. Southwest Rapid Rewards Plus Credit Card Annual Fee and Other CostsThe Southwest Rapid Rewards® Plus Credit Card, in addition to charging a $69 annual fee, also charges foreign transaction fees of 3% of the amount of each transaction in U.S. dollars. Southwest Rapid Rewards® Priority Credit Card vs. Southwest Rapid Rewards® Plus Credit CardThe Southwest Rapid Rewards® Priority Credit Card is Southwest's top-tier consumer credit card, and the one you should consider if you frequently fly Southwest. Southwest Rapid Rewards Plus Credit Card Frequently Asked QuestionsWhat are the main benefits of the Southwest Rapid Rewards® Plus Credit Card?

Persons: cardholders, HBO Max, they'll, you'll, Chase, Cardholders, You'll, Jasmin Baron, Read, Angela Fung Organizations: Business, Rewards, Card, Southwest, Rapid, Southwest ®, FDIC, Apple, Disney, ESPN, HBO, Hulu, Netflix, Pandora, Paramount, Showtime, Spotify, YouTube, Central America, U.S, Premier, Chase Southwest Rapid, Chase, Sapphire, Southwest Rapid, Southwest Airlines, Chase Bank, Finance Locations: Southwest, Hawaii, Caribbean, Mexico, Central America, U.S, Central, Southwest airfare, Chase, Canada

☆ Boeing Starliner: What life is like for two astronauts in limbo in space
▼ + stars: | 2024-08-09 | by ( Jackie Wattles | ) edition.cnn.com time to read: +9 min

They’re not part of Expedition 71, the international crew of seven astronauts serving as the space station’s official staff. Crew-9 — a routine trip to the space station to replenish expedition staff — is currently slated to fly with four astronauts: NASA astronauts Zena Cardman, Nick Hague and Stephanie Wilson, and cosmonaut Aleksandr Gorbunov of the Russian space agency Roscosmos. NASA astronauts Suni Williams and Butch Wilmore are greeted by the crew of the International Space Station on June 6, 2024. In 2012, during an earlier trip to the International Space Station, she became the first person to finish a triathlon in space. Without a suitcaseFlying to the space station without the suitcases they had packed for their mission perhaps complicated the comfort of the Starliner astronauts’ extended stay.

Persons: Suni Williams, Butch Wilmore, —, They’ve, Williams, They’re, ” Dana Weigel, “ Butch, Suni, ” Weigel, “, Zena Cardman, Nick Hague, Stephanie Wilson, Aleksandr Gorbunov, Wilmore, they’ve, Sunita Williams, Frank Rubio, yearlong, ’, ”, Bill Spetch, Spetch, they’re, Ken Bowersox Organizations: CNN, Space, NASA, SpaceX, International Space Station, Boeing, SpaceX’s, International, Station, AP, Boston Marathon, Space Station, Northrop Grumman, Space Operations, “ Locations: Russian

Chase Sapphire Reserve® OverviewThe Chase Sapphire Reserve® is one of the best travel rewards credit cards of all time. Chase Sapphire Lounges will be available to Chase Sapphire Reserve® cardholders and all Priority Pass members. Chase Sapphire Reserve® vs. Chase Sapphire Preferred® CardIf you're trying to decide between the Chase Sapphire Reserve® and Chase Sapphire Preferred® Card, you'll want to decide if each card's annual fee is justified based on your travel and spending habits. Chase Sapphire Reserve® Cardholder InsightsAs part of our analysis of the Chase Sapphire Reserve®, we've considered discussions across various forums, including notable mentions on Reddit and FlyerTalk. Chase Sapphire Reserve® Frequently Asked QuestionsWhat credit score do you need to get the Chase Sapphire Reserve®?

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☆ The stock market is in no man's land. Here's what investors should expect next
▼ + stars: | 2024-08-04 | by ( Jim Cramer | ) www.cnbc.com time to read: +16 min

Anything above 4% indicates the market is overbought, anything below a minus 5% means the market is oversold.) I am just prematurely predicting other investors fleeing the stock because they think Warren knows more than them. Many investors thought that Amazon was the best set up of the Mag Seven going into earnings. We are right smack in a most perilous moment because the Fed doesn't want to move too fast but the stock market does and the Fed does not care about that. I don't think a presidential election is all that conducive to the market.

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We decided on a destination wedding, and my credit card helped make it affordable. We earned lots of points and miles, and it offered useful perks on our flight to Oahu. We decided to get married in OahuWhen our vision for the wedding started to crystallize, we decided on a destination wedding in Oahu. After looking at a few options, we decided to use our Alaska Airlines credit card. We also earned thousands of miles on wedding purchases like the hotel and transportation.

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The information for the following product(s) has been collected independently by Business Insider: Marriott Bonvoy Boundless® Credit Card, Marriott Bonvoy Bountiful™ Card, Marriott Bonvoy Bold® Credit Card. Marriott Bonvoy Boundless OverviewThe Marriott Bonvoy Boundless Credit Card is an excellent choice if you want a rewarding Marriott credit card without paying a premium-level annual fee (the top-tier Marriott credit card is the Marriott Bonvoy Brilliant® American Express® Card, which offers many valuable annual benefits — but charges a $650 annual fee). Marriott Bonvoy Boundless BenefitsThe Marriott Bonvoy Boundless card comes with a host of benefits and travel perks. Within the past 90 days, you've been approved for the Marriott Bonvoy Business® American Express® Card, Marriott Bonvoy Brilliant® American Express® Card, or Marriott Bonvoy Bevy™ American Express® Card. Within the past 24 months, you've earned a welcome bonus/upgrade bonus for the Marriott Bonvoy Business® American Express® Card, Marriott Bonvoy Brilliant® American Express® Card, Marriott Bonvoy Bevy™ American Express® Card.

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The information for the following product(s) has been collected independently by Business Insider: Marriott Bonvoy Boundless® Credit Card, Marriott Bonvoy Bountiful™ Card, Marriott Bonvoy Bold® Credit Card. Marriott Bonvoy 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy. Marriott Bonvoy Bevy OverviewThe Marriott Bonvoy Bevy™ American Express® Card, with a $250 annual fee, is positioned as a mid-tier card between the popular Marriott Bonvoy Boundless® Credit Card ($95 annual fee) and premium Marriott Bonvoy Brilliant® American Express® Card ($650 annual fee). If you have or have had The Ritz-Carlton® Credit Card from JPMorgan, J.P. Morgan Ritz-Carlton Rewards® Credit Card, Marriott Bonvoy Bountiful™ Card , Marriott Bonvoy Boundless® Credit Card, Marriott Rewards® Premier Plus Credit Card from Chase, Marriott Bonvoy® Premier Credit Card from Chase, Marriott Bonvoy Bold® Credit Card , Marriott Bonvoy® Premier Plus Business Credit Card from Chase, or the Marriott Rewards® Premier Plus Business Credit Card from Chase in the last 30 days, you won't be eligible for the $250. You also won't be eligible if you've received a new cardmember or upgrade bonus from the Marriott Bonvoy Boundless® Credit Card, Marriott Bonvoy Bold® Credit Card, or Marriott Bonvoy Bountiful™ Card in the past 24 months, or if you opened any of those cards in the past 90 days.

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How to Earn Rewards With the Bank of America Premium Rewards Credit CardThe Bank of America® Premium Rewards® credit card has simple rewards categories and no limits. Bank of America Preferred Rewards Card Tiers Preferred Rewards Gold (minimum of $20,000 in your Bank of America accounts to qualify): 25% more rewards on eligible Bank of America rewards credit card spending (2.5x points on travel and dining, and 1.875x points on all other purchases)25% more rewards on eligible Bank of America rewards credit card spending (2.5x points on travel and dining, and 1.875x points on all other purchases) Preferred Rewards Platinum (minimum of $50,000 to qualify): 50% more rewards on eligible Bank of America rewards credit card spending (3x points on travel and dining, and 2.25x points on all other purchases)50% more rewards on eligible Bank of America rewards credit card spending (3x points on travel and dining, and 2.25x points on all other purchases) Preferred Rewards Platinum Honors ($100,000 to qualify): 75% more rewards on eligible Bank of America rewards credit card spending (3.5x points on travel and dining, and 2.625x points on all other purchases)How to Use Rewards From the Bank of America Premium Rewards Credit CardThe Bank of America Premium Rewards card is a great card for folks who prefer using points like cash. Bank of America Premium Rewards Credit Card FeesThe Bank of America® Premium Rewards® credit card has a $95 annual fee. Bank of America Premium Rewards vs. Bank of America Travel RewardsThe Bank of America® Premium Rewards® credit card is the most premium Bank of America travel card, and one of only a handful that charges an annual fee. Bank of America Premium Rewards Credit Card Frequently Asked QuestionsIs the Bank of America Premium Rewards credit card worth it?

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IHG Traveler Card Annual Fee and Other CostsThe IHG One Rewards Traveler Credit Card has no annual fee and no foreign transaction fees, so it's an ideal card to keep long-term and carry abroad. Only the IHG One Rewards Premier Credit Card and IHG One Rewards Premier Business Credit Card offer this benefit for stays at IHG hotels. For most travelers who stay with IHG, the IHG One Rewards Premier Credit Card is a better deal than the IHG One Rewards Traveler Credit Card, even though it charges a $99 annual fee. However, you can have the small-business IHG One Rewards Premier Business Credit Card and still qualify for a personal IHG card like the IHG One Rewards Traveler Credit Card. Methodology: How We Reviewed the IHG One Rewards Traveler CardThe credit card team at Insider evaluated the IHG One Rewards Traveler Credit Card in comparison to other IHG credit cards, as well as no-annual-fee hotel credit cards from chains like Hilton, Marriott, Wyndham, and Choice.

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