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☆ Here’s why mortgage rates are rising after the Fed’s rate cut
▼ + stars: | 2024-10-24 | by ( Bryan Mena | ) edition.cnn.com time to read: +7 min

Expectations of a Fed rate cut caused mortgage rates to drop to a two-year low of 6.08% in late September, but it failed to spur homebuying activity. Every percentage point on a mortgage rate makes a big difference for that monthly payment. Here’s what’s driving the recent upswing in mortgage rates. Mortgage rates track the 10-year US Treasury yield, which was expected to fall in anticipation of further rate cuts. “I am clearly not going to own any fixed income.”The government’s fiscal situation might already be having an impact on mortgage rates.

Persons: Freddie Mac, pare, what’s, ” Sam Khater, Freddie Mac’s, Robyn Beck, Donald Trump, Kamala Harris, Harris, “ We’re, Paul Tudor Jones, “, ” Lawrence Yun, Kimberly Bradley, Zach, Kimberly, “ I’ve, ” Kimberly, ” Ken Lowrey, Ken Lowrey, “ homeownership, ”, Lowrey Organizations: Washington CNN, Federal Reserve, National Association of Realtors, Mortgage, Association, Treasury, Getty, Federal Budget, Trump, CNBC, US Postal Service Locations: AFP, Manteo , North Carolina, Charleston , South Carolina

☆ How Scammers Are Stealing Food Stamps From Struggling Americans
▼ + stars: | 2024-05-04 | by ( Jessica Fu | ) www.nytimes.com time to read: +1 min

Ms. Kirks, 70, knew that she had saved up a sizable sum in monthly benefits from the federal food assistance program, also known as the Supplemental Nutrition Assistance Program, or SNAP. To eat, she would buy food through a state program that permitted adults 60 and older, people with disabilities and homeless people to buy discount meals using their food stamps. But the cashier at Albertsons was adamant: Ms. Kirks had only $6 in her account. She immediately called the state agency that oversaw food benefits. The criminals then use the information to create fake payment cards and steal money from victims’ accounts.

Persons: Jackie Kirks’s, Kirks, ”, creamer Organizations: Albertsons, Assistance, SNAP Locations: Long Beach, Calif

☆ I was a single foster parent. I ended up adopting my first placement.
▼ + stars: | 2024-04-28 | by ( Joyce Morse | ) www.businessinsider.com time to read: +4 min

I became a licensed foster parent and four months later a 2-week-old baby was placed with me. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . I learned about fostering and became a licensed foster parent. Just four months after being licensed, a two-week-old girl was placed in my home on a Friday afternoon in February. As the foster parent, I had the right to seek adoption.

Persons: I've, —, aren't Organizations: Service

☆ ‘Yo Soy la Mamá’: A Migrant Mother’s Struggle to Get Back Her Son
▼ + stars: | 2024-03-25 | by ( Deborah Sontag | ) www.nytimes.com time to read: +1 min

“Where was my sweet little boy? By the time Olga, then 28, tracked her son to Massachusetts, he had been removed from his father over allegations of physical abuse. Calling office after office of the Department of Children and Families, she finally reached a woman who turned out to be Ricardo’s caseworker. “Yo soy la mamá,” Olga replied, bursting into tears. In early January 2022, Olga, who asked that her last name be withheld to protect her children, flew to Boston.

Persons: Olga, Ricardo, she’d, ” Olga, “, — Organizations: Department of Children Locations: Honduran, Hollywood, Fla, Miami, Massachusetts, Boston

WASHINGTON (AP) — The Biden administration struggled to properly vet and monitor the homes where they placed a surge of migrant children who arrived at the U.S.-Mexico border in 2021, according to a federal watchdog report released Thursday. In about a third of the cases reviewed by the federal watchdog, the agency did not have legible documentation for the adults on file. The federal watchdog analyzed the case files of more than 300 migrant children from early 2021, months after thousands of children had trekked to the U.S. border seeking asylum. HHS is supposed to obtain IDs for the adults – called sponsors – who take in migrant children. And, for every five cases, HHS didn’t follow up to check on the children it had placed, often for months.

Persons: —, Biden, ”, Haley Lubeck, “, Jeff Nesbit, Joe Biden, – Organizations: WASHINGTON, of Health, Human Services, HHS Locations: U.S, Mexico

☆ They Followed Doctors’ Orders. Then Their Children Were Taken Away.
▼ + stars: | 2023-06-29 | by ( Shoshana Walter | ) www.nytimes.com time to read: +3 min

The investigator asked why she had used Subutex, a form of buprenorphine, during pregnancy if she knew it could cause withdrawal symptoms, Carnahan told me. She asked Carnahan why she would be with such a person. Carnahan’s doctor had warned her that the hospital might call authorities, but many other women are caught completely by surprise. coming to that hospital,” says G.W., who had a baby while taking Subutex in Louisiana in 2019. After her son was removed, G.W.

Persons: Caitlyn Carnahan, Carnahan, ” Carnahan, ”, Carnahan’s, “, G.W, Caseworkers, Mary DeLancy, caseworker, DeLancy, ‘, they’ll, She’s, ” Blair Morgan, Dota, Massachusetts caseworkers, Morgan, I’m Organizations: state’s Department of Human Services Locations: Oklahoma City, Louisiana, South Carolina, “, Subutex, Massachusetts

☆ Long Covid disabled them. Then they met a ‘broken’ Social Security disability process
▼ + stars: | 2023-02-25 | by ( Morgan Stephens | ) edition.cnn.com time to read: +12 min

And two Congressional bills addressing the long Covid crisis — The “Covid-19 Long Haulers Act,” which would’ve collected data on long Covid patients with the goal of creating better care and treatment, and “The Care For Long Covid Act” would’ve improved research, centralized data and resources for people with Long Covid — died without making it out of committee. Disabled by long Covid since March 2020, she lives with her spouse and their 7-year-old son in Portland, Ore. “We didn’t design our life to be a single-income household.”Other long Covid patients have rearranged their finances, too. His company’s private long-term disability insurance pays a smaller percentage of the monthly benefit payout when federal disability pays a portion. “They’re not only dealing with long Covid complications, but they’re dealing with financial complications,” she said of her clients.

Known in the legal world as the “death penalty” of child welfare, it can happen in a matter of months. One in 100 U.S. children — disproportionately Black and Native American — experience termination through the child welfare system before they turn 18, the study found. Still, longer timelines can also reflect a stronger focus on family reunification and a willingness to devote greater resources to meet that goal, child welfare experts say. And some child welfare advocates have criticized the law’s focus on narrow initiatives like parenting classes, which they say fail to address poverty and the other root causes of neglect that prompt most child welfare cases. Snodgrass said she never imagined when her child welfare case started that she could lose her rights to her children.

The biggest event of her life — her Sweet 16 — was due to start in a few hours. “I have anxiety and today ... i didn’t get as nervous maybe cause I’m not speaking to anyone but hands are a little shaky.”Angie documenting her Sweet 16 makeup artist’s skills. As Henriquez’s sole daughter, Angie was the family’s uncontested diva, its “only queen” — a girl who seemed to have left the Bronx all but physically. As her 16th birthday approached, she resisted the idea of a Sweet 16. Angie lighting her Sweet 16 candles with, from left, her brothers, Fidel and Angel, and her stepbrother, Cameron.

☆ COVID allowed Raquel Esquivel and 4,500 others to be released from overcrowded federal prisons. So why is she back behind bars?
▼ + stars: | 2021-08-13 | by ( Jamie Roth | ) www.businessinsider.com time to read: +27 min

As COVID-19 spread through federal prisons, the Justice Department began a novel experiment: 4,500 prisoners were approved for home confinement with GPS ankle monitors. A federal correctional institution in Englewood, CO. As of May 5, there were 2,066 inmates who’d tested positive for COVID-19 in the federal prison system. "I was just recently released from federal prison," Esquivel wrote him last year on July 3, in their very first text exchange, which the couple shared with Insider. Her defense was enough for Dismas, Esquivel said, and the manager told her they wouldn't recommend any punishment. The next morning at Dismas, Esquivel busied herself as she waited for the bureau's ruling.

☆ We found at least 25 ex-Gaetz staffers who don't mention the congressman by name on their LinkedIn page
▼ + stars: | 2021-06-20 | by ( Robin Bravender | ) www.businessinsider.com time to read: +9 min

Gaetz's name is absent from McFaul's LinkedIn page, too, where he describes his duties during that time working as a chief of staff for an unnamed "congressman." At least 25 of Gaetz's former congressional staffers don't mention the Republican congressman by name on their LinkedIn pages, according to an Insider analysis. McFaul declined to comment about why Gaetz's name wasn't on his LinkedIn page or his Ballard bio page. She also worked for Miller, Gaetz's congressional predecessor, but doesn't name him on her LinkedIn page, either. Drew Angerer/Getty Images'Riding the wave'Some current and former Gaetz staffers continue to publicize their work for the congressman.

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