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I have six children between the ages of 5 and 11, and I've told them I won't pay for college except in very limited circumstances. I'm actively encouraging my kids to consider other options and how much ROI they'll get from college. One of the most interesting responses I've gotten from my kids is asking how they can make money now. Not paying for college might force them to be more financially responsible, but only if they choose — or try — to pay for college themselves. I want them to learn to be financially responsible and viable by earning money, with or without college.
Persons: , Bobby Kittleberger, I've, I'm, they've, They're, it's, I'd, We've, We'll, Lauryn Haas Organizations: Service, Business, Colleges, YouTube Locations: Staunton , Virginia, Virginia, lhaas@businessinsider.com
This led to me making and selling icons and wallpapers, which was my first experience making money online. I decided not to go to university and instead make money onlineDespite my parents' typical concerns about formal education, I convinced them to give me a year to try making money online before considering university. AdvertisementMy themes became popular, and in 2014, I was approved to sell them on Tumblr's official online store, which significantly increased my income. I expanded my income streams after leaving the startupI started an online store called ULX Store in 2018 to sell my designs and other products. My approach to online business emphasizes starting with one main income stream and then using the earnings from that to diversify into other areas.
Persons: , Oliur Rahman, wouldn't, Plasso, I'm Organizations: Service, Business, XDA Developers, GoDaddy, YouTube Locations: Dubai
The overwhelming and overriding culprit of my students' college failures was their parents. They were terrified of letting their parents know that money had been "wasted" or that they didn't meet their parents' own college dreams for their kids. Look into community collegeSo many students told me their parents turned their noses up at the idea of their child attending a community college, and my question is: Why? AdvertisementI attended a community college and eventually became a college teacher. Community college is cheaper, sometimes more conveniently located, and offers a less abrupt and extreme step between high school and a university.
Persons: Organizations: Service, Students, Business, Community
I could be on a three-month film set or a nine-month series set and then go months without a call. I started working on YouTube thumbnails and event flyers for the music industry. For example, a friend helped repair my dishwasher, so I put together "gift ideas for makers and tinkers." AdvertisementI started posting in groups and asking for gift ideas to write blog posts about. It's not money I would make on a film set, but it was something.
Persons: , Ana Julia Gomes, I've, John Wick, Jessica Jones, It's, I'm, DINK Organizations: Service, Business, Constellation, Apple, DJ, WordPress, Facebook Locations: Berlin, Cuba, Miami, New York City
There has hardly ever been as fierce a defender of free speech as the current Supreme Court. The court’s version of free speech has become a powerful tool against government regulation. In his majority opinion, Justice Clarence Thomas said the “unduly burdensome” requirement amounted to unconstitutionally compelled speech. Now the question is whether the court’s solicitude toward those who would rather not talk about abortion extends in the other direction. What about state laws that prohibit rather than require offering information about where to get an abortion?
Persons: John Roberts, Janus, Elena Kagan, , Clarence Thomas Organizations: . American Federation of State, Municipal Employees, Locations: . American Federation of State , County, California
In 2016, I was offered a role as a director of product design at a New York tech startup called UpTop. How I got a job at a New York tech startupI studied business law at college in Ukraine but decided I wanted to follow my passion and become a designer. I worked at three other companies in Ukraine before moving to the US, doing UX and product design. In the US, I feel that big companies are developing original ideas and patents, while in Ukraine, the biggest tech companies provide consultancy services. As a product design director at UpTop, I could choose which features to research and test and decide how a certain feature would be implemented.
Persons: , Yaroslav Zubko, I'd, hadn't, I've, UpTop, it's, Tinder Organizations: Service, Business, Zubko, Deloitte Locations: New York, Ukraine, America, UpTop, Tinder, SoftServe, Ukrainian
New York Supreme Court Judge Juan Merchan is a seasoned jurist who is no stranger to Trump’s orbit. In the lead-up to the start of the trial, Trump fanned the flames on social media with his views on the judge. “Judge Merchan was always well-prepared, accessible, and – most importantly in the Weisselberg matter – a man of his word. Trump also claimed Judge Merchan has ruled against him in pretrial motions “because his daughter makes money by working to ‘Get Trump.’”Loren Merchan has not commented publicly on the case. David Paterson appointed him to the New York State Court of Claims in 2009, the same year he began serving as an acting New York Supreme Court judge.
Persons: Donald, Juan Merchan, Allen Weisselberg, Steve, Trump, Merchan, “ Judge Merchan, ” Nicholas Gravante, Weisselberg, ” Gravante, Judge Merchan, Karen Friedman Agnifilo, Donald Trump, bode, ” Agnifilo, ” Merchan, ’ Trump, Loren Merchan, Joe Biden, didn’t, ‘ Get, ’ ” Loren Merchan, , ” Trump, , Anna Gristina, Timothy Parlatore, “ I’ve, ” Parlatore, Brendan Tracy, ” Tracy, Earl Ward, it’s, ” Ward, Michael Bloomberg, David Paterson Organizations: CNN, The, New, Trump Organization, Trump, Republican, Attorney’s Office, Democratic, Super Liberal Democrat, , ‘ Get Trump, Authentic, Bloomberg News, Manhattan Mental Health, Attorney’s, Bronx Defenders, Mental Health, New York, Court, Democratic Gov, New York Times, Baruch College, Times, Hofstra University Locations: York, Manhattan, , Senegalese, Long Island, New, Bronx, Bogotá, Colombia, United States, New York City, Jackson Heights , Queens, New York
The judge ruled that Trump’s “dangerous rhetoric” threatens the integrity of the looming trial, which is scheduled to begin April 15. Here are the facts about Trump’s recent attacks against Merchan’s daughter, and how this sideshow could affect the first-ever criminal trial of a former American president. He deployed this same tactic in the New York case, but went even farther by targeting Merchan’s adult daughter, Loren Merchan. He used the image to argue that Loren Merchan and her father are biased against him. “The X, formerly Twitter, account being attributed to Judge Merchan’s daughter no longer belongs to her since she deleted it approximately a year ago,” court spokesman Al Baker said last week.
Persons: Donald Trump, Judge Juan Merchan, Trump, Merchan’s, don’t, Stormy Daniels, Loren Merchan, Merchan, , Joe Biden, didn’t, ‘ Get, , Loren Merchan’s, Kamala Harris ’, Biden, Harris, Gretchen Whitmer, Katie Hobbs, Adam Schiff, Trump’s, Schiff, Laura Loomer, Judge Merchan’s, Al Baker, Loren, , Judge Merchan, Attorney Alvin Bragg, ” Merchan, Joey Jackson, CNN’s Dana Bash, ” Jackson, that’s, ” CNN’s Daniel Dale, Jeremy Herb, David Wright Organizations: Washington CNN, Democratic, Trump, Super Liberal Democrat, , ‘ Get Trump, New York, CNN, Authentic, Michigan Gov, Arizona Gov, Democratic Party of Wisconsin, House Democrats, California, Senate, The Spectator, Twitter, Manhattan, Attorney Locations: New York, American, , Arizona, York
"I'm worried about AI stunting creativity, replacing the need to use our brains," said travel creator Jessica Morrobel, who has about 168,000 followers on TikTok and Instagram. Lifestyle creator Joseph Arujo said he primarily uses ChatGPT to format his emails, since he gets a lot of brand partnership requests. AdvertisementCherie Luo, who publishes educational content, said she uses AI to transcribe and summarize her podcast episodes. And UGC creator Salha Aziz said she uses AI for a variety of tasks, including writing scripts for her videos. "It is concerning how good it's getting," said Tales, who has 2.7 million followers on TikTok and Instagram.
Persons: , Snapchat, I'm, Jessica Morrobel, Noah Jennings, Marina Mogilko, YouTuber who's, Cassey Ho, Joseph Arujo, Cherie Luo, Salha Aziz, Sora, Tyler Perry, he'd, Martin Haerlin, Tristan, Alex Piper, Haerlin, Kahlil Greene, we'll, Nneya Richards, she'd, Richards Organizations: Service, SXSW, Business, Adobe, YouTube, Ferrari, Night Studios, it's Locations: Texas, TikTok
Chisom Okwulehie said Juntero Design, a subsidiary of a business she started in 2021, is her main income source. AdvertisementChisom Okwulehie, 35, told Business Insider she thought she wouldn't start a business until she was in her 40s. Okwulehie said she was surprised Juntero Design, which she owns and is a subsidiary of her and her husband's business Juntero, has become her main source of income. While some people may consider making a side gig into their full-time job, Okwulehie isn't saying goodbye to her senior architect role. Have you turned a side hustle or business into your main or only source of income?
Persons: Chisom Okwulehie, Okwulehie, , Chisom, Juntero, Okwulehie isn't, She's, Lean Organizations: Service, Port Authority of New, Port Authority, BI Locations: Port Authority of New York, New Jersey
US law enforcement officials have also been closely monitoring the incident to determine if a federal crime was committed, a senior US official familiar with the matter told CNN. Tom Brenner/ReutersA longtime political consultant, Kramer worked for Kanye West’s 2020 presidential bid and has a history of producing robocalls. Phillips’ campaign said it had no knowledge of his reported involvement with the AI Biden call. He said that Kramer told him to delete all of the emails between the two of them, and that he did. As figures at the center of American political scandals go, Carpenter is certainly “eccentric” – a word he uses to describe himself.
Persons: Paul Carpenter –, , Joe Biden’s, Carpenter, Dean Phillips, Biden, , “ I’m, Steve Kramer, Phillips, Kramer, Carpenter’s, Biden’s, Tom Brenner, Kanye, Phillips ’, robocalls, ” Phillips, Katie Dolan, ” Dolan, Hank Sheinkopf, Sheinkopf, CNN’s Jake Tapper, “ I’d, , who’s, Donald Trump, Sen, Lindsey Graham of, ” Carpenter, he’s, didn’t, Bruce Kramer, Brandon Kizy –, Paul Carpenter, CNN “ Paul, Paul, ” Kizy, Hany Farid, we’ve, ” Liz Purdy, I’d, “ I’ve, ” CNN’s Alison Main, Allison Gordon, Isabelle Chapman, Yahya Abou, Ghazala Organizations: CNN, New, Minnesota Rep, Democratic, NBC News, Commission, Reuters, South, Republican, University of California Berkeley Locations: Orleans, New Hampshire, Texas, New York, Pennsylvania, South Carolina, Minneapolis, New Orleans, Lindsey Graham of South Carolina
The popularity of ChatGPT has already led to lower earnings for some Upwork and Fiverr freelancers. AdvertisementLast year, a record 39% of the US workforce did freelance work , per the freelance platform Upwork. It's not just Upwork freelancers who are earning less. He said he's seen some freelancers' earnings fall from roughly $2,500 to $3,000 per month to around $1,000 today. Some freelancers have found work as AI content editors, which often involves editing, fact-checking, and giving a human touch to clients' AI-generated content.
Persons: ChatGPT, , he's, @xianghui90 @oren_reshef @Zhou_Yu_AI, kbtp8uDUPU, John Burn, Murdoch, Carl Benedikt Frey, Mark Muro, it's, Fiverr, Ben Baker, Baker Organizations: Service, Washington University, New York University, Brookings Institution Locations: St, Louis, Australia, @jburnmurdoch, Oxford
Mr. Ali Ahmad, a Trinity College sophomore described as a gifted writer, web designer and conversationalist, was shot in the chest. The homes of Mr. Awartani’s uncle and grandmother in Burlington, a city of 45,000 on the shores of Lake Champlain, had been a welcome refuge. “I think they were really glad to reconnect, and provide each other comfort, after a fraught few weeks,” said Rich Price, Mr. Awartani’s uncle, who hosted the friends for the holiday. “They are normal 20-year-olds, but they’re also extraordinary 20-year-olds,” Mr. Price said. “They have shown remarkable resilience and strength, even humor, and I think being Palestinian in this world demands those traits.
Persons: Awartani, Ali Ahmad, Awartani’s, , Rich Price, they’re, ” Mr, Price, Organizations: Brown University, Trinity College, West Bank, Quaker Locations: Burlington, Lake Champlain, United States, Ramallah, Israel, Gaza
She built a "strong personal brand," she said, which meant tailoring her presence and wording to what the clients she wanted. Shannon Blanchard started working as a virtual assistant in January 2021 and wanted to work with creatives and web designers. Instead of cold-pitching her services, she'd comment on the Instagram stories and posts of clients she wanted to work with. Read more: I made up to $6,300 a month working 3 hours a day as a virtual assistant. Anna Christine, @annachristine.photoMary Carrasquillo started her virtual-assistant business in December 2020, and was booking more than $8,000 a month in monthly revenue by January 2022.
Persons: VAs, Hannah Dixon, Hannah Dixon Hannah Dixon, who's, Dixon, Read, I've, Shannon Blanchard, Blanchard, I'd, Here's, Mary Carrasquillo, Anna Christine, @annachristine.photo Mary Carrasquillo, Carrasquillo Locations: VAs, Instagram
Insider Today: Side hustles' turning point
  + stars: | 2023-09-21 | by ( Dan Defrancesco | ) www.businessinsider.com   time to read: +8 min
A new study from Morgan Stanely makes the case that generative AI will enable people to work multiple jobs, writes Insider's Alistair Barr. In the US alone, multi-earning has increased 11% over the past year, largely thanks to the rise of generative AI tools like ChatGPT. New research from EY found that nearly 40% of Gen Zers had a side hustle to earn extra money. Adding fuel to the fire is the fact bosses don't seem to care if their employees are working multiple jobs, albeit with one caveat. To be sure, executives' acceptance of employees working multiple jobs might be short-lived.
Persons: Randy Rush, Morgan Stanely, Alistair Barr, Morgan Stanley, EY, Gen Zers, Zers, Gen, Z, Alex Wong, we're, It's, Peter Brown, alums, , Brooks Kraft, Cassidy Hutchinson, Rudy Giuliani, Joe Biden, Volodymyr Zelenskyy, Mike Minnis, Dan DeFrancesco, Naga Siu, Hallam Bullock, Lisa Ryan Organizations: Service, Fed, cofounders, Renaissance Technologies, Tesla, Bugatti, Brooks Kraft LLC, Getty, Netflix, United Nations General Assembly, Darden, Olive Garden, LongHorn Locations: Wall, Silicon, Asia, Scottish, , Europe, Americas, Olive, New York City, San Diego, London
Generative AI is making it easier to work multiple jobs at the same time. AI tools will lift earnings from multiple jobs by at least $83 billion by 2030, Morgan Stanley says. They forecast $400 billion in income from multiple jobs by 2030, with generative AI contributing about $83 billion of that. Morgan Stanley noted a 14% lift in call center productivity and a 55% boost for writing code, as examples. In content creation and e-commerce, 37% and 34% of respondents respectively said their income had been boosted with the help of generative AI tools.
Persons: Morgan Stanley, AlphaWise, Morgan Stanley Research There's, Bard, Claude, Morgan Organizations: Service, Morgan Stanley Research, Google Locations: Wall, Silicon, India, OpenAI, Anthropic
Web3 music platforms are changing the industry, giving artists better payouts and ways to reach fans. Orin FleurimontThe importance of direct-to-consumer offerings for music artists has never been more evident. It also uses familiar terminology throughout its platform and in marketing, similar to what one would find on traditional music platforms. The benefit of this hybrid approach is clear: In April, when much of the Web3 music space faced uncertainty, Even closed its $2.2 million seed round. Safeguarding security and enhancing educationWhile integrating Web3 and Web2 experiences on music platforms offers promising benefits, there are drawbacks and areas for improvement.
Persons: Tanerélle, Orin Fleurimont, Web3, Mag Rodriguez, Weston Rich, Rodriguez, Eric Bellinger, Shaun, Snoop Dogg, Tayla Parx, Bobby Shmurda, Andreessen Horowitz, Sound.XYZ, David Greenstein, Pablo Sáez David Greenstein, Brett Shear, Christopher Lee, Erin Leydon, Lee, merch, Vérité, IYK, Jamie Kim, Audius Organizations: Service, Spotify, Apple, PTC, Investments, IYK, IRL, Atlantic Records, NFC Locations: Wall, Silicon, Web3, Sound.XYZ
Goodwin is the CEO and formulator of Olipop, a "healthier" prebiotic soda on track to surpass $200 million in sales by the end of the year. Here's how Goodwin and Lester turned a $100,000 investment into a multimillion-dollar business capable of selling $20 million worth of soda a month. They agreed to meet at a coffee shop in Palo Alto in early 2013 to discuss a potential partnership in Ben's probiotic soda company – Obi. However, Obi didn't see the success and traction they'd hoped for, and in 2016, Goodwin and Lester sold Obi. Ben Goodwin and David Lester became partners in Goodwin's probiotic soda company, Obi, in 2013.
Persons: Ben Goodwin, Goodwin, David Lester, Olipop, Lester, Gen Z, gravitate, I'd, Gary Erickson, Jes Gallegos, Jim Ilehder, São Paulo, Ben, – Obi, David, Van Leeuwen, Obi, Obi didn't, hadn't, would've, Gwyneth Paltrow, Mindy Kaling, Jonas, Joe, Nick, Kevin, they've Organizations: CNBC, University of California, Clif, Hardware, Diageo, U.S . Midwest, Target, Walmart Locations: Northern California, Santa Cruz, TikTok, University of California Santa Cruz, San Francisco, Palo Alto, Ben's, Santa, probiotics, Jerusalem, U.S, Washington
Raise voices and advocate for greater inclusion and school policies that protect rather than isolate or further marginalize students. LGBTQ+ students are heading back to school fearful and uncertain that they will be supported,” said Cheryl Greene, director of the Human Rights Campaign’s Welcoming Schools program. Not all workplace policies are created equal, and workplaces must also comply with local laws that differ by geography. Know the anti-discrimination workplace policies and best practices and ensure they align. Know the anti-discrimination workplace policies and best practices and ensure they align.
Persons: Allison Hope, CNN —, , Cheryl Greene, Justin Sullivan, Matthew Di Taranto, Mike Segar, Lorie Smith, Nicole Erkfitz, Erkfitz, ” Erkfitz, Organizations: New Yorker, The New York Times, Washington Post, CNN, Slate, Communications, Reuters, Twitter, Facebook, AMFM Healthcare Locations: New, Florida, AMFM Healthcare Northern Virginia
Sara Combs, 36, and Rich Combs, 37, quit full-time jobs as web designers to start The Joshua Tree House, a hospitality company, in 2015. Three years later, they purchased an abandoned inn in Tucson, AZ for $615,000. The couple took out a hard money loan and renovated the entire property into a luxurious desert getaway. Today, the six-suite inn is available to rent year-round and offers views of Saguaro National Park. The couple also owns three other commercial properties located in Joshua Tree, CA.
Persons: Sara Combs, Rich Combs, Joshua Tree, Joshua Tree , Locations: Tucson, AZ, Joshua Tree
In 2015, the couple quit their full-time jobs as web designers to start a hospitality business, The Joshua Tree House. Now, the group's properties include two that are available for guests to book in Joshua Tree, California and Tucson, Arizona. Lucas Mullikin for CNBC Make ItIn 2018, Rich was browsing listings online when he came across what looked like an empty canyon in Tucson, Arizona. The Joshua Tree House: Tucson, Arizona inn has seven bedrooms. Lucas Mullikin for CNBC Make It
Persons: Sara, Rich, Combs, Joshua Tree House, Joshua, Lucas Mullikin, Joshua Tree, Banks Organizations: CNBC Locations: Arizona, Joshua Tree , California, Tucson , Arizona, Marfa , Texas, San Francisco, Posada
If you're looking to make extra money on the side, selling products on sites like Amazon is one way to go. "We are essentially the plumbing for e-commerce brands that help get their product manufactured in Asia and keep their businesses running," he told Insider. Insider spoke to Walter about what successful e-commerce companies are doing right — and how anyone can launch one and start making money selling online. Once you actually start profiting from your first product — in this example, the bluetooth headphones — then you can start getting more creative, he noted. "If you're thinking about starting a brand, don't even consider starting a brand that you're going to be fulfilling yourself.
Persons: Tyler Walter, It's, Walter, They've, You've, you've, NurPhoto Organizations: Nike, Adidas, Walmart Locations: Asia, China, Vietnam, Thailand, Malaysia, Taipei, Taiwan, Orlando
The upstart far-right Vox party, a possible coalition partner to PP, is forecast to win 33 seats. Supporters outside the PP headquarters waiting for election results. Despite a party-like atmosphere at the PP headquarters, supporters of the opposition party told CNN they had expected a clearer victory. Outside the Socialist party headquarters, meanwhile, supporters were upbeat. Several smaller regional parties are also set to win seats, of which several have previously lent support to Sanchez’s government.
Persons: Pedro Sanchez’s, Sumar, Oscar del Pozo, Alberto Nunez Feijoo, , Mercedes Gónzalez, Fernando del Rio, Agustin Saludes, Sanchez, , ” Saludes, Sunday’s, Andres Villena, outmaneuver, King Felipe VI of Spain Organizations: CNN, Partido Popular, Vox, Socialist, Getty, , Basque Country, Madrid’s Complutense University Locations: Spain, AFP, Madrid, Catalonia, Basque
I focused on a client nicheI started working as a virtual assistant in January 2021. I connected with clients organically on InstagramI put all my time and effort into making my Instagram profile engaging. I'd find clients I wanted to work with and comment on their posts and respond to their Instagram stories. I'd have about five or six clients on the go at a time, and I'd work for each one every day. With each client, I'd explain on the call that I had a minimum length of four months for each contract.
Persons: Shannon Blanchard, Blanchard, , What's, I'd, Jessica Hawks, creatives, they'd, I've Locations: Minneapolis, TikTok
A Hollywood assistant role has long been a launching point for a career in entertainment. But "there is no blueprint" for how to get such a job, said Cathy Campo, a creative assistant at Netflix. Campo launched The Hollywood Assistant, a monthly newsletter aimed at industry hopefuls, to change that. In February, Campo launched The Hollywood Assistant, a free newsletter that recently released its sixth edition. It's difficult to make ends meet on those salaries in the costly cities where the entertainment industry is most heavily concentrated: Los Angeles and New York.
Persons: Cathy Campo, Campo, she's, , Matthew Belloni, Nick Lachey, She's, Emma Weiss, Jonathan Groff, Alyssa Tumale, Drew Barrymore, Brown, Jimmy Fallon, Michelle Greene, Don Rutledge, Natalie Lifson, Buchwald, Allison Leffingwell, Rutledge, Puck, Reed Alexander Organizations: Netflix, Hollywood, Brown University grad, NBCUniversal, CBS, Disney Entertainment, CAA, Chautauqua Ordway, Campo, Universal, Showtime, Media, Universal Filmed Entertainment Locations: Stillwater, Hollywood, Los Angeles and New York
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