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☆ 4 steps I took to figure out how much house I can afford
  + stars: | 2023-08-19 | by ( Victoria Cavazos | Avril Ayers | Read More | ) www.businessinsider.com   time to read: +4 min
When my husband and I were buying our first house, we had to figure out what we could afford. What a person can afford means something different to almost anyone you ask. As a couple, what we can afford is one of the most important financial questions we've answered, and we're still answering it. Here are the specific steps we took to figure out how much mortgage we could afford and how anyone can use these principles to save hundreds or even thousands of dollars a month. In this step, you're answering the question: What is important to us individually and as a family?
Persons: Ryan, we've, we're, it's Organizations: Service Locations: Wall, Silicon
☆ Living abroad in a tiny Spanish apartment taught me 5 money lessons that are still saving me thousands
  + stars: | 2023-08-05 | by ( Victoria Cavazos | Stephanie Hallett | Read More | ) www.businessinsider.com   time to read: +5 min
I lived in Rota, Spain, for a while on assignment with the Navy. I grew up in Texas and was used to driving everywhere and cranking the AC, but that changed in Spain. I walked, biked, and carpooled to save money, ate locally, and learned to keep cool on the cheap. Now that I'm back Stateside I've taken the lessons I learned while deployed in Rota, Spain, and used them to save thousands by employing a few simple lifestyle tweaks. I stopped spending on things and chose experiences insteadIn that tiny Spanish apartment, I had very little room for things.
Persons: Gazpacho, I'm, Honda Organizations: Navy, Service Locations: Rota, Spain, Texas, Wall, Silicon, Florida, States, Europe
☆ My husband and I paid off $80,000 of student debt during the pandemic, but now I wish we hadn't
  + stars: | 2023-07-22 | by ( Victoria Cavazos | Avril Ayers | Read More | ) www.businessinsider.com   time to read: +5 min
Our experts answer readers' student loan questions and write unbiased product reviews (here's how we assess student loans). My husband and I aggressively paid of $80,000 in student loans during the pandemic. I would have stopped conflating net worth with my self-worthI've spent so much energy demonizing debt in the past, especially student loans. I wish I could reach out to my younger self and remind her that student loans are an investment in the future. Tons of people have student loans, and they don't have to be a huge psychic weight.
Persons: Ramsey, we'd, David Bach, I've Organizations: Service, PMI Locations: Wall, Silicon, Dave
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