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Jae Byun, 31, earns around $115,000 teaching math and coaching basketball at a high school in Orange County, California. Now seven years in, the 31-year-old earned $114,099 for the 2021-2022 academic year between teaching and coaching during the school year, teaching summer school and coaching over the summer in California's Fullerton school district. My parents taught me the value of money and that money doesn't grow on trees. Jae Byun"My parents taught me the value of money and that money doesn't grow on trees," Byun says. For the two summer months, he taught summer school and coached summer programs.

Persons: Jae Byun, didn't, Byun, Tristan Pelletier, Orange County Byun, I've, they've, weren't, Byun didn't, he's, Roth Organizations: CNBC, University of California, UC Irvine, California State University, Fullerton, Concordia University, U.S, National Education Association, Roth IRA Locations: Irvine, Orange County , California, California's Fullerton, Orange County, South Korea, Fullerton , California, U.S, California, Mississippi

This story is part of CNBC Make It's Millennial Money series, which details how people around the world earn, spend and save their money. Ethan Nguonly, 22, is a software engineer at Google living in Orange County, California. Living in Orange County, California, Nguonly aims to spend intentionally in order to put as much money as he can toward his investments. Tristan Pelletier | CNBC Make ItAbout a year after buying his investment property, Nguonly purchased his primary residence in La Palma, California. While he's kept a significant amount of money in crypto, Nguonly now mainly focuses on investing in ETFs and real estate.

Persons: Ethan Nguonly, it's, he's, Nguonly, Tristan Pelletier, Nguonly's, I'm, Ethan Nguonly Nguonly's, lockdowns, couldn't, — Nguonly, It's, it'd, didn't, Sakura, takeout, you've, there's Organizations: CNBC, FIRE, Google, University of California, UC Berkeley, Transportation, Spotify Locations: Orange County , California, Florida, California, Berkeley, Qualtrics, Virginia, Riverview , Florida, Riverview, Hurricane, La Palma , California, Orange County, New York, Singapore, Cambodia

In 2018, she started her Instagram @cookingwithfiona, specifically to post instructional cooking videos she'd filmed for her daughter. Fiona Afshar makes $129,000 per year, primarily from selling colorful pasta boxes out of her home kitchen in Malibu, California. Shortly after she started her Instagram account, she started making pasta from chef Thomas Keller's tutorials — and her followers ate it up. A homegrown businessIn 2020, Afshar started hosting virtual pasta-making classes for $35 per person. "Fiona's Pasta, Cooking with Fiona, it's more of a passion," Afshar says.

Persons: Fiona Afshar, Afshar, there's, Tristan Pelletier Five, Tristan Pelletier, Ali, Thomas Keller's, Afshar's, Ssense, They'd, Fiona, it's Organizations: CNBC, Gucci Locations: Iran, Malibu , California, California, Afshar

☆ This 40-year-old pays $1,600/month to live in a tiny home by the beach—it's smaller than the average parking spot
▼ + stars: | 2023-07-01 | by ( Sung Yoo | ) www.cnbc.com time to read: +4 min

Tristan Pelletier for CNBC Make ItMy rent, including utilities, parking and WiFi, is $1,600 a month. A look inside my tiny homeThe house is smaller than the average size of a parking spot (which is roughly 150 square feet). Tristan Pelletier for CNBC Make ItThe glass door allows for plenty of natural light and really opens up the space. Tristan Pelletier for CNBC Make ItThe bedroom area is a little a cove that fully surrounds my mattress. Tristan Pelletier for CNBC Make ItBuilt to be energy efficient, the temperature is regulated by concrete panels.

Persons: I'm, Tristan Pelletier, it's, I've, Sung Organizations: CNBC, Minarc, Scouts Locations: New York City, Santa Monica , California, New York, Santa Monica, York

☆ Getting by on $30,000 a year or less in Seattle, Long Beach, and NYC: How 3 city-dwellers 'just make it work'
▼ + stars: | 2023-06-26 | by ( Ryan Ermey | ) www.cnbc.com time to read: +6 min

Carvajal is one of three recent Make It interviewees who earns less than $30,000 while living in a coastal city. Tiara Simmons, a 39-year-old law clerk living in Long Beach, California, pulls in $26,000 a year between her salary and a social media marketing side hustle. Hoping to reinvest in his business, Carvajal pays himself a salary of just $25,000 and lives as minimally as possible. As for his business, Carvajal hopes to put Dominican-based coffee growers back on the map while steadily expanding his business. Tiara Simmons at The Pike, a shopping and amusement complex in Long Beach, Calif., she enjoys visiting with her family.

Persons: Hector Carvajal, Don Carvajal, Carvajal, Chi Baik, Tiara Simmons, Simmons, Don Carvajal Café, Mickey Todiwala, Don Carvajal's, Baik, John Paget, Covid, she'd, he's, Baik isn't, I'm, Long Beach , California Simmons, Tristan Pelletier Organizations: University of Washington, CNBC, University of Rochester, Foods, U.S, Washington , D.C Locations: New York City, Dominican Republic, Chi, Seattle, Long Beach , California, Bronx, New York, Dominican, Long Island City, Washington, Washington ,, chihuahua, The Pike, Long Beach, Calif

"I'm not rolling in the dough right now and I probably will never be," Simmons tells CNBC Make It. "I don't spend a lot of money, if any, out of pocket on my wheelchair," Simmons says. 'It opened up the world for me, using my wheelchair'A New York native, Simmons wasn't born with her disability. Moving forwardThough the settlement money allowed Simmons to de-prioritize finding a job, she always wanted to work. Simmons had just begun applying to law schools when she found out her settlement money was gone.

The promise of job security and work-life balance drew Fernando Gonzalez to become a water operator. But this is the reality of what we have to do in order to conserve water." In 2017, Gonzalez enrolled in community college, took six courses and got certified by the California State Water Resource Control Board to work as a water operator. "I found out the water comes from Northern California, and we don't actually store any water here in the south. Fernando Gonzalez says job security, work-life balance and the ability to work outdoors drew him to becoming a water operator.

☆ How this 41-year-old went from 'living on credit cards' to retiring at 36 with $3 millon in California
▼ + stars: | 2022-10-13 | by ( Ryan Ermey | ) www.cnbc.com time to read: +5 min

Today, the 41-year-old lives in San Diego, has a net worth of $4.4 million and runs a small business selling financial literacy courses online. Budgeting while building his business: 'I was living on credit cards'When he graduated from college, Schneider decided to bet on himself. Instead of taking a $74,000-a-year gig with Microsoft, where he'd interned as a software developer, he started his firm. Today, 41-year-old Jeremy Schneider lives in San Diego, has a net worth of $4.4 million and runs a small business selling financial literacy courses online. In 2019, Schneider started an Instagram account where he shared daily personal finance and money tips.

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