Top related persons:
Top related locs:
Top related orgs:

Search resuls for: "Todd Christensen"


5 mentions found


Black Friday and Cyber Monday are full of deals this year, both online and in-store. The best ways to take advantage of Black Friday deals:Know what you're looking for and make a list. AdvertisementPlan which credit card to use for which purchases. Customers looking for a new credit card can also pick smarter by choosing a card with a 0% intro APR, according to Motley Fool. AdvertisementCommon schemes to avoid on Black Friday:Watch for "doorbuster deals," and don't buy just because of large discounts.
Persons: , Motley, Todd Christensen, Kimberly Palmer, Palmer, Buyers, you've Organizations: Service, MIT Sloan School of Management, CBS
9 Moves to Help You Pay Off Credit Card Debt
  + stars: | 2023-10-31 | by ( Kerri Anne Renzulli | ) www.wsj.com   time to read: +14 min
More than half of all Americans are currently aren’t managing to pay their credit card bills in full each month, J.D. Power found recently, helping explain why we now owe a record $1 trillion in credit card debt. Request an interest rate reductionCall each of your credit card issuers and ask for a lower APR, advises Todd Christensen, education manager with Debt Reduction Services, a nonprofit debt counseling agency. Work with a nonprofit credit counseling agencyIf you’re struggling to make the minimum credit card payment required each month or already behind, reach out to a nonprofit credit counseling service for assistance. These organizations, typically members of the Financial Counseling Association of America or the National Foundation for Credit Counseling, will review your finances and credit card debt to help you better manage your budget and repayments.
Persons: Kerri Anne Renzulli, Power, you’ve, You’ll, Experian, Beverly Harzog, , Todd Christensen, John Ulzheimer, you’ll, you’re, Bruce McClary, Says Organizations: Mint, Debt, Surveys, TK, nab, Consumer Financial, Financial, Association of America, National Foundation, Credit, Credit Counseling Locations: FICO
Depending on the loan type, lenders can repossess collateral or get repayment through other options. In other words, failing to keep up your end of a loan agreement can eventually push your loan into default. Even a short reprieve might give you enough time to get back on track with your loan payments. Loan type Standard amount of time until loan considered default Standard amount of time until nonpayment reported to credit bureaus Student loan 270 days 90 days Auto loan 30 days 30 days Personal loan 30 days 30 days Mortgage 30 days 30 daysQuick tip: The specific timeline of defaulting on a loan can vary based on the lender. As your default period stretches out, you may also rack up thousands of dollars in unpaid interest.
OMAHA, Neb.—If Republican Rep. Don Bacon gets re-elected in November, it will be in part because his efforts to center his competitive House race on inflation, crime and border security helped win over undecided voters like Todd Christensen. If Mr. Bacon loses, it will be partly because voters in this swing district moved toward Democrats after the overturning of Roe v. Wade and the congressional hearings on the Jan. 6, 2021, Capitol riot by supporters of former President Donald Trump. Mr. Christensen, who voted for Mr. Bacon in his previous three runs for Congress, said he is unsure about doing so again because he thought Mr. Bacon came across as too divisive when he heard him address constituents at town hall meetings.
How to Consolidate Credit Card Debt
  + stars: | 2022-09-15 | by ( ) www.wsj.com   time to read: +16 min
By Kat TretinaIf your credit card debt feels out of control, you’re not alone. Opt for a 0% APR balance transfer credit cardWho it’s best for: Borrowers with excellent credit who can pay off their balance in six to 18 monthsIf you have a balance on your cards, a popular credit card debt consolidation strategy is to apply for a balance transfer credit card. Get a credit card debt consolidation loanWho it’s best for: Borrowers with good to excellent credit that need more time to pay off their debtIf you’re researching how to pay off credit card debt fast, another option is to apply for a debt consolidation loan. Unless you stick to a repayment plan, you could quickly rack up credit card debt on top of the debt consolidation loan. If figuring out how to pay down credit card debt makes you feel overwhelmed, another option is to work with a nonprofit credit counseling agency and enter into a debt management plan, or DMP.
Total: 5