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☆ Getting by on $30,000 a year or less in Seattle, Long Beach, and NYC: How 3 city-dwellers 'just make it work'
▼ + stars: | 2023-06-26 | by ( Ryan Ermey | ) www.cnbc.com time to read: +6 min

Carvajal is one of three recent Make It interviewees who earns less than $30,000 while living in a coastal city. Tiara Simmons, a 39-year-old law clerk living in Long Beach, California, pulls in $26,000 a year between her salary and a social media marketing side hustle. Hoping to reinvest in his business, Carvajal pays himself a salary of just $25,000 and lives as minimally as possible. As for his business, Carvajal hopes to put Dominican-based coffee growers back on the map while steadily expanding his business. Tiara Simmons at The Pike, a shopping and amusement complex in Long Beach, Calif., she enjoys visiting with her family.

Persons: Hector Carvajal, Don Carvajal, Carvajal, Chi Baik, Tiara Simmons, Simmons, Don Carvajal Café, Mickey Todiwala, Don Carvajal's, Baik, John Paget, Covid, she'd, he's, Baik isn't, I'm, Long Beach , California Simmons, Tristan Pelletier Organizations: University of Washington, CNBC, University of Rochester, Foods, U.S, Washington , D.C Locations: New York City, Dominican Republic, Chi, Seattle, Long Beach , California, Bronx, New York, Dominican, Long Island City, Washington, Washington ,, chihuahua, The Pike, Long Beach, Calif

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailLiving on under $30K a year in 3 U.S. citiesMake It journeys to Washington, California, and New York to connect with three individuals earning less than $30,000. Chi Baik, 26, lives in Seattle, Washington and earns $27,000 a year as a Ph.D. student. Tiara Simmons, 39, is a lawyer in Long Beach, California and earns roughly $26,000 a year between her job as a law clerk and her social media marketing side hustle. Hector Carvajal, 26, owns Don Carvajal Cafe, a Dominican-inspired company based in the Bronx, New York. 25:55 3 hours ago

Persons: Chi Baik, Tiara Simmons, Hector Carvajal, Don Carvajal Locations: U.S, Washington , California, New York, Seattle , Washington, Long Beach , California, Dominican, Bronx , New York

"I'm not rolling in the dough right now and I probably will never be," Simmons tells CNBC Make It. "I don't spend a lot of money, if any, out of pocket on my wheelchair," Simmons says. 'It opened up the world for me, using my wheelchair'A New York native, Simmons wasn't born with her disability. Moving forwardThough the settlement money allowed Simmons to de-prioritize finding a job, she always wanted to work. Simmons had just begun applying to law schools when she found out her settlement money was gone.

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailHow a 39-year-old making $26,000 in Long Beach, California spends moneyTiara Simmons, 39, is a lawyer in Long Beach, California, and earns roughly $26,000 a year between her job as a law clerk and her social media marketing side hustle. She lives in a one-bedroom apartment with her husband, 3-year-old and chihuahua. Simmons is a below-the-knee amputee and has been disabled for nearly her entire life, and she wants people to know that those with disabilities are "disabled, not lazy." 09:13 2 hours ago

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