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☆ In South America, African-Inspired Religions Gain More Followers
▼ + stars: | 2024-02-03 | by ( Feb. | At A.M. | ) www.usnews.com time to read: +5 min

Followers of African-based religions are on the rise in South America new data shows, a reflection of how the region's African heritage is gaining a greater voice beyond Brazil where such traditions are widely recognized. Surveys on religious beliefs in Argentina and Uruguay point to a rising number of people who identify with African-inspired faiths. Over 2% of Uruguayans identify as followers of African-inspired faiths like Umbanda. Oral histories and traditions associated with the African-based religions have long been misunderstood or demonized as "witchcraft," she said. "We've made strides in terms of the laws around practicing our religion, that in theory protect against discrimination," she said.

Persons: Lucinda Elliott, Mother Susana Andrade, Mae Susana de Oxum, Sasha Curti, Ramirez, Curti, Candomblé, Yemanjá, WE'VE, Victoria Sotelo, Greta Pena, stigmatization, Andrade, We've, Aurora Ellis, David Gregorio Organizations: Uruguayan, Federation of, University of the, Diaspora, Argentina's National Institute Locations: Candelaria Grimberg MONTEVIDEO, Africa, Federation of Uruguay, South America, Brazil, Argentina, Uruguay, Montevideo, Uruguayan, University of the Republic, Argentine, Paraguay, European Argentina, Candelaria, Buenos Aires

☆ I've interviewed dozens of disruptive go-getters from self-made millionaires to entrepreneurs. Here are my 4 observations on what sets them apart.
▼ + stars: | 2023-11-27 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +6 min

As an investing reporter, I regularly talk to real estate investors, entrepreneurs, and side hustlers. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . What doesn't always get passed along are my observations after talking to disruptive go-getters regularly. If you find a good enough deal and present it accurately and professionally to investors, the money will come. AdvertisementJatz Naran built his Amazon business between the hours of 6-and-10, after his day job would wrap up.

Persons: —, I've, doesn't, getters, I'm, Natia, Jervais Seegars, Caleb Hommel, Chuck Sotelo, he's, isn't, Naran, NeuroGum, Kent Yoshimura Organizations: Service Locations: Detroit, Chicago

Below the shattered windows of the high-rise hotels in downtown Acapulco, people walk alongside towering hills of garbage bags filled with rotting food and debris, from mattresses to Christmas decorations. Volunteer firefighters from distant states clear the waste, wiping away swarms of cockroaches from their arms. Miles from the coastal beachside resorts, Elizabeth Del Valle, 43, listened as her teenage daughter Constanza Sotelo, described the “mountains of trash” still blocking many streets surrounding their home. “We have no way to find face masks to keep ourselves healthy,” said Ms. Del Valle. “We expect that we’re going to get an infection from the smell, from the garbage.”Weeks after Hurricane Otis shocked forecasters and government officials by intensifying rapidly into the strongest storm to hit Mexico’s Pacific Coast and devastate much of Acapulco, residents say they now face an unfolding public health disaster.

Persons: Miles, Elizabeth Del Valle, Constanza Sotelo, ”, Del, “, Hurricane Otis Locations: Acapulco, Del Valle, Coast

About 8,000 trailers carrying an estimated $1 billion worth of goods have been stranded on the Mexican side over the past week, said Manuel Sotelo, president of the transport association of Ciudad Juarez, a major manufacturing hub across from El Paso, Texas. The delays forced a Canadian snowmobile and off-road vehicle manufacturer to suspend production on Monday and Tuesday at three factories in Ciudad Juarez that employ some 9,000 people. "Due to the waiting times on the international bridges in Ciudad Juarez, we have had a significant reduction in the volume of units that we can export daily," the Quebec-based company, BRP, said in a statement. Jesus Salayandía, a representative of the Mexican industry association Canacintra, said he expected other companies in Ciudad Juarez would announce temporary work stoppages if the long wait times at the border continue. U.S. border authorities suspended cargo processing at one of El Paso's international bridges last week to shift officers to process more migrant arrivals.

Persons: Manuel Sotelo, Sotelo, Jesus Salayandía, Ferromex, Jose Luis Gonzalez, Laura Gottesdiener, Isabel Woodford, Sonali Paul Organizations: . Customs, Border Protection, Patrol, U.S ., Ciudad, Reuters, BRP, El, U.S . Customs, Protection, Union Pacific, Wednesday . Union Pacific, Thomson Locations: Zaragoza, Ysleta, U.S, Cordova, Americas, CIUDAD JUAREZ, Mexico, Ciudad Juarez, El Paso , Texas, New Mexico, Arizona, Texas, Canadian, Quebec, Mexican, United States, Eagle Pass , Texas, Monterrey, Mexico City

☆ How to get into real estate on a small salary or little to no savings, according to 6 successful investors who used creative financing strategies to get started
▼ + stars: | 2023-09-02 | by ( Business Insider | ) www.businessinsider.com time to read: +7 min

It's possible to get into real estate with little-to-no savings. Investors who started with very little share the strategies they used to get their first properties. 20-year-old friends and college dropouts Caleb Hommel and Chuck Sotelo raised capital and structured a seller financing dealAdvertisementAdvertisementChuck Sotelo (L) and Caleb Hommel started investing in real estate in their teens. Hommel and Sotelo, who met on the first day of high school, were teenagers when they decided they wanted to invest in real estate. They were still in junior college at the time and delivering food to pay for an online real estate mentorship program.

Persons: Caleb Hommel, Chuck Sotelo, Sotelo, they'd, Zeona McIntyre, McIntyre, Hommel, she'd, Sean Allen, Sean Allen Sean Allen, Allen, Seegars, Jim Resonable, Jervais Organizations: Service, DoorDash Locations: Wall, Silicon, Texas, Boulder , Colorado, Sotelo, Boulder, North Carolina, California, Greensboro , North Carolina, Greensboro, North Carolina , California, Georgia

☆ Maui Wildfires Leave at Least 89 Dead
▼ + stars: | 2023-08-13 | by ( Kellen Browning | ) www.nytimes.com time to read: +3 min

The death toll in Maui stood at 89 on Saturday night and was expected to climb even further, according to Gov. Many survivors in the region were relying on each other in the wake of the disaster. “Where is the government?”The emergency response in Lahaina, a historic seaside town in western Maui, is “a combination” of efforts by authorities and private citizens, the Maui County mayor, Richard T. Bissen Jr., said. It remains unsafe for residents to return because of toxic fumes and other dangers, Mr. Green said. “We are going to do some reviews so we can make things safer going forward,” Mr. Green said.

Persons: Josh Green of, ”, Ashlee Yap, Richard T, Bissen Jr, Green, Irving Sotelo, Sotelo, Mr Organizations: Gov, Radio Locations: United States, Maui, Josh Green of Hawaii ., West Maui, Honokowai, “, Lahaina, Maui County, Government

The death toll in Maui stood at 89 on Saturday night and was expected to climb even further, according to Gov. Many survivors in the region were relying on each other in the wake of the disaster. More federal emergency workers and active-duty military personnel were headed to the island to help with the search and rescue effort. It remains unsafe for residents to return because of toxic fumes and other dangers, Mr. Green said. “We are going to do some reviews so we can make things safer going forward,” Mr. Green said.

☆ 5 real estate investors who started with low credit scores or zero credit at all share 4 strategies they used to boost their credit and buy their first homes
▼ + stars: | 2023-04-29 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +10 min

Insider has spoken to successful real estate investors who started with terrible credit, or no credit at all, and still managed to buy investment properties. Like many young students, they didn't fully understand how credit worked and ended up racking up credit card debt. Apply for a secured credit card and pay your bills on timeWithout any credit history, Afzal couldn't open a regular credit card. Instead, he had to start by getting a secured credit card, which is a starter card that doesn't require a credit history or credit score. The credit card company will hold that money as collateral if you end up defaulting your card.

☆ 4 real estate investors who have bought property with none of their own savings explain how they raised capital to get started. 'We're using other people's money to make us more money.'
▼ + stars: | 2023-04-09 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +7 min

Buying real estate typically means coming up with cash for a down payment and closing costs. One of the biggest barriers to entry when it comes to buying real estate is capital. Natia and Jervais Seegars, real estate investors and founders of YourLifeStyleStrategy. "So we were able to continue to save our money while using other people's money to make us more money." They reached out to friends, family, and other San Diego-based real estate investors and ended up raising the $90,000 they needed for that first multi-family in about 30 days.

☆ 20-year-old real estate investors who started with less than $1,000 in savings and couldn't qualify for a traditional loan explain the strategy they used to buy property without the bank's help
▼ + stars: | 2023-04-05 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +6 min

When Caleb Hommel and Chuck Sotelo decided to invest in real estate, they didn't have any savings. They were still in junior college at the time and delivering food to pay for an online real estate mentorship program. With seller financing, there are no pre-qualifications since it's a completely private loan. They're no longer responsible for managing the property or tenants, which can be time-consuming responsibilities that come with traditional real estate investing. Part of the reason seller financing isn't super common is because most people don't own their properties completely, she said.

☆ Shark Tank investor Kevin O'Leary breaks down his latest crypto bet as regulators look to crush 'rogue' operators
▼ + stars: | 2023-04-04 | by ( Phil Rosen | ) www.businessinsider.com time to read: +5 min

I caught up with Shark Tank investor Kevin O'Leary, an active crypto investor and market veteran, to get his take on the digital asset sector and recent regulatory action. Since November, he's moved his holdings to Canada, where he uses WonderFi, a name he's backed as an investor. They told regulators 'go get them,' and all of a sudden we have a mountain of enforcement action." The SEC said it's "neutral" about the technology at hand, yet "anything but neutral when it comes to investor protection." I bet if you looked at who's managing these companies 36 months from now, all the current guys are gone."

☆ 20-year-old college dropouts explain how they built a 28-unit real estate portfolio with less than $1,000 in savings combined
▼ + stars: | 2023-04-01 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +9 min

Caleb Hommel and Chuck Sotelo didn't have any savings when they decided to invest in real estate. It was during the thick of the pandemic that they started thinking about investing in real estate. If they can invest in real estate, anyone can, emphasized Sotelo: "We had no experience in real estate. We didn't have any credit, we didn't have any money, and we didn't really have any connections before we started networking during junior college. A lot of people are in better spots than that, so I definitely think anybody can get started in real estate.

Searchers in New Hampshire are looking for a 20-year-old hiker who was supposed to take a route by Mount Lafayette but never returned, officials said. Sotelo is 5 feet, 3 inches tall and around 115 pounds, and was last seen wearing a brown jacket. The route she was to go on was described as the route of Mount Lafayette, Haystack and Flume. Mount Lafayette is over 5,000 feet tall. Anyone who may have encountered her is asked to call New Hampshire State Police dispatch at 603-271-1170.

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