Brad, 55, and Angie, 56, joke that you might mistake their home for a millionaire's if they lived in a more expensive city.
In reality, the couple are empty-nesters living in Wisconsin, where they earn a joint income of around $245,000 a year.
The amount they earn should go further in Wisconsin than areas with higher costs of living.
In fact, they owe about $430,000 between their mortgage, student loans and other debts.
But that probably won't be possible, unless their spending habits and debt balances change dramatically, Sethi said.
Persons:
Brad, Angie, Ramit Sethi, Rich, Sethi
Organizations:
Auto
Locations:
Wisconsin