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☆ A majority of North Carolina homeowners didn't have flood insurance. Then Helene hit.
▼ + stars: | 2024-10-04 | by ( Grace Eliza Goodwin | ) www.businessinsider.com time to read: +7 min

Heavy rains from Hurricane Helene caused flooding across western North Carolina, like here in Asheville. Melissa Sue Gerrits/Getty ImagesBut only about 2.6% of the 4.3 million properties across the state — or around 115,000 properties — had flood insurance as of June 2024, according to private provider Neptune Flood Insurance, which analyzed data from the government-backed National Flood Insurance Program. North Carolina Department of Insurance communications director Jason Tyson estimated that about 139,000 properties in the state have flood insurance through the NFIP. Part of the problem with flood insurance is a common misconception that regular home insurance covers flooding, which is rarely the case, four experts knowledgable about flood insurance and disaster management told Business Insider. "We don't think of western North Carolina and the Appalachian mountains as an area that has significant flood risk."

Persons: Hurricane Helene, Melissa Sue Gerrits, Neptune, Jason Tyson, Sue Gerrits, Trevor Burgess, Jeffrey Schlegelmilch, Schlegelmilch, Margaret Walls, they're, there's, It's, it's, Helene, Jeremy Porter, Burgess, Yanjun Liao, Liao Organizations: Service, North, Climate Office, Neptune Flood Insurance, Flood Insurance, North Carolina Department of Insurance, The North, Information Center, Business, Getty, National Center for Disaster Preparedness, Columbia Climate School, FEMA, Associated Press, Resources Locations: Hurricane, North Carolina, Asheville, —, The, The North Carolina, Black Mountain , North Carolina, State, North, Florida , Louisiana, Texas, Asheville , North Carolina

High risk of natural disaster and extreme heat For two decades, they’ve also been some of the most popular places to move as Americans have flocked to the South and West. Much of Vermont, which is not highlighted as high risk in the maps above, saw devastating flooding last year following a record-breaking storm. Jacksonville Tallahassee Gainesville Daytona Beach Orlando Tampa HIGH HURRICANE WIND RISK Sarasota The Tampa metro area has been one of the fastest growing in the country. Many of these new residents have settled in coastal communities that are at high risk for hurricanes. Dallas-Fort Worth sits in an area at high risk for serious thunderstorms, hailstorms and tornadoes.

☆ Opinion: ‘The big one’ disaster could happen in our lifetime. Can we be ready?
▼ + stars: | 2024-07-14 | by ( Opinion Jeff Schlegelmilch | ) edition.cnn.com time to read: +15 min

The country’s Disaster and Emergency Management Authority is active but relatively new in its current form, having been consolidated as a single agency only in 2009. The practice of emergency management has generally originated from the first responder community and the civil defense era, primarily with a focus on consequence management. But as emergency management agencies have been designed, emergency management systems have been shaped by laws and agreements across government bureaucracies and partners in the private and nonprofit sectors with a narrower focus on managing consequences, focused more on logistics than sociology. But disaster management in practice is still fundamentally a numbers game. Strong emergency management agencies are also important.

Persons: CNN —, Jeff Schlegelmilch Jonathan Sury, Paula Bronstein, Jeff Schlegelmilch, George Rose, Enrico Quarantelli, ”, ” Jeff Schlegelmilch, Megadisasters, Ho Organizations: CNN, Emergency Management Authority, Defense Department, Alaska Airlines, Geological Survey, Federal Emergency Management Agency, FEMA, United Nations Office, Nations, Twitter Locations: Gaziantep, Turkey, Hatay, America, Syria, Vesuvius, Patong, Phuket, Thailand, Ukraine, Mount St, Helens, Seattle , Washington, United States, Port, Prince, Haiti, Japan

Emergency sirens on Maui, part of Hawaii's decades-old early warning system, never sounded. But authorities are finding existing emergency alert systems insufficient for these new threats - sometimes with deadly results. NEW CHALLENGESAcross much of the world, warning systems for natural disasters have not evolved in response to climate change, according to Schlegelmilch. While each locality faces a distinctive threat landscape and needs a unique warning system, disaster management experts see some solutions that can be applied everywhere. The county also acquired a warning system that can send alerts to cellphones, fixed phone lines, emails - and even fax machines.

Persons: Mike Blake, Jeffrey Schlegelmilch, Chris Gregg, Adam Weintraub, Bill Parker, Parker, Mike Chard, Chard, Laura Brewington, Julia Harte, Brad Brooks, Paul Thomasch, Jonathan Oatis Organizations: REUTERS, National Center for Disaster Preparedness, Climate, East Tennessee State University, Hawaii Emergency Management Agency, U.S . National Weather Service, Boulder Office, Disaster, Thomson Locations: Lahaina, Maui, Hawaii, U.S, Canada, Vermont, United States, Columbia, Jackson , Mississippi, Colorado's, Boulder, Boulder . Boulder, Chard, Boulder County, Pacific

☆ Personal emergency kits are a growing market in an uncertain world
▼ + stars: | 2023-08-26 | by ( Eva Rothenberg | ) edition.cnn.com time to read: +8 min

Ripple effects from international incidents also affect the US emergency kit market. “More people are thinking about (emergency preparedness) and those that always have been are spending more.”Federal data backs it up. Many experts say while buying emergency kits might be helpful, the most important preparedness actions will not hurt your wallet. Patrick T. Fallon/AFP/Getty ImagesCrager warns people who choose to purchase extensive disaster kits should not be lulled into a false sense of security. It’s one of the most important steps we can take.”For more information on FEMA disaster preparedness recommendations, visit www.ready.gov.

Persons: ”, Trevyn Reese, Reese, Hilary, Bryan Woolston, Joel Stuart, “, Christian Schauf, Stuart, Lea Crager, FEMA’s, you’re, Patrick T, Fallon, ” Schauf, ‘, Jeff Schlegelmilch Organizations: New, New York CNN, Federal Emergency Management Agency, Ready, Hardware, Walmart, Tropical, Reuters Sirius Survival, Supply, Amazon, Sirius, Norfolk Southern, Federal, Preparedness Survey, FEMA, Getty, National Center for Disaster Preparedness, Columbia University Locations: New York, California, Cathedral City , California, Hawaii, Norfolk, East Palestine , Ohio, North Korea, United States, Russia, Ukraine, Lahaina , Hawaii, AFP, www.ready.gov

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