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Best 0% Intro APR Business Credit CardsU.S. Bank Business Triple Cash Rewards World Elite Mastercard® : Best overall for high rewards and long 0% intro APR: Best overall for high rewards and long 0% intro APR Ink Business Cash® Credit Card: Best welcome offerThe American Express Blue Business Cash™ Card: Best for easy rewardsThe Blue Business® Plus Credit Card from American Express: Best for flexible rewardsU.S. Bank Business Platinum Card: Best for balance transfersBank of America® Business Advantage Customized Cash Rewards Mastercard® credit card : Up to 5.25% cash back for Bank of America Preferred Rewards for Business customersCompare the Best 0% APR Business Credit CardsBest for generous cash back rewards and long 0% APR U.S. Bank Business Triple Cash Rewards World Elite Mastercard® Insider’s Rating Info icon Insider's Ratings are decided by our editorial team. Features to Look For in 0% APR Business Credit CardsThe best 0% APR business credit cards either offer generous terms for zero interest, or high rewards for spending on the credit card. 0% APR Business Credit Card Frequently Asked QuestionsDo 0% APR business credit cards exist? Yes, many 0% APR business credit cards allow balance transfers from other credit cards, including business cards. While using more of your available credit can impact your credit and credit score, this doesn't typically apply to business credit cards.

Persons: you'll, APRs, Cash, you've, You've, Cardholders, cardholders, They'll Organizations: Business Insider, U.S . Bank Business, Cash, Mastercard, Bank of America, Cards, Bank Business, American Express, Bank, of America, Rewards, EV, Ink, FDIC, Express, U.S . Bank, Business, U.S, Chase, . Bank, Chevron Locations: Chevron

☆ 4 freelancers share how they use AI to save time and make more money
▼ + stars: | 2023-10-04 | by ( Ella Hopkins | ) www.businessinsider.com time to read: +3 min

Four freelancers shared with Insider how they integrated artificial intelligence into their work — from wedding planning to writing e-books — to ease their workloads. Samantha North started her blog, Digital Émigré, in September 2020. Last year, she tried to use AI to help write her content but found it sounded nothing like her. A wedding-business owner uses AI to write speechesJen Glantz runs a bridesmaid-for-hire business. Glantz shared with Insider how she trained the tool and how she used AI to produce marketing content.

Persons: Morgan Stanley, Samantha North, North, ChatGPT, inputting, I've, Claude, Jen Glantz, she'd, Glantz, Angelina Stanzione, Chris Rawson, ghostwriters, Stanzione Organizations: PAS, Publishing

☆ Her Father Is the B.T.K. Killer. She’s Helping to Close More Cases.
▼ + stars: | 2023-09-15 | by ( Remy Tumin | More About Remy Tumin | ) www.nytimes.com time to read: +1 min

Kerri Rawson sees her life in two parts: before and after she learned that her father was a serial killer. The before included camping and fishing vacations as a family; helping her father build a treehouse and working alongside him in the garden; going to church every Sunday. Ms. Rawson was 26. After years of therapy, Ms. Rawson, 45, is offering intimate details about Mr. Rader’s life to investigators who asked for her help solving cold cases that may involve her father. Her contributions in recent months have helped investigators identify him as the prime suspect in two unsolved cold cases: a missing person investigation and a murder.

Persons: Kerri Rawson, Ms, Rawson, Dennis Rader, B.T.K

☆ A couple made $34,000 in 3 months selling books on Amazon KDP. Here's how they use ChatGPT to help write their books.
▼ + stars: | 2023-09-01 | by ( Ella Hopkins | ) www.businessinsider.com time to read: +7 min

Angelina Stanzione and Chris Rawson started selling nonfiction books on Amazon KDP in 2019. The couple has published 29 nonfiction works on Amazon KDP — 17 of which are also available as audiobooks on Audible — in four years. Rawson and Stanzione published another two nonfiction books and made $5,000 in KDP royalties in their first four months on the platform. Paying for cost-per-click ads on Amazon helps build their readershipStanzione and Rawson pay for ads on Amazon KDP but don't advertise externally. Now their KDP business income is almost passiveThe couple has made $34,500 from KDP and $5,000 from audiobook royalties in three months.

Persons: Angelina Stanzione, Chris Rawson, ghostwriters, Rawson, Stanzione, they'd, ChatGPT, Stazione Organizations: KDP, Publishing, Urban, Amazon Locations: ChatGPT, Spain

☆ More Visible L.G.B.T. People Isn’t A Curiosity or Crisis — It’s Normal - The New York Times
▼ + stars: | 2023-07-20 | by ( Jane Coaston | ) www.nytimes.com time to read: +3 min

Then, he said, there was an idea that “a certain amount of gender transgression was spectacular. As long as it’s still in that realm, it’s OK and it’s entertainment.” But he told me that when L.G.B.T. But the vast majority of people are straight and cisgender, and the vast majority will no doubt be so in the future. There’s been an objective increase in the number of visible L.G.B.T. There is no maximum number of people on earth who can be trans before we face civilizational ruin or planetary collapse.

Persons: K.J, Rawson, he’d, “, Hugh Ryan, Ryan, ”, Isaac Schorr, There’s Organizations: Northeastern University, Transgender

You can use a Hilton free night certificate at just about any Hilton hotel, including the stunning Waldorf Astoria Grand Wailea Resort in Maui. Hilton HotelsYou can earn Hilton free night certificates with select Amex Hilton credit cards. Hilton free night reward certificates are valid at almost any Hilton hotel, including luxury Conrad and Waldorf Astoria properties. Best Hilton hotels for using a free night certificateYou'll usually get the most value from your Hilton free night certificate by redeeming it at expensive properties or luxury beach resorts. How to use Hilton free night certificatesWhen you've earned a Hilton free night certificate, you'll receive an email from Hilton Honors letting you know your award is in your Hilton account.

Hilton HotelsYou can earn Hilton free reward night certificates with select Amex Hilton credit cards. Earn a Free Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year. If the annual fee of the Hilton Honors American Express Aspire Card is too high for you, the Hilton Honors American Express Surpass® Card is a good option. Details Rewards Earn 12x Hilton Honors Points at Hilton per dollar for purchases made directly with hotels and resorts in the Hilton portfolio. Enjoy complimentary Hilton Honors Gold Status with your Hilton Honors Business Card.

☆ How to earn, redeem, and maximize Hilton Honors rewards points — from luxurious Conrad resorts to family-friendly Hampton Inns, there are options for every traveler
▼ + stars: | 2023-02-10 | by ( Carissa Rawson | Freelance Writer | Read More | ) www.businessinsider.com time to read: +44 min

How to earn Hilton rewards pointsHilton has two main categories of points: bonus points, which help you earn rewards via special promotions, and elite-qualifying base points. You can do so at the following ratios:HawaiianMiles : 1 HawaiianMile = 1.5 Hilton Honors points: 1 HawaiianMile = 1.5 Hilton Honors points Virgin Atlantic Flying Club: 1 Virgin Atlantic point = 1.5 Hilton Honors pointsEarn Hilton points through your elite statusJoining Hilton Honors can be especially lucrative if you're on the road often. Finally, Lyft and Hilton have teamed up to offer 3x Hilton Honors points on Lyft rides, or 2x Hilton points for shared Lyft rides. Redeem Hilton Honors points for event creditsIt's also possible to redeem your points for events at a Hilton, though this isn't generally considered a good way to maximize your Hilton points value. Here's how much the credits cost:25,000 points = $5050,000 points = $10075,000 points = $150125,000 points = $250250,000 points = $500Exchange Hilton points for airline milesIf you'd rather have airline or rail points, you have the option to transfer Hilton points to partner airlines, though redemption rates vary.

As a newly minted Airman, I was floored when I first found out about all the credit card perks active duty military members receive. Note that credit card lenders may use many different variations of credit score models when considering your application. Review: IHG Rewards Premier credit card reviewBest Discover Cards for Military MembersWhile Discover credit cards don't actually charge any annual fees — it's one of their hallmarks — they've outdone much of the competition by eliminating all over-limit and late fees for active-duty military credit cards. Review: Navy Federal Flagship Rewards credit card reviewBest Credit Cards for Active-duty Military Frequently Asked Questions (FAQ)Are military credit cards guaranteed approval? Military members will have their credit vetted just as anyone who applies for a credit card.

However, most airlines also offer a credit card that provides priority boarding, and if they don't there are plenty of credit cards that'll reimburse you for priority boarding fees. Airline credit cards with priority boardingIt's worth noting that priority boarding isn't the only reason to get an airline credit card. Note that credit card lenders may use many different variations of credit score models when considering your application. Read our review Read Our Review A looong arrow, pointing rightEven if you don't have a co-branded airline credit card, you can still enjoy priority boarding by paying for it with a credit card that offers annual travel credits. Do you have to pay with an airline credit card to get priority boarding?

Airline credit cards with free checked bagsPlenty of airlines offer credit cards with a free checked bag, but those cards often offer other benefits too. United Airlines credit cardsThere are five different United credit cards available that offer free checked bags. Credit cards with free checked bags frequently asked questions (FAQ)How can you get free checked bags? However, you can receive at least one free checked bag by holding various airline credit cards which waive this fee. Do you have to pay with your airline credit card to get free checked bags?

Another option is to pay for priority boarding using a travel rewards credit card that offers statement credits for airline or travel purchases. However, most airlines also offer a credit card that provides priority boarding, and if they don't there are plenty of credit cards that'll reimburse you for priority boarding fees. Airline credit cards with priority boardingIt's worth noting that priority boarding isn't the only reason to get an airline credit card. Read our review Read Our Review A looong arrow, pointing rightEven if you don't have a co-branded airline credit card, you can still enjoy priority boarding by paying for it with a credit card that offers annual travel credits. Do you have to pay with an airline credit card to get priority boarding?

☆ Here's why your Thanksgiving turkey probably cost a lot more than it did last year
▼ + stars: | 2022-11-24 | by ( Jyoti Mann | ) www.businessinsider.com time to read: +3 min

Turkey farmers in the US face higher costs for feed, electricity and fuel due to an inflation surge. Bob's Turkey Farm in Lancaster, Pennsylvania, told Insider that all its costs are up by 25%. Bob's Turkey Farm in Lancaster, Pennsylvania, told Insider the cost of rearing a turkey had jumped by a quarter compared with last year but has only raised prices by up to 16%. The cost of feed, electricity, fuel, propane, oil and electricity is skyrocketing." The farm typically sells turkeys for about $6 a pound, meaning the average Thanksgiving turkey it sells costs about $100.

The Credit Card Competition Act of 2022 has been added to the National Defense Authorization Act (NDAA). This amendment, which would affect both Visa and Mastercard, will work to increase competition between credit card issuers. Currently, Visa and Mastercard account for nearly 83% of the credit card market, leading to a massive duopoly with little competition. While the Credit Card Competition Act of 2022 has the potential to force merchants to accept more credit cards, it may also backfire on those who collect credit card rewards. We'll see if — and when — the Credit Card Competition Act of 2022 is passed.

The IHG® Rewards Premier Credit Card and IHG® Rewards Premier Business Credit Card offer a free reward night every account anniversary. Let's take a look at some of the best hotels for redeeming your IHG free night certificate. IHG Hotels and ResortsA stay in Miami Beach can be a pricey proposition, but the Kimpton Surfcomber Hotel is an affordable option for using IHG Rewards. Award nights here start at 36,000 points in the off-season, making it a good choice for redeeming an IHG free night certificate. Bottom lineThe IHG® Rewards Premier Credit Card and IHG® Rewards Premier Business Credit Card pack a lot of perks for a low annual fee.

Here are some of the best credit cards for active-duty military — and some of the valuable perks you can receive. Unlike other banks, Amex will waive annual fees for all of its credit cards, whether they're business or personal. Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases. Best Chase cards for active-duty service membersWhile Chase doesn't waive annual fees for its small-business credit cards, it will waive them for all its personal cards. Show more Regular APR 19.24% - 26.24% Variable Editor's Rating 4.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available.

Many airline credit cards offer a free checked bag as a benefit, and some include your companions. Some premium credit cards offer travel credits you can use toward airline checked bag fees. Fortunately for travelers, there are plenty of ways to avoid checked bag fees. Airline credit cards with free checked bagsPlenty of airlines offer credit cards with a free checked bag, but those cards often offer other benefits too. Carissa Rawson is a personal finance and credit cards expert who has spent the last five years helping consumers make informed decisions.

You can redeem credit card points and miles for flights and hotels and save thousands on a Maldives vacation. Add to this the incredible blue lagoons, white-sand beaches, and plethora of options for using credit card rewards for travel, and the Maldives is possibly the best socially distanced vacation you'll find. How to use credit card rewards for flights to the MaldivesPrior to COVID-19, there were tons of options for getting to the Maldives using award miles. All of the Amex Hilton credit cards (Hilton Honors American Express Surpass® Card , Hilton Honors American Express Card, The Hilton Honors American Express Business Card, and Hilton Honors American Express Aspire Card) offer automatic Hilton elite status. Though it's not cheap, you can earn additional Hyatt points by opening The World Of Hyatt Credit Card or transferring points from Chase at a 1:1 ratio.

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