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When you miss a mortgage payment, you incur late fees and hurt your credit score. But skipping mortgage payments comes with serious consequences that could include losing your house. Are you finding it hard to make your monthly mortgage payment? This allows you to pause your mortgage payments for a certain amount of time or, in some cases, make reduced payments instead. FAQsWhat should I do first if I realize I can't make my mortgage payment?

Persons: Craig Martin, Christian Mills, Freddie Mac, you've, you'll, it's, Aly J, Yale Aly J, Bob Organizations: Christian, US Department of Housing, Urban, Chevron, Yale, Forbes, Money Magazine, The Dallas Morning News, Bob Schieffer College of Communication, Twitter

Basics of how home equity loans workWith a home equity loan, you use your home as collateral for a loan. Home equity loan terms vary, but you usually have anywhere from five to 30 years to repay the loan. Differences between home equity loans and HELOCsHome equity lines of credit (HELOCs) are similar to home equity loans in that they let you borrow from your home's equity. What's the difference between a home equity loan and a home equity line of credit (HELOC)? She covers mortgage rates, refinance rates, mortgage lender reviews, and homebuying for Personal Finance Insider.

Persons: you've, whittle, Molly Grace, Molly, Read, Aly J, Yale Aly J, Bob Organizations: Homeowners, Chevron, Business, Finance, Insider, Rocket Companies, Twitter, Yale, Forbes, Money Magazine, The Dallas Morning News, Bob Schieffer College of Communication Locations: Chevron, mgrace@businessinsider.com

☆ Ruth Simon — Senior special writer at The Wall Street Journal
▼ + stars: | 2023-11-14 | by ( Ruth Simon | ) www.wsj.com time to read: +1 min

Ruth SimonRuth Simon is a New York-based reporter for The Wall Street Journal, where she covers small business and entrepreneurship. She has previously covered consumer lending, mortgages and housing, and reported for WSJ's Personal Journal and Money & Investing sections. Ms. Simon won a 2019 Best in Business Award from the Society of American Business Editors and Writers for her coverage of the impact of the labor squeeze on small business. She was part of a WSJ team that received a 2021 New York Press Club award for spot news coverage of the Paycheck Protection Program rollout. In 1995, she won the Award for Excellence in Financial Writing from the New York State Society of Certified Public Accountants.

Persons: Ruth Simon Ruth Simon, Simon, Gerald Loeb, Loeb, ” Organizations: Wall Street, Society of American Business, Writers, WSJ, New York Press, Money, Forbes Magazine, Distinguished Business, Financial, National Press Foundation, New York Newspaper Publishers Association, New York State Society of Certified Public Accountants, New York City, Society of Professional Journalists, Finance Locations: New York

☆ Cramer says tech has a 'well-deserved premium' because of stocks like Nvidia
▼ + stars: | 2023-08-22 | by ( Julie Coleman | ) www.cnbc.com time to read: +1 min

CNBC's Jim Cramer on Tuesday reiterated his faith in tech stocks, especially Nvidia and its "Magnificent Seven" peers. Cramer recognized that some investors question how tech shares are so pricey, especially when the stock is up. He has shared that skepticism, Cramer acknowledged, especially at the start of his career when similar doubts about the value of tech stocks were prevalent. According to Cramer, this shift in mindset led him to bring Microsoft to Goldman Sachs as well as other tech stocks he considered winners, like Apple and Nvidia . "Tech has a well-deserved premium because of stocks like Nvidia," he said.

Persons: CNBC's Jim Cramer, Cramer, Goldman Sachs, Cramer's Organizations: Nvidia, Magazine, Microsoft, Apple, Tech

☆ Infineon CFO: looking for acquisitions of up to 3 bln euros
▼ + stars: | 2023-05-31 | by ( ) www.reuters.com time to read: +1 min

BERLIN, May 31 (Reuters) - Infineon (IFXGn.DE) is looking for small- and medium-sized acquisitions worth up to 3 billion euros ($3.30 billion) that would fit well with the German chipmaker's portfolio, Chief Financial Officer Sven Schneider told Germany's Focus Money magazine. "We are now aiming for smaller and medium-sized acquisitions in order to strengthen ourselves selectively in those areas where we can become even better," said Schneider. Acquisitions can range from 1 to 3 billion euros, said Schneider, who added that liquidity was not an issue. "We have liquidity of almost 3 and a half billion euros. That currently corresponds to about 2.6 billion euros," he said.

Persons: Sven Schneider, Germany's, Schneider, Miranda Murray, Friederike Heine Our Organizations: Infineon, Thomson Locations: BERLIN

☆ BMW meets 2022 pretax earnings target -Focus magazine citing CFO
▼ + stars: | 2023-02-12 | by ( ) www.reuters.com time to read: +1 min

Companies Bayerische Motoren Werke AG FollowBERLIN, Feb 12 (Reuters) - BMW (BMWG.DE) met its 2022 target for significantly higher pretax earnings than in the previous year, Focus Money magazine reported on Sunday, citing the German carmaker's chief financial officer. Otherwise we wouldn't be sitting here so relaxed," CFO Nicolas Peter was quoted as saying by Focus Money magazine. The carmaker, which is due to publish its full-year results in mid-March, was not immediately available to confirm the report. "France and Spain are doing better," he told Focus Money. Reporting by Riham Alkousaa; Editing by Susan FentonOur Standards: The Thomson Reuters Trust Principles.

☆ Jason Zweig — Columnist at The Wall Street Journal
▼ + stars: | 2022-09-19 | by ( Jason Zweig | Caitlin Mccabe | ) www.wsj.com time to read: 1 min

Jason ZweigJason Zweig writes The Intelligent Investor column every weekend for The Wall Street Journal. He also writes Back in Business, an occasional column about financial history. Jason is the author of “Your Money and Your Brain,” on the neuroscience of investing, and the editor of the revised edition of Benjamin Graham’s “The Intelligent Investor,” the classic text that Warren Buffett has described as “by far the best book about investing ever written.”Before joining the Journal, Jason helped the Nobel Prize-winning psychologist Daniel Kahneman write the book “Thinking, Fast and Slow.”Earlier, Jason was a senior writer for Money magazine, a guest columnist for Time magazine and CNN.com, and a senior editor at Forbes magazine. He spent a year studying Middle Eastern history and culture at the Hebrew University in Jerusalem.

☆ After an unexpected job loss, personal finance expert Jean Chatzky explains the steps she took when she started her business and what that success means to her
▼ + stars: | 2022-09-17 | by ( Jennifer Streaks | ) www.businessinsider.com time to read: +10 min

Jean Chatzky built her thriving business after an unexpected job loss. When starting your business make sure your idea has business legs, Chatzky says. Before Jean Chatzky wrote over half a dozen books on personal finance and money management, she was a financial columnist at Money magazine. I decided right then that instead of working for someone else again, I would start my business," Chatzky explained. Chatzky always tells business owners that it's important to continue to manage your own money while growing your business.

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