DIRS.INFO The most relevant business & tech news

But it's possible to help your child build a solid credit profile without putting your own credit health on the line. Remember, if an authorized user account is added to your child's credit reports, it has the potential to boost or damage your child's credit scores. A student credit card or a secured credit card can potentially be a good fit for young people who want to establish credit on their own. Can my child build credit without a credit card? Yes, you can build credit for your child without a credit card by using other methods like student loans and certain types of utility payments.

Persons: you'll, it's, you've, they're, It's Organizations: Social, American, Self Locations: Equifax, Chevron

It's important to review your credit reports often to check for mistakes, and to do that you need to know how to read a credit report. Because your credit matters so much, it's important to keep a close eye on your credit reports from all three major credit bureaus — Equifax, TransUnion, and Experian — and learn how to read a credit report. How to read a credit reportMost credit reports are broken down into sections that make your information easier to understand and digest. InquiriesThe final part of your credit report, known as the inquiry section, contains a list of who has accessed your credit report in the last 24 months. Editor's Rating 4.6/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Editor's Rating 4.7/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Editor's Rating 4.6/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Learn more On Aura's website Learn More Learn more On IdentityForce's websiteDisputing incorrect informationUnfortunately, errors and fraud wind up on credit reports all the time.

Persons: —, Experian —, You'll, you've, You've, they're, haven't Organizations: Visa, Card, preapproved, Credit Monitoring, Chevron, Federal Trade Commission Locations: AnnualCreditReport.com

☆ China is trying to end its ‘epic’ property crisis. The hard work is just beginning
▼ + stars: | 2024-05-21 | by ( Laura He | ) edition.cnn.com time to read: +7 min

“The policymakers recognize the urgency to prevent an outright property crisis,” said Zhaopeng Xing, senior China strategist at ANZ Research. According to Goldman Sachs, the total value of unsold homes, unfinished projects and unused land in China is about 30 trillion yuan ($4.1 trillion). On Friday, Tao Ling, deputy governor of the PBOC, said the relending program could eventually underpin 500 billion yuan ($69 billion) worth of bank loans to support the buying. The Housing Ministry said Friday that local governments can instruct local state-owned enterprises to help purchase some unsold homes from developers. Just the beginningAddressing the oversupply of unsold homes is only the first step, experts say.

Persons: ”, Zhaopeng Xing, Goldman Sachs, it’s, Tao Ling, Ting Lu, Nomura, Helen Qiao, It’s, Tao, ” Jing Liu, Taylor Wang, Xing, Goldman, Donald Trump, Michelle Lam, Wei Yao, Société Générale Organizations: Hong Kong CNN —, ANZ Research, Goldman, People’s Bank of China, Greater China, Bank of America, Housing Ministry, HSBC, European Union Locations: China, Hong Kong, Hong Kong CNN — Beijing, Beijing, Greater, Société, Japan

☆ Societe Generale economist discusses Chinese property market
▼ + stars: | 2024-05-17 | by ( ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailSociete Generale economist discusses Chinese property marketMichelle Lam, greater China economist at Societe Generale, discusses the potential headwinds for Chinese markets.

Persons: Michelle Lam Organizations: Societe Generale Locations: China

☆ Can You Pay a Mortgage with a Credit Card?
▼ + stars: | 2023-10-18 | by ( Michelle Lambright Black | ) www.wsj.com time to read: +10 min

“Eventually something is going to blow up.”That said, paying your mortgage with a credit card can make sense in a few circumstances, such as when you’re trying to earn a credit card sign-up bonus. How to pay your mortgage with a credit cardIn general, mortgage companies and mortgage loan servicers do not accept credit cards as a form of payment. If you plan to buy gift cards with your credit card and use them to pay your mortgage, it’s important to review your credit card issuer’s policies first. Most people consider paying their mortgage with a credit card for one of two reasons—they want extra time to make their mortgage payments or they want to earn credit card rewards. Potentially, yes: You want to earn credit card rewardsThere is one scenario where paying a mortgage with a credit card may make sense.

Persons: Michelle Lambright, ”, Jeff Rose, Plastiq, it’s, LaToya, “, You’re, Cash, Kevin Payne Organizations: Mastercard, Western Unions, Chase, Capital, Federal Reserve Locations: Plastiq, Birmingham, It’s

☆ China's economy will probably grow less than 3% this year, says economist
▼ + stars: | 2022-10-21 | by ( ) www.cnbc.com time to read: 1 min

Share Share Article via Facebook Share Article via Twitter Share Article via LinkedIn Share Article via EmailChina's economy will probably grow less than 3% this year, says economistMichelle Lam of Societe Generale says the Shanghai lockdown in the second quarter is a significant reason for slowing growth.

You can help your child establish and build credit without taking on the dangers of co-signing for a loan or credit card. Call your card issuer and ask for your son or daughter to be added onto your credit card as an authorized user. If so, he or she may be able to open a credit builder loan to help establish some credit. A student credit card or a secured credit card can potentially be a good fit for young people who want to establish credit on their own, without the need for a co-signer. Some options to consider include:Discover it Student Cash BackWells Fargo Cash Back College CardBank of America Travel Rewards Credit Card for StudentsPetal CardSecured credit cards: Another option your child might want to consider is a secured credit card.

It's important to review your credit reports often to check for mistakes, and to do that you need to know how to read a credit report. You're normally allowed a free credit report from each of the three major credit bureaus annually, but you can get them weekly until the end of 2023. Because your credit matters so much, it's important to keep a close eye on your credit reports from all three major credit bureaus — Equifax, TransUnion, and Experian — and learn how to read a credit report. However, you can get a free copy of your credit report every week from each credit bureau up until December 31, 2023 as a result of the COVID-19 pandemic. InquiriesThe final part of your credit report, known as the inquiry section, contains a list of who has accessed your credit report in the last 24 months.

Search resuls for: "Michelle Lam"

8 mentions found