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Republican presidential candidate and former President Donald Trump arrives to address the Pray Vote Stand Summit at the Omni Shoreham Hotel on September 15, 2023 in Washington, DC. According to the poll, 62% have either major concerns (52%) or moderate concerns (10%) about Trump facing different criminal and civil trials for alleged wrongdoing, including for trying to overturn the 2020 presidential election. Another 60% have major concerns (45%) or moderate concerns (15%) about Biden's possible awareness or involvement in the business dealings of his son, Hunter, including alleged financial wrongdoing and corruption. And 47% have either major concerns (34%) or moderate concerns (13%) about Trump, at age 77, not having the necessary mental and physical health to be president for a second term. "I would vote third party in protest if it was Trump versus Biden," Chester added.

Persons: Donald Trump, Joe Biden's, Trump, Biden, Bill McInturff, Jeff Horwitt, —, doesn't, Hunter, Mary Lyon, Kevin Chester, Chester Organizations: Omni, NBC News, Democratic, Republican, Hart Research Associates, Trump, Republicans, GOP, Biden aren't, NBC, Arizona Republican, Biden Locations: Washington ,, Fulton County , Georgia, Tucson , Arizona, Arizona

☆ How Much of My Paycheck Should I Save?
▼ + stars: | 2022-12-28 | by ( ) www.wsj.com time to read: +12 min

By Tanza LoudenbackIf you’re wondering how much of your paycheck to save but don’t have any concrete goals in mind, there may be a better strategy. Where to save for retirementYou should count yourself lucky if you work for a company that offers a retirement plan to employees. How much to save for other goalsSavings targets for nonretirement goals also depend on your timeline and where you save the money. You should keep the cash somewhere easily accessible that carries no risk, such as a savings account, money-market account, or CD. Once you know your target down payment, it’s easy to figure out how much you need to save from each paycheck.

☆ How Does Life Insurance Work and What to Know Before You Buy
▼ + stars: | 2022-09-23 | by ( ) www.wsj.com time to read: +14 min

What to know about life insuranceTerm vs. permanent life insuranceThe two main types of life insurance are term and permanent. Permanent life insurancePermanent life insurance comes in four main variations: whole, variable, universal and variable universal. How to buy life insuranceYou may already have free term life insurance through your employer. A life insurance policy you buy from a private company stays with you for as long as you make payments. How life insurance pays outBeneficiaries have a few choices of how to receive a life insurance payout.

"I became a financial advisor to mentor my clients through all financial aspects of their lives," says John Stoj, investment advisor representative and founder of Verbatim Financial. Traditional financial advisors: These include Certified Financial Planners (CFP), brokers, Registered Investment Advisors (RIA), and wealth managers. Find a financial advisor near youJust about anyone can benefit from working with a financial advisor. 7 questions to a financial advisor before you hire themBelow are a few of the most important questions to ask a financial advisor you're considering hiring. The financial takeawayConsulting with a financial advisor is a smart way to make headway in achieving both short-term and long-term financial goals.

A financial advisor is a professional who provides clients with guidance pertaining to financial goals, mortgages, insurance, retirement, investing, and general financial management. "I became a financial advisor to mentor my clients through all financial aspects of their lives," says John Stoj, founder of Verbatim Financial. "In an ideal world, a financial advisor should look at your overall financial picture and help you build a plan to get to and through retirement," says Mary Lyons, financial advisor and founder of Benchmark Income Group. 7 questions to a financial advisor before you hire themBelow are a few of the most important questions to ask a financial advisor you're considering hiring. How much a financial advisor cost varies from advisor to advisor, and can look different depending on how they charge you.

Persons: —, it's, John Stoj, Here's, John Hagensen, Mary Lyons, Lyons, they're, Fee, you'll Organizations: Service, Financial Planners, Investment, NASAA, RIA, National Association of, Financial, Creative, Benchmark Income, CPA, Chevron, Consulting

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