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However, it can be difficult to find sunscreen that won't leave a white cast if you have a dark skin tone. However, the best sunscreens for dark skin tones provide ample sun protection without leaving a white cast. Our top pick, the Kosas DreamBeam SPF40, is a personal favorite of mine as someone with a medium-dark skin tone. Ahead, find the best sunscreens for dark skin tones—many of which we've tested firsthand. AdvertisementOur top 6 picks for the best sunscreen for dark skin tones

Persons: Kiran Mian, Mian, we've Organizations: Business

☆ How we test, review, and recommend products
▼ + stars: | 2024-05-02 | by ( Insider Reviews Team | Les Shu | ) www.businessinsider.com time to read: +6 min

Janelle LeesonBelow is a sampling of some of the core products and services the Reviews team tests. Reporters enlist their cats, dogs, and other pets to help test products, while pet health articles are medically reviewed by veterinarians and supported by expert interviews. Insider Reviews' health articles are medically reviewed by doctors and other health professionals, and supported by expert interviews. Molly Allen/InsiderThe Reviews team tests products the way people would use them in everyday life. In addition to our in-house and freelance testers, we also have an internal council of volunteers and freelancers who help us test products and offer additional perspectives.

Persons: Janelle Leeson, Antonio Villas, Sally Kaplan, Molly Allen, James Brains, Erin Brains, Amir Ismael Organizations: Business Insider's Service Journalism, Tech, Samsung, Boas, Health

Financial advisor Cassandra Cummings has taught more than 100,000 Black women start investing in the stock market. Here are four investments she recommends for beginners, including REITs and dividend stocks. Real estate investment trustsInvesting in real estate can require large sums of cash on hand to close sales, make renovations, and maintain properties. On the other hand, real estate investment trusts (REIT) are companies that own, operate or finance income-producing real estate ventures. It's an easy way to start investing in real estate if you don't have the capital to invest in your own rental property.

☆ Grammys 2023: A Beyoncé vs. Adele Rematch, and Everything Else You Need to Know
▼ + stars: | 2023-02-03 | by ( Neil Shah | ) www.wsj.com time to read: 1 min

Even among the many Grammy Awards shows with highly competitive races between artists, this year stands out. Consider all the questions fans have to pore over: Will it finally be Beyoncé’s year? If so, where does that leave Kendrick Lamar? Will Bad Bunny make history for Latin artists? Or will coveted prizes go to industry titans like Adele and Taylor Swift and insider picks such as ABBA and Coldplay?

For my Oka-B flats review, I wore mine right out of the box and there was no break-in period. Similar to more of our favorite footwear brands like Allbirds and Rothy's, the Oka-B flats are made from recycled materials. The brand even offers a recycling program in which customers can send back their worn shoes for 15% off their next purchase. This hasn't been an issue when I've worn them during the rain or in cooler weather, like 75 degrees Fahrenheit and below. The Oka-B flats are a savvy substitute for rain boots, as they'll keep your feet dry and comfortable all day in a sleek silhouette.

Persons: I've, That's, Elizabeth Yuko, —, They're, they've Organizations: Business, Georgia Matte Ballet, Taylor, New York Locations: New York City, Oka, Georgia, New

Taxpayers can expect to see an increased standard deduction and child tax credit when filing their tax return, while other deductions have been eliminated or capped. Most taxpayers can file their tax return online using services like TurboTax, H&R Block, Liberty Tax, and TaxAct. That means that the law's changes will hit your wallet when you file your tax return before Tax Day on April 15, 2019. Let's take a look at some of the biggest changes you can expect on your tax return when you file this year. A bigger Child Tax CreditIn 2017, the Child Tax Credit was $1,000 per child.

For our most up-to-date luggage recommendations, check out our guides to the best luggage and best carry-on bag. The new Fortis Pro Smart hardside spinner begins with a lightweight polycarbonate shell, which eBags describes as "unbreakable." In that respect, the eBags Fortis Pro is a force to behold. Simply unzip it, and you can expand the Fortis bag by about an inch and a half. The eBags Fortis Pro is a solid product, and representative of the deliberation with which eBags designs its products.

Persons: eBags, scuffs, There's, — Organizations: Business, Fortis Pro Smart, eBags Fortis Pro, Fortis Pro, Fortis, TSA

The bottom lineWhen it comes to travel rewards, there's a time to conserve and there's a time to splurge. Chase Sapphire Reserve® 4.4 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star A tooltip Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Learn moreChase Sapphire Reserve® 4.4 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star A tooltip Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Annual travel credit can effectively shave $300 off the annual fee if you use it Check mark icon A check mark. That's $900 toward travel when you redeem through Chase Ultimate Rewards®$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.

Persons: —, that's, hasn't, aren't, Chase, there's, I'm, airfare, That's, we're, we've, it's Organizations: Air, Service, MSC, MSC Cruises, Citi, Mastercard, Airlines, Air France, Venture, Capital One, Chase, Card, Sapphire, TSA, Reading Chevron, American Airlines, Admirals Club, AA, Chevron, Business Locations: Europe, Air France, Italy, Florence, Rome, France, Spain, Chicago

☆ Most people don't realize Chase's Ultimate Rewards travel portal lets you redeem points for more than just flights and hotels — here's what else you can book
▼ + stars: | 2019-01-14 | by ( Holly Johnson | Freelance Writer | Read More | ) www.businessinsider.com time to read: +3 min

If you carry the Chase Sapphire Reserve, you get 50% more travel when you book through the Ultimate Rewards portal. Getty ImagesWhile many Chase Ultimate Rewards enthusiasts transfer points to hotel and airline partners, you can also use points to book "activities" through the Chase travel portal. The Chase Sapphire Reserve gives you 50% more travel when you book through the Chase portal, while you get 25% more travel with the Chase Sapphire Preferred Card. When they think about using their Chase Ultimate Rewards points, they focus mostly on airline and hotel partners, while maybe thinking of using their points to book flights or hotels through the Chase Ultimate Rewards portal. It's super easy to book activities and experiences through Chase if you know where to look within the Ultimate Rewards portal.

Two of the most popular flexible travel programs available are Chase Ultimate Rewards and Citi ThankYou Rewards. Chase Ultimate Rewards: Pros and consThe Chase Ultimate Rewards program has long been considered the most valuable flexible rewards program available. You must have a premier Chase travel credit card (Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, or Ink Business Preferred® Credit Card) to transfer points to airline and hotel partners. Citi ThankYou Rewards: Pros and consLike the Chase Ultimate Rewards program, Citi ThankYou Rewards offers a few different ways to redeem your points. If you're in the market for a new rewards program, make sure to consider both Chase Ultimate Rewards and Citi ThankYou Rewards.

Using credit-card points and frequent-flyer miles can be confusing. While frequent-flyer miles are less flexible than certain credit-card points, there are still great options to use them. Because of the way frequent-flyer programs work, you can usually get a lot more value from a lot fewer frequent-flyer miles than you can with credit-card points. Booking travel through your credit card using pointsOne of the easiest ways to use your bank-based credit-card points is to book travel through your credit-card company's travel portal. Bottom lineIn general, the most lucrative way to use transferable credit-card points is to convert them to frequent-flyer miles and use them to book flights.

As part of that announcement, the company launched two new cards: the Hilton Honors American Express Surpass® Card , and the Hilton Honors American Express Aspire Card . Under the new program, Amex and Hilton offer two personal credit cards — the Hilton Honors Surpass® Card, and the Hilton Honors American Express Aspire Card. There are some similarities to the old cards (which were called the Hilton Honors Amex and the Hilton Honors Surpass cards), but also a few enhancements and improvements. The Hilton Honors American Express Surpass CardFirst up is the Hilton Honors Surpass® Card. The Hilton Honors American Express Aspire CardThe second card, the Hilton Honors Aspire Card, is a bit different.

One of the best perks that comes with The Platinum Card® from American Express is that you can access a ton of airport lounges. This morning, American Express announced another new expansion of one of the Platinum Card's best perks. While the Platinum Card has a higher fee than most credit cards — $695 — it also comes with rewards, perks, and benefits that more than outweigh that fee. The Centurion Lounges are only accessible to Platinum Card cardholders (and people with the invitation-only "Black" card). In addition to the Centurion Lounges, American Express operates eleven "International American Express Lounges" at foreign airports including in Mumbai, Delhi, Buenos Aires, Mexico City, Sydney, and, most recently announced, Melbourne.

For our most up-to-date luggage recommendations, check out our guides to the best luggage and best carry-on bag. Coming in 45-liter and 35-liter sizes, the Tortuga Outbreaker Backpack is the perfect carry-on bag because it packs enough space for a lengthy trip and still adheres to the strictest airline carry-on guidelines. This bag has the absolute best padding I've ever felt or used on any kind of bag. As a carry-on bag, Tortuga truly designed the bag to make things easier on you. If you're looking luggage that will make your next trip easier than ever, the Tortuga Outbreaker Backpack is a must-have.

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