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AdvertisementNupur Dave thought her decision to retire at age 40 in 2022 was an easy one. But the reality of retiring early turned out quite different. AdvertisementSavings and financial independenceDave on her last day at a financial services company, where there is an early retirement advertisement. Nupur DaveBy retiring at 40, Dave became part of the FIRE — "Financial Independence, Retire Early" — community. Advertisement"The whole idea of FIREing was possible because I'm in India," Dave said.

Persons: Nupur Dave, wasn't, Dave, Dave Dave, FIREing, Jovan Johnson, Gwendolyn Merz, Merz, Michelle Jackson, you've Organizations: FIRE, Google, Independence, BI Locations: Bangalore, India, Atlanta, San Francisco, Illinois, Asia

☆ I saved $200,000 by the time I was 27 — but I was miserable
▼ + stars: | 2024-02-15 | by ( Jordan Pandy | ) www.businessinsider.com time to read: +9 min

Gwen Merz started saving money early with the goal of financial independence and retiring early. I had opinions on how my partners were spending their money, and people don't really appreciate that. I bought this really nice sewing machine because quilting and hobbies are really important to me. Doing these hobbies is really important to me, and I just didn't have any space to do anything. I’ve reached a point — it’s called “ Coast FIRE ” — where I don't really need to save any more money for retirement at this point because I have saved so much so early.

Persons: Gwen Merz, —, Merz, Gwendolyn Merz, I'm, It's, ”, “, I’ve, it’s Organizations: Service Locations: IT, Australia

☆ 5 Classical Music Albums You Can Listen to Right Now
▼ + stars: | 2023-11-30 | by ( ) www.nytimes.com time to read: +2 min

But his foray into opera, “Afterword: An Opera in Two Acts,” is less traditionally dramatic. In the liner notes for this finely produced live recording, Lewis — a scholar, computer music specialist and trombonist — talks about the conceptual influence of Anthony Braxton’s operas. In those works, singers are not bound to representations of a single character from one act to the next. Lewis, a veteran of the artistic network, wrote a celebrated historical tome on the organization, and his libretto for “Afterword” freely adapts that text. And it does flourish, among the trio of vocal soloists, most prominently in an extraordinary performance by the contralto Gwendolyn Brown.

Persons: George Lewis’s, Lewis —, —, Anthony Braxton’s, Lewis, Gwendolyn Brown, SETH COLTER Organizations: Association for, Advancement of Creative Musicians

☆ Black Folk Musicians Are Reclaiming the Genre
▼ + stars: | 2023-11-10 | by ( Adam Bradley | Justin French | ) www.nytimes.com time to read: +6 min

[GUITAR PLAYING] I really think folk music can find its origins in all Black music. [BANJO PLAYING] The main thing about folk is it is a storytelling genre. So any genre that conveys a story to the audience I would consider folk music. [FOLK MUSIC PLAYING] There was a particular act called the Carolina Chocolate Drops. I’m also trying to lift up all the different voices so that we have a more well-rounded picture of African-American folk music traditions.

Persons: Gibson, Rhiannon Giddens, Justin Robinson, Joe Thompson, ”, Gwendolyn Brooks, darlin ’ Corey, ’ Corey, ” I’ve, I’m, —, I’ve, We’re, ” “ Organizations: Music, East Tennessee State University, West Locations: Johnson City, That’s, New Orleans, West African, Holbrook

Presley said state government “is bought and sold to the highest bidder,” with Reeves demanding campaign contributions before meeting with people. Presley said Reeves likes to talk about California and New York instead of small towns in Mississippi. Trump released a 30-second video on Tuesday, endorsing Reeves, and Reeves told Presley: “Donald Trump only supports the only conservative in this race." Reeves served two terms as state treasurer and two as lieutenant governor before winning the governor's race in 2019. If neither Reeves nor Presley receives a majority in next Tuesday's election, the race would go to a Nov. 28 runoff.

Persons: JACKSON, Tate Reeves, Brandon Presley, Presley, Reeves, “, ” Reeves, ” Presley, “ I’m, Jesus, “ Brandon, Reeves doesn't, “ You've, Brandon, You’re, Barack Obama, Donald Trump, Trump, “ Donald Trump, he's, Elvis Presley, Gwendolyn Gray, Presley — Organizations: — Mississippi Republican Gov, Democratic, Republicans, ABC, Mississippi Public Broadcasting, pompoms, Republican, Mississippi Public Service Commission Locations: Miss, America, Jackson, California, New York, Mississippi, Caledonia, New Hebron, . Mississippi

The state hasn't wavered as a conservative stronghold in the modern era, and its last Democratic governor was denied a second term 20 years ago. A former mayor of tiny Nettleton, Presley is wrapping up his fourth term as a state utility regulator for northern Mississippi. One of the most famous Black Mississippi residents, Oscar-winning actor Morgan Freeman, recently joined him at a campaign event. Presley has raised more campaign cash than Reeves this year, and he's attracting larger and more diverse crowds than any Democrat running for Mississippi governor in a generation. Presley says the new method of electing a governor gives him a better chance than the old one.

Persons: Brandon Presley, Tate Reeves, “ They’re, ” Presley, murmurs, “, Elvis Presley, Reeves, Presley, Bennie Thompson, Morgan Freeman, Theresa Hall, ”, we’ll, ” Reeves, Sen, Chuck Younger, “ It’s, ” Younger, it’d, Bruce Springsteen, don’t, William Barber, Barber, —, Nick Bain, Medgar Evers, Vernon Dahmer, Fannie Lou Hamer, it's, Democrat Jim Hood, Joe Biden, Mike, Republican Sen, Cindy Hyde, Smith, Thad Cochran, Jim Crow, Eric Holder, Gwendolyn Gray Organizations: Democratic, Republican, U.S . Rep, Mississippi, Tate, Liberal, Black, Democratic Party, Poor, Waffle, Trump, Mississippi Freedom Democratic Party, Democratic National Convention, Democrats, Democrat, U.S . Senate, Mississippi voters, U.S, “, Tougaloo College Locations: NATCHEZ, Miss, Mississippi, Natchez, Jackson, Issaquena County, Los Angeles, Columbus, Alabama, U.S, Gulfport, Biloxi, “, Black, Atlantic City

(AP) — Mississippi's gubernatorial election could hinge on turnout among Black voters, who haven't wielded political influence commensurate to their share of the state population, the Democratic nominee said Friday. At a campaign event in the 80% Black state capital of Jackson just over one month before Election Day, Brandon Presley said Black voters could help carry him to victory. Tate Reeves, who is seeking reelection, of hoping they stay home. “Black Mississippi and white Mississippi have been purposefully, strategically and with intent divided over racial lines. Black voters and lawmakers in Mississippi are overwhelmingly Democratic, while Republicans command majority support among white voters and hold supermajorities in the state Legislature.

Persons: JACKSON, — Mississippi's, haven't, Brandon Presley, Tate Reeves, “, Presley, —, Reeves, Jackson, ”, stomped, Keshun Brown, ” Brown, Rodney Hall, Trent Kelly, Gwendolyn Gray, ___ Michael Goldberg Organizations: Black, Democratic, Republican Gov, Historic District, Mississippi Delta, Jackson, Mississippi Supreme, Republicans, GOP U.S . Rep, Army, Black Republican, Reconstruction, Center for Healthcare, Associated Press, America Statehouse News Initiative, America Locations: Miss, Jackson, “ Black Mississippi, Mississippi, Jackson’s, Mississippi Delta, @mikergoldberg

(AP) — The last Republican who lost a general election for Mississippi governor is endorsing the Democratic nominee in this year's race. “It’s a big deal for me as a former Republican member of Congress and as a former Republican nominee for governor to vote for a Democrat,” Parker said. Parker was the Republican nominee for governor in 1999, and lost a close race to Democrat Ronnie Musgrove, who was lieutenant governor. The 1999 governor's race had to be decided in the Mississippi House because neither Musgrove nor Parker fulfilled the two requirements to win the race, which also had two little-known candidates. Republicans have controlled the Mississippi House since 2012.

Persons: JACKSON, Brandon Presley's, Mike Parker, Presley, Tate Reeves, “, ” Parker, Brandon Presley, he’s, Brandon, ” Presley, Black, Parker, Ronnie Musgrove, Reeves, Clifton Carroll, Hillary Clinton, Joe Biden, ”, Donald Trump, Trump, Musgrove, Gwendolyn Gray, Republican Haley Barbour, Barbour, Republican Phil Bryant Organizations: Republican, Mississippi, Democratic, U.S . Rep, Gov, Democrat, Republicans, Democrats, GOP, U.S . House, Trump, Mississippi House Locations: Miss, Mississippi, Summit

☆ A 32-year-old set aside 78% of her income for 5 years and saved $200,000. She explains why she abandoned the FIRE movement and decreased her savings rate to 10%.
▼ + stars: | 2023-09-14 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +7 min

"I thought, 'Oh, this is just how all work is,'" said Merz — and it wasn't for her. Like many super savers Insider has spoken to, Merz focused on lowering three main expenses: housing, transportation, and food. Merz, a "recovering super saver," used to save up to 78% of her income. Merz currently contributes 10% of her income to her 401k, "and that's about as much saving as I do," she said. A 10% savings rate will still allow her to retire in her mid-50s, she said, since she has such a big head start on savings.

Persons: Gwendolyn Merz's, Merz —, wasn't, Merz, Gwendolyn Merz Merz, maxing, Roth, Gwendolyn Merz, I'm, she'd, I've, St . Louis, She's Organizations: Independence, CSA, Roth IRA, Washington DC Locations: Illinois, Pontiac, Midwest, Washington, St ., —

☆ All smoke and no FIRE: Early retirees open up about the struggles of ditching their paychecks in exchange for freedom and the new ways they're generating extra income
▼ + stars: | 2023-09-13 | by ( Laila Maidan | Kathleen Elkins | ) www.businessinsider.com time to read: +14 min

Members pose questions from how to save and invest to how to raise a family while on the path to early retirement. Early retirement doesn't mean never working againBut the FIRE movement can be more smoke than fire. Think about what's important to you and what you want your lifestyle in early retirement to look like, Cheng said. One message he shares with his community is that early retirement may not be the ultimate finish line for everyone. He also started coaching high school tennis and grew his online blog that offers tips on early retirement.

Persons: Rachel Covert, Isaac Mizrahi, Covert, That's, subreddit, Gwendolyn Merz, Merz, She'd, Marguerita Cheng, Cheng, It's, Michael Quan, Quan, Winnie Jiang, Sam Dogen, Dogen, Sam Dogen Dogen, Shan Fu, Fu, I'm Organizations: Financial Independence, Social Security, Lean FIRE, FIRE, Fortune, Bureau of Labor Statistics, Credit Suisse, Millennials Locations: NerdWallet, New York City, Mexico, Portugal, Asia

☆ Berry suspended for second time for anti-doping violation
▼ + stars: | 2023-08-02 | by ( ) www.reuters.com time to read: +1 min

Aug 2 (Reuters) - American hammer thrower Gwendolyn Berry, a two-time Olympian and a Pan Am Games gold medallist, has been given a 16-month suspension after testing positive for a banned substance, the United States Anti-Doping Agency (USADA) said on Wednesday. It is the second doping ban within a 10-year period for Berry, who was a member of the 2016 and 2020 U.S. Olympic teams. Berry’s violation resulted from her use of a topical medication containing the diuretic and masking agent spironolactone for which she had a prescription. However, Berry failed to obtain a Therapeutic Use Exemption for the medication. Berry's 16-month ban was backdated to April 28, the date her provisional suspension was imposed, ruling her out of this month's world athletics championships in Budapest.

Persons: Gwendolyn Berry, Berry, Steve Keating, Clare Fallon Organizations: Pan Am Games, United, United States Anti, Doping Agency, Olympic, Pan Am, U.S ., Thomson Locations: American, United States, Budapest, Lima, Toronto

☆ 3 OnlyFans stars share their strategies for navigating TikTok, from posting sports commentary to jumping on dance trends with other creators
▼ + stars: | 2023-06-02 | by ( Nhari Djan | ) www.businessinsider.com time to read: +6 min

Even Instagram, which doesn't tolerate nudity with the exception of "health-related situations," breastfeeding, and birth-giving, is more forgiving than TikTok, OnlyFans creators said. That's another challenge OnlyFans creators have to navigate on TikTok — average users can't add links to their bios or videos. "I have a lot of people that are content creators on my TikTok and we're just doing normal things." Other OnlyFans creators use TikTok to showcase elements of their personality and move into more mainstream content. 'It's essentially our resume'Other OnlyFans creators got their start on TikTok and continued to use the platform to grow their OnlyFans audiences.

Persons: Charlotte, I've, they'll, we're, Chloe Sasha, Chloe, Gwendolyn, Gwennie, TikTok, livestreaming, Gwen Organizations: TikTok, Twitter, OnlyFans Locations: Spanish, TikTok, Minnesota, Florida

☆ Legendary Female Artists on the Younger Women Who Inspire Them
▼ + stars: | 2023-04-20 | by ( ) www.nytimes.com time to read: +20 min

The Artist’s Mind What it feels like for female artists to wrestle with ambition, ego, ambivalence and inheritance. That isolation has, historically, been especially true for women artists, some of the most celebrated of whom have seen “writer” or “painter” or “filmmaker” treated as a secondary part of their identity. For this issue, we asked legendary female artists to tell us about a younger woman whose work excites them and gives them hope. But for the current generation of women artists, who have come of age with models who more closely resemble them, identity seems more like a source of community than a trap. Women artists, born into a Babylon of exclusion and possibility, reveal that creative inheritance is as promiscuous as legal inheritance is strict.

☆ A transgender pharmacist says she felt 'dehumanized' after an Arkansas GOP lawmaker asked her about her genitalia during a public hearing
▼ + stars: | 2023-02-15 | by ( Natalie Musumeci | ) www.businessinsider.com time to read: +4 min

An Arkansas GOP lawmaker asked a transgender pharmacist about her genitalia during a bill hearing. "That's horrible," Gwendolyn Herzig replied when McKee asked her, "Do you have a penis?" McKee asked Herzig, who was testifying against the bill at the time, prompting her to respond, "A trans female, yes sir." "You're the one that brought that into the discussion," McKee told Herzig, who shot back: "I never said anything about genitalia." Herzig told Insider on Wednesday that she felt "shock" and "disgust" when McKee asked about her genitalia.

☆ GOP Insider readers: Dump Trump!
▼ + stars: | 2022-11-11 | by ( Kayla Gallagher | ) www.businessinsider.com time to read: +26 min

Insider asked its Republican readers to send in their thoughts on Donald Trump following the GOP's dismal midterm performance. Subscribers to Insider's newsletter were asked two questions: Do you agree with the GOP insiders who blame Trump? Andrew Lichtenstein/Corbis via Getty Image— Joe S.I don't blame Trump per se. Olivier Douliery/AFP via Getty Images— Julia T.I think Trump, DeSantis AND the GOP are EXTREMELY dangerous for our Democracy. The Republican Party needs to get away from the extremists in the party or the Republican Party will no longer exist.

Before Hurricane Ian caused billions of dollars in damage in Florida, Alaura Miller considered herself a part of the lower middle class. Miller, 60, a retired barber, is among Floridians on low or fixed incomes struggling to find affordable housing in one of the nation's most popular and expensive states to live. "Florida came into this hurricane season already having a shortage of affordable housing, particularly for people who are working in service jobs and other lower wage jobs," said Anne Ray, a researcher at the University of Florida's Shimberg Center for Housing Studies. "And so, people who have lost their homes are going to be competing with the people who are already trying to find affordable housing. She added: "I've never been put in a position before where I've had to worry about where I'm going to live or where I'm going to go."

☆ Unearthing the Secrets of New York’s Mass Graves
▼ + stars: | 2016-05-15 | by ( Nina Bernstein | ) www.nytimes.com time to read: +51 min

Then, like more than a million men, women and children since 1869, she was consigned to a trench on Hart Island. Citing security, the city’s Correction Department also repeatedly rebuffed The Times’s requests to witness Hart Island burials firsthand. hart island Future plots Future plots Active trench 2000s 1990s Hart Island N.Y.C. He readily remembered the Dickerson case as a financial disappointment, but said he was hearing of his ward’s Hart Island burial for the first time. When she died, Ms. Murray had $6,887 left in her personal account at New Surfside.

Persons: Alon Sicherman, Micah Dickbauer, Leola Dickerson, Zarramen Gooden, Milton Weinstein, Hart, shrouds Hart Island’s, Ruth Proskauer Smith, Arnold, Timothy Daniels, Melinda Hunt, Hunt, Hart Island’s, “, snatchers, New York State’s, Jim Crow, Gwendolyn Burke, Burke, ”, David Minton, Dickerson, We’re, Mango’s, Joseph Dixon, Helen Katz, Johnny Maddox, Constance Dickerson Williams, Grandma Leola, Dickerson’s, Dr, Michael Katz, Ms, Katz, Maddox, Bernice, Thackus Dickerson, sheriff’s, Jay Stuart Dankberg, ” Mr, Dankberg, exposés, —, ” Felice Wechsler, Constance Mirabelli, Mirabelli, John, Jo Ann Douglas, Mirabelli ”, Douglas, Ciro Ferrer, Ferrer, Regla, Nicholas S, Ratush, Ferrer’s, Ilda, Mr, Julie Bolcer, ” Zarramen, Rita Nelson, Malondya, Doris McCrea, Audrey Ponzio, McCrea, Jonathan Mawere, Emmett Pantin, Sgt, Gerard Pantin, ” Sergeant Pantin, Jason Chiaramonte, Hey, Jason, Chiaramonte, ” Ms, Bolcer, McAllister, Hurricane Sandy, Amy Koplow, Einstein, ” Michael Wynston, Weinstein’s, Wynston, Weinstein, Lynda, abusiveness, Michael, wouldn’t, Barry Gainsburg, they’re, Monica Murray, Maureen, Linda, doesn’t, ” Maureen Eastman, St . Lucia, Murray, Eastman, Grandma, Charles, Murray’s, ’, Sheryl Hurst, Rodeph Sholom, Terry Saunders, Lady Thiang, Hurst’s, James Hurst, Hurst, Sally Kaplan, Sheryl, ’ ” Organizations: The New York Times, New York Times, Sears, Roebuck & Company, city’s, Information, New York University School of Medicine, New York, Department, Times, The Times, Columbia College, United, New, Albert Einstein College of Medicine, Social, Atlantic City, Army, Queens County, Medicaid, Government, Hygiene Legal Service, Medical, Continental, Care, Hart, ”, Offshore Hospital, Hospital, Rivals, American Academy McAllister Institute of Funeral Service, Queens, Nassau Community College, Bellevue Hospital, Association, Center for Nursing, Rehabilitation, Irish, New Surfside, Facebook, Jewish Locations: Hart, New York City, Long, Alabama, New York, Bronx, . New York, New, Dakota, Manhattan, New York State, Jerusalem, Southern, morgues, Philadelphia , New Haven, United States, Ohio, American, Harlem, Rikers, hart, Pleasantville, N.J, Tuskegee, ”, Milton, New Jersey, Queens, Queens County, Pensacola, Fla, Atlantic, West, St, Cuba, Trench, Elmhurst , Queens, Havana, Elmhurst, Far Rockaway, Brooklyn, Turners Falls, Iraq, Trinidad, Florida, Afghanistan, they’re, Midtown Manhattan, Bellevue, Hurricane, St ., Creedmoor, Arizona, Farmingdale, Jersey, —, California

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